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					Travis Mortgage Solutions, Inc.
PO Box 17711 ~ Chicago, IL 60617 Office: (708) 957-3692 ~ tmssolutions@att.net

How Bad Credit Affects You
Very few things in life can have a more devastating effect on your lifestyle than a poor credit score. A low credit score can cost you hundreds or even thousands of dollars per month.

Credit Cards
Most prime credit cards are entirely out of reach to consumers with bad credit. And the few credit cards that are available to them (known as "sub-prime" cards) typically require exorbitant setup fees or recurring monthly fees, offer very low credit lines, often require cash deposits, and in most cases do not even report your positive credit activity to the credit bureaus.

Automobile Financing
If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look. $20,000 car paid over 5 years: CREDIT STATUS RATE PAYMENT COST OF BAD CREDIT Perfect Mildly Damaged Damaged 10% 14% 20% $424.94 $465.37 $529.88 $0.00 $4,722.54 $8,593.30

Home Mortgage
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit. $100,000 home paid over 30 years: CREDIT STATUS RATE PAYMENT COST OF BAD CREDIT Perfect Mildly Damaged Damaged 7% 9% 12% $655.30 $0.00 $804.62 $50,155.24 $1,028.61 $130,791.63

credit bureaus are: TransUnion, Experian and Equifax. Lenders judge your credit worthiness using the FICO scoring system. Your FICO score is calculate with information from these credit bureaus by using the amount you owe on nonmortgage-related accounts such as credit cards,

What is your FICO Score? Will you get the best rate on

your payment history, and your credit history. The FICO score ranges from 300 to 850. The higher your FICO score, the lower your interest rate will be. Since it’s possible the information from the credit bureaus is inaccurate, it is very important you check your credit report on a regular basis. Since a high FICO score can save you thousands of dollars on your home mortgage or car loan, it is very important that you repair your credit immediately if your FICO score is below 680.

your next loan?
FICO Score 780+ 720-780 675-720 620-690 Below 620 Rating Perfect Excellent Average Fair Low Best Interest Rate Yes Yes No No No

(Credit repair agencies and Law firms can charge up to 1,200 per client. I think this is ludicrous and they take advantage of people in need.)
We can help you repair your credit, consolidate your debts, build your credit rating, lowest interest rate credit cards, unsecured credit cards, secured credit cards and more.
There's just a one-time setup fee of only $269.00, and thanks to the savings from the upcoming Holiday Season, we'll show you how to repair your credit, satisfaction guaranteed, for just 4 easy payments. That's nothing compared to the money and headaches you'll save. “YOU CAN’T DO ANYTHING WITHOUT CREDIT!” You can expect to see results within just a few months. And just ONE of the benefits you'll gain from getting your credit fixed once and for all, will pay for the service ten times over. I promise. Or not only will you get your money back, but we'll even give you $50 for wasting your time! Trying to repair your credit on your own can be a headache without our program. Our program shows you step by step and will get you a new credit profile fast.

We will start working on your profile as soon as your payment is received. THERE IS A UNCONDITIONAL MONEY BACK GUARANTEE! JUST TRY IT YOU'LL SEE EXACTLY WHAT I MEAN. The Total Amount shall be sent by U.S. Postal Money Order or Cashiers Check

Payment of $269.00 shall be made to: Travis Conner Credit, c.repair dept, PO Box 17711, Chicago, IL 60617
I prefer to pay using my credit card. Sales taxes apply may apply depending on your state. We accept MasterCard, VISA, Discover, & AMEX. Name _______________________ Address _________________________City ____________________ State _____ Zip Code _________ Phone _________________ E-mail: _______________________ Credit Card# __________________________ CCV# (3digits on back) _____ Exp Date: ________ Signature _________________________

Best Regards,
Travis Mortgage Solutions, Inc.

Markyn Moore | asst. managing broker | credit consultant |
Credit / Special Service Dept PO Box 17711 Chicago, IL 60617 usa Office: (708) 957-3692

Business loans available


				
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