The Insurance Institute for Highway Safety (IIHS) for years has been rating vehicles as "good," "acceptable," "marginal" or "poor" based on performance in 40 mph crashes, with meaningful results. The Institute for Business & Home Safety (IBHS), an insurance industry-supported nonprofit engineering and communications group, has announced that it will construct a state-of-the-art applied research facility that will use science and technology to determine how to create more durable homes and businesses. A two-track research program will allow IBHS to address catastrophic issues, such as high winds and wind-driven water intrusion, earthquakes and hail, as well as more isolated but expensive maintenance-related issues like plumbing system failure and interior fires, according to president and CEO Julie Rochman. Rochman points out that IBHS has been a leader in using building science to develop real-world approaches to reduce the risks posed by natural disasters and other perils. IBHS is currently evaluating several potential sites for the Center, which it anticipates will require about a 100-acre parcel.