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					              Private Loan Preferred Lender Chart
                         (Please confirm loan term and rate with the lender)

Loan/Lender          Annual       Interest             Origination       Aggregat     Repayment
Name                 Limit        Rate                 Fee               e            Terms
Lender code                                                              Limit
Law Access Loan/     Up to Cost   Excellent Credit =   0% upfront fee,   None         20 years with a 9 month
Access Group, Inc.   of           LIBOR + 2.5%                                        grace period
808851               Attendance                        0% - 6 % back
www.accessgroup.                  Good & Fair          Fee at
org                               Credit = LIBOR +     repayment
800-282-1550                      3.75%                depends on
                                                       Credit rating
CitiAssist Loan/     Up to Cost   Prime Rate           0%                $110,000     15 years with a 6 month
Citibank             of           +0.375%                                             grace period
www.studentloan.c    Attendance
om
800-967-2400
Bank of America      Up to Cost   LIBOR+2.75%          0%                $100,000     20 years with a 6 month
www.BankofAmeric     Of           (w/cosigner)                           (not         grace period
a.com/studentbanki   Attendance                                          including
ng                                LIBOR+1.00%          7%                previous
                                  (w/o cosigner)                         Staffords)
Bank One Law         Up to Cost   Excellent Credit:    Excellent         150,000      Borrowers have a 9-month
Loan                 of           Prime + 0%           Credit: 0%        without a    grace period. Depending on
http://www.stu       Attendance   Good Credit:                           co-          the loan balance, a borrower
dentloannet.co                    Prime + 1%           Good Credit:      borrower     has up to 25 years to replay
m/custom/kentl                    Fair credit: Prime   0%                No limit     the loan. There is a 5% fee
aw/803538                         + 2%                                   with a co-   at repayment.
800-487-4404                                           Fair Credit: 5%   borrower

Bank One Business    Up to Cost   Excellent Credit:    Excellent         175,000      Borrowers have a 9-month
Loan                 of           Prime + 0%           Credit: 0%        without a    grace period. Depending on
http://www.stu       Attendance   Good Credit:                           co-          the loan balance, a borrower
dentloannet.co                    Prime + 1%           Good Credit:      borrower     has up to 25 years to replay
m/custom/stuar                    Fair credit: Prime   0%                No limit     the loan. There is a 4% fee
t/                                + 3%                                   with a co-   at repayment.
803463                                                 Fair Credit: 5%   borrower
800-487-4404