When Barack Obama assumes the presidency in January, the employee benefits legislative landscape in Washington will change dramatically. For the first time since the early 1990s, the US' top elected official will be committed to moving the country close to universal health insurance coverage. Although Sen. Obama may be wiser in the ways of Washington than the last Democrat was when he entered the White House, no one is yet banking on enactment of a Massachusetts-type coverage law. Obama's proposal to revamp the existing saver's credit, meanwhile, is also expected to be resisted by free-market Republicans on Capitol Hill. At least two retirement-related proposals promoted by Sen. Obama, however, could become law even before the president-elect officially steps into the Oval Office January 20. Even if reviving the moribund economy consumes the launch of the Obama administration, leave legislation could gain traction quickly, thanks to increased Democratic majorities in Congress and its limited impact on the federal budget.