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					CONSUMER GUIDE

http://www.asianjournal.com • (213) 250-9797 • ASIAN JOURNAL PUBLICATIONS • JANUARY 6 - 9, 2007

C7

ON FENG SHUI

Zodiac 2007 - Year of the Pig (Part 1 of 4)
to Congress in 1946. Abraham Lincoln was elected President in 1860. John F. Kennedy was elected President in 1960. The names Lincoln and Kennedy each contain seven letters. Both were particularly concerned with civil rights. Both their wives lost their children while living in the White House Both Presidents were shot on a Friday. Both were shot in the head. Both were shot in the presence of their wives. The secretary of each President warned them not to go to the theater and to Dallas, respectively. Lincoln’s secretary was named Kennedy. Kennedy’s secretary was named Lincoln. Both were assassinated by southerners. Both were succeeded by southerners. B o t h s u c c e s s o r s w e re named Johnson. Andrew Johnson, who succeeded Lincoln, was born in 1808. Lyndon Johnson, who succeeded Kennedy, was born in 1908. John Wilkes Booth, who assassinated Lincoln, was born in 1839. Lee Harvey Oswald, who assassinated Kennedy, was born in 1939. Both assassins were known by their three names. Both names comprise fifteen letters. Booth ran from the theater and was captured in a warehouse. Oswald ran from the warehouse and was captured in a theater. To cap it all off, Booth and Oswald were assassinated before their trials. What do you think? Mystery or a statistical co-incidence? In celebration of the Year of the Pig, it is fun to see an overview of what’s to come for each of us. This article is the first of a four part series, this first part will feature the Pig and the remaining four articles will cover the rest of the twelve zodiacs. The complete 2007 zodiac and samples of feng shui art are available online at www. liu-fengshui.com. Pig (1923, 1935, 1947, 1959, 1971, 1983, 1995, 2007) Pig persons are going through a transitional year that requires caution and adjustment. set your priorities to maintaining good health through regular exercise, a balanced diet and your regular check-up. Take care of problems before they get worse to avoid invasive procedures. Use meditation to release stress and to tap into your subconscious for guidance. Be ultra-conservative with money. It is a good time to reevaluate your financial status and priorities. Although Pig persons can travel this year, do drive carefully to avoid injury, accident or ticket violation. stay away from hospitals, cemeteries, mortuaries and temples. Be sure to adjust your feng shui and personal energies. Adjustment: Pig persons should carry a personal mantra charm for protection. Chi art, “Dolphin Release Tai shui” and “Bells of Protection” should be placed by your desk or bed. A pair of golden turtles by your night stand for health. Wear and use pink, red, purple or burgundy, such as rose quartz, amethyst or raspberry quartz. ***
Jenny Liu is a fourth generation feng shui expert, please see her website at Liu-FengShui.com, call her at (626) 272-4901 or join her Jan. 27, 2007 from 3 to 5pm, for a special Feng Shui Tea Time workshop on “2007 Global and Zodiac Forecast”. For tickets, call (626) 862-1788. Jenny Liu New Feng Shui Concepts www.liu-fengshui.com (626) 272-4901 (Advertising Supplement)

CREATIVE SMILES

Diabetics are at Risk for Dental Infections
feet), blindness, or stroke. As dentist, I am mainly concerned with the effects on the gums, and immune (disease self-defense) system. Gum (periodontal) disease is generally more common and more severe in patients with diabetes. This is because blood cells in the gums and jawbone that protect us from infection are not as effective. This means that the diabetic needs to work more diligently on oral hygiene, brushing and flossing, as well as make sure the disease is as controlled as possible. If you have a dental infection, and require either a root canal or need to have a tooth removed, there are some important things for you to remember. Make sure you eat your normal breakfast before you go to the dentist. If you are taking insulin, take your normal dosage unless your dentist and physician have agreed to alter the dosage. If you have not eaten and are in pain or feel a high degree of stress prior to a dental procedure, this can cause your blood sugar to drop. By eating (we use the expression, “keep them sweet”) and taking the proper amount of insulin, you reduce the potentially dangerous complication of hypoglycemia (low blood sugar). Diabetics, especially poorly controlled diabetics, are at an increased risk for infection that includes potential complications from dental infections. If your diabetes is under poor control “brittle”, and your blood sugar is very high, dental surgical procedures may need to be delayed until you are under better control. In some cases, you may need to take antibiotics prior to certain dental treatments to reduce the risk of infection. ***
Creative Smiles Dental The Ultimate Smile Make-Over and Tooth Whitening Center Dr. Nelly Lyn Montilla 16220 Nordhoff St. / Woodley (Beside Starbucks Coffee) North Hills, Ca 91343 Tel. No. 818-893-1700 www.creativesmilesdental.com (Advertising Supplement)

By Jenny Liu

By Dr. Nelly Lyn Montilla

As we are closing in on February 18, 2007, the Chinese begin many preparations to welcome the Lunar New Year. New clothes are bought, every corner of the house is cleaned, furniture is rearranged, special foods are made, and the Lunar Almanac is consulted. The Chinese are always curious to understand what the New Year has in store for them and what they can do to enhance their fortune. The Chinese Almanac contains a myriad of information from auspicious days for certain events such as weddings, moving, grand openings, and ground breaking, to the combination of foods that should or should not be eaten, the birth process, a variety of meditations and much more. It tells us what the annual cycles are and what type of cause and effects they may have on each of us born in a particular year. This information is known as the zodiac, a general guideline of what the year may bring us based on our lunar year of birth. A more accurate and detailed guideline would be the Zi Wei birth chart which is calculated from a person’s birth date and time. This birth chart locates over116 stars and is a statistical record that serves as an overview of our life and offers us insight into our life path. It is not necessary a destiny call as we have the will to change. However, we can only change what we know. Many people do not believe that energy cycles exist and that it is only coincidence that certain patterns occur. Let me cite an interesting example and let you decide if energy cycles exist: KENNEDY AND LINCOLN: Evidence of Energy Cycles? Abraham Lincoln was elected to Congress in 1846 John F. Kennedy was elected

