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THE HARMONIE GROUP FINANCIAL LITIGATION ATTORNEYS IN SELECT STATES Tim Violet, Executive Director 651-222-3000 www.harmonie.org DIRECTORY OF MEMBER FIRMS DEFENDING FINANCIAL INSTITUTIONS THE HARMONIE GROUP ALABAMA William C. Wood wood@nwkt.com Norman, Wood, Kendrick & Turner Liberty National Building - Suite 1500 2001 Third Avenue South Birmingham, AL 35233-2139 (205) 328-6643 (205) 251-5479 (fax) wood@nwkt.com Extensive experience in representing financial institutions on a wide range of issues, including predatory lending practices, cross claims on collection matters, and related suits. ALASKA Bruce A. Moore bmoore@dmgz.com DeLisio Moran Geraghty & Zobel, P.C. 943 W. 6th Ave. Anchorage, AK 99501 907-279-9574 907-276-4231 Fax bmoore@dmgz.com www.dmgz.com Over 17 years experience in litigation, bankruptcy and collections, including 3 years as inhouse bankruptcy and property tax counsel for FDIC. Joe Moran DeLisio Moran Geraghty & Zobel, P.C. 943 W. 6th Ave. Anchorage, AK 99501 907-279-9574 907-276-4231 Fax jmoran@dmgz.com www.dmgz.com Over 25 years of experience representing local and national banks and financial institutions. ARIZONA George Mitchell The Cavanagh Law Firm, P.A. 1850 N. Central Avenue Suite2400 Phoenix, AZ 85004 602-322-4034 602-322-4100 Fax gmitchell@cavanaghlaw.com Mr. Cavanagh has extensive experience in a broad range of financial institutional defense cases and counterclaims. ARKANSAS William H Edwards Barber, McCaskill, Jones and Hale, P.A.;; FAX 501-375-2802; 2700 Regions Center 400 W. Capital Avenue Little Rock, AR. 72201-3414 501-372-6175 501-375-2802 Fax wedwards@barberlawfirm.com Jack Cherry Barber, McCaskill, Jones and Hale, P.A.;; FAX 501-375-2802; 2700 Regions Center 400 W. Capital Avenue Little Rock, AR. 72201-3414 501-372-6175 501-375-2802 Fax jcherry@barberlawfirm.com Joseph Kolb Barber, McCaskill, Jones and Hale, P.A.;; FAX 501-375-2802; 2700 Regions Center 400 W. Capital Avenue Little Rock, AR. 72201-3414 501-372-6175 501-375-2802 Fax jkolb@barberlawfirm.com All have extensive experience defending predatory lending claims, bankruptcy litigation, commercial disputes under Article 4 and 9, the defense of counterclaims arising out of collection suits, and the like. CALIFORNIA Steve Spile Spile & Siegal Los Angeles Office: Encino Executive Plaza, Suite 610 16501 Ventura Blvd. Encino, CA 91436-1728 818-784-6899 818-784-0176 Fax sspile@spile-siegal.com Floyd Siegal Spile & Siegal Los Angeles Office: Encino Executive Plaza, Suite 610 16501 Ventura Blvd. Encino, CA 91436-1728 818-784-6899 818-784-0176 Fax fsiegal@spile-siegal.com Andy Leff Spile & Siegal Los Angeles Office: Encino Executive Plaza, Suite 610 16501 Ventura Blvd. Encino, CA 91436-1728 818-784-6899 818-784-0176 Fax aleff@spile-siegal.com Rick Goor Spile & Siegal Los Angeles Office: Encino Executive Plaza, Suite 610 16501 Ventura Blvd. Encino, CA 91436-1728 818-784-6899 818-784-0176 Fax rgoor@spile-siegal.com All have been involved in defending claims against mortgage brokers and mortgage bankers for predatory lending, failure to disclose, violations of the Truth in Lending Act (TILA), violations of the Real Estate Settlement Procedures Act (RESPA) and the like. CALIFORNIA (Continued) Fredric W. Trester Manning & Marder Kass Ellrod Ramirez 660 S. Figureoa St. 23rd floor Los Angeles, Ca 90017 213-624-6900 213-624-6999 fax fwt@mmker.com Tony Ellrod Manning & Marder Kass Ellrod Ramirez 660 S. Figureoa St. 23rd floor Los Angeles, Ca 90017 213-624-6900 213-624-6999 fax aje@mmker.com Rinat Klier Erlich Manning & Marder Kass Ellrod Ramirez 660 S. Figureoa St. 23rd floor Los Angeles, Ca 90017 213-624-6900 213-624-6999 fax rke@mmker.com Keith Bruno Manning & Marder Kass Ellrod Ramirez Orange County office 1 Park Plaza Suite 500 Irvine, Ca. 92614 949-440-6690 949-474-6991 fax kjb@mmker.com Mark Stavros Manning & Marder Kass Ellrod Ramirez San Diego office 401 West A St. #1900 San Diego, Ca. 92101 619-515-0269 619-515-0268 fax mds@mmker.com