A. RISK PROFILE QUESTIONNAIRE

Document Sample
A. RISK PROFILE QUESTIONNAIRE Powered By Docstoc
					A. RISK PROFILE QUESTIONNAIRE

      MARK WITH 'X' THE SELECTED ANSWERS                                                                              FOR INTERNAL USE ONLY
 ONLY ONE ANSWER IS ACCEPTED FOR EVERY QUESTION

1. What is the time frame for you to achieve your financial
goals
                                                              1.1 7 years or longer                                            0          1
                                                              1.2 5 - 7 years                                                  0          2
                                                              1.3 3 - 5 years                                                  0          3
                                                              1.4 1- 3 years                                                   0          4
                                                              1.5. Less than 1 years.                                          0          5
2. Net Annual Income (£)/ Annual Contributions :                     Legal Entity             Individual

                                                              2.1 Under £50,000               Under £15,000                    0          1
                                                              2.2 £50, 000 - £150,000         £15, 000 - £25,000               0          2
                                                              2.3 £150,000 - £300,000         £25,000 - £50,000                0          3
                                                              2.4 £300,000 - £500,000         £50,000 - £100,000               0          4
                                                              2.5 £500,000 +                  £100,000 +                       0          5
3. What is the best estimate of your Net Worth (£) - (the            Legal Entity              Individual
value of assets less liabilities):
                                                              3.1 Under £100,000              Under £25,000                    0          1
                                                              3.2 £100, 000 - £250,000        £25, 000 - £50,000               0          2
                                                              3.3 £250,000 - £500,000         £50,000 - £100,000               0          3
                                                              3.4 £500,000 - £1,000,000       £100,000 - £300,000              0          4
                                                              3.5 £1,000,000 +                £300,000 +                       0          5
4. What is the current return requirements for your
portfolio?
                                                              4.1 + 5%                                                         0          1
                                                              4.2 + 7%                                                         0          2
                                                              4.3 + 10%                                                        0          3
                                                              4.4 + 15%                                                        0          4
                                                              4.5 + 20%                                                        0          5
5. Which of the following statements is most true about the
way you wish to invest your assets to achieve your goals?

                                                              5.1 Safety of principal is of primary concern.                   0          1
                                                              5.2 Investments should be relatively safe and                    0          2
                                                              emphasize on income.
                                                              5.3 My primary goal of investing is to generate                  0          3
                                                              income. Capital appreciation over time is a secondary
                                                              objective.
                                                              5.4 Investments must emphasize on capital                        0          4
                                                              appreciation, but should also generate some current
                                                              income.
                                                              5.5 Investments should provide significant capital               0          5
                                                              appreciation. There is no need to generate income.
6. Within what range do you expect your investment of
£100,000 to be after one year:
                                                              6.1 £95,000 - £105,000                                           0          1
                                                              6.2 £93,000 -£107,000                                            0          2
                                                              6.3 £90,000 - £110, 000                                          0          3
                                                              6.4 £85,000 - £115,000                                           0          4
                                                              6.5 £75,000 - £125,000                                           0          5
7. When making investments, are you willing to settle for:

