KEY INFORMATION MEMORANDUM This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors' rights & services, risk factors, penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer Document available free of cost at any of the Investor Service Centres or distributors or from the website www.morganstanley.com/indiamf The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. This Key Information Memorandum is dated January 23, 2008. SPONSOR : MORGAN STANLEY Principal place of business: 1585, Broadway, New York, 10036, United States of America THE BOARD OF TRUSTEE : Office: Forbes Building, Charanjit Rai Marg, Fort, Mumbai -400 001 ASSET MANAGEMENT COMPANY : MORGAN STANLEY INVESTMENT MANAGEMENT PVT. LTD. Registered and Corporate Office Address: Forbes Building, Charanjit Rai Marg, Fort, Mumbai -400 001 INVESTMENT OBJECTIVE The investment objective of the scheme is to generate long-term capital growth from an actively managed portfolio of equity and equity-related securities including equity derivatives. ASSET ALLOCATION PATTERN Types of Instruments Normal Allocation Risk Profile (% of Net Assets) Equity and Equity Related Instruments 65% -100% High Debt and Money Market Instruments * 0 -35% Low to Medium * including Securitised Debt Investment in Derivatives -Up to 50% of the Net Assets of the Scheme. Investments in Foreign Securities -Up to 30% of the Net Assets of the Scheme. The AMC retains the option to alter the asset allocation. Such changes will be for a short term period and for liquidity/defensive considerations, the intention being at all times to seek to protect the interests of the Unit Holders. RISK PROFILE Mutual Fund investments are subject to market risks. Please read the Offer Document carefully for details on risk factors before investment. PLANS AND OPTIONS Growth Option and Dividend Option. Dividend Option offers Re-investment and Payout facility. APPLICABLE NAV (AFTER THE SCHEME OPENS FOR REPURCHASE AND SALE) For Purchase including switch-ins: a) In respect of valid Purchase applications (along with necessary documents) accepted at an Official Point of Acceptance along with a local cheque or demand draft payable at par at the place where it is received up to 3 p.m. on a Business Day, the NAV of the respective option as at the close of that Business Day, subject to applicable entry load, if any, will be applicable b) In respect of valid Purchase applications (along with necessary documents) accepted at an Official Point of Acceptance along with a local cheque or demand draft payable at par at the place where it is received after the cut-off time specified above, or on non-business day, the NAV of the next Business Day will be applicable. For Redemption including switch-outs: a) In respect of valid applications accepted at an Official Point of Acceptance up to 3.00 p.m. on a Business Day, the NAV of the respective option as at the close of that Business Day, subject to applicable exit load, if any, will be applicable; and b) In respect of valid applications accepted at an Official Point of Acceptance after the cut-off time specified above, or on non-business day, the NAV of the next Business Day will be applicable. MINIMUM APPLICATION AMOUNT/NUMBER OF UNITS UNDER EACH OPTION Purchase Additional Purchase Repurchase/Redemption Rs. 5,000 and multiples of Rs. 5,000 and multiples Rs. 1,000 and multiples Re. 1/-thereof of Re. 1/-thereof of Re. 1/-thereof DESPATCH OF REPURCHASE (REDEMPTION) REQUEST Within 10 working days of the receipt of the redemption request at the Official Points of Acceptance of Morgan Stanley Mutual Fund given in this scheme. BENCHMARK INDEX BSE 200 DIVIDEND POLICY The Trustees, may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in the dividend option of the Scheme, if such surplus is available and adequate for distribution in the opinion of the Trustees. The Trustees decision with regard to availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the Dividend Option of the Scheme on the record date, which will be announced in advance. However, there is no assurance or guarantee that the dividends will be regularly paid, though it is the intention of the Mutual Fund to make regular dividend distribution. NAME OF THE FUND MANAGER Mr. Jayesh Gandhi BOARD OF TRUSTEES The Sponsor has appointed a Board of individual Trustees (the Trustees) to be the Trustees of Morgan Stanley Mutual Fund. Presently, the Board of Trustee consists of -Dr. Abid Hussain, Mr. Bodhishwar Rai, Mr. Jagdish S. Baijal, Mr. Ronald Robison and Mr. Michael Kollins. PERFORMANCE OF SIMILAR SCHEMES LAUNCHED BY MORGAN STANLEY MUTUAL FUND Since no similar scheme has been launched by Morgan Stanley Mutual Fund in the past, the performance figures of similar schemes have not been provided. EXPENSES OF THE SCHEME (i) Load Structure: During the New Fund Offer Period and on ongoing basis Entry Load: For purchases of less than Rs. 5 crore: 2.25% Where purchase amount of Rs. 5 crore and above: Nil In case of purchases in SIPs under salary saving schemes for groups of employees through an arrangement with their employer: Nil Exit Load: (a) For purchases of less than Rs. 5 crores: If redeemed on or before the expiry of 1 year from the date of allotment: 1% After the expiry of one year from date of allotment: Nil (b) For purchases of Rs. 5 crores and above: If redeemed on or before the expiry of 6 months from the date of allotment: 0.50% If redeemed after the expiry of 6 months from date of allotment: Nil Pursuant to SEBI guidelines dated December 31, 2007 no entry load will be levied where application for investments in the Scheme is not routed through any distributor/agent/broker. The same will also be applicable for additional purchases done directly by the investor under the same folio and switch-in to a scheme from other schemes of Morgan Stanley Mutual Fund launched from time to time, if the transaction is done directly by the investors. Investors may note that the "Exit Load" will be levied as applicable. (ii) Recurring Expenses: As per SEBI Regulations, the maximum recurring expenses including the investment management and advisory fees that can be charged to the Scheme shall be subject to a percentage limit of average daily net assets as mentioned below: First Rs. 100 crores : 2.50% Next Rs. 300 crores : 2.25% Next Rs. 300 crores : 2.00% Balance : 1.75% Subject to the SEBI Regulations, any expenses over and above the prescribed limit mentioned above shall be borne by the AMC. (iii) New Fund Offer Expenses: As per SEBI Regulations, New Fund Offer expenses cannot be charged to the Scheme. In this Scheme, the Entry Load collected during the New Fund Offer Period shall be utilised to meet the New Fund Offer expenses and the remainder of the New Fund Offer expenses, if any, shall be borne by the AMC. TAX TREATMENT FOR THE INVESTORS (UNIT HOLDERS) The information furnished below outlines briefly the key tax implications applicable to the Unit Holders of the Scheme and to the Fund and based on relevant provisions of the Income Tax Act, 1961, Wealth Tax Act, 1957 and Gift Tax Act, 1958, (collectively called 'the relevant provisions' ) as amended by the Finance Act, 2007. The benefits stated herein have been reviewed and certified by M/s. S. R. Batliboi & Co, Chartered Accountants, a member firm of the Ernst & Young organisation and are found in agreement with the relevant provisions vide their letter dated July 25, 2007. However, S. R. Batliboi & Co. do not make any representations on the procedures for ascertaining the tax benefits nor do they make any representation regarding any legal interpretations.THE FOLLOWING INFORMATION IS PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND APPLIES TO THE SCHEME. IN VIEW OF THE INDIVIDUAL NATURE OF TAX BENEFITS, EACH INVESTOR IS ADVISED TO CONSULT HIS OR HER OWN TAX CONSULTANT WITH RESPECT TO THE SPECIFIC TAX IMPLICATIONS ARISING OUT OF HIS OR HER PARTICIPATION IN THE SCHEME. A) TAX IMPLICATIONS TO UNIT HOLDERS 1) Income Tax Act, 1961 ('the Act') a. Income from units As per section 10(35) of the Act, any income (other than income arising from transfer of the units) received in respect of the units of a Mutual Fund specified under section 10(23D) of the Act, is exempt in the hands of the Unit Holders. b. Income arising from transfer of units i) Long term capital gains Under section 2(29A) read with section 2(42A) of the Act, units of the Scheme held as a capital asset are treated as a long-term capital asset if they are held for a period of more than 12 months immediately preceding the date of their transfer. From the full value of consideration, the following amounts should be deducted to arrive at the amount of long-term capital gains: i. Cost of acquisition as adjusted by the cost inflation index notified by the Central Government in the Official Gazette; and ii. Expenditure incurred wholly and exclusively in connection with such transfer. The additional units issued under the 'Reinvest Dividend' Option available in the Scheme and held as capital asset would get the benefit of long-term capital gains tax, if sold after being held for more than 12 months. For this purpose, 12 months will be computed from the date when such additional units are allotted. As per section 10(38) of the Act, long-term capital gains arising on the transfer of units of equity oriented funds (refer note) on which the Securities Transaction Tax (STT) has been paid (refer sub-para (iv) below) are exempt from income tax. (Note: Equity-oriented fund means a fund, (i) where the investible funds are invested by way of equity shares in domestic companies to the extent of more than sixty five percent of the total proceeds of such fund; and (ii) which has been set up under a scheme of a Mutual