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Make Payment If Negative Information Removed or Account Re-aged

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Make Payment If Negative Information Removed or Account Re-aged Powered By Docstoc
					Date: ______________

_______________________________
_______________________________
_______________________________

Attn: Customer Service

Name(s) on account: ____________________

Account number: _______________________

To Whom It May Concern:

I recently received a copy of my credit report from ____________. It lists my payments to you as
delinquent.


My past financial problems are behind me and I am now in a position to resolve this matter. [Choose on:] I
can pay a lump sum amount of $______/I can pay installments in the amount of $______ per month for
_______ months] if you will agree to do the following:

[ ] [if the amount of the debt is not disputed] If I make a lump-sum payment of $ ________ by ________,

20 __, you will release all claims against me arising from this account and will submit a Universal Data

Form to Experian, Equifax, and TransUnion deleting the account/trade line.

[ ] [if the amount of the debt is disputed] I dispute the amount of the debt. If I make a lump-sum payment

of $ ________ by ________ 20__, you will acknowledge that the balance owed on the account is $__[the

amount of the lump-sum payment]__, you will release all claims against me arising from this account, and

you will submit a Universal Data Form to Experian, Equifax, and TransUnion deleting the account/trade

line.

[ ] [if you propose to make installment payments] If I agree to pay off the debt in installments, you agree to

re-age my account—that is, make the current month the first repayment month and show no late payments

as long as I make the agreed-upon monthly payments.

If my offer is acceptable to you, please initial the accepted proposal, sign the acceptance below, and return
this letter to me in the enclosed envelope.


Sincerely,

________________________________________
              Your signature
Name:            ____________________
Address:         ____________________
                 ____________________
Home phone:      ____________________
Email address:   ____________________

Agreed to and accepted on this _____ day of ______________.

By: _____________________________________

Name (print): _____________________________

Title: ____________________________________

				
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