Since health care costs, on average, are higher in New Jersey, small- to medium-sized employers in the state are worried they won't save much by offering HDHPs, says Scott Rappoport, chief executive officer of Benefit Sources & Solutions, a benefits advisory firm based in Bound Brook and a UBA member. [...] HDHPs require all medical expenses, including prescription drug costs, be paid out-of-pocket until the minimum deductible - $1,100 for individual coverage and $2,200 for family coverage, according to the National Conference on State Legislatures - is met.
Steven J. Dundas
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