Fund specified under clause (23D) of section 10 of the Act). In case of non resident Unit Holders eligible for availing tax treaty benefits, please refer to paragraph (e) below. ii) Short-term capital gains Under section 2(42A) of the Act, units of a Mutual Fund held as capital assets for a period of 12 months or less immediately preceding the date of their transfer are regarded as shortterm capital assets. As per section 111A of the Act, short term capital gains arising on the redemption/transfer of units of equity-oriented Mutual Funds (on which STT has been paid refer sub-para (iv) below) are taxable at a rate of 10 percent (plus applicable surcharge & education cess). The tax liability in case of resident individuals/HUFs would be lower where the total income as reduced by such short-term capital gains is below the maximum amount which is not chargeable to tax. In case of non resident Unit Holders eligible for availing tax treaty benefits, please refer to paragraph (e) below. iii) Business Income Under section 28 of the Act, profit arising on transfer of units of a Mutual Fund which are held as stock in trade or trading asset, is taxed under the head 'Profits and Gains of Business or Profession'. Such profit is added to the total income of the assessee and taxed at the rates mentioned below. Assessee Status Tax Rate (excluding surcharge and education cess) Residents Individuals, HUFs, Association of persons, Body of individuals and Artificial juridical person At the slab rates applicable Firms, Companies and Local Authorities 30% Non-residents (other than Companies) At the slab rates applicable Foreign Companies 40% In case of non resident Unit Holders eligible for availing tax treaty benefits, please refer to paragraph (e) below. iv) Avoidance of Tax by certain Transactions in Securities As per section 94(7) of the Act, losses arising from the sale/transfer of units (including redemption) purchased up to 3 months prior to the record date and sold within 9 months after such date, will be disallowed to the extent of income distribution (excluding redemptions) on such units claimed as tax exempt by the unit holder. Further, section 94(8) of the Act provides that any person who buys or acquires any units within a period of 3 months prior to the record date and such person is allotted additional units without consideration (bonus units) based on the original holding, any subsequent loss on sale of original units within a period of 9 months from the record date, will be ignored for computing the income chargeable to tax if the Unit Holder continues to hold all or any of the bonus units at the time of sale of original units. The loss so ignored will be deemed to be the cost of purchase or acquisition of Bonus units (held at such time) when these Bonus units are subsequently sold. v) Securities Transaction Tax ('STT') STT is levied on purchase or sale of a unit of an equity-oriented fund entered in a recognised Stock Exchange. The responsibility for the collection of the STT and payment to the credit of the Government is with the Stock Exchange. STT is also levied on sale of a unit of an equityorieente fund to the Mutual Fund. In such a case, the responsibility for the collection of the STT and payment to the credit of the Government is with the Mutual Fund. With effect from June 1, 2006, the rates of STT are as follows: Nature of Transaction Rate of STT A. Settled by actual delivery or transfer Purchase of units of an equity oriented fund Purchaser to pay entered in a recognised Stock Exchange 0.125 percent Sale of units of an equity oriented fund entered Seller to pay in a recognised Stock Exchange 0.125 percent B. Settled otherwise then by actual delivery or transfer Sale of units of an equity oriented fund Seller to pay entered in a recognised stock exchange 0.025 percent C. Sale of units of an equity oriented fund Seller to pay to the Mutual Fund 0.25 percent vi) Set off and carry forward Short Term Capital Loss on transfer of units is available for set off against both Short Term and Long Term Capital Gains arising on sale of other assets and the balance short term capital loss shall be carried forward for set off against capital gains, both short term and long term, in subsequent years. Long Term Capital Loss on transfer of units is available for set off against only Long Term Capital Gains arising on sale of other assets and the balance Long Term Capital Loss shall be carried forward for set off only against Long Term Capital Gains in subsequent years. Carry forward of losses is admissible up to maximum of eight assessment years immediately succeeding the assessment year for which the loss was first computed. c. Tax Deducted at Source ('TDS') i. On income in respect of Units As per Section 194K and Section 196A of the Act, no tax shall be deducted at source from any income (other than income on transfer of units) credited or paid to Unit Holders in respect of units of a Mutual Fund specified under section 10(23D) of the Act. ii. On capital gains Resident investors No tax is required to be deducted at source from capital gains arising at the time of repurchase/redemption of the units. Non resident investors Long term capital gains arising from the sale of units of the equity-oriented fund on which STT has been paid (refer sub-para (iv) above) is exempt from tax. Accordingly, the provisions of withholding tax at source under section 195 of the Act do not apply. In respect of short term capital gains arising on sale of units, tax is required to be deducted at source at the rate of 10 percent (plus applicable surcharge & education cess). No tax is deductible at source from capital gains arising to an FII on repurchase/redemption of units in view of the provisions of section 196D(2) of the Act. The Fund will deduct the above tax at the time of winding up of the Scheme or on repurchase of units. d. Surcharge and Cess Resident Investors A surcharge of 10% is levied on tax payable by: -All resident individuals, HUFs, Body of individuals and Association of persons if the total taxable income exceeds Rs. 1 million. -All resident corporates and firms if the total taxable income exceeds Rs.10 million. -Co-operative societies and local authorities would not be required to pay surcharge. Non Resident Investors -In case of non residents (other than companies), surcharge is levied @10% on the tax payable if the total taxable income exceeds Rs. 1 million. -In case of Foreign companies, surcharge is levied @2.5% on the tax payable, if the total taxable income exceeds Rs. 10 million. An Education Cess of 2% and Higher Secondary Education Cess of 1% is levied on tax plus surcharge payable by all assessees. Accordingly, the rates of tax and TDS rates mentioned above, will be increased by the applicable surcharge and cess. e. Tax Treaty Benefits As per Section 90 of the Act, in the case of a non resident Unit Holder who is resident of a country with which India has signed a Double Taxation Avoidance Agreement ('DTAA'), which is in force, income tax is payable at the rate provided in the Act or at the rate provided in the such agreement, whichever is more beneficial to such non resident Unit Holder. Further, where the rate of tax prescribed under the relevant DTAA is lower than that prescribed under the Act, tax would be withheld at such lower rate. However, in order to obtain the benefit of the lower rate under the DTAA, the Unit Holder would be required to provide a certificate under Section 197 of the Act from his Assessing Officer stating the eligibility of the investor to claim such benefit. f. Religious and Charitable Trust Investment in Units of the Fund by Religious and Charitable Trusts is an eligible investment under section 11(5) of the Act, read with Rule 17C of the Income Tax Rules, 1962. However, such investment may be permitted only subject to the state legislation governing Religious and Charitable Trusts in this regard, wherever applicable. 2) Wealth Tax Act, 1957 Units held under the Scheme of the Fund are not treated as assets as defined under section 2(ea) of the Wealth Tax Act, 1957 and therefore, would not be liable to Wealth Tax. 3) Gift Tax Act, 1958 The Gift Tax Act, 1958 is now abolished. B) TAX IMPLICATIONS FOR THE FUND As the Fund has been registered with the Securities and Exchange Board of India ('SEBI') under the SEBI (Mutual Fund) Regulations, 1996, the entire income of the Fund is exempt from income tax under section 10(23D) of the Act. As per section 115R of the Act, equity-oriented schemes are exempted from payment of the distribution tax on income distributions. As per section 115T of the Act, equity oriented scheme would inter-alia mean such scheme where investible funds are invested by way of equity share in domestic companies to the extent of more than sixty-five percent of total proceeds of such scheme. The Mutual Fund is liable to pay STT at the prescribed rate as outlined in paragraph (b-v) above, The Mutual Fund is liable for payment of service tax, in the capacity of a service recipient, under "Business Auxiliary Services" for services received from distributors of Mutual Funds/agents and services, received from service providers located outside India, qualifying as taxable import into India under the Finance Act, 1994 and allied rules. At present, the rate of service tax is 12.36 percent (tax rate of 12 percent plus education cess of 3 percent).DAILY NET ASSET VALUE (NAV) PUBLICATION The NAV will be declared on all business days and will be published in two daily newspapers. The NAV of the Scheme will also be updated on the website of the Fund i.e. www.morganstanley.com/indiamf and on the AMFI website i.e. www.amfiindia.com by 9 p.m. on all business days. Investors may also contact any of the Investor Service Centres of Morgan Stanley Mutual Fund. FOR INVESTOR GRIEVANCES PLEASE CONTACT Karvy Computershare Private Limited Karvy Registry House Unit: Morgan Stanley Mutual Fund 21, Avenue 4, Street No. 1, Banjara Hills, Hyderabad -500 034 Morgan Stanley Mutual Fund: Investment Manager -Morgan Stanley Investment Management Pvt. Ltd. 5th Floor, Forbes Building, Charanjit Rai Marg, Fort, Mumbai -400 001 Tel. No. : 022-2209 6600 Toll Free: 1800 425 1313 (Toll free for MTNL/BSNL Numbers) Fax No. : 022-2209 6606 E-mail : mfinvestorcare@morganstanley.com UNIT HOLDERS' INFORMATION 1. Account Statement will be provided on each transaction. However, in case of SIP/STP/SWP, the same may be sent once every quarter ending March, June, September and December. However, in such cases the first account statement shall be issued within 10 working days of the initial investment. 