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JESSE KENDALL 123 Elm Street ▪ Pascagoula, MS 39567 ▪ 228.555.5555 ▪ email@example.com SAVVY LOAN PORTFOLIO MANAGEMENT Adept at counseling and advising customers from loan application to close. Prove success in skillfully managing the loan, investment, and credit portfolios high net worth individuals and investors. Possess Series 7 licensure. PORTFOLIO MANAGEMENT SUCCESS ABC INVESTMENTS – Pascagoula, MS – 20xx to 20xx Private Loan Portfolio Manager Managed a multimillion-dollar private real estate investor loan portfolio. Interacted with borrowers in default on mortgage payments; evaluated financial ability to make payments and negotiated workable reinstatement plans. Initiated foreclosure on borrowers in default; negotiated payoffs or deed in lieu of foreclosure. Oversaw the foreclosure process in collaboration with attorneys, escrow, and title companies. Highlights: • Gained expertise in negotiating loan modifications. • Utilized experience to effectively restructure loans. BCD CAPITAL MARKETS – Pascagoula, MS – 20xx to 20xx Portfolio Analyst Developed detailed analysis on credit stratification of loan level information shown to trading desk for purchase. Conducted loan securitizations with Fannie Mae; performed edits, best execution pooling, and submission, which yielded between $20,000 and $40,000 of non-interest income each month. Highlights: • Collected, compiled, and analyzed loan data tapes from E*Trade Bank’s portfolio to ensure fit with criteria eligible for sale to generate income. • Played a key role in portfolio management mortgage purchase and sale decisions by generating detailed reports and analysis of the bank’s $8 billion portfolio. CDE BANK – Pascagoula, MS – 20xx to 20xx Credit Portfolio Senior Risk Manager Managed a team of three associates to formulate and implement credit policies for Internet acquisition channels. Set score cut-offs, line assignments, and other criteria for eligibility. Tracked all campaigns and test performances, including standard MIS. Interfaced with Global Consumer Risk Management to obtain approval for testing and strategy changes. Ensured proper controls are in place to maintain compliance with regulatory guidance and global risk policies. Created and delivered strategies for portfolio profitability growth to executives. Highlights: • Significantly expanded market share and portfolio profitability. • Improved channel profitability by formulating regular testing ideas. TECHNICAL SKILLS Microsoft Office (Word, Excel, Outlook, PowerPoint), RamQuest Software, QuickBooks EDUCATION Bachelor of Business Administration; Major in Finance ▪ 20xx XYZ University, Pascagoula, MS
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