HFA 2009/2010 First-Time Homebuyer Home Key 1st Mortgage The Housing Finance Authority of Pinellas County is pleased to announce its 2009/2010 First-Time Homebuyer Program. The new program could be your key to achieving the American dream. If you have never owned a home, have not owned a home in the past three years, or are a Veteran, now is the time to buy. Let Pinellas County help you make your dreams come true with the First-Time Homebuyer Program. Current interest rate is 5.175%. Up to $6,500 in down payment and closing cost assistance at 0% interest is also available. This is a limited time offer. Call (727) 464-8210 to start making your dreams come true. Eligible Properties Single-family detached houses, townhouses, villas and condominiums are eligible types of housing. The home must serve as the primary residence. Rental properties, vacation homes, second homes and mobile homes are not eligible. Maximum purchase price is $258,690. Federal Designated Target Area maximum purchase price is $316,177. You do not need to be a First- Time Home Buyer to purchase in a Target Area. Eligible Applicants Income levels are shown in the chart below. Household income is defined as all income, including asset income, from all household members 18 and older. Non-Targeted Areas Targeted Areas 1 or 2 Family 3 or More Family 1 or 2 Family 3 or More Family Members Members Members members $59,200 $68,080 $71,040 $82,880 Down Payment Assistance In addition to the first mortgage, we can help you with down payment ND assistance and closing costs through our HOME KEY PLUS 2 MORTGAGE PROGRAM. Up to $6500 is available for down payment and closing costs for st use with the Home Key 1 mortgage loan. There is no interest rate for the ND HOME KEY PLUS 2 MORTGAGE PROGRAM and payments are deferred until you sell, transfer, or refinance the property. Income and maximum purchase price limits are the same as the limits for non-targeted area Home Key 1st Mortgage Loans. To help you get started, we need a little information from you: click here to continue.
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