2. Annual Report or an abridged summary thereof shall be provided to unit holders by post or by email to the unitholders who have specifically opted for the alternative mechanism. 3. The Mutual Fund will publish the half-yearly unaudited financial results of the Scheme for the period ended 31st March and 30th September, in an English national daily and Marathi daily. 4. The half-yearly scheme portfolio as of 31st March and 30th September shall either be mailed/emailed to the unitholders or published in the newspapers as permitted under SEBI (Mutual Funds) Regulations, 1996. Please refer to the Offer Document of this scheme for details, and risk factors before investing. INSTRUCTIONS TO INVESTORS FOR FILLING UP THE APPLICATION FORM GENERAL INFORMATION: 1. Please read the Offer Document containing the terms of offer. Your attention is particularly drawn to the sections on "Prevention of Money Laundering and Know Your Customer". Please refer to the Offer Document and the Key Information Memorandum carefully before filling the Form. All applicants are deemed to have accepted the terms of the Offer Document subject to which this offer is being made and bind themselves to such terms of the Offer Document upon signing the Application Form and tendering the payment. 2. The application form is for Resident and Non Resident Indian (NRI) investors and should be completed in English in BLOCK letters. Please (3) in the appropriate box, wherever boxes ( ) have been provided. 3. Applications under Power of Attorney/Body Corporate/Registered Society/Trust/Partnership: In case of an application under a Power of Attorney, the application should be accompanied by an original Power of Attorney or by a duly notarised copy of the Power of Attorney. The Mutual Fund/Trustee/AMC reserves the right to reject the application forms not accompanied by a Power of Attorney. Further, the Mutual Fund/Trustee/AMC reserves the right to hold Redemption proceeds in case the requisite documents are not submitted. For applications by a company, body corporate, eligible institutions, registered society, trusts, partnership or other eligible non-individuals who apply in the Scheme should furnish a certified copy of resolution or authority to make the application as the case may be, a list of specimen signatures of the authorised officials, duly certified/attested and a certified copy of the Memorandum and Articles of Association and/or bye-laws and/or Trust Deed and/or Partnership Deed and certificate of registration or any other document as the case may be. In case of a trust/fund, it shall submit a certified true copy of the resolution from the trustee(s) authorising such Subscriptions and Redemptions. The authorised officials should sign the application under their official designation. 4. Application form incomplete in any respect or not accompanied by a Cheque or Demand Draft (DD) for the amount payable are liable to be rejected and the money paid will be refunded without any interest thereon. An application may be accepted or rejected at the sole and absolute discretion of AMC, without assigning any reason whatsoever. APPLICANT'S INFORMATION 5. Applicants must provide all the details under Applicant's Information in the Application Form. Name and address must be given in full (P.O. Box Address alone is not sufficient). In case of NRIs/FIls, 'Overseas Address' should also be provided. 6. The Signature(s) may be in English or in any of the Indian languages specified in the Eighth Schedule of the Constitution of India. Thumb impressions must be attested by a Magistrate or a Notary Public or a Special Executive Officer under his/her official seal. Applications by minor should be signed by their guardians. In case of HUF, the Karta should sign on behalf of the HUF. 7. Please provide the name of the Guardian in case of investments on behalf of minor or the name of the Contact Person in case of investments by a Company/Body Corporate/Partnership Firm/Trust/Society/FIIs/Association of Persons/Body of Individuals. 8. Investor has an option to receive communication through email. Please furnish your email ID in the Form. The investor always has a right to demand a physical copy of any or all the documents in respect of the services provided by the Mutual Fund. MANDATORY INFORMATION 9. PERMANENT ACCOUNT NUMBER (PAN) DETAILS: SEBI has made it mandatory for all applicants (in case of application in joint names, each of the applicants) to mention his/her Permanent Account Number (PAN) irrespective of the amount of investment*. If the applicant is a minor, and does not possess his/her own PAN, he/she shall quote the PAN of his/her father or mother or guardian, as the case may be. In order to verify whether the PAN details are quoted correctly in the application form, the applicants shall enclose a photocopy of the PAN card duly attested by the ARN distributors, ISCs of Morgan Stanley Mutual Fund, bank managers or judicial authorities. Attestation will be done after verification with the original PAN card. *includes fresh purchase, additional purchase, Systematic Investment. Applications which do not comply with the above shall be rejected. Investors may please note that transactions accompanied with Form 49A and Form 60/61 will be rejected. Accordingly, Investors may note the following : (a) Investors are required to furnish the PAN along with a copy of a document**, evidencing the PAN irrespective of the amount of application. (b) If your investment is being jointly made with other co-applicants, the PAN for each of the co-applicants should be furnished along with a copy of a document**, evidencing the PAN for each of the co-applicant. (c) If you are investing as a Guardian on behalf of a minor, please furnish your PAN along with a copy of a document**, evidencing the PAN for the Guardian. (d) Applications, where the details of the documents submitted as evidence for PAN do not match with the Applicants/existing information available with Morgan Stanley Mutual Fund, will be rejected. (e) Applications not complying with the above requirements will be deemed to be incomplete and will be rejected. ** PAN Card/Refund Order/Assessment Order/any correspondence from the Income Tax Authority 10. KNOW YOUR CUSTOMER ACKNOWLEDGEMENT LETTER (KYC LETTER): In terms of Prevention of Money Laundering Act, 2002, the rules issued there under and the guidelines/circulars issued by SEBI regarding the Anti Money Laundering (AML Laws), all intermediaries, including the Mutual Funds, have to implement a client identification program, verify and maintain the record of identity and address/es of investors. The KYC requirements can be completed by filling up the prescribed form and submitting the same along with the other requisite details/proof (attested true copies of supporting documents relating to proof of identity and address or verification with the original) to a designated Point of Service appointed by CDSL Ventures Ltd., the Central Agency appointed for receiving the Forms, processing data and providing the KYC Acknowledgement letter. As a token of having verified the identity and address of the investor/s, the Central Agency will issue a KYC Acknowledgement Letter to each investor. Please note that presently, it is mandatory for all applications for subscription of Rs. 50,000/-and above to attach the KYC Acknowledgement letter for all applicants (including joint holders, PoA holders, and guardian in case of minor), along with the Investment Application Form/s, Transaction Form/s while investing for the first time in every folio. This will be applicable for all investors (both individual and non-individual). In this behalf, the AMC reserves the right to reject any application and effect a mandatory Redemption of Units allotted within 30 Business Days from the date of the allotment. For details, please refer to the offer document of the Scheme, and/or contact any Investor Service Centre of Morgan Stanley Mutual Fund. 11. BANK ACCOUNT DETAILS Applicants should provide the name of the bank, branch address, account type and account number of the Sole/First Applicant. Please note that as per SEBI guidelines, it is mandatory for investors to mention their bank account details in the Application Form. Applications without this information will be deemed to be incomplete and shall be rejected by the Mutual Fund. 12. INVESTMENT DETAILS (a) Applicants should indicate the Plan/Option and Dividend Mode, for which the application is made, by indicating the choice in the appropriate box provided for this purpose in the Application Form. (b) In case Applicants wish to opt for both the Plans/Options, separate Application Forms will have to be filled. (c) If no indication is given for the Option, the investment will be deemed to be for the Growth Option. (d) Under the Dividend Option investor