ASSOCIATION BENEFITS FROM ADVISORNET
Bene ts Insi
Elbow Lake, MN 56531
117 Central Avenue N
PO Box 150
Midwest Manufacturers Association
A letter of recommendation...
Dear Association Member:
Challenges abound in our current day. Companies are faced with many decisions that are not easily Manufacturers Association
As members of AMFA, CMMA and TSMA, we have chosen to band together to strengthen the manufacturing
industry. Sometimes in our busy world it is good to stop and assess the options available to us.
Insurance, succession planning, mortgages, long term care, and many other needs can be addressed by one
of the associates on the AdvisorNet team. Consider presenting AdvisorNet with your challenges or concerns.
You may discover solutions you did not expect.
Elroy J. Vesta, Owner, EJ Enterprises
AdvisorNet Financial, since 1959.
AdvisorNet Financial and its a liates have serviced the Midwest area for over 50 years, providing employers and
Dear Fellow Association Member, employees with insurance, real estate and nancial product solutions. As an MMA endorsed provider, AdvisorNet
AdvisorNet Financial, a nancial services company since 1959, has partnered with Midwest Financial would be happy to meet with you or your employees to discuss the circle of services below.
Manufacturers’ Association to bring the following services to its members:
Employee Bene ts
AdvisorNet Bene ts assists members by simplifying the otherwise complicated world of employee bene ts. Bene t
costs are putting far too great a strain on everyone’s budget. Multiple regulations surrounding discrimination, mandates,
COBRA, ARRA subsidies, Cafeteria Plans, employee communications, FMLA leave, and tax considerations make it di cult to
be competitive. With the spector of even more government involvement, it is important that your association work Retirement
closely with member rms to lower costs, institute fair methods of cost sharing, obtain employee buy-in, and provide Planning
management with the best tools & resources. A con dential bene ts analysis from AdvisorNet Bene ts virtually always
AdvisorNet Mortgage was created with the goal of o ering competitively priced mortgages for every client. In addition,
our clients would be educated to the available alternatives and serviced at the highest and most timely level reasonably
possible. Together we will discover answers to questions such as: How much home can I a ord? Should I have a xed or
adjustable rate loan? Does it really make sense to re nance? Should I consolidate other loans? What loan is suitable for my
speci c needs? Whether you are looking to Purchase, Re nance, Consolidate Debt, or need an Equity Line...
AdvisorNet Mortgage promises: Solutions, Advice, Value, Experience.
Property and Casualty
By focusing on lowering insurance costs without sacri cing coverage, AdvisorNet Property & Casualty can be a valuable
resource for association members. We have partnered with many of the country’s nest insurance carriers and work with
businesses across all industries.
We are proud to be the endorsed property and casualty insurance agency of the MMA and a member of the AdvisorNet
family of nancial services companies. Be assured that you will be treated with the highest level of professionalism and
integrity as we address your business insurance needs.
Individual Life, Disability, Long Term Care & Annuities
AdvisorNet Insurance serves as an independent resource to assist businesses and families in the areas of business
succession/buy-sell, key man, executive carve-out, non-quali ed deferred compensation, estate planning, income protec-
tion, disability protection and long term care planning. With dozens of highly rated insurance carriers and experienced
Advisors and support sta , AdvisorNet Insurance is well positioned to assist with both business and family insurance Central Minnesota
planning. Manufacturers Association
To learn more about any of these services, please contact Sandy Kashmark, Executive Director of MMA, at the MMA o ce.
Today it is not uncommon for a retirement to last 30 years. Learn about the di erent options for a successful retirement
such as: retirement income planning, Roth IRAs, IRAs, capital gains tax, tax deferred annuitites, etc. With a network of 250
plus nancial advisors located in the Midwest, AdvisorNet Financial is able to recommend a local independent nancial
BENEFIT HOT LINE: 800-654-5773
planner for both employees and employers. Whether it be for individual nancial planning, retirement and estate plan-
ning or business succession, AdvisorNet Financial has the right advisor for your needs.