Budget Savings by skp15310

VIEWS: 2 PAGES: 1

									Step 1: Cutting Your Monthly Expenses
Monthly Expenses                       Current Budget            Proposed Budget       = Budget Savings

Personal
Retirement Contributions           $                    -    $                   -     $                    -
Savings                            $                25.00    $                25.00    $                    -
Movies and Video Rental            $                25.00    $                   -     $                  25.00
Other Entertainment                $                    -    $                   -     $                    -
Sports (Golf, Fishing, etc)        $                    -    $                   -     $                    -
Health Club                        $                30.00    $                30.00    $                    -
Hobbies                            $               150.00    $               100.00    $                  50.00
Dining Out (Lunches at Work)       $               250.00    $               175.00    $                  75.00
Dining Out (Other)                 $               150.00    $               125.00    $                  25.00
Automobiles (gas, oil, etc)        $                80.00    $                70.00    $                  10.00
Parking, Tolls, etc.               $                    -    $                   -     $                    -
Clothing                           $                50.00    $                50.00    $                    -
Cash                               $               150.00    $               150.00    $                    -
Miscellanous                       $              1,500.00   $              1,400.00   $              100.00
Sub-total                          $              2,410.00   $              2,125.00   $              285.00
Household
Groceries                          $               400.00    $               350.00    $                  50.00
Child Care                         $                    -    $                   -     $                    -
Lawn Maintenance                   $                    -    $                   -     $                    -
Laundry                            $                    -    $                   -     $                    -
Pet Food & Care                    $                25.00    $                25.00    $                    -
Subscriptions (clubs, magazines)   $                20.00    $                20.00    $                    -
Computer / Internet                $                35.00    $                25.00    $                  10.00
Sub-total                          $               480.00    $               420.00    $                  60.00
Utilities
Cable TV                           $                60.00    $                60.00    $                    -
Gas                                $               100.00    $               100.00    $                    -
Water/Sewer                        $               100.00    $               100.00    $                    -
Electricity                        $                65.00    $                65.00    $                    -
Garbage                            $                40.00    $                40.00
Telephones(s)                      $                45.00    $                40.00    $                   5.00
Sub-total                          $               410.00    $               405.00    $                   5.00
Insurance
Automobile                         $               175.00    $               100.00    $                  75.00
Health                             $               350.00    $               220.00    $              130.00
Home                               $               100.00    $               100.00    $                    -
Life                               $                25.00    $                25.00    $                    -
Other                              $                    -    $                   -     $                    -
Sub-total                          $               650.00    $               445.00    $              205.00
Total                              $            3,950.00     $            3,395.00     $            555.00

Current Budget Expenses            $            3,950.00
Monthly Savings                    $              555.00
New Budget Expenses                $            3,395.00

								
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