Carolyn Teschemacher, CLU Financial Consultant

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                         Carolyn Teschemacher, CLU
                         Financial Consultant

                            Carolyn has been working with
                         individuals and business owners
                         since 1985. Her goal is to help
                         ensure the financial security of
                         her client base through estate cre-
                         ation and preservation, and to
                         provide creative solutions to oth-
                         erwise complex concerns. Her
                         philosophy is to always put the
                         needs of her clients first.
                            Specializing in insurance pro-
                         grams, investments, retirement
                         and estate planning, she is a rep-
                         resentative of Securities America,
                         Inc., one of the country’s leading
                         independent broker/dealers.
                            A native of New Jersey, Carolyn
                         has been in Texas for her entire
                         career and resides in Plano. She
                         spends her spare time cooking
                         and volunteering for many com-
                         munity-based organizations; she
                         is currently Board Chair of the
                         Lupus Foundation of America,
                         North Texas Chapter.

                  15770 N. Dallas Parkway, Suite 650
                  Dallas, TX 75248 • 214.217.5800

    Securities offered through Securities America, Inc. Member FINRA / SIPC,
Carolyn Teschemacher, Registered Representative. Navigation Financial Group and
                  Securities America are separate entities. 06/2008