Substantial experience in representing lending institutions, mortgage brokers and mortgage bankers in suits and claims involving Truth in Lending Act violations, predatory lending, bait and switch allegations, REO sales transactions, Real Estate Settlement Procedures Act (Respa) Violations, Unfair Business Practices Act (Business & Professions Code 17200) violations, and fraud, as well as bank collection actions. FLORIDA J. Michael Huey Huey, Guilday, Tucker, Schwartz & Williams, P.A. 1983 Centre Pointe Boulevard, Suite 200 (32308) P. O. Box 12500 Tallahassee, Florida 32317-2500 (850) 224-7091 (850) 222-2593 Mikeh@hueylaw.com www.hueylaw.com Mary K. Simpson Huey, Guilday, Tucker, Schwartz & Williams, P.A. 1983 Centre Pointe Boulevard, Suite 200 (32308) P. O. Box 12500 Tallahassee, Florida 32317-2500 (850) 224-7091 (850) 222-2593 kay@hueylaw.com www.hueylaw.com Claude R. Walker Huey, Guilday, Tucker, Schwartz & Williams, P.A. 1983 Centre Pointe Boulevard, Suite 200 (32308) P. O. Box 12500 Tallahassee, Florida 32317-2500 (850) 224-7091 (850) 222-2593 claude@hueylaw.com www.hueylaw.com Over 30 years experience representing local and national banks and financial institutions. Services provided include legislative lobbying, bank licensing proceedings, creditor work, foreclosures, collections, bankruptcies, commercial loan closings, and the issuance of title binders. We have also defended these institutions in suits by customers including suits alleging discriminatory lending practices, TILA and FDCPA violations. INDIANA Alan Brown LOCKE REYNOLDS LLP 201 N. Illinois Street, Suite 1000 P.O. Box 44961 Indianapolis, IN 46244-0961 (317/237-3841 (317) 237-3900 Fax abrown@locke.com www.locke.com Howard Cohen LOCKE REYNOLDS LLP 201 N. Illinois Street, Suite 1000 P.O. Box 44961 Indianapolis, IN 46244-0961 (317/237-3841 (317) 237-3900 Fax hcohen@locke.com www.locke.com Nelson Alexander LOCKE REYNOLDS LLP 201 N. Illinois Street, Suite 1000 P.O. Box 44961 Indianapolis, IN 46244-0961 317/237-3265 (317) 237-3900 Fax nalexander@locke.com www.locke.com All three attorneys practice in Locke Reynolds' Commercial Law Department which has a Financial Institutions practice group. Each has extensive experience handling the defense of predatory lending claims and foreclosure suit counterclaims as well the handling of a wide variety of other matters relating to financial institutions. IOWA Wade R. Hauser, III Ahlers & Cooney P.C. 100 Court Avenue, Suite 600 Des Moines, Iowa 50309-2231 515-243-7611 515-243-2149 Fax 515-246-0331Direct whauser@ahlerslaw.com www.Ahlerslaw.com Mr. Hauser has over 20 years experience in all courts concerning financial institution, lending, fiduciary duty, and finance litigation. KENTUCKY John L. Tate Stites & Harbison PLLC 400 West Market Street, Suite 1800 Louisville, Kentucky 40202 www.stites.com jtate@stites.com 502/681-0460 direct dial 502/779-8306 direct fax Extensive experience representing financial institutions in both class action and individual suits claiming lender liability, breach of fiduciary duty, violations of the securities laws, non-compliance with ERISA and claims based upon investment decisions, default and foreclosure actions in state courts, secured creditor priority disputes, and defend preference and fraudulent conveyance claims. LOUISIANA Gordon P. Serou, Jr. Sutterfield & Webb, LLC Poydras Center, Suite 2715 650 Poydras Street New Orleans, LA 70130 (504) 596-2455 (504) 529-7197 Fax gserou@swslaw.com Extensive experience with the Bank Anti-Tying Act, Fair Credit Reporting Act, Debt Collection Practices Act, usury, defamation, invasion of privacy, unfair trade practices, repossession, foreclosure and bankruptcy law. Bernard S. Johnson Cook, Yancey King & Galloway, APLC 333 Texas Street, Suite 1700 P.O. Box 22260 Shreveport, Louisiana 71120-2260 318-221-6277 318-227-7850 Fax johnsonb@cykg.com Over 26 years of experience in financial institution litigation in state, federal, and bankruptcy courts, including defense of a broad range of lender liability