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ORIX Certificate of Deposit
Rate of Return
One Year KIBOR+0.75% p.a.
Two Years KIBOR+1.00% p.a.
Three Years KIBOR+1.25% p.a.
Four Years KIBOR+1.50% p.a.
*Average “Ask” side of the six month Karachi Inter Bank Offer Rate (KIBOR) prevailing on the deposit date.
The rate will be determined for the first time on the deposit date and subsequently one business day prior to the next
Minimum Deposit Amount : Rs. 100,000/-
Profit Frequency : □ Monthly □ Quarterly
The above scheme is for the periods of 1 year to 4 years, however, in case of premature
encashment following conditions shall apply:
If encashed Profit will be paid
before 120 days no profit shall be paid
after 120 days but before completion of 1 year @ 7.00% p.a. (Gross)
after 1 year but before completion of 2 years @ 8.00% p.a. (Gross)
after 2 years but before completion of 3 years @ 9.00% p.a. (Gross)
after 3 years but before completion of 4 years @ 10.00% p.a. (Gross)
■ Personalised service at its best
■ Doorstep convenience of profit payments
■ Lease / loan facility against pledge of certificates
■ No maximum limit for deposit AA Long Term
Notes: - Government of Pakistan does not guarantee ORIX CODs A1+ Short Term
- Rates offered are subject to change without prior notice
- OLP reserves the right to accept or decline any deposit by PACRA
- Certificates are registered and non-transferable
- All taxes and zakat are payable as per applicable rules Last Updated – January 2009
- Certificates are issued under profit & loss sharing basis
ORIX Leasing Pakistan Limited (OLP) is a subsidiary of Japan’s
largest financial services group, ORIX Corporation. The group has
operations in 26 countries and regions worldwide with total assets CALL
exceeding US$ 85 billion. It is listed on all bourses in Japan as well TOLL FREE
as the New York Stock Exchange. OLP, one of Pakistan’s leading
leasing companies, has presence through 40 offices in 32 cities of 0800-07070
Pakistan with an asset base of Rs. 27.3 billion.