"Some investors want a targeted exchange-traded fund, which focuses on a select market," like oil futures, he said. "Other investors may want more diversity. Be sure you know what you're signing up for before you make your move."
Investment Products Peeling away the layers of investment One financial adviser warns against moving assets before committing your [effective] return on investment,” he said. “there may be muiltiple cost layers — By Martin C. Daks tolerance for risk, investors need to think about including accounting, administrative and other investOrs WhO Want to go beyond savings some other issues, said Don Humphreys, fees — and identifying them all can be difficult.” L:7.5” accounts to grow their money have a range of president of Voyager Wealth Management, in an investment vehicle’s diversification choices. but besides the basic question of harrington Park. may or may not be important, he said. matching an investment vehicle with their “beware of hidden fees that can reduce “some investors want a targeted es ag m rIe pit Ju Hidden fees and cost layers associated with certain investment vehicles can weaken the return on invest- ment for investors. exchange-traded fund, which focuses on a select market,” like oil futures, he said. “Other investors may want more diversity. be sure you know what you’re signing up for before you make your move.” investors also should be clear about the difference between financial products, like savings accounts, insured by the Federal Deposit insurance Corp., and ones that are not, according to regulators. “When you meet or talk with a sales representative about nondeposit investment products, you should be informed that this product is not insured” by the FDiC, according to a statement on the agency’s Web site. the investor should be advised the financial product “is not a deposit or other obligation of,
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