claims as well as defense of counterclaims in commercial collection actions. LOUISIANA (Continued) Curtis R. Shelton Cook, Yancey King & Galloway, APLC 333 Texas Street, Suite 1700 P.O. Box 22260 Shreveport, Louisiana 71120-2260 318-221-6277 318-227-7850 Fax shelton@cykg.com Over 18 years of experience in financial institution litigation in state, federal, and bankruptcy courts, including defense of a broad range of lender liability claims as well as defense of counterclaims in commercial collection actions. Herschel E. Richard, Jr. Cook, Yancey, King & Galloway, APLC 333 Texas Street, Suite 1700 P. O. Box 22260 Shreveport, LA 71120-2260 318-227-7738 318-227-7850 Fax richardh@cykg.com Mr. Richard has extensive experience in the litigation of D & O claims for financial institutions, the defense of claims made by the FDIC, fraud and RICO actions, both defending bank officers and pursuing claims on behalf of the institution, and the representation of trust departments in both corporate and personal trust matters. MAINE Kurt Gerstner Campbell Campbell Edwards & Conroy P.C. One Constitution Plaza Boston, MA 02129 617 241 3000 617-241-5115 Fax kgerstner@campbell-trial-lawyers.com Extensive experience in the defense of foreclosure cases, predatory lending claims, bank fraud cases, and has represented a number of lenders who purchase distressed loans at a discount and then try to collect. Irvin D. Gordon igordon@sulloway.com Sulloway & Hollis, P.L.L.C. 9 Capitol Street P.O. Box 1256 Concord, NH 03302-1256 603-224-2341 603-226-2405 igordon@sulloway.com www.sulloway.com MAINE (Continued) R. Carl Anderson randerson@sulloway.com Sulloway & Hollis, P.L.L.C. 9 Capitol Street P.O. Box 1256 Concord, NH 03302-1256 603-224-2341 603-226-2405 randerson@sulloway.com www.sulloway.com Extensive experience in bankruptcy, Uniform Commercial Code and commercial litigation generally, including: lender liability; foreclosures (and counterclaims); collections; tax abatements; unfair trade practices; defamation; TILA and RESPA claims; title disputes; and bonding claims and disputes. MARYLAND Kenneth F. Davies Wright, Constable & Skeen LLP One Charles Center, 16th Floor Baltimore, MD 21201-3812 410-659-1303 410-659-1350 Fax kdavies@wcslaw.com Mr. Davies has over 23 years experience in bankruptcy law and litigation, collections and foreclosure suits/counterclaims, the Fair Credit Reporting Act, Debt Collection Practices Act, repossession and wrongful possession litigation, and embezzlement and conversion litigation, claims against real estate and mortgage brokers for predatory lending, failure to disclose, violations of the Truth in Lending Act and violations of the Real Estate Settlement Procedures Act. Mr. Davies and WC&S represent a number of credit unions, and the Firm is currently on the CitiFinancial Mortgage Company, Inc. Approved Counsel List. MASSACHUSETTS Kurt Gerstner Campbell Campbell Edwards & Conroy P.C. One Constitution Plaza Boston, MA 02129 617 241 3000 617-241-5115 Fax kgerstner@campbell-trial-lawyers.com Extensive experience in the defense of foreclosure cases, predatory lending claims, bank fraud cases, and has represented a number of lenders who purchase distressed loans at a discount and then try to collect. MICHIGAN Steven A. Matta Garan Lucow Miller, P.C. 1111 W. Long Lake Rd. #300 Troy, Michigan 48098 248-641-7600 smatta@garanlucow.com Mr. Matta has over 18 years of experience representing mortgage brokers, banks, and private lenders, and has litigated a wide variety of disputes, including foreclosures, TILA claims, RESPA claims, fraud actions, predatory lending, title disputes, and bankruptcy issues. MINNESOTA Bradley M. Jones MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) bjones@meagher.com www.meagher.com Thomas E. Propson MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) tpropson@meagher.com www.meagher.com Karl J. Yeager MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) kyeager@meagher.com www.meagher.com Substantial experience in defending banks, mortgage brokers, real estate professionals, and automobile dealers in predatory lending, RESPA, TILA, fraud, FCRA, FDCPA, and lender liability suits. Experience includes class actions, arbitrations, and foreclosures. MISSISSIPPI Paul N. Davis Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4503 601-985-4500 Fax paul.davis@butlersnow.com E. Barney Robinson III Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4525 601-985-4500 Fax barney.robinson@butlersnow.com John A. "Jack" Crawford, Jr. Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4532 601-985-4500 Fax jack.crawford@butlersnow.com P. Ryan Beckett Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4557 601-985-4500 Fax ryan.beckett@butlersnow.com J. Stevenson (“Steve”) Ray Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4520 601-985-4500 Fax steve.ray@butlersnow.com Extensive experience in defending fraud and misrepresentation cases, consumer financial services litigation, “flipping and packing" credit insurance litigation, general lender liability litigation, credit defamation suits, sales practices litigation, identity theft suits, fiduciary litigation, wrongful repossession litigation, wire transfer and ACH litigation, check kiting and conversion litigation, embezzlement suits, and fraud and misrepresentation cases brought against consumer lending companies, banks and insurance companies. MISSISSIPPI (Continued) Transactional Attorneys: Edward A. Wilmesherr Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4512 601-985-4500 Fax ed.wilmesherr@butlersnow.com J. Cliff Harrison Butler, Snow, O’Mara, Stevens & Cannada, PLLC 1700 AmSouth Plaza 210 E. Capitol Street, P.O. Box 22567 Jackson, MS 39225-2567 601-985-4529 601-985-4500 Fax cliff.harrison@butlersnow.com Extensive experience in banking and financial services law, loan transactions, bankruptcy and creditors’ rights, consumer credit regulation and commercial lending. NEVADA Dana Nitz Rawlings, Olson, Cannon, Gormley & Desruisseaux 9950 W. Cheyenne Ave. Las Vegas, NV 89129 (702) 384-4012 (702) 383-0701 Fax dnitz@rodgc.com NEW HAMPSHIRE Irvin D. Gordon igordon@sulloway.com Sulloway & Hollis, P.L.L.C. 9 Capitol Street P.O. Box 1256 Concord, NH 03302-1256 603-224-2341 603-226-2405 igordon@sulloway.com www.sulloway.com R. Carl Anderson randerson@sulloway.com Sulloway & Hollis, P.L.L.C. 9 Capitol Street P.O. Box 1256 Concord, NH 03302-1256 603-224-2341 603-226-2405 randerson@sulloway.com www.sulloway.com Extensive experience in bankruptcy, Uniform Commercial Code and commercial litigation generally, including: lender liability; foreclosures (and counterclaims); collections; tax abatements; unfair trade practices; defamation; TILA and RESPA claims; title disputes; and bonding claims and disputes. NEW JERSEY Bruce E. Barrett, Esq. Margolis Edelstein 216 Haddon Ave. P.O. Box 2222 Westmont, NJ 08108 856-869-6700 856-858-1017 Fax bbarrett@margolisedelstein.com http://www.margolisedelstein.com Extensive experience in handling a wide range of financial defense matters, including predatory lending practices, lending suit counterclaims, etc.: Bruce is currently defending a major class action for a NJ mortgage broker alleging TILA and RESPA violations. NEW MEXICO William J. Arland Rodey, Dickason, Sloan, Akin & Robb P.A. 315 Paseo de Peralta PO Box 1357 Santa Fe, New Mexico 87504 505-954-3921 505-768-7395 Fax wjarland@rodey.com Mr. Arland’s practice frequently includes the defense of financial institutions in lender liability cases, commercial litigation, and bankruptcy matters. NORTH DAKOTA Bradley M. Jones MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) bjones@meagher.com www.meagher.com Thomas E. Propson MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) tpropson@meagher.com www.meagher.com Karl J. Yeager MEAGHER &GEER, P.L.L.P. 33 South Sixth Street Suite 4200 Minneapolis, MN 55402 (612) 338-0661 (612) 338-8384 (Fax) kyeager@meagher.com www.meagher.com Substantial experience in defending banks, mortgage brokers, real estate professionals, and automobile