STANDARD ACCOUNT SAMPLE REPORT SmartMove® by TransUnion Rental

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STANDARD ACCOUNT SAMPLE REPORT SmartMove® by TransUnion Rental Powered By Docstoc
					STANDARD ACCOUNT SAMPLE REPORT

SmartMove® by TransUnion Rental Screening Solutions

Applicant Information - Returned
                Name: John F Smith                              Employer(s): QWEST COMMUNICATIONS
                                                                             STATE OF COLORADO


   Current Address: 234 Main St.
                    Denver, CO 80123
                    07/01/2008


Profile Summary
 Derogatory Items
                                                         Tradelines     Occurance
                                        Number of          with any              of
    Public           Number of           Negative         Historical     Historical
  Records: 0        Collections: 0        Trades: 0       Negative: 0   Negatives: 0
                                                                           Closed
                                                             Open            With
 Revolving      Installment             Mortgage          Account         Balance         Totals
  Past Due        Past Due              Past Due          Past Due       Past Due       Past Due
  Amount: $0.00    Amount:              Amount: $0.00     Amount:        Amount:        Amount: $0.00
 Revolving
   Number
        of
 Revolving
  or Check
     Credit            High               Credit                         Monthly        % Credit
   Trades: 1         Credit: $744.00      Limit: $0.00   Balance: $0.00 Payment: $0.00 Available: 100%
 Installment
  Number of
 Installment              High             Credit                         Monthly        % Credit
     Trades: 3          Credit:            Limit:         Balance:       Payment:       Available:
 Mortgage
  Number
       of
 Mortgage     High                     Credit                             Monthly            % Credit
  Trades: 4 Credit: $128,000.00        Limit: $0.00 Balance: $125,922.00 Payment: $1,374.00 Available:
 Open
 Number of
     Open
     Trade                High             Credit                         Monthly        % Credit
 Accounts: 0            Credit:            Limit:         Balance:       Payment:       Available:
 Closed With Balance
                          High             Credit                         Monthly        % Credit
                        Credit:            Limit:         Balance:       Payment:       Available:
 Totals
   Total
 Number
      of     High                      Credit                             Monthly            % Credit
 Trades: 8 Credit: $128,744.00         Limit: $0.00 Balance: $125,922.00 Payment: $1,374.00 Available:

 Number of
 Inquiries: 2
 Fraud Indicators
   Address submitted is a mail receiving service. We suggest you verify the applicant's identity.



   Address submitted has been reported more than once. We suggest you verify the applicant's identity.



 Address submitted has been reported more than once. We suggest you verify the applicant's identity.


Credit Scores
                                          Level of delinquency on accounts
  Credit Bureau Score:             ScoreLength of time accounts have been established
  777                            Factors: Too few bank revolving accounts
                                          Too many inquiries last 12 months

Tradelines
Name/Kind of Business Type/Terms                   ECOA           Opened/Reported Balance              LimitPast Due
 BELK                              Revolving         Individual      10/20/2007         $0.00       $744.00   $0.00
 Department stores                                    account        07/01/2008
 Status: Paid or paying as
 agreed
 Notes: Manual account



 WENDVR FNDNG                      Mortgage        Joint account     07/17/2006 $125,922.00$128,000.00         $0.00
 Finance, personal                360Monthly                         06/14/2008
 Status: Paid or paying as
 agreed
 Payment Amount /
 Frequency: $1374 / Monthly
 Notes: Manual account



 Payment History 2008
                           May Apr Mar Feb Jan

                    2007
                           Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                    2006
                         Dec Nov
 MELLON MTG                      Mortgage            Individual      03/25/2002        $0.00$175,000.00       $0.00
 Banks                          360Monthly            account        05/23/2008
 Status: Paid or paying as
 agreedClosed
 Payment Amount /
 Frequency: $1863 / Monthly
 Notes: Manual
 accountAccount closed
 normally
 Account closed normally;
 05/31/2008



 Payment History 2008
                           Apr Mar Feb Jan

                    2007
                           Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                    2006
                           Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
                  2005
                         Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
DAIMLERCHRYS                    Installment    Joint account 09/20/2007     $0.00 $8,620.00    $0.00
Finance, personal               60Monthly                    03/13/2008
Status: Paid or paying as
agreedClosed
Payment Amount /
Frequency: $0 / Monthly
Notes: Manual
accountAccount closed
normally
Account closed normally;
01/06/2008


Payment History 2008
                         Feb Jan

                  2007
                         Dec Nov Oct Sep
CHASE HM MTG                     Mortgage      Joint account   03/24/2002   $0.00$175,000.00   $0.00
Finance other than             360Monthly                      02/19/2005
personal
Status: Paid or paying as
agreedTransfer
Payment Amount /
Frequency: $1871 / Monthly
Notes: Manual account
Paid; 01/13/2005



Payment History 2005
                         Jan

                  2004
                         Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                  2003
                         Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                  2002
                         Dec Nov Oct Sep Aug Jul Jun
GMAC                            Installment      Individual    08/23/2000   $0.00 $10,571.00   $0.00
Finance other than              48Monthly         account      11/30/2003
personal
Status: Paid or paying as
agreed
Payment Amount /
Frequency: $220 / Monthly
Notes: Manual
accountAccount closed
normally
Account closed normally;
10/25/2003



Payment History 2003
                         Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                  2002
                         Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

                  2001
                         Dec Nov
CHASE HM MTG                     Mortgage      Joint account   01/27/2001   $0.00$172,000.00   $0.00
Finance other than             360Monthly                      04/30/2002
personal
Status: Paid or paying as
  agreed
  Payment Amount /
  Frequency: $1919 / Monthly
  Notes: Manual account
  Paid; 03/16/2002



  Payment History 2002
                           Mar Feb Jan

                    2001
                           Dec Nov Oct
  CITIBANK                        Installment       Account        05/17/1998          $0.00 $12,542.00    $0.00
  Banks                           120Monthly      relationship     12/04/2001
  Status: Paid or paying as                        terminated
  agreed
  Payment Amount /
  Frequency: $176 / Monthly
  Notes: Manual
  accountAccount closed
  normally
  Account closed normally;
  12/09/2001



  Payment History 2001
                           Nov Oct


                                                                                   Balance        Limit Past Due
                                                Creditor Totals:                $125,922.00$682,477.00     $0.00


                                                                                   Balance        Limit Past Due
                                                  Grand Totals:                 $125,922.00$682,477.00     $0.00


Inquiries
Name/Kind of Business                                                           Date
MIDLAND CRED / Collection services                                         07/28/2008
AMERI CRED / Advertising                                                   07/27/2008