123 Elm Street ▪ Pascagoula, MS 39567 ▪ 228.555.5555 ▪ email@example.com
SAVVY LOAN PORTFOLIO MANAGEMENT
Adept at counseling and advising customers from loan application to close. Prove success in skillfully managing the
loan, investment, and credit portfolios high net worth individuals and investors. Possess Series 7 licensure.
PORTFOLIO MANAGEMENT SUCCESS
ABC INVESTMENTS – Pascagoula, MS – 20xx to 20xx
Private Loan Portfolio Manager
Managed a multimillion-dollar private real estate investor loan portfolio. Interacted with borrowers in default on
mortgage payments; evaluated financial ability to make payments and negotiated workable reinstatement plans.
Initiated foreclosure on borrowers in default; negotiated payoffs or deed in lieu of foreclosure. Oversaw the
foreclosure process in collaboration with attorneys, escrow, and title companies.
• Gained expertise in negotiating loan modifications.
• Utilized experience to effectively restructure loans.
BCD CAPITAL MARKETS – Pascagoula, MS – 20xx to 20xx
Developed detailed analysis on credit stratification of loan level information shown to trading desk for purchase.
Conducted loan securitizations with Fannie Mae; performed edits, best execution pooling, and submission, which
yielded between $20,000 and $40,000 of non-interest income each month.
• Collected, compiled, and analyzed loan data tapes from E*Trade Bank’s portfolio to ensure fit with criteria
eligible for sale to generate income.
• Played a key role in portfolio management mortgage purchase and sale decisions by generating detailed
reports and analysis of the bank’s $8 billion portfolio.
CDE BANK – Pascagoula, MS – 20xx to 20xx
Credit Portfolio Senior Risk Manager
Managed a team of three associates to formulate and implement credit policies for Internet acquisition channels.
Set score cut-offs, line assignments, and other criteria for eligibility. Tracked all campaigns and test performances,
including standard MIS. Interfaced with Global Consumer Risk Management to obtain approval for testing and
strategy changes. Ensured proper controls are in place to maintain compliance with regulatory guidance and global
risk policies. Created and delivered strategies for portfolio profitability growth to executives.
• Significantly expanded market share and portfolio profitability.
• Improved channel profitability by formulating regular testing ideas.
Microsoft Office (Word, Excel, Outlook, PowerPoint), RamQuest Software, QuickBooks
Bachelor of Business Administration; Major in Finance ▪ 20xx
XYZ University, Pascagoula, MS