dealers in predatory lending, RESPA, TILA, fraud, FCRA, FDCPA, and lender liability suits. Experience includes class actions, arbitrations, and foreclosures. OHIO George Coakley Reminger & Reminger Co., L.P.A. 1400 Midland Building 101 Prospect Avenue West Cleveland, OH 44115-1093 216-430-2160 216-687-1841 Fax gcoakley@reminger.com Mr. Coakley has extensive experience in the defense of various claims against lending institutions, brokers, brokers agents under TILA, RESPA and state law claims, including predatory lending claims, lending suit counterclaims, and the like. PENNSYLVANIA Jonathan J. Greystone Margolis Edelstein Independence Square West The Curtis Center Philadelphia, Pennsylvania 19106-3304 215 931-5882 215 922-1772 Fax Jgreystone@margolisedelstein.com Extensive experience in representation of national banks and financial institutions in areas of creditors work, commercial loan closings, asset securitization, corporate governance and opinion letters concerning contemplated transactions. We also provide litigation services in areas including, but not limited to, actions arising out of REMICS, FDCPA, FCRA, unfair trade practices, foreclosures, defamation, invasion of privacy and identity theft. RHODE ISLAND Kurt Gerstner Campbell Campbell Edwards & Conroy P.C. One Constitution Plaza Boston, MA 02129 617 241 3000 617-241-5115 Fax kgerstner@campbell-trial-lawyers.com Extensive experience in the defense of foreclosure cases, predatory lending claims, bank fraud cases, and has represented a number of lenders who purchase distressed loans at a discount and then try to collect. SOUTH CAROLINA Steve Hamm Richardson Plowden Carpenter & Robinson 1600 Marion Street P.O. Drawer 7788 Columbia, SC 29202 803-576-3713 803-779-0016 Fax shamm@rpcrlaw.com Nelson Weston Richardson Plowden Carpenter & Robinson 1600 Marion Street P.O. Drawer 7788 Columbia, SC 29202 800-576-3727 803-779-0016 Fax nweston@rpcrlaw.com Steve Lenker Richardson Plowden Carpenter & Robinson 1600 Marion Street P.O. Drawer 7788 Columbia, SC 29202 800-576-3716 803-779-0016 Fax slenker@rpcrlaw.com This Harmonie member firm currently does collection litigation for Citibank. These attorneys have extensive experience in the defense of predatory lending claims, foreclosure counterclaims, they also represent a number of lenders and merchants in collection and related litigation, Mr. Hamm has served as the head of Department of Consumer Affairs and is very knowledgeable about Truth In Lending issues. TENNESSEE George T. Lewis, III Baker, Donelson, Bearman, Caldwell & Berkowitz 2000 First Tennessee Building 165 Madison Avenue, Suite 2000 Memphis, Tennessee 38103 901.577.2256 (Direct) 901.577.2303 (Fax) blewis@bakerdonelson.com www.bakerdonelson.com More than 40 years experience representing clients in the banking and financial services industries across a wide range of complex disputes covering all areas of business and operations, such as lender liability, alleged violations of corporate trust, loan recovery, consumer finance, class actions, and regulatory litigation. TEXAS Dwayne Hermes Hermes Sargent Bates, LLP 901 Main Street Suite 5200 Dallas, TX 75202 (214) 749-6522 (214) 749-6100 Fax dwayne.hermes@hsblaw.com WWW.HSBLAW.COM Amy Davis Benavides Hermes Sargent Bates, L.L.P. 901 Main Street Suite 5200 Dallas, TX 75202 (214) 749-6522 (214) 749-6100 Fax amy.benavides@hsblaw.com WWW.HSBLAW.COM Extensive experience in the defense of suits involving claims of predatory lending, such as failure to disclose or otherwise conduct transparent lending under the federal Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), as well as foreclosure counterclaims. TEXAS (Continued) G. Byron Sims BROWN SIMS, P.C. ATTORNEYS AT LAW TENTH FLOOR 1177 West Loop South HOUSTON, TEXAS 77027-9007 713) 629-1580 (713) 629-5027 Fax gbsims@brownsims.com http://www.brownsims.com Mr. Sims has extensive experience in a broad range of financial institution defense suits and defense of counterclaims. Michael Bowdoin BROWN SIMS, P.C. ATTORNEYS AT LAW