The ongoing effects of the all-encompassing credit crunch continue to circulate the market, with new statistics predicting increasing numbers of bankruptcies and repossessions on the way. With a dire economic outlook and rising inflation, it seems certain that consumers are going to suffer financially and the collections environment is set to become increasingly difficult. Debt purchasers are finding it harder to finance the acquisitions of debt portfolios. However, for those with the financial resources to fund the acquisition of debt portfolios, there are rewards to be had as prices are likely to soften over the next few months. Yet, as the collections environment becomes more difficult, earning previous levels of commission will become far harder.