; Goal setting, persistence drove retiring president's success
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Goal setting, persistence drove retiring president's success

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When Margaret Howard joined the Bank of Wolcott, Ind., in 1967 she was the sixth staff member in a one-location bank. A couple of weeks after she started one colleague retired; about a year later another passed away. Howard, who came in cold and knew nothing about banking, was part of a dwindling team and had to learn banking roles that were new to her - in a hurry. When you go to all these seminars you're supposed to set goals for yourself. I told our president that I wanted his job someday, Howard said. In 1993, Howard met that goal, becoming the first female president in Bank of Wolcott history.

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