can further select Reinvestment or Payout Option. If no indication is given the investment will be deemed to be for the Reinvestment Option 13. PAYMENT DETAILS (a) The Cheque/DD should be drawn in favour of the scheme "Morgan Stanley A.C.E. Fund" and crossed Account Payee Only. PAYMENT BY STOCKINVESTS /OUTSTATION CHEQUES /POSTAL ORDER /MONEY ORDER /CASH /POST DATED CHEQUES IS NOT PERMITTED. (b) The Cheque/DD should be payable locally at the centre where the Application is deposited. The Cheque/DD should be drawn on any Bank which is situated at and is a member/sub-member of the Bankers. (c) Clearing House Cheques/DDs drawn on a Bank not participating in the Clearing House will not be accepted. For investment under different options, separate Cheques/DDs should be attached and separate application forms have to be filled. (d) The Application form number should be mentioned on the reverse of the Cheque/DD that accompanies the application. (e) Investors residing in centres, where the Morgan Stanley Mutual Fund Investor Servicing Centres (ISCs) do not have any collection arrangement, are requested to make payment by DDs. DD charges would be borne by the AMC only where the AMC does not have branch/ISC or other collection facilities. SBI DD charges are treated as standard DD charges for this purpose. SBI DD Charges as of December 31, 2007 are given below: Remittance Upto Rs. 10000/-Rs. 30 Remittance Above Rs. 10000/-Rs. 3.50 per Rs. 1000 (Minimum Rs. 50 and Maximum Rs. 12500) Source: SBI website (www.sbi.co.in) (f) AMC in the normal course will not reimburse the DD charges. AMC will process the application for eligible number of units after adding permissible DD charges, if applicable. (g) In the event that DD amount with permissible DD charges is not sufficient to allot minimum number of units, AMC will refund the amount represented by the instrument deposited. (h) For NRI/Persons of Indian origin/FII Investors: Repatriation Basis : Payments by NRIs/FIIs residing abroad, may be made by way of Indian Rupee drafts purchased abroad or by way of cheques drawn on Non Resident External Accounts (NRE Accounts) payable locally at the centre where the application is deposited. Payments can also be made by means of Rupee drafts payable locally at the centre where the application is deposited and purchased out of funds held in NRE Account/FCNR Account. In case of Indian Rupee drafts purchased abroad or subscription through NRE/FCNR Account, an account debit certificate from the bank issuing the draft confirming the debit/FIRC should be enclosed. Non Repatriation Basis: NRIs investing on a non-repatriable basis may do so by issuing Cheque/DD, debiting Non Resident Ordinary (NRO) accounts. 14. COMMUNICATION Morgan Stanley Mutual Fund has an online service which gives you the latest details of your account including your current valuation information on transactions. The Account Statement, Annual Reports or other information etc. may be sent to unit holders by email in lieu of printed documents. Please furnish your email ID and indicate the nature of communication you wish to receive over email. When a unit holder has communicated email address and has provided consent for sending communication only via email, the AMC/Mutual Fund/Registrars & Transfer Agents are not responsible for the email not reaching the investor and for all consequences thereof. The investor shall from time to time intimate the Fund/it's transfer agents about any changes in the email address. In case of a large document, a suitable link will be provided and investors can download, save and print these documents. However, the unit holder always has the right to request a physical copy of the shareholder communication and the AMC will arrange for the same to be sent to the unit holder. 15. NOMINATION (a) The nomination can be made only by individuals applying for/holding units on their own behalf singly or jointly. Non-individuals including Society, Trust, Body Corporate, Partnership Firm, Karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. (b) A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unit holder. Nomination can also be in favour of the Central Government, State Government, a local authority, any person designated by virtue of his office or a religious or charitable trust. (c) The Nominee shall not be a Trust (other than a Religious or Charitable Trust), Society, Body Corporate, Partnership Firm, Karta of a Hindu Undivided Family or a Power of Attorney holder. A Non Resident Indian can be a Nominee subject to the Exchange Control Regulations of RBI, in force, from time to time. (d) Nomination in respect of the units stands rescinded upon the transfer of units. (e) Transfer of units in favour of a Nominee shall be valid discharge by the Asset Management Company against the legal heir. (f) The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination. (g) On cancellation of the nomination, the nomination shall stand rescinded and the Asset Management Company shall not be under any obligation to transfer the units in favour of the Nominee. 16. WHO CANNOT INVEST: It should be noted that the following persons cannot invest in the Scheme(s): (a) Any individual who is a Foreign national. (b) Overseas Corporate Bodies (OCBs) shall not be allowed to invest in the Scheme(s). These would be firms and societies, which are held directly or indirectly but ultimately to the extent of at least 60% by NRIs and Trusts in which at least 60% of the beneficial interest is similarly held irrevocably by such persons (OCBs.) (c) Non Resident Indians residing in the United States of America and Canada. 17. The Trustee/AMC retains the sole and absolute discretion to reject any application.SIP INSTRUCTIONS SIP WITH AUTO DEBIT FACILITY 1. During the NFO, SIP with only Auto Debit facility is available. 2. The first SIP installment should be through cheque only and has to be drawn on the same bank account which is to be registered for ECS (Debit Clearing)/Direct Debit. 3. Please furnish the following details with respect to your SIP Investment. (a) SIP installment amount (Minimum Rs. 1000/-) (b) No of SIP installments (Minimum 6 installments) (c) SIP Frequency (Monthly/Quarterly) and SIP Date (1st/10th/15th) 4. The First SIP installment date should be same as the date of submission of the Application Form. 5. First SIP Cheque and subsequent SIP installments via ECS (Debit Clearing)/Direct Debit should be of the same amount 6. The Auto Debit Authorisation needs to be filled in and signed by the Bank Account holder in the same order and manner in which the Bank Account is held by them. TERMS AND CONDITIONS 1. SIP facility is offered to the investors using RBI's Electronic Clearing Services (ECS Debit Clearing Facility). By opting for this facility, the investor agrees to abide by the terms and conditions subject to which this facility is offered by RBI. 2. The SIP Auto-Debit (ECS) facility is offered only to investors having Bank Accounts in select cities listed below: • Agra • Ahmedabad • Allahabad • Amritsar • Aurangabad • Bangalore • Bardhaman • Baroda • Bhilwara • Bhopal • Bhubaneshwar • Calicut • Chandigarh • Chennai • Cochin • Coimbatore • Dehradun • Delhi • Dhanbad • Durgapur • Erode • Gorakhpur • Guwahati • Gwalior • Hubli • Hyderabad • Indore • Jabalpur • Jaipur • Jalandhar • Jammu • Jamshedpur • Jodhpur • Kakinada • Kanpur • Kolhapur • Kolkata • Lucknow • Ludhiana • Madurai • Mangalore • Mumbai • Mysore • Nagpur • Nasik • Nellore • Panjim • Patna • Pondicherry • Pune • Raipur • Rajkot • Ranchi • Salem • Shimla • Sholapur • Siliguri • Surat • Thirupur • Tirupati • Trichur • Trichy • Trivandrum • Udaipur • Udipi • Varanasi • Vijaywada • Vizag The cities/banks/branches in the list may be modified/updated/changed/removed at any time in future entirely at the discretion of MSMF/MSIMPL without assigning any reasons or prior notice. If any city/bank/branch is removed, SIP instructions for investors in such city/bank/branch via ECS (Debit Clearing)/Direct Debit route will be discontinued without prior notice. 3. The first SIP date for ECS (Debit Clearing)/Direct Debit will be at least 30 days after the date of allotment of units. Please take this into account while entering the SIP Auto Debit period and indicate the correct SIP Auto Debit commencement date. If you are investing in SIP, then the next SIP installment will be on or after 1st May, 2008. Only one SIP per month/quarter, per Folio/Account is permitted. 4. Investors will not hold MSMF/MSIMPL, its registrars and other service providers responsible if the transaction is delayed or not effected or the investors bank account is debited in advance or after the specific SIP date due to local holidays or any other reason. 5. MSMF/MSIMPL, its registrars and other service providers shall not be responsible and liable for any damages/compensation for any loss, damage etc. incurred by the investor. The investor assumes the entire risk of using this facility and takes its full responsibility. 6. MSMF/MSIMPL reserves the right to reject any application without assigning any reason thereof. 7. Please refer to the Key Information Memorandum/Offer Document of the respective Scheme(s) for Applicable NAV, risk factors, load and other information. 