                                                              7.1 an investment with quarantee of principal                    0          1
                                                              investment plus some income.
                                                              7.2 an investment that offers income higher than                 0          2
                                                              current interest rate but with some risk
                                                              7.3 an investment that offers income and upside                  0          3
                                                              potential with moderate risk.
                                                              7.4 in an investment that offers capital appreciation            0          4
                                                              with moderate high risk.
                                                              7.5 an investment that offers substantial capital                0          5
                                                              appreciation even though it is high risk.
8. Which of the following statements best describes your
reaction if the value of your portfolio suddenly declined
15%?
                                                              8.1 Very concerned - I cannot accept fluctuations in             0          1
                                                              the value of my porftolio.
                                                              8.2 Be concerned even though I invest for income.                0          2
                                                              8.3 Not to concern if my income remains unaffected               0          3
                                                              and the long term prospects of the porftolio remain
                                                              positive.
                                                              8.4 Not concerned because I invest for long term                 0          4
                                                              capital apreciation.
                                                              8.5 Accept temporary changes due to market                       0          5
                                                              fluctuations.
9. How do you feel in investing in today’s volatile stock                                                                                     F-CB096A(SA) of P-076
market.                                                                                 Page 1 of 2                                                    V2.0 - 11/02
                                                                       9.1 I'm afraid to invest any amount of money. I prefer              0          1
                                                                       the safety of deposits
                                                                       9.2 I would only invest if it could provide me with                 0          2
                                                                       some income eventhough I would be concerned about
                                                                       my principal investment.
                                                                       9.3 I believe that investing part of your capital in the            0          3
                                                                       stock market provides upsdide potential and in addition
                                                                       diversification to your portfolio.
                                                                       9.4 Considering that I would invest in value stock, I               0          4
                                                                       don't have any problem investing in the market.
                                                                       9.5 The more volatile the market of the financial                   0          5
                                                                       instrument, the more prospects for higher returns.
10. How optimistic are you about long-term prospects for
the economy.
                                                                       10.1 Pessimistic                                                    0          1
                                                                       10.2 Unsure                                                         0          2
                                                                       10.3 Neutral                                                        0          3
                                                                       10.4 Somewhat optimistic                                            0          4
                                                                       10.5 Very optimistic                                                0          5


TOTAL SCORE

RISK PROFILE :

Risk Profile                                                                      Rating
Conservative                                                                      10 - 15
Moderately Conservative                                                           16 - 25
Balanced                                                                          26 - 35
Moderately Aggressive                                                             36 - 45
Aggressive                                                                        46 - 50




B. PROFESIONNAL / NON- PROFESSIONAL

       MARK WITH 'X' THE SELECTED ANSWERS                                                                                         FOR INTERNAL USE ONLY
  ONLY ONE ANSWER IS ACCEPTED FOR EVERY QUESTION
1. How would rate your level of investment experience:
                                                                       1.1 Low                                                             0          1
                                                                       1.2 Medium                                                          0          2
                                                                       1.3 High                                                            0          3
2. Which of the following investments are you most familiar
with:
                                                                       2.1 Deposits, government bonds and property.                        0          1
                                                                       2.2 Equity, insurance funds, Index funds.                           0          2
                                                                       2.3 Derivatives ie warrants, options, futures, foreign              0          3
                                                                       exchange transactions.
3. What is your investment experience?
                                                                       3.1 Apart from some deposits and bonds, I don't have                0          1
                                                                       any other experience.
                                                                       3.2 I've been investing in the stock market for the last            0          2
                                                                       two years on a frequent basis.
                                                                       3.3 I' m an active trader for more than three years.                0          3
4. What is the overall frequency of your previous investment
experience?
                                                                       4.1 Twice a year                                                    0          1
                                                                       4.2 At least once a month                                           0          2
                                                                       4.3 Almost on a daily basis                                         0          3
5. Have the previous dealings been:
                                                                       5.1 Executions Only                                                 0          3
                                                                       5.2 Advise by Broker/Third party                                    0          2
                                                                       5.3 Discretionary Management Services                               0          1

TOTAL SCORE

Non-Professional / Professional :

Profesionnal / Non Professional                                                   Rating
Non Professional                                                                  5 - 11
Professional                                                                      12 - 15


Based on the results of the above questionnaire we categorise you as Professional / Non Professional investor with risk profile Conservative /
Moderately Conservative / Balance / Moderately Aggressive / Aggressive.
I accept the categorisation of the risk profile as assessed by the above questionnaire :

                                                                       Signature : ……………………………….……………………………………

                                                                       Full Name :……………………………..…………………...………………


                                                                                                                                                          F-CB096A(SA) of P-076
                                                                                                Page 2 of 2                                                        V2.0 - 11/02