Community Reinvestment: The Broader Agenda by ProQuest


Banks see less value in striving for an "outstanding" CRA regulatory rating. [...] the CRA pressure points for advocates, such as applications for bank mergers that regulators must approve, are less potent, given the number of recent shotgun mergers sponsored by regulators to shore up weak banks in the current emergency. [...] consideration should be given to including an affirmative obligation in any comprehensive legislative reform of the homemortgage markets.

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