TENTH FLOOR 1177 West Loop South HOUSTON, TEXAS 77027-9007 (713) 629-1580 (713) 629-5027 Fax mbowdoin@brownsims.com http://www.brownsims.com Michael Bowdoin has over 17 years of legal experience (including 7 years in-house) representing financial institutions (local, state and federal banks, credit unions, and savings and loans). This representation has involved negotiating, structuring, documenting and enforcing loan agreements, security agreements and merger and acquisition agreements. He has represented financial institutions in matters of regulatory compliance with all levels of supervisory authority. Mr. Bowdoin has litigated a wide variety of disputes involving Officer/Director liability, breach of warranty, breach of contract, foreclosure, UCC, fraud, lender liability, Deceptive Trade Practices, title disputes, loan participations and State and Federal Fair Debt Collection Practices. UTAH Kara Pettit Snow, Christensen & Martineau 10 Exchange Place, Eleventh Floor P.O. Box 45000 Salt Lake City, UT 84145 801-322-9172 kpettit@scmlaw.com Kim Wilson Snow, Christensen & Martineau 10 Exchange Place, Eleventh Floor P.O. Box 45000 Salt Lake City, UT 84145 801-322-9154 kwilson@scmlaw.com Michael Carlston Snow, Christensen & Martineau 10 Exchange Place, Eleventh Floor P.O. Box 45000 Salt Lake City, UT 84145 801-322-9142 mcarlston@scmlaw.com These attorneys have extensive experience in financial institutional defense matters, predatory lending practice claims, fair disclosure claims, and foreclosure counterclaims. VERMONT Robert S. DiPalma Paul Frank + Collins P.C. One Church Street, P.O. Box 1307 Burlington, VT 05402-1307 (802) 658-2311 (voice) (802) 658-0042 (fax) rdipalma@PFClaw.com Over ten years experience representing local and national banks and financial institutions in foreclosure proceedings and counterclaims, asset recovery actions, lender liability cases, FDCPA cases, mortgage escrow claims, and bankruptcy matters. WASHINGTON Brad Anderson Betts, Patterson & Mines, P.S. One Convention Place, Suite 1400 701 Pike Street Seattle, WA 98101-3927 206-292-9988 206-343-7053 Fax banderson@bpmlaw.com www.bpmlaw.com Andrea Holburn Betts, Patterson & Mines, P.S. One Convention Place, Suite 1400 701 Pike Street Seattle, WA 98101-3927 206-292 - 9988 206-343-7053 fax aholburn@bpmlaw.com www.bpmlaw.com Over 25 years' experience defending financial institutions, including predatory lending claims, collection counterclaims, bankruptcy, FDCPA, TILA, application of the FTC Holder rule, and related matters. WISCONSIN Michael Crooks Peterson, Johnson, & Murray, S.C. 131 West Wilson Street Suite 200 Madison, WS 53703 608-256-5220 608-256-5270 mcrooks@pjmlaw.com Mr. Crooks has experience in financial institution defense matters and recently concluded the defense of two identity theft cases filed against financial institutions and ERISA case against another. WYOMING Dale Cottam Hirst & Applegate, P.C. 1720 Carey Avenue, Suite 200 Cheyenne, WY 82003-1083 307-632-0541 307-632-4999 Fax dcottam@hirstapplegate.com Mr. Cottam has extensive experience in liability claims, mortgage foreclosures, real estate, bankruptcy and other finance related cases. THE HARMONIE GROUP For additional information contact: Tim Violet, Esq. Executive Director THE HARMONIE GROUP 634 Woodbury Street St. Paul, MN 55107 Phone: 651-222-3000, Fax: 651-222-3508 Email: tviolet@harmonie.org The Harmonie Group provides NATIONAL ACCESS TO EXCELLENCE. The defense firms in our network handle complex and difficult high stakes litigation for corporations, third party administrators and insurance companies. The process of looking for counsel can be time consuming, uncertain, and difficult. Harmonie is a by invitation only network where the firms are subjected to a rigorous review process to meet our standards, ethics and values before they are invited to join. The Harmonie Group is pleased to provide on line access to our NATIONAL DIRECTORY on our web site at www.harmonie.org.

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