Wealth Accumulation Analysis February 23, 2008 Annual Realized Income Net Worth Worksheet Monthly wages, salary $5,000 Property Assets Liabilities Dividends and interest 100 Residence $150,000 Home mortgage Other 10 Vacation home 200,000 Other mortgage Total monthly Income $5,110 Furnishings 50,000 Bank loans Other Income (Annual Amounts) Jewelry and art 10,000 Auto loans Business income $10,000 Automobiles 30,000 Credit cards Capital gains 2,000 Other 10,000 Personal loans Other Equity Assets Other Other Real estate $100,000 Total Liabilities Other Stocks 50,000 Other Bonds 56,000 Total other income $12,000 Mutual funds 15,000 Annuities 5,000 Total annual realized income $73,320 Business equity 15,000 Cash Reserve Assets Summary Net Worth Analysis Checking account $10,000 Total Assets Your Age 40 Savings account 5,000 Total Liabilities Actual Net Worth $583,600 CDs 6,000 What Your Net Worth Should Be $293,280 Money market 2,000 Actual as a % of Projected 199% Other 600 Realized Income as % of NW 12.6% Total Assets $714,600 Net Worth © Copyright, 2006, Jaxworks, All Rights Reserved. $70,000 30,000 1,000 20,000 5,000 2,000 3,000 $131,000 $714,600 $131,000 $583,600 © Copyright, 2006, Jaxworks, All Rights Reserved. JaxWorks Small Business Spreadsheet Factory Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated documents, that cover a number of financial, accounting and sales functions. These are invaluable Also included Free are: -business plan tools, including spreadsheets and excellent instructions -Excel functions glossary and guide; -free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books! -comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms; -suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation; -Altman Z-Score (covering publicly and privately held firms, and small businesses); -and payroll analysis. If you are involved in financial analysis at any level, or want to learn more about MS Excel and suite this site is invaluable. Spreadsheet Factory spreadsheets, and associated MS Word, PDF and HTML functions. These are invaluable small business tools. guides are in about MS Excel and other applications in the Office