8. You can choose to change your bank account or discontinue this facility by giving 30 days written notice to any of our Investor Service Centres. DESIGNATED BANK COLLECTION CENTRES DURING NFO PERIOD STANDARD CHARTERED BANK : Ahmedabad : Abhijeet II, Ground Floor, Mithakali, 6th Road, Ahmedabad -380 006. Allahabad : 2 Sardar Patel Marg, Civil Lines, Allahabad -211 001. Amritsar : Gandhi Bazar, The Mall, Post Box 3, Amritsar -143 001. Bangalore : 26th Floor , West Wing Raheja Tower, M. G. Road, Bangalore -560 001. Baroda : Gokulesh, R C Dutt Road, Vadodara -390 009. Bhopal : Ground Floor, Northern Wing, Alankar Complex, Plot No.10, Zone II, MP Nagar, Bhopal -462 011. Bhubaneshwar : Plot No 3 Bapuji Ngr, Janapath, Bhubaneshwar -751 009. Chandigarh : SCO, 137-138, Sector -9C, Madhya Marg, Chandigarh -160 017. Chennai : 19, Rajaji Salai, Chennai -600 001. Cochin : XXIV/1633, KPK Menon Road, Willingdon Island, Cochin -682 003. Coimbatore : 509, D. B. Road, R. S. Puram, Coimbatore -641 002. Guwahati : G N Bardoli Road, Ambari-Guwahati, Guwahati -781 001. Hyderabad : 6-3 1090, Raj Bhavan Road, Somajiguda, Hyderabad -500 082. Indore : 21/1 Dm Tower, Race Cource Road, Indore -452 001. Jaipur : H8, Showroom No.1, Bhagwat Bhawan, MI Road, Jaipur -302 001. Jalandhar : Plot No. 34, G. T. Road, Jalandhar -144 001. Kanpur : 16/105, M. G. Marg, Kanpur -208 001. Kolkata : 19 Netaji Subhas Road, Kolkata -700 001. Lucknow : 4 Shahnajaf Road, Lucknow, UP -226 001. Ludhiana : SCO 16-17, Feroze Gandhi Market, Ludhiana, Punjab -141 001. Mumbai : 270 D. N. Road, Fort, Mumbai -400 001. Nagpur : Narang House, Palm Road, Civil Line, Nagpur -440 001. New Delhi : H2 Connaught Circle, New Delhi -110 001. Patna : Bhagwati Dwaraka Arcade, Plot No: 830 P, Exhibition Road, Patna -800 001. Pune : Shrirang House, 364-365, Junglee Maharaj Road, Shivaji Nagar, Pune -411 005. Rajkot : Business Empire, 5 Jagnath Plot, Gymkhana Road, Rajkot -360 002. Surat : C. K. Tower,1st Floor, Nr. Sargam Shopping Center, Towards Surat-dumas Rd., Parle Point, Surat -395007. HDFC BANK : Aligarh : 3-316, Ramghat Road, Near Devi Tray Hospital, Aligarh -202 001 Agra : Shop No. F3, F3-A, 1st Floor, Friend’s Plaza, Sanjay Place, Agra -282 002 Ahmedabad : HDFC Bank House, Near Mithakali Six Roads, Navrangpura -380 009 Ahmednagar : Amber Plaza, Station Road, Opp. ADCC Bank Sahakar Gruh, Ahmednagar -414 001 Ajmer : AMC No. 13/10 & 14/10, Near Suchma Kendra, Adajcent to Swami Complex, Ajmer -305 001 Akola : Sethi Heights, Opp. Collector Office, Z. P. Road, Akola -444 001 Allahabad : 54/1 S.P. Marg, Civil Lines, Allahabad -211 003 Alwar : Bhagat Singh Circle, Road No 2, Alwar -301 001 Ambala : Shingar Palace Complex, Nicholson Road, Ambala Cantt -133 001 Amravati : C/o. Rasik Plaza, Jaistambh Chowk, Morshi Road, Amravati -444 601 Amreli : 2 Manekpura, Station Road, Amreli -365 601 Amritsar : 1st Floor, R.S. Towers, Hall Bazar, Amritsar -143 001 Anand : 1st Floor, Sanket Towers, Opp. Anand Arts College, Grid Road, Anand -388 001 Ankleshwar : Commercial Plot -73/P, GIDC Estate, S.A. Motors Building, Ankleshwar -395 002 Asansol : CMS Dept, P.C. Chatterjee Market, G. T. Road, Rambhandu Tala, Asansol -713 303 Aurangabad : Shivani Chambers, Manjeet Nagar, Jalna Road, Opp. Akashwani, Aurangabad -431 001 Bagalkot: CTS No 121, B.S. No 39, Ward X , Opposite Railway Station, Bagalkot -587 102 Balasore : C/o. Bharat Motors, F. M. Circle, Balasore -756 001 Bangalore : No 8/24, Salco Centre, Richmond Road, Bangalore, 560 025 Bardoli : Shree Ambika Niketan Temple, Bardoli -394 601 Barielly : 154, Krishna Palace, Civil Lines, Bareilly -243 001 Baroda : 5th Floor, Midway Heights, Next Panchmukhi Hanuman Temple, Lokmanya Tilak Road, Kirti Mandir, Near Kala Ghoda, Raopura, Baroda -390 001 Begusarai : Kachari Chowk, Begusarai -851 101 Belgaum : 3rd Floor, Khimjibhai Complex, Belgaum -590 006 Bhagalpur : Khalifa Bagh Chowk, Triveni Apartments, Dr. R. P. Road, Bhagalpur -812 002 Bharuch : Near Octroi Naka, Link Road, Bharuch -392 001 Bhatinda : 3027 -B Guru Kanshi Marg, Bhatinda -151 001 Bhavnagar : 1st Floor, Gopi Arcade, Opp. Takhteshwar Post Office, Waghawadi Road, Bhavnagar -364 001 Bhilai : Chauhan Estate, G. E. Road, Supela, Bhilai -490 023 Bhilwara : 2-3-4, S.K. Plaza Complex, Pur Road, Bhilwara -311 001 Bhiwadi : SP 54 Ashiana Arcade, Riico Industrial Area, Bhiwadi -301 019 Bhopal : Service Branch, 1st Floor, Z-1, Zone 1, M. P Nagar, Bhopal -462 011 Bhubaneshwar : Junction of Janpath & Gandhi Marg, Hotal Jajati Complex, Kharvelanagar, Unit -III, Master Canteen Square, Bhubaneshwar -751 001 Bhuj : 101 & 102 Sunrise Tower, 11 -Vijaynagar Society, Hospital Road, Bhuj -370 001 Bhusaval : Mansingh Complex, C.T.S No 3294, H No 4/285, Jamner Road, Opposite CSM Complex, Bhusaval -425 201 Bilaspur : A -99 Link Road, Near Agrasen Chowk, Bilaspur C. G, Bilaspur -495 001 Bokaro : B-9 City Centre, Sector IV, Bokaro Steel City, Bokaro -827 004 Burdwan : 45 G. T. Road, Birhata, Burdwan -713 001 Calicut : Malabar Palace, G.H Road, Calicut -673 001 Chalakudy : Police Station Road, Chalakudy -680 307 Chandigarh : SCO 371/372, Sector 35 -B, Chandigarh -160 034 Changanacherry : CMS Dept, Golden Tower, M. C. Road, Vezhakattiuchira, Changanacherry -686 101 Chengannur : Govt Hospital Junction, Chengannur -689 121 Chennai : Mariam Centre, Ground Floor, 751 B, Anna Salai, Chennai -600 002 Cochin : 1st Floor, SL Plaza, Palarivattom, Cochin -682 025 Coimbatore : 1635 Classic Tower, Trichy Road, Coimbatore -641 018 Cuddapah : 72 -1A, Dwarka Nagar, Beside Sandhya Theatre, Nagaraju, Palli Village, Cuddapah -516 001 Curchorem : CMS Dept, Mopkar Chamunda, Ground Floor, Near Post Office, Curchorem -Sanguem Road, Curchorem -403 706 Cuttack : Bajrakbati Road, Cuttack -753 001 Dahanu : Matruashish Building, Irani Road, Dahanu Road, Dahanu -401 602 Daman : ARC Shopping Mall, Dilip Nagar, Teen Batti, Daman -396 210 Davangere : No. 621, BHM Enclave, Binny Co Road, Mandipet, Davangere -577 002 Dehradun : 56, Rajpur Road, Uttaranchal, Dehradun -248 001 Delhi : Figops, Ist Floor, Kailash Building, 26 K. G. Marg, New Delhi -110 001 Deogarh : Assam Access Road, New Tower Chowk, Deogarh -814 112 Dhanbad : Sri Ram Plaza, 1st Floor, Bank More Dhanbad, Jharkhand -826 001 Dharamsala : 363/6 Centre Point, Civil Lines, Dharamsala -176 216 Dhule : Lane No 6, Mundada Arcade, Parola Road, Dhule -425 001 Durgapur : A 102 & 103, City Centre, Bengal Shristi Complex, City Center, Durgapur Road, Durgapur -713 216 Erode : 456 Brough Road, Erode -638 001 Ferozepur : CMS Dept, Building 307/7, The Mall, Ferozpur City, Haryana -152 002 Gandhidham : Plot No. 1, Sector 8, Rabindranath Tagore Road, Near GPO, Gandhidham -370 201 Gaya : Near Ganta Ghar, K.P. Road, Gaya -823 001 Gondal : Ground And First Floor, College Chowk, Next To Central Bank of India, Gondal -363 031 Gorakhpur : CMS Dept., Prahlad Rai Trade Centre, Ayodhya Crossing, Bank Road, Gorakhpur -273 001 Guntur : 87-90, Main Road, Lakshmipuram, Guntur -52 2007 Gurdaspur : CMS Dept., SCF-1& 2 Shopping Complex, Improvement Trust Market, Hanuman Chowk, Gurdaspur -143 521 Guwahati : Fancy Bazar Branch -WBO, Mishra Complex Jail Road, Guwahati -781 001 Gwalior : Block G1, Plot No. 43, Anand Deep Building, City Centre, Gwalior -474 011 Hajipur : Vimal Complex, Dak Bangalow Complex, Opp. T.V.S. Showroom, Hajipur -844 101 Haldwani : 8/6, Nainital Road, Bhotia Prao, Haldwani -263 141 Hazaribagh : Annada Chowk, Guru Gobind Singh Road, Hazaribagh -825 301 Himmatnagar : G.F. Shop No. 5-8 & First Floor 4 -9, Kumar House, Durga Oil Mill Compound, Himmatnagar -383 001 Hisar : Plot No 3 -4, MCA Area, Railway Road, Hisar -125 001 Hoshirapur : SCO 1-2-3, Scheme No. 11, Improvement Trust Market Chandigarh Road, Hoshiarpur -146 001 Hosur : No. 24 & 25, Maruthi Nagar, Near Dharga, Sipcot Po, Hosur -635 126 Hubli : T.B. Revankar Complex, Vivekanand Hospital Road, Hubli -580 029 Hyderabad : 6-1-73, 3rd Floor Saeed Plaza, Lakadikapaul, Hyderabad -500 004 Ichalkaranji : House No 7 -55, Main Road, Janata Chowk, Ichalkaranji -416 115 Indore : 3 Rd Floor, 9/1A, U.V. House, South Tukonj, Indore -452 001 Irinjalakuda : Ushus Complex, Main Road, West Tana PO, Irinjalakuda -680 121 Jabalpur : 1702, Naiper Town, Model Road, Jabalpur -482 002 Jagraon : 368 B, Kapoor Building, Tehsil Road, Jagraon -142 026 Jaipur : 1st Floor, O -10, Ashok Marg, Ahimsa Circle, C Scheme, Jaipur -302 001 Jalandhar : 911, Near Narinder Cinema, G. T. Road, Jalandhar -144 001 Jalgaon : Plot No. 134/135, DSP Chowk, Facing Mahal Road, Jalgaoan -425 001 Jammu : CB 13, Railhead Complex, Gandhi Nagar, Jammu Tawi, Jammu -180 001 Jamnagar : Plot No. 6, Park Colony, St. Ann’s School, Bedi Bunder Road, Jamnagar -361 008 Jamshedpur : C/o. Mithila Motors Ltd., Near Ram Mandir, Bistupur, Jamshedpur -831 001 Jhansi : Damroo Cinema Complex, Civil Lines, Jhansi -284 001 Jodhpur : Plot No. 57/B, 9th Chopasani Road, Jodhpur -342 003 Junagadh : Moti Palace, Ground Floor, Opp. Raijinagar, Junagadh -362 001 Kadi : Radhaswami Complex, R.S. No. 242, Nr. N.C. Desai Petrol Pump, Highway Char Rastha, Kadi -382 715 Kalyani : B-7/40 & 41(S) Central Avenue West, Central Park, Kalyani -741 325 Kannur : CMS Dept, K.V.R. Towers, South Bazar Road, Kannur -670 002 Kanpur : Navin Market Branch, 15/46 Civil Lines, Kanpur, 280 001 Kapurthala : MGN School, Mall Road, Kapurthala -144 601 Karad : Near Hotel Sangam, Pune Bangalore Highway, Karad -415 110 Karnal : SCO 778-779, Opp. Mahabir Dal Hospital, Kanjpura Road, Karnal -132 001 Karur : 126/D/E, Anna Plaza, Kovai Road, Karur -639 002 Khanna : Opp. Bus Stand, G. T. Road, Khanna -141 401 Kolhapur : Gem Stone, Raosaheb Vichare Complex, 517, E Ward, New Shahupuri, Near Central Bus Stand And Parikh Pool, Kolhapur -416 001 Kolkata : Abhilasha II, 6, 1st Floor, 6 Royd Street, Kolkata -700 016 Kota : Show Room No. 13 -14, Main Jhalawar Road, Kota -324 007 Kottayam : Unity Building, Opp. MIDC Centre, K. K. Road, Kottayam -686 002 Kurukshetra : CMS Dept, Shop No 1 To 5, Kalawati Market, Railway Road, Kurukshetra -136 118 Latur : Shri Prabha Arcade, Shop No 3-6, M. G. Road, Near Nagar Parishad, Opp Town Hall, Latur -413 512 Lucknow : Pranay Tower, Darbari Lal Sharma Marg, Beside Pratibha Cinema, Lucknow -226 001 Ludhiana : CMS Dept, 5th Floor, Mall Road, Ludhiana -141 001 Madurai : Nithya Kalyani Towers, No. 34, Krishnayar Tank Street, No. 8, North Veli Street, Madurai -625 001 Mandi Gobindgarh : Hukum Chand BansalBuilding, Main Post Office Road, Mandi Gobindgarh -147 301 Mangalore : M. N. Towers, Kadri, Mangalore -575 002 Manjeri : CMS Dept, Kurikal Plaza, Bldg #20/1245 Kacheripady, Malapurram Road, Manjeri -676 121 Margoa : Ranghavi Building, Opp Municipality Garden, Dr George Barette Road, Margoa -403 601 Mathura : CMS Dept, Ops BSA College, Gaushala Road, Mathura -281 001 Meerut : 381 Western Kachery Road, Meerut -250 001 Mehsana : Prabhu Complex, Near Raj Kamal Petrol Pump, Abhu Highway, Mehsana -384 002 Moga : G. T. Road, Opp D. C. Office, Moga -141 001 Moradabad : Chaddha Shopping Complex, GMD Road, Moradabad -244 001 Morvi : Om Shopping Center, Revapur Main Road, Morvi -363 641 Mapuca : S 1/2 Ground Floor, Cosmos Towers, Near Govt Bldg Complex, Mapusa -403 507 Mumbai : Maneckjiwadia Building, Nanik Motwani Marg, Mumbai -400 023 Muzzafarnagar : 53/4 -A Bhag Kambal Wala, Jansat Road, New Mandi, Muzzaffarnagar -251 001 Muzzafarpur : Above Maruti Showroom, Choti Saria Ganj, Muzzafarpur -842 001 Mysore : Mythiri Arcade, 1st Main, Saraswathipuram, Mysore -570 009 Nabha : SCO 14-15, Patiala Gate, Nabha -147 201 Nadiad : Shoot Out Building, Nadiad Ice Factory Compound, College Road, Nadiad -387 001 Nagpur : 303 & 304 3rd floor, Wardh Road, 12, Milestone, Near Lokmat Square, Nagpur -440 010 Nasik : Archit Centre, 3rd Floor, Chandak Circle Link Road, Opp. Sandeep Hotel, Near Mahamarg Bus Stand, Nasik -422 002 Navsari : Nandini Complex, Ground Floor, Station Road, Sandh Kuva, Navsari -396 445 Nawanshahar : B 1/48, Banga Road, Nawanshahar -144 514 Nellore : G. T. Road, Nellore -524 001 Palakkad : 8/246, Chandra Nagar, Palakkad -678 007 Palanpur : Parth Complex, Near Cozy Tower, Opp Joravar Palace, Palanpur -385 001 Panipat : 801/4, G. T. Road, Panipat -132 103 Panjim : Swami Vivekanand Road, 301, Milroc Lar Menezes, Opp. Gomantak Maratha Samaz, Panjim -403 001 Pathanamthitta : CMS Dept, Aban Arcade Ward # 9/1128, Pathanamthitta-Kumbazha Road, Pathanamthitta -689 645 Patiala : S.C.O 70 -73, Leela Bhawan Market, Patiala -147 001 Patna : Rajendra Ram Plaza, Exhibition Road, Patna -800 001 Perinthalmanna : Calicut Road, Perinthalmanna, Malappura Dist, Perinthalmanna -679 322 Phagwara : Kalra Road, Opp. Hanuman Garhi Mandir, G. T. Road, Phagwara -144 401 Ponda : Royal Chambers, GD1 -GD4, Tisk, Ponda -403 401 Pondicherry : TS No 6, 100 Feet Road, Ellaipillaichavady, Pondicherry -605 005 Porbandar : Om Shiv Sakthi, R D Chamber, Porbander -360 575 Pune : Millennium Tower, 5th Floor, 885 Bhandarkar Road, Opp Sane Dairy, Pune -411 004 Quilon : VGP Buildings, Door No XVI/1539 (1320a), Vadakumbhagom Ward, Irumpupalam, Kollam -691 001 Raipur : Chawla Tower, Near Bottle House, Shankar Nagar, Raipur -492 001 Rajamundry : H.No : 46-17-20, Main Road, Danavaipet, Rajahmundry -533 103 Rajapalayam : No 251, Thenkasi Road, Kadambankulam, Rajapalayam -626 117 Rajkot : Opp Alfred High School, 2nd Floor, Panchratna Bldg, Jawahar Road, Rajkot -360 001 Rajpura : 11 -12 Block B, Chandigarh Patiala Road, Rajpura -140 401 Ramganjmandi : Shanti Sadan, Opposite SBBJ, Bazar No-1, Ramganj Mandi, Ramganjmandi -325 519 Ranchi : Rohini 1st Floor, 56 Circular Road, Ranchi -834 001 Raniganj : NSB Road, Plot No 408, Raniganj -713 347 Ratlam : 90, Station Road, Ratlam -475 001 Rewari : L-203. Old Court Road, Model Town, Rewari -123 401 Rishikesh : M No 53, M J Mall, Railway Road, Rishikesh -249 201 Rohtak : 401 -402, D Park, Model Town, Main Delhi Road, Rohtak -124 001 Ropar : Sohana Chandigarh Rd, College Road, Ropar -141 001 Roorkee : 313/8, Civil Lines, Roorkee -247 667 Rourkela : Bisra Road, Dwivedi Bhawan, Dwivedi Square, Rourkela -769 001 Rudrapur : Plot No1&2, Nanital Road, Rudrapur -263 153 Saharanpur : Mission Compound, Court Road, Adjoining Top Shop, Saharanpur -247 001 Salem : 5/241 -F, Rathna Arcade, Omalur Main Road, Salem -636 004 Sambalpur : Nayapara, Golbazar Chowk, Sambalpur -768 001 Sangamner : Shop No 1, Janak Plaza, Opposite Kubera Sankul, New Nagar Road, Sangamner -422 605 Sangli : 640, Venkatesh Senate, Miraj Road, Sangli -414 416 Sangrur : Shop No. 1-2-3 Kaula Park Market, Sangrur -148 001 Shillong : Police Bazar, Shillong -793 001 Shimla : Jankidas Building,, 3, The Mall, Shimla -171 001 Siliguri : 3 No, Ramkrishna Samity Building, Sevoke Road, Pani Tanki More, Siliguri -734 401 Silvassa : 1-16 Jaypee House, Opp Patel Petrol Pump, Vapi Silvassa Road, Silvassa -396 230 Solan : Anand Bhavan, Near DC Office, Rajgarh Road, Solan -173 212 Solapur : Sun Plaza, 1st Floor, 8516/11, Murarji Peth, Lucky Chowk, Solapur -413 007 Srinagar : M. S. Shopping Mall, Residency Road, Srinagar -190 001 Surat : 7th Floor, Kashi Plaza, Next to Dr Bipin Desai Children Hospital, Majura Gate, Surat -395 002 Surendranagar : Middle Point, Near Milan Cinema, Surendranagar -363 002 Thalassery : AVK Nair Road, Thalassery -670 001 Theni : No 422 -A, Periyakulam Road, Opposite Convent, Theni Allinagaram, Theni -625 531 Tirunelveli : 12,13 Trivandrum High Road, Vannarpet, Palayamkottai, Tirunelveli -627 002 Thiruvalla : Illampallil Buildings, 26/149(1&2), MC Road, Tiruvalla -689 101 Tirupathi : H. No 10 -14 -575/A3, Mosque Road, V.V. Mahal Road, Tirupati -517 501 Tirupur : 160,Chidambaram Complex, Kumaran Road, Tiruppur -641 604 Tirur : KMS Towers, Thazepalam, Tirur -676 101 Trichur : Global Centre, M G Road, Trichur -680 004 Trichy : A -10, Lakshmi Arcade, 11th Cross Main Road, Thillainagar, Trichy -620 018 Trivandrum : Kenton Towers, Vazhuthacaud, Trivandrum -695 014 Udaipur : 358 Post Office Road, Chetak Circle, Adjacent To Chetak Cinema, Udaipur -313 001 Udupi : Panduran Towers, Court Road, Diana Circle, Udupi -576 101 Unjha : Suvidhi Complex, 1st Floor, Nr. Radha Krishna Temple, Station Road, Unjha -382 170 Valsad : 1st Floor,Ekta Appt, Near R J J High School, Thithal Road, Valsad -396 001 Vapi : Lower Ground, Emperor Arcade, Chala Road, Vapi -396 191 Varanasi : D 58/2 Kuber Complex, Rathyatra Crossing, Varanasi -221 010 Vasco : Ground Floor, Damodar Building, Swatantra Path, Vasco Da Gama -403 802 Vellore : No 73, Officers Line, Krishna Nagar, Vellore -632 001 Veraval : Amrutdeep, Opp Public Garden, Rajamahal Road, Veraval -362 265 Vijayawada : 40 -1 -48/2, M. G. Road, Labbipet, Vijayawada -520 010 Visakhapatnam : 1st Floor, Poduri Castle, Above Raymond Showroom, Dwarka Nagar, Visakhapatnam -530 016 Warangal : No. 1-8-605/1 Nakkalgutta, Hanamkonda, Warangal -506 002 Yamunanagar : 103, Model Town, Nehru Park Road, Yamunanagar -135 003. INVESTOR SERVICE CENTRES DURING ONGOING OFFER MORGAN STANLEY INVESTMENT MANAGEMENT PVT. LTD. : Ahmedabad : Broadway Business Center, 1st Floor, Sahajanand Complex, C. G. Road, Ahmedabad 380 006 Bangalore : 928, Regus Business Centre, Level 9, Raheja Towers, 26/27 Mahatma Gandhi Road, Bangalore 560 001 Chandigarh : Office No.303, 3rd Floor, Reliant Business Centre, SCO No 60-61-62, Sector 17 C, Chandigarh 160 017 Chennai : 208/209, Apeejay Business Centre, Apeejay House, 39/12 Haddows Road, Nungambakkam, Chennai 600 006 Hyderabad : Office No. 214 DBS Business Centre, 43 -46 Sardar Patel Road, Secunderabad 500 003 Kolkata : Office No.8, 8th Floor, Apeejay Business Centre, Apeejay House, Block A, 15 Park Street Kolkata 700 016. Mumbai : 201 DBS House, Prescott Street, Opp. Cathedral Senior School, Fort, Mumbai 400 001 New Delhi : Office No.218, DBS Business Centre,World Trade Tower, Barakhamba Lane “Connaught Place, New Delhi 110 001 Pune : 220,Regus Business Centre,Level 2,Connaught Place,Bund Garden Road,Pune 411 001 KARVY COMPUTERSHARE PRIVATE LIMITED : Ahmedabad : 307 Shail Buildings, Opp : Madhusudhan House, Off : C G Road, Nr. Navrangpura Telephone Exchange, Ahmedabad -380 006 Bangalore : No : 51/25, 1 St Floor, Surya Building, Ratna Avenue, Richmond Road, Bangalore -560 025 Baroda : Piccadilly, Office # 5, First Floor, Opp. Adani Super Market, Jetalpur Road, Vadodara -390007 Bhubaneshwar : 624, Sahid Nagar, 1st Floor, Bhubaneswar -751007 Chandigarh : Sco-371-372, First Floor, Above HDFC Bank, Sector 35B, Chandigarh -160 022 Chennai : Flat No F11,First Floor, Akshya Plaza,(Erstwhile Harris Road), Opp Chief City Metropolitan Court, # 108, Adhithanar Salai, Egmore, Chennai -600002 Cochin : 39 Panampilly Nagar, Ernakulam, Cochin -682 036 Coimbatore : 29/1, Ist Floor, Chinthamani Nagar, Opp To Indian Overseas Bank, NSR Road,Saibaba Colony, Coimbatore -641 011 Gurgaon : Shop no. 18, Ground Floor, Sector -14, Opp. AKD Tower, Near Huda Office, Gurgaon -122001 Guwahati : 2nd Floor, Ram Kumar Plaza, Chatribari Road, Near Himatshinga Petrol Pump, Guwahati -781 001 Hyderabad : 21, Avenue 4, Street No.1, Banjara Hills, Hyderabad -500 034 Indore : DM Tower, 105, 106 & 107, Above standard chartered bank, Near jangeerwala chowrah, Indore-452001 Jaipur : S-16 A, 3rd floor, Land mark, Opposite Jaipur club, Mahavir Marg, C-Scheme, Jaipur -302 001 Kanpur : 15/46, Opp: Muir Mills, Civil Lines, Kanpur -208 001 Kolkata : 16 Jatin Bagchi Road, Kolkata -700 029 Lucknow : 94, Mahatma Gandhi Marg, Opp Governor House, Hazratganj, Lucknow -226 001 Ludhiana : SCO-3, BAWA Building, Feroze Gandhi Market, Ludhiana -141001 Madurai : Rakesh towers, 30-C, Bye pass Road, Ist floor, opp Nagappa motors, Madurai -625010 Mangalore : Mahendra Arcade, Ground Floor , Karangalapani, Kadialbail, Mangalore -575 003 Mumbai : 26/30, Fort Foundation Bldg, Near Msc Bank, Maharashtra Chamber of Commerce Lane, Fort Mumbai -400 023 Mysore : L -350 , Silver Tower , Clock Tower, Ashoka Road, Mysore -570 001 Nagpur : 230/231, 3rd floor, Shiram Shyam Towers, Next to NIIT building, Sadar, Kings way, Nagpur -440 001 Nasik : F-1 Suyojit Sankul, Sharanpur Road, Nasik -422 002 New Delhi : 212, Arunachal Building, 2nd Floor, 19 Barakhamba Road, Connaught Place, New Delhi -110 001 Patna : 202, 2nd Floor, Anand Tower, Beside Chankya Cinema Hall, Exhibition Road, Patna -800 001 Pune : Srinath Plaza, C Wing, Office No. 58 and 59, 3rd Floor, Dyaneshwar Paduka chowk, Survy No. 184/4, F C Road, Pune -411004 Rajkot : 204, Star Chambers, Dr Rajendra Prasad Road, Harihar Chowk, Rajkot -360 001 Surat : UL-3, Saint Park,Behind Vijay Dairy, Near Vishal Nagar Society, Gujarat Gas Circle, Adajan Road, Surat-395009 Trivandrum : 2Nd Floor, Akshaya Towers, Sasthamangalam, Trivandrum -695 010. Vijayawada : 39-10-7 Opp : Municipal Water Tank, Labbipet, Vijayawada -520 010 Visakhapatnam : 47-14-5/1 Eswar Paradise, Dwaraka Nagar, Main Road, Visakhapatnam -530 016Please refer to instructions before filling up this form. All sections to be filled legibly in English and in BLOCK CAPITALS. 