EXCELLENCE FAMILY FUNERAL PLAN

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					                    EXCELLENCE FAMILY
                      FUNERAL PLAN                                                               1
                                    LET US SHARE YOUR BURDEN
                                     WHILE YOU ARE GRIEVING
           RIP




  Invest in an Assupol Life Excellence Family Funeral Plan

  This plan provides your whole family with funeral cover, including your spouse, children
  (adopted and stepchildren included), parents and parents-in-law and any other family
  members such as uncles, aunts, brothers, sisters, nephews and nieces.

  •   Highly affordable, competitive and flexible premiums.
  •   The premium will be determined by your unique benefit needs.
  •   No waiting period for accidental death.
  •   Six month waiting period for death due to natural causes.
  •   Cashback option available.
  •   Premium waiver is standard. (We will continue to provide free cover to your family after
      your death or disability, for a period of five years).
  •   Benefits are linked to inflation, which means that you will always be able to afford a
      decent funeral.
  •   We will pay out your claim within three working days of receiving all the necessary
      documentation.

  NOTE:
  Benefits are provided for life and will not cease once you turn 65, retire or leave your
  present employment.

  Ask your Assupol Life Representative or Broker for more details.



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FEBRUARY 2009                                                      Representative / Broker:
                           MAXIMUMWEALTH
                           EXCLUSIVE POLICY                                                          2
                                      LONG-TERM INVESTMENT
                                  PLAN THAT IS EXCLUSIVELY YOURS


Your ultimate investment plan with the best professional care available

This policy is a pure investment plan and with this affordable policy you and your family
can enjoy:

•   The best professional care for your money.
•   A choice of investment portfolios to match your investment risk profile.
•   Investment portfolio switching at a minimal cost.
•   Premium escalation to prevent the eroding effect of inflation on your investment.
•   Protection of the investment in case of disability of the premium payer by adding the optional
    premium waiver benefit.

Single premium, monthly premiums or a combination of both are allowed.

All proceeds paid at maturity or death are tax-free.

The policy acquires a loan value after 36 months, dependant on the size of your investment fund.

This policy can be ceded or used as security for a loan.

Consult an Assupol Life Representative/Broker and leave it to the experts to build an
investment plan around your needs.




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FEBRUARY 2009                                                     Representative / Broker:
                             MAXIMUMWEALTH
                              CASH PROVIDER                                                    3
                             ASSUPOL LIFE INTRODUCES FLEXIBILITY TO
                              WEALTH CREATION LIKE NEVER BEFORE


 An investment product that allows you to make provision for your future
 cash flow needs

 MYCASH OPTION

 Save for the things you need: Future improvements on your house, a planned trip for you
 and your family, a deposit on a car for your child…

 •    Premiums are payable monthly over the policy term.
 •    You are free to make additional contributions to the policy at any time.
 •    You can withdraw funds for your personal needs every five years until the end of the
      policy term.
 •    A choice of investment portfolios to match your investment risk profile.
 •    Switch between investment portfolios at a minimal cost.
 •    Premiums can be escalated to prevent the eroding effect of inflation on your
      investment.
 •    You can elect to include the accidental death and injury benefit at an additional
      premium.
 •    Protection of the investment in case of death or disability of the premium payer by
      adding the optional premium waiver benefits.

 OR

 EDUCATION OPTION

 Give your child the chance to succeed in life. Start saving to pay school fees, buy
 uniforms and books, and pay other education expenses.

 •    Premiums are payable monthly over the policy term.
 •    You are free to make additional contributions to the policy at any time.
 •    Annual cash withdrawals can be made after five years for your child’s educational
      needs.
 •    A choice of investment portfolios to match your investment risk profile.
 •    Switch between investment portfolios at a minimal cost.
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 •    Premiums can be escalated to prevent the eroding effect of inflation on your
      investment.
 •    You can elect to include Life Cover for any child you are responsible for.
 •    Protection of the investment in case of death or disability of the premium payer by
      adding the optional premium waiver benefits.

 Start now with the MAXIMUMWEALTH CASH PROVIDER.

 Ask your Assupol Life Representative or Broker for more details.



FEBRUARY 2009                                                       Representative / Broker:
                    THE PROGRESS LEGACY/
                        ACCIDENT PLAN                                                          4
                                 AT LAST, FINANCIAL SECURITY AND
                                  PROTECTION, ALL IN ONE POLICY


THE PROGRESS LEGACY PLAN
The Progress Legacy Plan will provide financial security for you and your family

Death, disability, dread disease, accidental death – we will financially shelter you and
your family from the hardships they bring.

Benefits:
• Affordable premium options.
• Highly affordable premiums, as low as R95 per month.
• Policy may be ceded or used as security for a housing loan.
• A premium waiver option is available for death and disability.
• Joint life option is available.
• A low cost savings premium can be added for as little as R50 per month

THE PROGRESS ACCIDENT PLAN
Protect your financial position in the event of accidental death:

•   Accident cover to provide additional security for you and your family.
•   Guaranteed acceptance up to R200 000.
•   A minimum premium from R99-00 per month.
•   No HIV or other blood tests required.
•   No medical questions asked.

Ask your Assupol Life Representative or Broker for more details.
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FEBRUARY 2009                                                       Representative / Broker:
                 THE CAREFREE LIFE
             RETIREMENT ANNUITY FUND                                                        5
                                       RETIRE TO A CAREFREE LIFE


 Assupol Life has made it easy, so join the Carefree Life Retirement Annuity
 Fund now!