DIABETEs is a disease that affects the way your body uses food. There are two types. Type 1 is referred to as insulin dependent or immune-mediated diabetes, and is caused by the inability of the pancreas to produce insulin. Insulin is necessary for the vast number of blood cells in our body to use glucose, a sugar that helps sustain life. Type 2 is often referred to as non-insulin dependent or adult onset diabetes and is the much more common form, occurring in roughly 90% of the cases. With type 2 diabetes, your body does not make enough insulin or cannot properly use it. Your physician has most likely informed you of the complications of untreated or poorly controlled diabetes, which include kidney failure, gangrene or possible amputation of the lower extremities (legs and

Buying a House After Bankruptcy - Things to Consider
By Carrie Reeder BANKRUPTCY can make getting any kind of financing much more difficult. However, it’s not impossible anymore to get financing, even a few days after the discharge of a bankruptcy. But, is getting a loan soon after a bankruptcy a smart thing to do? It can be tempting to buy a new home, new car, etc., after a bankruptcy discharge you have no debt left. You will probably feel like you can afford a larger house payment. Here are some factors to consider before committing yourself to a new house payment. Pre-payment penalty - Almost every subprime loan (bad credit loan) now comes with a pre-payment penalty. This penalty is usually about 6 months worth of house payments. The pre-payment penalty period usually lasts 2-3 years. That means, if you want to refinance or sell your house in that period of time, that will make it very difficult, if not impossible to sell or refinance. That means that you are locked in. Once you sign those mortgage papers you absolutely have to make those payments. If you don’t have the amount of the prepayment penalty in savings, you are locked into making the payments or losing the house. Two-year mark - Keep in mind that after 2-3 years from the date of the bankruptcy discharge, mortgage loans will be much easier to get. With a small down payment, you might even be able to get a mortgage loan

without a pre-payment penalty. so, if you are within 6 months or so from the 2 year mark. It would be smart to wait it out and have more mortgage loan options. Setting yourself up for failure again? Borrowing too much? - If you do decide to buy a house. Buy one that you know you will be able to afford. Don’t max yourself out on credit, living right up to the edge of your income. If your income suddenly drops, you’ll want to make sure that you can still afford your house payment. Be conservative with how much home you need to buy. (isnare. com) ***
Carrie Reeder is the owner of ABC Loan Guide, an informational website about various types of loans.

2007 Instant Approval Credit Card- Wow Tips!
By Joe Maldonado INsTANT approval credit card is one of those few innovations we cannot do without. Emergencies in life do not come announced. A loved one meeting a serious accident, or an urgent work requiring you to travel across the world with only 36 hours of notice, unforeseen emergencies strike us all and sundry. To accentuate the situation, not all of us carry liquid cash with us or with the banks at all times. Instant payment is a great facilitator and speeds up almost all possible business transactions apart from those involving Mother Nature or the omnipotent god. Be it the contractor you identified to fix your home, or that workshop that services your car, or the manufacturer that supplies you with the critical raw material to feed you machines- instant payment cuts down long waiting periods and shortens processing time. Despite the best of the financial planning, we are helpless enough in the hands of luck to get stranded in the middle of no man land with no cash at our disposal. These emergency situations call for instant arrangement of credit. Credit lenders appreciate the requirement for such instant requirement of credit and have devised a simple yet effective solution to address this need. Lenders conceived the idea of instant approval credit cards to meet this specific need of offering credit to creditworthy consumers with minimal transaction and documentation time. After all, the very essence of business is to create solutions catering to specific needs of the society. Instant approval credit cards, as the name suggests, requires you to fill up an online form and inform you about the confirmation, or otherwise listed instantly. The key to this instant approval of a card is a high FICO score. FICO, or the Fair Issac Company, is a mathematical tool named after the inventing company and is used by lenders to quantify your creditworthiness. The higher the FICO score, higher are the chances of you getting the credit card approval and negatively goes when the opposite happens. However, you will need to keep in mind two basic aspects before you apply for these cards. The two points being creditworthiness and transaction time do away with physical verification and also cuts down heavily on the documentation part of the application process. Hence credit card companies need to be doubly sure before they approve and issue an instant approval card. so, expect an instant approval card only if you have an impeccable credit repayment history, stable financial status, continuous employment or any combination of these. The second point that you should know to be an informed consumer is the fact that instant approval credit card does not translate into in the moment credit. As mentioned in the name, approvals for these cards are given instantaneously subject to the fact that the applicant meets all preset criteria. From approval to issue of credit card, this part of the process takes about two to three days despite the most efficient application processing back end team. Nevertheless, an instant approval credit is your best tool against the uncertainties of life. (Articlesbase.com) ***
Joe Maldonado serves as potential guide, e-commerce mentor and certified author. His focus today is assisting the consumer securely Apply Online For Instant Approval Credit Card