balance transfer visa by smashingpumpkins

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									VISA® BALANCE TRANSFER Instructions: Please enter the information requested below in the appropriate field. Be sure to sign and date the form. Refer to the following page for disclosure information. When the form is complete, please fax to 916-569-2167 or mail to: Schools Financial Credit Union Attn: Visa Department 1485 Response Road, Suite 126 Sacramento, CA 95815 Please transfer the following balance(s) to my Schools Visa account from:
Card Issuer Account Number Amount to Pay

Payment Address

Card Issuer

Account Number

Amount to Pay

Payment Address

PRIMARY OR JOINT OWNER ( Authorized Users cannot request balance transfers):
Name (print) Social Security Number

Home Phone Number

Daytime Phone Number

Signature

Date

For Internal Use Only: Branch #:

Teller #:

*Aggregate amount of balance transfers cannot exceed my available Schools Visa credit limit. Interest begins to accrue from the date balance transfers are posted to my Schools Visa account. One percent rebate does not apply to balance transfers. I understand that I am responsible for meeting the minimum payment requirements on the accounts listed above until the balance transfers are posted for those accounts. I also understand that I am responsible for paying any residual amounts that may remain on the accounts listed above once the balance transfers are posted to those accounts. Schools is not responsible for balance transfer delays due to incorrect information (mailing address, account numbers, etc.).

PLEASE SEE NEXT PAGE FOR IMPORTANT DISCLOSURE INFORMATION

VIS15W 3/2008

IMPORTANT DISCLOSURE INFORMATION
Schools Platinum Visa Annual Percentage 2 Rate (APR) Balance Transfer APR Cash Advance APR Penalty APR Grace Period for Repayment of Balances for 3 Purchases Method of Computing the Balance for Purchases Annual Fees Minimum Finance Charges Transaction Fee for Purchases International Service Assessment Fee Schools Platinum Rebate Visa Schools Visa Gold 99 Schools Visa Gold Schools Visa Classic Classic Student Visa

7.99%- 12.9%9.99% 12.9% 13.9% 13.90% 13.90% 13.9%
1 1
7 1,7

1

7.99%-13.90% 7.99%-13.90% None

12.9%-13.9% 12.9%-13.9% None

9.99% 9.99% None

12.9% 12.9% None

13.9% 13.9% None

13.90% 13.90%

18%

6

Finance charges imposed on purchases if total new balance not paid in full within first 25 days of billing cycle.

Average daily balance (including new purchases).

None None

None

1% of the transaction amount in U.S. dollars.
4

Transaction Fee for Cash Advances: $2 or 2% of cash advance, whichever is greater. Balance Transfer Fee: None Late Payment Fee: $15 Over-the-Credit-Limit Fee: $10

You may request a copy of the Visa Card Agreement and Federal Truth-in-Lending Statement prior to applying for a Schools Visa Card. Copies are available at all Schools branches. 1. 2. 3. 4. 5. 6. Receive a 1% cash rebate on purchases with Platinum Rebate Visa, Visa Gold and the Classic Student Visa (less returns). See the Visa Credit Card Agreement for complete terms. APR = Annual Percentage Rate. There is no grace period for Convenience Checks, cash advances or balance transfers. Cash advance fees do not apply to Convenience Checks. Contact our Call Center at 916-569-5400 (Sacramento area) or 800-962-0990 for more information. If your Classic Student Visa account becomes 30 days delinquent, your interest rate will increase to . Once you have made six consecutive payments on time to your Classic Student Visa, your interest rate will revert to the regular rate of

18% APR

13.9% APR. Products, services, rates and terms are accurate as of November 1, 2007. Contact our Call Center for the
most recent information. 7. Actual rate will be based upon the member’s creditworthiness and ability to repay.

VIS15W 3/2008


								
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