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					                                                                                                                                                                                                   INFILE CREDIT REPORT
                                                                                                                                                                                                              Report No
                                                                                                                                                                                                                               2316108

                                                                                                                                           Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                 6/25/2008                      6/30/2008
                                                                                                                                           Loan T ype                      FNMA #                             Charges
                                                                                                                                                                           2316108
                          Acct #: 1600                                                                                                     Sour ces                        Reference #
                                                                                                                                            XP/TU/EF
  Pro perty Add ress:
                                                                                                   GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No             000-00-0001                             DOB        5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                     DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                     Le ngt h
         Prev ious Addres s                                                                                                                                                                     Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                  BORR OWE R                                                                                                              CO-B ORR O W E R
                     Empl oyer                                                                                                      Empl oyer
                        Pos ition                                                                                                     Pos ition
                            Si nce                                       In come                                                          Si nce                                               In come
                   Ver ified B y          -                                                                                      Ver ified B y          -
                                                                                                           CRE D IT HI         ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED            DATE                                         BALANCE                   PAST DUE
                                                                                                                                                                                HISTORICAL STATUS
 O   O                                                                                                HIGH CREDIT                                            AMOUNT
                                                                                                                                                                                                                       PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST          OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                          REV        30+     60+   90+


======================================================================================
                        S O U R C E   O F   I N F O R M A T I O N
======================================================================================
1 - TRANSUNION 06/25/08
   NAME: MARISOL L TESTCASE
   NAME: TESTCASE,LEMUS,M
   NAME: DOB: 05/27/80
   SSN: 000-00-0001
   ADDRESS: 220 LOCUST AV, ANTHILL, MO 65488 - SINCE 03/08
   ADDRESS: 7144 S JAMACHA RD, ANTHILL, MO 65488 - SINCE 02/08
   EMPLOYER: FLETCHER MOTORCARS/CAR SALES/
   PHONE: 555-0102 - RESIDENCE

2 - EQUIFAX 06/25/08
   NAME: MARISOL LEMUS TESTCASE DOB: 05/27/80
   NAME: LEMUS TESTCASE
   SSN: 000-00-0001
   ADDRESS: 220 LOCUST AVE, ANTHILL, MO 654880001
   ADDRESS: 7144 S JAMACHA RD, ANTHILL, MO 654880001

3 - EXPERIAN 06/25/08
   NAME: MARISOL TESTCASE    YOB: 1980
   NAME: LEMUS TESTCASE
   NAME: TESTCASE MARISOL
   SSN: 000-00-0001
   ADDRESS: 220 LOCUST AVE, ANTHILL, MO 654880001 - SINCE 12/07
   ADDRESS: 7144 S JAMACHA RD, ANTHILL, MO 65488 - SINCE 06/08
   ADDRESS: 7144 S JAMOCHA RD, ANTHILL, MO 65488 - SINCE 10/03
   EMPLOYER: US AIR FORCE//10/07

4 - PRBC 6/30/2008
   NAME: MAIRSOL TESTCASE DOB: 05/27/1980
   SSN: 000--0-0-0001
   ADDRESS: 220 LOCUST AV, ANTHILL, MO 65488

5 - FICO
   NAME: MAIRSOL TESTCASE
   SSN: 000-00-0001
   ADDRESS: , ANTHILL, MO 65488


======================================================================================
                                      R E M A R K S
======================================================================================
  MARISOL TESTCASE YOB: 1980
  EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS OTHERWISE INDICATED




                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                           R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th repor ing
                                                                                                                                                                                 es              .           r                          at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi ReportingAct. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                              Page 1/6
                                                                                                                                                                                                    INFILE CREDIT REPORT
                                                                                                                                                                                                               Report No
                                                                                                                                                                                                                                2316108

                                                                                                                                            Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                  6/25/2008                      6/30/2008
                                                                                                                                            Loan T ype                      FNMA #                             Charges
                                                                                                                                                                            2316108
                          Acct #: 1600                                                                                                      Sour ces                        Reference #
                                                                                                                                             XP/TU/EF
  Pro perty Add ress:
                                                                                                    GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No              000-00-0001                             DOB       5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                      DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                      Le ngt h
         Prev ious Addres s                                                                                                                                                                      Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                                                                           CRE D IT HI          ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED             DATE                                         BALANCE                  PAST DUE
                                                                                                                                                                                 HISTORICAL STATUS
 O   O                                                                                                 HIGH CREDIT                                           AMOUNT
                                                                                                                                                                                                                        PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST           OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                           REV        30+     60+   90+

======================================================================================
                                 S C O R E   M O D E L S
======================================================================================
2 MARISOL LEMUS TESTCASE - 000000001
   EQUIFAX/FACTA BEACON 5.0                   743
   00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
   00014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
   00008 - TOO MANY INQUIRIES LAST 12 MONTHS
   00012 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED

5        MAIRSOL TESTCASE - 000000001
         FICO EXPANSION SCORE                       664
         QG - NO PROPERTY RECORDS REPORTED OR IDENTIFIED
         NN - SUPPLIED WITH APP: NUMBER OF INQUIRIES ON CRA FILE
         ON - SUPPLIED WITH APP: LACK OF RECENT CRA ACCOUNT INFORMATION
         GW - INSUFFICIENT PAYMENT HISTORY REPORTED

4        MAIRSOL TESTCASE
         PRBC BILL PAYMENT SCORE                                                                                                    725
         05 - LENGTH OF ACCOUNT PAYMENT HISTORY
         06 - NUMBER OF REPORTED ACCOUNTS

1        MARISOL L TESTCASE - 000000001
         TRANSUNION/FICO CLASSIC (98)               741
         014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
         012 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
         008 - TOO MANY INQUIRIES LAST 12 MONTHS
         030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
         FA - INQUIRIES IMPACTED THE CREDIT SCORE

3        MARISOL TESTCASE - 000000001
         EXPERIAN/FAIR, ISAAC (VER. 2)              745
         14 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
         08 - TOO MANY INQUIRIES LAST 12 MONTHS
         09 - TOO MANY ACCOUNTS RECENTLY OPENED


======================================================================================
                                   T R A D E L I N E S
======================================================================================
B B USAA FEDERAL SAVIN 05/08 09/07   $31206   $28626       $0  9 0 0 0 AS AGREED
    ACCT000006          11/07          AUTO 069 $533                      XP/TU/EF
    HISTORY: 05/08; 000000000

B B CHASE               06/08                                                      11/07                    $4000     $228                                             $0           7 0            0       0        AS AGREED
    ACCT000002          06/08                                                                                 REV MIN $10                                                                                           XP/TU/EF
    HISTORY: 06/08; 0000000

B B CATO CORPORATION    12/06 06/04     $200                                                                                                    $0                     $0 31 0                     0       0        PAID
    ACCT000014          10/04            REV                                                                                                    $0                                                                  XP/TU/EF
    HISTORY: 12/06; -------------------------

B B CITI                                                        06/08              06/08                    $2300                               $0                     $0           1 0            0       0        AS AGREED
    ACCT000004                                                                                                REV                               $0                                                                  XP/TU/EF
    HISTORY: 06/08; 0




                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                            R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th reporing
                                                                                                                                                                                 es              .           r                           at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi Reporting Act. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                               Page 2/6
                                                                                                                                                                                                    INFILE CREDIT REPORT
                                                                                                                                                                                                               Report No
                                                                                                                                                                                                                                2316108

                                                                                                                                            Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                  6/25/2008                      6/30/2008
                                                                                                                                            Loan T ype                      FNMA #                             Charges
                                                                                                                                                                            2316108
                          Acct #: 1600                                                                                                      Sour ces                        Reference #
                                                                                                                                             XP/TU/EF
  Pro perty Add ress:
                                                                                                    GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No              000-00-0001                             DOB       5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                      DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                      Le ngt h
         Prev ious Addres s                                                                                                                                                                      Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                                                                           CRE D IT HI          ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED             DATE                                         BALANCE                  PAST DUE
                                                                                                                                                                                 HISTORICAL STATUS
 O   O                                                                                                 HIGH CREDIT                                           AMOUNT
                                                                                                                                                                                                                        PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST           OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                           REV        30+     60+   90+

B B CITI                06/08 09/03    $1800                                                                                                    $0                     $0 57 0                     0       0        PAID
    ACCT000009          05/08            REV                                                                                                    $0                                                                  XP/TU/EF
    HISTORY: 06/08; -000000000000000000000000
    ACCOUNT CLOSED AT CONSUMER'S REQUEST

B B DISCOVER FIN SVS L 06/08 07/05     $7500                                                                                                    $0                     $0 35 0                     0       0        PAID
    ACCT000003          06/07            REV                                                                                                    $0                                                                  XP/TU/EF
    HISTORY: 06/08; -000000000000000000000000
    ACCOUNT CLOSED AT CONSUMER'S REQUEST

B B GEMB/JCP            06/08 03/05     $500                                                                                                    $0                     $0 39 0                     0       0        AS AGREED
    ACCT000007          11/06            REV                                                                                                    $0                                                                  XP/TU/EF
    HISTORY: 06/08; 0000000000000000000000000

B B GEMB/OLD NAVY       06/08 04/07                                                                         $1200                               $0                     $0 15 0                     0       0        AS AGREED
    ACCT000008          11/07                                                                                 REV                               $0                                                                  XP/TU/EF
    HISTORY: 06/08; 000000000000000

B B HSBC/MCRAE          06/08 09/04     $900                                                                                                    $0                     $0 35 0                     0       0        AS AGREED
    ACCT000010          02/08            REV                                                                                                    $0                                                                  XP/TU/EF
    HISTORY: 06/08; 0000000000000000000000000

B B MBNA AMERICA                                                06/08              06/08                    $7500                               $0                     $0           1 0            0       0        AS AGREED
    ACCT000001                                                  06/08                                         REV                               $0                                                                  XP/TU/EF
    HISTORY: 06/08; 0

B B NBGL-MCRAES         07/05 09/04                                                                            $900                             $0                     $0 09 0                     0       0        PAID
    ACCT000013          04/05                                                                                   REV                             $0                                                                  XP/TU/EF
    HISTORY: 07/05; -00-----00
    PURCHASED BY ANOTHER LENDER

B B TOYOTA MOTOR CREDI 10/07                                                       09/07                 $30973                                 $0                     $0           2 0            0       0        PAID
    ACCT000012         10/07                                                                               AUTO 072                             $0                                                                  XP/TU/EF
    HISTORY: 10/07; -0

B B WFNNB/BEALLS        06/08                                                      01/08                    $1000                               $0                     $0           6 0            0       0        AS AGREED
    ACCT000011          01/08                                                                                 REV                               $0                                                                  XP/TU/EF
    HISTORY: 06/08; 000000

B B BIG ELECTRIC        06/08 01/06        -                                                                                                     -                     $0 30 0                     0       0        AS AGREED
    346647                              OPEN                                                                                                    $-                                                                  PRBC
    HISTORY: 06/08; 000000000000000000000000000000
    ELECTRIC (DATA CONTRIBUTED BY PRBC)

B B GTE SOUTHWEST INC                                           05/08              11/07                          -                              -                     $0           1 0            0       0        AS AGREED
    ACCT000005                                                  05/08                                          INST 001                         $-                                                                  XP/TU/EF
    HISTORY: 05/08; 0
    UTILITY COMPANY

B B JOE HUSFORU         06/08 01/06        -                                                                                                     -                     $0 30 0                     0       0        AS AGREED
    220LOCUSTAVE                        OPEN                                                                                                    $-                                                                  PRBC
    HISTORY: 06/08; 000000000000000000000000000000
    RENT (DATA CONTRIBUTED BY PRBC)

B B LAZY DAYS           06/08 01/06        -                                                                                                     -                     $0 30 0                     0       0        AS AGREED
    121213                              OPEN                                                                                                    $-                                                                  PRBC
    HISTORY: 06/08; 000000000000000000000000000000
    CABLE (DATA CONTRIBUTED BY PRBC)

                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                            R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th reporing
                                                                                                                                                                                 es              .           r                           at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi Reporting Act. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                               Page 3/6
                                                                                                                                                                                                    INFILE CREDIT REPORT
                                                                                                                                                                                                               Report No
                                                                                                                                                                                                                                2316108

                                                                                                                                            Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                  6/25/2008                      6/30/2008
                                                                                                                                            Loan T ype                      FNMA #                             Charges
                                                                                                                                                                            2316108
                          Acct #: 1600                                                                                                      Sour ces                        Reference #
                                                                                                                                             XP/TU/EF
  Pro perty Add ress:
                                                                                                    GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No              000-00-0001                             DOB       5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                      DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                      Le ngt h
         Prev ious Addres s                                                                                                                                                                      Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                                                                           CRE D IT HI          ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED             DATE                                         BALANCE                  PAST DUE
                                                                                                                                                                                 HISTORICAL STATUS
 O   O                                                                                                 HIGH CREDIT                                           AMOUNT
                                                                                                                                                                                                                        PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST           OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                           REV        30+     60+   90+

B B TALK2YA             06/08 01/06        -                                                                                                     -                     $0 30 0                     0       0        AS AGREED
    534508                              OPEN                                                                                                    $-                                                                  PRBC
    HISTORY: 06/08; 000000000000000000000000000000
    PHONE (DATA CONTRIBUTED BY PRBC)


======================================================================================
                                T R A D E    S U M M A R Y
======================================================================================
                              COUNT BALANCE HIGH CREDIT PAYMENT PAST DUE
                    MORTGAGE      0         0            0      0        0
                        AUTO      2    28626         31206    533        0
                   EDUCATION      0         0            0      0        0
           OTHER INSTALLMENT      1         0            0      0        0
                        OPEN      4         0            0      0        0
                   REVOLVING     11       228        17400     10        0
                       OTHER      0         0            0      0        0
                       TOTAL     18    28854         48606    543        0
         --------------------------------------------------------------------
                  SECURED DEBT              OLDEST TRADELINE 09/03
                UNSECURED DEBT              DEBT/HIGH CREDIT   59%

======================================================================================
                           D E R O G A T O R Y   S U M M A R Y
======================================================================================
                   CHARGE OFFS    0   DELINQ 30 DAYS    0      INQUIRIES    4
                   COLLECTIONS    0          60 DAYS    0
           BANKRUPTCY ACCOUNTS    0          90 DAYS    0
                PUBLIC RECORDS    0            OTHER    0

======================================================================================
                               P U B L I C   R E C O R D S
======================================================================================
                                    *** NO RECORD FOUND ***

======================================================================================
                     I N Q U I R I E S   ( L A S T   9 0   D A Y S )
======================================================================================
  TU        06/20/08 CHASE CREDIT
  XP/EF     06/20/08 CREDSTAR
  XP        06/14/08 MBNA
  TU        05/15/08 CITI

======================================================================================
                    M I S C E L L A N E O U S   I N F O R M A T I O N
======================================================================================
  Instant View Password: B2-3CB174A

     To verify the authenticity of this credit report, please visit
     https://supermort.meridianlink.com and click on the Instant View link. Enter
     report number 2516108 and password B2-3CB174A to view the report. For any inquiries
     regarding this report or services provided by SUPER MORTGAGE SERVICES please
     contact us at 877-555-1212.


======================================================================================
                                    C R E D I T O R S
======================================================================================
AMERIQUESTMO/CHASECRE 6350 LAUREL CANYON 4TH FLR SUITE 450, NORTH HOLLYW 818-762-6262
                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                            R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th reporing
                                                                                                                                                                                 es              .           r                           at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi Reporting Act. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                               Page 4/6
                                                                                                                                                                                                    INFILE CREDIT REPORT
                                                                                                                                                                                                               Report No
                                                                                                                                                                                                                                2316108

                                                                                                                                            Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                  6/25/2008                      6/30/2008
                                                                                                                                            Loan T ype                      FNMA #                             Charges
                                                                                                                                                                            2316108
                          Acct #: 1600                                                                                                      Sour ces                        Reference #
                                                                                                                                             XP/TU/EF
  Pro perty Add ress:
                                                                                                    GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No              000-00-0001                             DOB       5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                      DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                      Le ngt h
         Prev ious Addres s                                                                                                                                                                      Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                                                                           CRE D IT HI          ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED             DATE                                         BALANCE                  PAST DUE
                                                                                                                                                                                 HISTORICAL STATUS
 O   O                                                                                                 HIGH CREDIT                                           AMOUNT
                                                                                                                                                                                                                        PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST           OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                           REV        30+     60+   90+

ANB/CITIBANK SD                                                    P O BOX 15687, WILMINGTON, DE 19850                800-533-5600
ASSOC/CITI                                                         P.O. BOX 15687, WILMINGTON DE 19850                800-533-5600
BANK ONE                                                           BANK ONE CARD SERV, WESTERVILLE OH 43081           800-955-9900
BOA MBNA/ BANK OF AME                                              POB 17054, WILMINGTON, DE 19884                    800-421-2110
CATO                                                               P O BOX 34216, CHARLOTTE NC 28234                  704-556-7018
CATO CORPORATION                                                   PO BOX 34216, CHARLOTTE, NC 28234                  704-588-2428
CATO'S                                                             8100 DEMARK ROAD, CHARLOTTE NC 28210
CHASE                                                              800 BROOKSEDGE BLVD, WESTERVILLE, OH 43081         800-955-9900
CITI                                                               POB 6241, SIOUX FALLS SD 57117                     800-843-0777
DISCOVER FIN                                                       POB 15316, WILMINGTON DE 19850                     800-347-2683
DISCOVER FINANCIAL SV                                              PO BOX 15316, WILMINGTON DE 19850                  800-347-2683*
DISCOVR CD                                                         PO BOX15316 ATT:CMS/PROD DEVELOP, WILMINGTON DE 19 800-347-2683
FISERV CREDSTAR                                                    6350 LAUREL CANYON BLVD, NORTH HOLLYWOOD, CA 91606 818-762-6262
GEMB/OLD NAVY                                                      PO BOX 981400, EL PASO, TX 79998                   877-222-6868
GTE SOUTHWEST INC                                                  PO BOX 165018, COLUMBUS, OH 43216                  877-325-5156
HSBC/MCRAE                                                         3455 HWY 80 W, JACKSON MS 39209                    601-968-4293
HSBC/MCRAES                                                        P O BOX 10327, JACKSON MS 39209                    601-968-4293
JOE HUSFORU                                                        ,                                                  (555) 555-1212
MBGA/JC PENNEY                                                     PO BOX 27570, ALBUQUERQUE NM 87125                 800-542-0800
MBGA/JCPENEY                                                       P.O. BOX 27570, ALBUQUERQUE NM 87125               800-542-0800
MBNA                                                               PO BOX 17054, WILMINGTON, DE 19850                 BYMAILONLY
MBNA AMER                                                          400 CHRISTIANIA ROAD, NEWARK DE 19713              800-421-2110
MBNA AMERICA                                                       POB 15026, WILMINGTON, DE 19801                    800-441-9977
MCCBG/ONAV                                                         ,                                                  800-653-6289*
NBGL-MCRAES CREDIT DE                                              PO BOX 10327, JACKSON, MS 39289                    601-968-4220
OLD NAVY                                                           P O BOX 103065, ROSWELL GA 30076                   877-222-6868
TOYOTA MOTOR CREDIT                                                8550 UNITED PLAZA BLVD S, BATON ROUGE, LA 70809    504-929-6600
TOYOTA MTR                                                         8550 UNITED PLAZA, BATON ROUGE, LA 70809           504-929-6600
USAA FED SVG                                                       POB 47504, SAN ANTONIO TX 78265                    210-498-2265
USAA FEDERAL SAVINGS                                               PO BOX 47504, SAN ANTONIO TX 78265                 210-498-2265
USAA FSB                                                           10750 INTERSTATE HWY. 10, SAN ANTONIO TX 78265     800-922-9092

======================================================================================
                                   D I S C L A I M E R
======================================================================================
  An asterisk (*) following the payment amount indicates the repositories have no
  payment data and that the amount was automatically calculated as a percentage of the
  account balance.

     This is a report containing information supplied by the repositories listed above.
     The merge process is automated and the report may include some duplications and/or
     omissions. Inquiries regarding any disputed items should be directed to the creditor
     reporting the item, or to the appropriate repository service center(s) listed below.

     EXPERIAN                                                                                      TRANSUNION                                                                   EQUIFAX
     PO BOX 2002                                                                                   PO BOX 1000                                                                  PO BOX 740241
     ALLEN, TX 75013                                                                               CHESTER, PA 19016                                                            ATLANTA, GA 30374
     888-397-3742                                                                                  800-888-4213                                                                 800-685-1111
     www.experian.com/reportaccess                                                                 www.transunion.com                                                           www.equifax.com




                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                            R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th reporing
                                                                                                                                                                                 es              .           r                           at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi Reporting Act. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                               Page 5/6
                                                                                                                                                                                                    INFILE CREDIT REPORT
                                                                                                                                                                                                               Report No
                                                                                                                                                                                                                                2316108

                                                                                                                                            Date Received                   Date Issued                        Requested B y
 Provided For:            ABC MORTGAGE TEST                                                                                                  6/25/2008                      6/30/2008
                                                                                                                                            Loan T ype                      FNMA #                             Charges
                                                                                                                                                                            2316108
                          Acct #: 1600                                                                                                      Sour ces                        Reference #
                                                                                                                                             XP/TU/EF
  Pro perty Add ress:
                                                                                                    GENERAL            INFORM          ATION
           B orrower N a m e           TESTCASE, MAIRSOL                                                                Soc ia l S ecu r ity No              000-00-0001                             DOB       5/27/1980
      Co-B orrower N a m e                                                                                              Soc ia l S ecu r ity No                                                      DOB
          Curr ent Addr ess            220 LOCUST AVENUE, ANTHILL, MO 65488                                                                                                                      Le ngt h
         Prev ious Addres s                                                                                                                                                                      Le ngt h
              Mar ita l Sta tus
                 Depend ents

                                                                                                           CRE D IT HI          ST ORY
 E   W                                                             DATE
 C   H                CREDITOR NAME                              REPORTED             DATE                                         BALANCE                  PAST DUE
                                                                                                                                                                                 HISTORICAL STATUS
 O   O                                                                                                 HIGH CREDIT                                           AMOUNT
                                                                                                                                                                                                                        PRESENT STATUS
     S               ACCOUNT NUMBER                              DATE LAST           OPENED                                         TERMS                                        MOS         TIMES PAST DUE
 A                                                                ACTIVITY
     E                                                                                                                                                                           REV        30+     60+   90+

     Non-traditional credit data from PRBC has been merged with credit reports from
     Equifax, Experian, and/or TransUnion to provide a more complete and accurate picture
     of the applicant's credit worthiness. PRBC data may include historical housing
     payments such as rent, mobile home, or mortgage, as well as utilities,
     telecommunications, cable, insurance and other recurring bill payments that are
     typically not reported to the 3 national credit repositories. The non-traditional
     credit data is obtained from PRBC and the PRBC Bill Payment Score ("BPS") is
     generated solely from PRBC data. Inquiries regarding any disputed data from PRBC
     should be directed to the creditor or biller reporting the data in dispute, or to
     PRBC at (877) 772-2123 or www.prbc.com.



                                                                                                 *** END OF REPORT 7/1/2008 11:47:14 AM ***




                        ECOA KEY : B= BOR R OWE R ; C = CO-BO RROW E R ; S=SHA R E D ; J=JO INT ; U= UN DE SIG NAT ED; A=AUTHO                                                                            R IZE D USE R
        o
The inf rmation is          ed        nse
                     furnish in respo toan in  quiry fothe p
                                                      r    urpos of evaluatin credit risks. It bee obtainedfrom s urces deem reliable, the accur cy of w
                                                               e            g                has n                o         ed                    a            s
                                                                                                                                                        hich thi organization do not guarantee The inquier has agreed toindemnify th reporing
                                                                                                                                                                                 es              .           r                           at      t
   e                  age         o             s                s      t                                    ni
bur au forany dam arising fr mmisuse of thi information, andthi repor is furnishedin reliance upon that indem fy. It m be held in strict con
                                                                                                                      ust                  fidence andcom           h       s            i                           t
                                                                                                                                                         plies with t e provi ions of Publc Law 91-508, the Fair Credi Reporting Act. Reporting bureau
                          ti         e    t       t eet h
certifies that all Residen al Mortgag Credi Repors m t e standards prescribed by FNMA, FHMC, FHA, VA & the Farmers Home Administration.
                                                                                                                                                                                                                               Page 6/6