LITTON LOAN SERVICING LP

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					                           LITTON LOAN SERVICING LP
                                                 An affiliate of C-BASS

4828 Loop Central Drive                                                              Telephone (713) 960-9676
Houston, Texas 77081                                                                       Fax (713) 960-0539




     October 24, 2003



     Pierce & Associates
     18 S. Michigan Ave.
     Suite 1200
     Chicago, IL 60603

     Dear Denis,

     Litton Loan Servicing, LP has utilized the services of Pierce & Associates for many years. We
     have enjoyed a true working partnership with you. Pierce & Associates has provided outstanding
     service and is rated as one of our top Attorneys. Pierce & Associates has also provided in house
     training to our staff which we have found extremely helpful.

     Sincerely,


     Jason Bourdeau
     Vice President
     Default Administration