1 DISTRIBUTOR INFORMATION Distributor's Name and ARN No. Sub-Broker /Branch Code Date of receipt Bank Serial No. Bank Branch Code For office use 2a APPLICANT'S INFORMATION NAME OF THE SOLE/FIRST APPLICANT (Mr./Ms./Mrs./M/s/Others) Date of Birth DD MM YYYY Sex : Male Female PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) LEGAL STATUS OF SOLE/FIRST APPLICANT (Please 3) Individual HUF Company/Body Corporate Trust Partnership FIIs Bank/FI AOP/BoI Club/Society NRI/PIO Minor NGO Defence Establishment Others (Please specify) OCCUPATION OF SOLE/FIRST APPLICANT (Please 3) Service Business Professional Student Retired Housewife Agriculture Others (Please specify) App. No. ACKNOWLEDGEMENT SLIP (To be filled in by the Applicant /Authorised Signatory) Received from (Mr./Ms./Mrs./M/s/Others) towards application for units of Morgan Stanley A.C.E. Fund Plan (Please 3) Growth Dividend Option (Please 3) Dividend Payout Dividend Reinvestment Amount (Rs.) Cheque/DD No. Dated Drawn on bank All purchase subject to realisation of cheque/DD Collection centre/ISC stamp, date & signature Mode of Operation (Please 3) Single Joint Anyone or Survivor First Name Middle Name Last Name Address for Correspondence (P.O. Box Address is not sufficient) City/Town State PIN Overseas Address (Mandatory for NRI/FII Applicants) City/Town State Country Postal Code Account No. Account Type Savings Current NRE NRO FCNR Others_______________ (Please 3) Bank Name Branch City MICR Code Direct Credit for Dividends/Redemptions (Please 3) IFSC Code (This is an eleven digit alpha numeric number on your cheque) Tel. (Office) Tel. (Res.) Mobile Email ID Fax (ISD) 3 BANK ACCOUNT DETAILS (MANDATORY) (ISD) (STD) (ISD) (STD) (ISD) (STD) (Please Specify) (This is a nine digit number next to your Cheque Number) NAME OF THE THIRD APPLICANT (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) First Name Middle Name Last Name Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) Date of Birth DD MM YYYY NAME OF THE SECOND APPLICANT (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) First Name Middle Name Last Name Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) Date of Birth DD MM YYYY GUARDIAN (if sole/first applicant is minor) /CONTACT PERSON (in case of non-individual investors only) (PAN /KYC Compliance not required for contact person) (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) First Name Middle Name Last Name Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) 2b CONTACT DETAILS OF SOLE /FIRST APPLICANT PoA HOLDER DETAILS (If the investment is being made by a Constituted Attorney please furnish Name and PAN of PoA holder) (Mr./Ms./M/s/Others) First Name Middle Name Last Name PAN (Mandatory -Please attach PAN Proof) APPLICATION FORM (For Lumpsum Investment) NFO Period from February 11, 2008 to March 10, 2008 App. No. NJ India Invest ARN-0155 54934alok graphics 4 INVESTMENT DETAILS -LUMPSUM Scheme Morgan Stanley A.C.E. Fund Plan (Please 3) Growth Dividend Option (Please 3 if you have opted for Dividend Plan) Dividend Payout Dividend Reinvestment 5 PAYMENT DETAILS (Refer Instruction 13) Investment Amount DD Charges (if applicable) Net Amount in Figures Rs. Rs. Rs. Net Amount in Words Mode of Payment (strike off whichever is not applicable) Cheque/DD/Cheque/DD No. Dated Drawn on Bank Branch City Cheque/DD favouring "Morgan Stanley A.C.E. Fund" Account Type (Please 3) Savings Current NRE NRO FCNR Others_______________ 6 NOMINATION DETAILS (To be filled in by Individual(s) applying singly or jointly) (Refer Instruction 15) I/We do hereby nominate the undermentioned Nominee to receive the Units allotted to my/our credit in my folio in the event of my/our death. I/We also understand that all payments and settlements made to such Nominee and Signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by the AMC/Mutual Fund/Trustees. Name and Address of Nominee Name of Nominee Address City State Pin Relationship Date of Birth (in case Nominee is minor) To be furnished in case Nominee is Minor (strike out if not applicable) Name of Guardian Address of Guardian City State Pin Signature of Guardian (Mandatory) DD MM YYYY CHECKLIST Please ensure the following: Name, date of birth, address and contact details and tax status of sole/first applicant are given in full PAN is furnished for all applications and PAN proof is attached. KYC compliance confirmation (For applications of Rs. 50000 or more) Your bank account details MICR code (9 digit) and IFSC code (11 digit) are entered correctly and completely. A cancelled cheque leaf of such account is enclosed if the investment instrument is a demand draft or from a different bank account. For joint applicants, if any, mode of holding, names, birth dates are furnished Your preferred investment option is indicated as growth or dividend reinvestment or dividend payout Investment details are furnished and following conditions are fulfilled: Your investment is not below the minimum investment amount of Rs. 5,000. If you are paying by a demand draft, you have filled the details as investment amount = DD charges + DD amount. Your investment cheque is drawn in favour of Morgan Stanley A.C.E. Fund dated and signed. On the reverse of the cheque the name of the sole/first applicant and the application number are written Nomination details are filled in. If you do not wish to nominate, please ensure that the nomination section is crossed out. The form is duly signed by all applicants. Accompanying documents Please submit the following documents with your application (where applicable). All documents should be original/true copies certified by a Director/Trustee/Company Secretary/Authorised Signatory. Documents Individual Companies Societies Partnership Investments Trust NRI FIIs Persons Firms through PoA of Indian Origin Proof of PAN 3 3 3 3 3 3 3 3 3 KYC Compliance 3 3 3 3 3 3 3 3 3 PIO Card 3 Resolution/Authorisation to invest 3 3 3 3 3 List of Authorised Signatories with Specimen signature(s) 3 3 3 3 3 3 Memorandum & Articles of Association 3 Trust Deed 3 Bye-laws 3 Partnership Deed 3 Overseas Auditors' Certificate 3 Notarised Power of Attorney 3 Foreign Inward Remittance Certificate, in case payment is made by DD from NRE/FCNR a/c, where applicable 3 DD MM YYYY (Minimum Rs. 5000) 8 DECLARATION AND SIGNATURES The Trustees, Morgan Stanley Mutual Fund I/We have read and understood the contents of the offer document of the above scheme of Morgan Stanley Mutual Fund including the sections on "who cannot invest" and "important note on Anti Money Laundering, Know Your Customer (KYC) and Investor Protection". I/We hereby apply for allotment /purchase of units in the scheme and agree to abide by the terms and conditions applicable thereto. I/We hereby declare that I/We am/are authorised to make this investment and the amount invested in the scheme is through legitimate sources only and does not involve and is not designated for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by any Regulatory Authority in India. I/We hereby authorise Morgan Stanley Mutual Fund, its Investment Manager and its agent to disclose details of my investment to my bank (s)/Morgan Stanley Mutual Fund's bank(s) and/or distributor/broker/investment advisor. I/We have neither received nor been induced by any rebate or gifts directly or indirectly in making this investment. I/We declare that the information given in this application form is correct, complete and truly stated. I/We understand that AMC reserves the right to refuse/reject the allotment of units in case of incomplete/incorrect information produced by me/us. Applicable for NRIs/Person of Indian Origin/FIIs: I/We confirm that I am/we are Non Resident(s) of Indian Nationality/Origin and that I/We have remitted funds from abroad through approved banking channels or from funds in my/our NRE/FCNR account. I/We undertake that all additional purchases made under this folio will also be from fund received from abroad through approved banking channels or from funds in my/our NRE/FCNR account. Date DD MM YYYY Sole/First Applicant /Guardian Second Applicant Third Applicant SIGNATURES (ALL APPLICANTS must sign here) 7 COMMUNICATION /INFORMATION I/We wish to receive the following documents via email in lieu of physical documents (Please 3) Account Statement Annual Report Other Statutory Information I/We wish to avail facilities/information through (Please 3) Phone Internet and request to send us the necessary form. (Please specify) Call 1800 425 1313 www.morganstanley.com/indiamf sms indiamf to 56767SIP APPLICATION FORM [Systematic Investment Plan (SIP)] NFO Period from February 11, 2008 to March 10, 2008 Please refer to instructions before filling up this form. All sections to be filled legibly in English and in BLOCK CAPITALS. App. No. 1 DISTRIBUTOR INFORMATION Distributor's Name and ARN No. Sub-Broker /Branch Code Date of receipt Bank Serial No. Bank Branch Code For office use 2a APPLICANT'S INFORMATION NAME OF THE SOLE/FIRST APPLICANT (Mr./Ms./Mrs./M/s/Others) Date of Birth DD MM YYYY Sex : Male Female PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) LEGAL STATUS OF SOLE/FIRST APPLICANT (Please 3) Individual HUF Company/Body Corporate Trust Partnership FIIs Bank/FI AOP/BoI Club/Society NRI/PIO Minor NGO Defence Establishment Others (Please specify) OCCUPATION OF SOLE/FIRST APPLICANT (Please 3) Service Business Professional Student Retired Housewife Agriculture Others (Please specify) App. No. ACKNOWLEDGEMENT SLIP (To be filled in by the Applicant /Authorised Signatory) Received from (Mr./Ms./Mrs./M/s/Others) towards application for units of Morgan Stanley A.C.E. Fund Plan (Please 3) Growth Dividend Option (Please 3) Dividend Payout Dividend Reinvestment SIP Period from to SIP Instalment Amount (Rs.) Cheque No. Dated Drawn on All purchase subject to realisation of cheque/DD Collection centre/ISC stamp, date & signature GUARDIAN (if sole/first applicant is minor) /CONTACT PERSON (in case of non-individual investors only) (PAN /KYC Compliance not required for contact person) (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) NAME OF THE SECOND APPLICANT (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) NAME OF THE THIRD APPLICANT (Mr./Ms./Mrs./M/s/Others) PAN (Mandatory) Enclosed (Please 3) PAN Proof (For all applications) Mode of Operation (Please 3) Single Joint Anyone or Survivor Date of Birth DD MM YYYY Date of Birth DD MM YYYY First Name Middle Name Last Name First Name Middle Name Last Name Address for Correspondence (P.O. Box Address is not sufficient) City/Town State Country PIN Overseas Address (Mandatory for NRI/FII Applicants) City/Town State Country Postal Code Tel. (Office) Tel. (Res.) Mobile Email ID Fax (ISD) (STD) (ISD) (STD) (ISD) (ISD) (STD) AUTO-DEBIT AUTHORISATION BY BANK ACCOUNT HOLDERS (MANDATORY) Account No. Account Type Savings Current NRE NRO FCNR Others (Please 3) (Please specify) Bank Name Branch City DD MM YYYY DD MM YYYY DD MM YYYY Bank Branch Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) Please 3 KYC Compliant (Refer Instruction 10) Please attach proof (For applications of Rs. 50000 or more) NAME(S) & SIGNATURE(S) OF BANK ACCOUNT HOLDER(S) AS IN BANK RECORDS Name(s) of Bank Account Holder(s) Signature(s) of Bank Account Holder(s) (To be signed by all holders if mode of operation of Bank Account is ‘Joint’) Sole/1st Bank Account Holder 2nd Bank Account Holder 3rd Bank Account Holder Recorded Recorded Credit on by A/c. No. FOR OFFICE USE ONLY (Not to be filled in by investor) This is to inform that I/We have registered for RBI's Electronic Clearing Service (Debit Clearing) Direct Debit and that my/our payment towards my/our investment in Morgan Stanley Mutual Fund shall be made from my/our above-mentioned bank account with your bank. I/We hereby authorise MSIMPL -Investment Manager to Morgan Stanley Mutual Fund, acting through their authorised service providers and representatives carrying this ECS Mandate Form to get it verified and executed. I/We hereby further authorise MSIMPL through their authorised service providers to debit my/our above bank account by ECS (Debit Clearing) for collection of SIP payments. Mandate verification charges if any may be charged to my/our account Auto-Debit Instalment Amount Rs. Period from to (Minimum Rs. 1000) DD MM YYYY DD MM YYYY MICR Code Mandatory (This is a nine digit number next to your Cheque Number) IFSC Code (This is an eleven digit alpha numeric number on your cheque) First Name Middle Name Last Name First Name Middle Name Last Name 3 BANK ACCOUNT DETAILS (MANDATORY) Account No. Account Type Savings Current NRE NRO FCNR Others_______________ (Please 3) Bank Name Branch City MICR Code Direct Credit for Dividends/Redemptions (Please 3) IFSC Code (This is an eleven digit alpha numeric number on your cheque) (Please Specify) (This is a nine digit number next to your Cheque Number) 2b CONTACT DETAILS OF SOLE /FIRST APPLICANT PoA HOLDER DETAILS (If the investment is being made by a Constituted Attorney please furnish Name and PAN of PoA holder) (Mr./Ms./M/s/Others) PAN (Mandatory -Please attach PAN Proof) NJ India Invest ARN-0155 54934alok graphics Call 1800 425 1313 www.morganstanley.com/indiamf sms indiamf to 56767 4 INVESTMENT DETAILS – SIP Scheme Morgan Stanley A.C.E. Fund Plan (Please 3) Growth Dividend Option (Please 3 if you have opted for Dividend Plan) Dividend Payout Dividend Reinvestment 5 PAYMENT DETAILS (Refer SIP Instructions) Investment Amount No. of Instalments Total Amount Rs. Rs. 6 NOMINATION DETAILS (To be filled in by Individual(s) applying singly or jointly) (Refer Instruction 15) I/We do hereby nominate the undermentioned Nominee to receive the Units allotted to my/our credit in my folio in the event of my/our death. I/We also understand that all payments and settlements made to such Nominee and Signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by the AMC/Mutual Fund/Trustees. Name and Address of Nominee Name of Nominee Address City State Pin Relationship Date of Birth (in case Nominee is minor) To be furnished in case Nominee is Minor (strike out if not applicable) Name of Guardian Address City State Pin Signature of Guardian (Mandatory) DD MM YYYY 8 DECLARATION AND SIGNATURES The Trustees, Morgan Stanley Mutual Fund I/we have read and understood the contents of the offer document of the above scheme of Morgan Stanley Mutual Fund including the sections on "who cannot invest" and "important note on Anti Money Laundering, Know Your Customer (KYC) and Investor Protection". I/We hereby apply for allotment /purchase of units in the scheme and agree to abide by the terms and conditions applicable thereto. I/We hereby declare that I/We am/are authorised to make this investment and the amount invested in the scheme is through legitimate sources only and does not involve and is not designated for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by any Regulatory Authority in India. I/We hereby authorise Morgan Stanley Mutual Fund, its Investment Manager and its agent to disclose details of my investment to my bank (s)/Morgan Stanley Mutual Fund's bank(s) and/or distributor/broker/investment advisor. I/We have neither received nor been induced by any relate or gifts directly or indirectly in making this investment. I/We declare that the information given in this application form is correct, complete and truly stated. Applicable for NRIs: I/We confirm that I am/we are Non Resident(s) of Indian Nationality/Origin and that I/We have remitted funds from abroad through approved banking channels or from funds in my/our NRE/FCNR account. I/We undertake that all additional purchases made under this folio will also be from fund received from abroad through approved banking channels or from funds in my/our NRE/FCNR account. Date DD MM YYYY Please ensure the following: Name, date of birth, address and contact details and legal status of sole/first applicant are given in full PAN is furnished for all applications and PAN proof is attached. KYC compliance confirmation (For applications of Rs. 50000 or more) For joint applicants, if any, mode of holding, names, birth dates are furnished Your preferred investment option is indicated as growth or dividend reinvestment or dividend payout Investment details are furnished and following conditions are fulfilled: Your investment is not below the minimum investment amount of Rs. 1,000. Your investment cheque is drawn in favour of Morgan Stanley A.C.E. Fund dated and signed. On the reverse of the cheque the name of the sole/first applicant and the application number are written Nomination details are filled in. If you do not wish to nominate, please ensure that the nomination section is crossed out. The form is duly signed by all applicants. Accompanying documents Please submit the following documents with your application (where applicable). All documents should be original/true copies certified by a Director/Trustee/Company Secretary/Authorised Signatory. Documents Individual Companies Societies Partnership Investments Trust NRI FIIs Persons Firms through PoA of Indian Origin Proof of PAN 3 3 3 3 3 3 3 3 3 KYC Compliance 3 3 3 3 3 3 3 3 3 PIO Card 3 Resolution/Authorisation to invest 3 3 3 3 3 List of Authorised Signatories with Specimen signature(s) 3 3 3 3 3 3 Memorandum & Articles of Association 3 Trust Deed 3 Bye-laws 3 Partnership Deed 3 Overseas Auditors' Certificate 3 Notarised Power of Attorney 3 Foreign Inward Remittance Certificate, in case payment is made by DD from NRE/FCNR a/c, where applicable 3 (Minimum Rs. 1000) (Minimum 6) SIP Period From To The first SIP date for ECS (Debit Clearing)/Direct Debit should be on or after 1st May, 2008 No. of SIPs SIP Date (Please 3) 1st 10th 15th SIP Frequency (Please 3) Monthly Quarterly M M Y Y Y Y M M Y Y Y Y First payment by Cheque only First SIP Instalment Cheque Details : Cheque No. Dated DD MM YYYY Drawn on Bank Branch City Cheque/DD favouring "Morgan Stanley A.C.E. Fund" Account Type (Please 3) Savings Current NRE NRO FCNR Others_______________ 7 COMMUNICATION /INFORMATION I/We wish to receive the following documents via email in lieu of physical documents (Please 3) Account Statement Annual Report Other Statutory Information I/We wish to avail facilities/information through (Please 3) Phone Internet and request to send us the necessary form. Sole/First Applicant /Guardian Second Applicant Third Applicant SIGNATURES (ALL APPLICANTS must sign here) (Please specify) CHECKLIST