 The Carefree Life Retirement Annuity Fund offers you an affordable alternative to
 providing for your retirement.

 Investment features:
 • Easy transfers from other retirement funds.
 • You can choose an investment portfolio to match your investment risk profile.
 • Switch between investment portfolios at a minimal cost.
 • Actual benefits will depend upon the rate of actual investment return earned and
     the extent to which this return is reduced by taxation and expenses.

 Benefits:
 • Take up to one third of the accumulated funds at retirement as a cash lump sum,
    while the balance is used to purchase an annuity.
 • Any retirement age from 55 can be selected.
 • Early retirement is possible in the event of disability or ill health.
 • Tax efficient savings by means of tax deductible contributions.
 • Protection of the investment in case of disability of the contribution payer by adding
    the optional contribution waiver benefit.

 In difficult economic times:
 • This policy can be made paid-up and contributions can be resumed at any time.
 • In the event of insolvency – accumulated funds can’t be seized by creditors.

 Consult an Assupol Life Representative/Broker and get assistance from the experts to
 make provision for your retirement.
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FEBRUARY 2009                                                   Representative / Broker:
                         Progress 4Sure PLAN
                                                                                                6
                                        ASSUPOL LIFE CLOSES THE GAP



  Assupol life has made life, disability and dread disease cover easy
  No blood test needed and minimal underwriting is required

  •   Up to R200 000 life cover, disability cover and/or dread disease cover.
  •   Cover is phased in over 18 months. No phasing in of cover for claims due to
      accidental causes.
  •   The Progress 4Sure PLAN provides whole life cover for death, disability and
      dread disease.
  •   A funeral benefit feature is included in the life cover.
  •   The Spouse Funeral Cover feature is a standard extra that provides funeral
      cover for your spouse.
  •   The life cover may be accelerated on the diagnosis of a terminal illness.
  •   The Cover Increase Option is a standard feature that provides the opportunity
      to increase cover on certain future life events.
  •   The 4sure Loyalty Reward is a standard feature, no additional premium.
  •   Standard packages are available - GAP 75, GAP 125 and GAP 200.
  •   No exclusions for HIV/AIDS.
  •   Pre-existing conditions are excluded for the disability and dread disease
      benefits.
  •   After the phasing in period the policy can be used for bond cover or to
      provide security for a loan.

  CONDITIONS FOR ACCEPTANCE

  •   You must be actively at work (formally employed) or enrolled at a training
      college.
  •   The phasing in of cover for claims due to natural causes is dependant on
      whether Assupol Life successfully contacted you at work.
  •   You must be earning a gross salary (excluding bonus and overtime) of at least
      R2 500 per month (R1 500 if enrolled at a training college). You must provide a
      salary slip that is no more than 6 weeks old.
  •   The policy may only be taken out for yourself. A declaration must be signed
      on the application form.
  •   Beneficiaries may only be your spouse, children, parents, grandparents or
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      bank in respect of a bond.

  Ask your Assupol Life representative or broker for more details.




FEBRUARY 2009                                                        Representative / Broker:
                             MAXVALUE
                           SAVINGS POLICY                                                   7
                             CREATE YOUR OWN WEALTH WITH THIS
                                 LOW COST SAVINGS PLAN


 Assupol Life gives you the comfort of knowing that your investments will
 grow to meet your financial needs

 With this savings policy you can enjoy the following benefits:
 • Affordable premiums.
 • An investment vehicle to create wealth and savings.
 • You can choose an investment portfolio to match your investment risk profile.
 • Switch between investment portfolios at a minimal cost.
 • Premiums can be escalated to prevent the eroding effect of inflation on your
    investment.
 • A tax-free cash lump sum is paid out at maturity.

 The minimum investment term is 5 years.

 The policy acquires a loan value after 36 months.

 You can contribute a single premium, monthly premiums or a combination of both.

 The policy can be converted into a paid–up policy after the policy has acquired a
 cash value.

 Consult an Assupol Life Representative/Broker and leave it to the experts to build an
 investment plan around your needs.



                                                                                            An Authorised Financial Services and Credit Provider




FEBRUARY 2009                                                    Representative / Broker:
                       ASSUPOL LIFE
                    APPOINTMENT FORM


                          NO NEED TO PUZZLE OVER INSURANCE
                                WE HAVE THE ANSWER


  Please complete this form as thoroughly as possible and hand it in after the
  meeting. This will enable us to assist you with the correct information and
  also ensure that we render an even better client service.


  Consulting Date                             Appointment Date
  Employee No                                    ID No

  Surname & Initials                                               Title
  Station / Workplace / Medium

  Shift / Unit
  Postal Address

                                                             Postal Code

  Telephone (W)                                   Cellular

  Telephone (H)                                    E-mail
  Policy No



  Please indicate with an X the product you would like to know more about.
  Excellence Family Funeral Plan
  Maximumwealth Exclusive Policy
  Maximumwealth Cash Provider
  The Progress Legacy/Accident Plan
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  The Carefree Life Retirement Annuity Fund
  Progress 4Sure Plan
  Maxvalue Savings Policy
  Wills and Estate Planning
  Car and Household Insurance
  Other Services




FEBRUARY 2009                                                Representative / Broker: