Cash Flow Sensitivity Analysis February 23, 2008 For the year ended 12/31/2006 % change in receipts and disbursements 5.0% Expected Pessimistic Optimistic Beginning Cash Balance $20,000 $20,000 $20,000 Cash Inflows (Income): Accounts Receivable Collections 30,000 28,500 31,500 Loan Proceeds 20,000 19,000 21,000 Sales & Receipts 10,000 9,500 10,500 Other: Total Cash Inflows $60,000 $57,000 $63,000 Available Cash Balance $80,000 $77,000 $83,000 Cash Outflows (Expenses): Advertising $15,000 $14,250 $15,750 Bank Service Charges 1,000 950 1,050 Contingencies 3,000 2,850 3,150 Credit Card Fees 4,000 3,800 4,200 Delivery Charges Deposits Dues & Subscriptions Health Insurance Insurance Interest Inventory Purchases Lease Payments Licenses & Permits Miscellaneous Office Payroll Payroll Taxes Professional Fees Rent or Lease Repairs & Maintenance Sales tax Services Signs Supplies Taxes & Licenses Utilities & Telephone 1,000 950 1,050 Other: Subtotal $24,000 $22,800 $25,200 Other Cash Out Flows: Capital Purchases $100,000 $95,000 $105,000 Building Construction Decorating Fixtures & Equipment Install Fixtures & Equip. Remodeling Lease Payments Loan Principal Owner's Draw $1,000 $950 $1,050 Other: Subtotal $101,000 $95,950 $106,050 Total Cash Outflows $125,000 $118,750 $131,250 Ending Cash Balance ($45,000) ($41,750) ($48,250) © Copyright, 2006, JaxWorks, All Rights Reserved.JaxWorks Small Business Spreadsheet Factory Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated documents, that cover a number of financial, accounting and sales functions. These are invaluable Also included Free are: -business plan tools, including spreadsheets and excellent instructions -Excel functions glossary and guide; -free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books! -comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms; -suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation; -Altman Z-Score (covering publicly and privately held firms, and small businesses); -and payroll analysis. If you are involved in financial analysis at any level, or want to learn more about MS Excel and suite this site is invaluable. Spreadsheet Factory spreadsheets, and associated MS Word, PDF and HTML functions. These are invaluable small business tools. guides are in about MS Excel and other applications in the Office