Now Time is on Your Side.
For maximum speed and
versatility, Decision Now™
is fully integrated with
LoanDesk, a completely
automated loan origination
LoanDesk integration means
your staff will save even more
time. They can now:
• avoid re-keying data
The Challenge • easily import HFS applications
• request a credit report and/or a
decision via secure Internet access
You know that time is money—especially when it comes to loan with just one click.
approval. Your members rush from appointment to appointment
with barely a pause. Your competition offers instant loan
approval, and your members expect the same from your credit
union. But with so many loan processing products to choose
from, how can you identify the one that offers outstanding
functionality and exceptional value?
Fiserv CUSA is proud to introduce Decision Now™, a loan
decisioning product that gives your members what they expect:
loan approval within seconds of submitting an application via the
Internet banking solution. You establish the approval
parameters, and Decision Now automates the process. Your
So act now to secure your
members will appreciate having an easy, stress-free way to
apply for loans, and your loan department will love the fast,
consistent, automated review process.
With Decision Now™ you can: Contact your Fiserv
• automate accurate, consistent decision responses for every account representative today
loan applicant at 800-825-2872 for a free
• analyze loan applications automatically consultation.
• refer borderline applications to your experienced lending
• streamline loan origination
• reduce operating costs
• standardize credit policy management
• and do much more
Now Time is on Your Side.
No More Speed Limits
With Decision Now™, you can deliver
the services your members expect.
A more efficient operation
means you have more
time to focus on member
growth and retention.
When you partner with Fiserv. you
• intelligent support from a
diverse team of industry
How It Works • outstanding customer service
1. An interested consumer • exceptional products and
Online member completes and submits a solutions
application loan application.
2. The application is screened
Pre-check the against a set of CU-defined pre-
application checks, such as minimum age and
duplicate requests. If any pre-check
fails, the application is not
decisioned and is sent directly to
3. An application that Secure Mail for credit union follow-
successfully passes up. The applicant receives a CU-
all pre-checks then defined message.
enters the decisioning
process. It is checked
policy tests and is Application Status
assigned a risk level. and Member So act now to secure your
Notification competitive advantage!
Mailbox 4. The application is then
Contact your Fiserv
assigned a status (“Approve,”
account representative today
“Review,” or “Decline”). The
5. The credit union also
member receives a CU-
at 800-825-2872 for a free
receives an immediate customized message within consultation.
notification. A detailed seconds.
email is sent to Secure
Mail containing the LoanDesk/LWS
application data, credit Integration
report, and decision.
6. The application can be
imported directly into LoanDesk
or LWS (via App-importer).