AUTO DEALERS ' WORKERS ' COMPENSATION GROUP SELF -INSURANCE by xdb19855

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									            CONSOLIDATED
            RISK SERVICES, INC.
            A DIVISION OF AV INTERNATIONAL, INC.

     AUTO DEALERS’ WORKERS’ COMPENSATION
             GROUP SELF-INSURANCE

                                        AN INNOVATIVE APPROACH TO TRADITIONAL
                                   WORKERS’ COMPENSATION INSURANCE FOR AUTO DEALERS
                         Accepted standard industry code (SIC) 55: new and used automobiles, boats, RV’s
                         Rates can be as much as 30% less than traditional insurance or State Fund rates
                         Future premium savings as well as savings from reduced administrative costs
                         Improved cash flow through elimination of advance premium payments
                         Approved and regulated by PA Dept. of Labor & Industry Workers’ Compensation Bureau
  GROUP                  Specific excess and aggregate insurance coverage provided by “A” rated national
PROGRAM                  reinsurance carrier
BENEFITS                 State certified Safety and Loss Control programs
                         Improved loss experience through effective loss control and claims handling
                         Self-regulated Board of Trustees
                         Improved service and control thru specialized Workers’ Compensation Industry
                         professionals
                         Industry specific, dedicated & experienced program administrators and claims’
                          management adjusters
                         Long-term stability & potential for dividend returns from loss & expense-fund surpluses
                         Self-Insured program with 100% group surplus interest income owned by its members


                         Accord & program application inclusive of SIC code
                         and experience modification
                         Five years of currently valued loss information
   INITIAL               Description of losses in excess of $50,000
 APPLICATION             Five years of historical payrolls and premiums
REQUIREMENTS             Estimated payroll for 2006-2007 by class code
                         Current independently audited financial statements
                         Supplemental information may be required


                     Consolidated Risk Services is a full service Individual and Group Program Administrator for
    CRS              Self-Insured Workers’ Compensation as well as offering Third-Party Administrative and Claims
                     Management services (TPA) on a local, regional and national basis. Since its inception in
                     1991, CRS, a division of AV International, along with its sister companies, has become a group
GARY SMITH           of interrelated businesses that offer Self-Insurance, Large Deductible Programs, consulting
  Director of        and brokerage services. CRS/AVI uniquely combines insurance and risk management strategies
 Marketing and       with knowledge and relationships in the insurance marketplace to deliver innovative, cost-
   Business
                     effective solutions in Workers’ Compensation, Property & Casualty Insurance, Employee
 Development
                     Benefits, Risk Management and Safety & Loss Control. We currently administer and manage
                     nationally over ten Self-Insurance Group Programs consisting of auto dealers, trucking related
610.975.6064         industries, social services, manufacturing and retail with over 700 self-insurance clients.


                                            CONSOLIDATED RISK SERVICES, INC.
                                               A DIVISION   OF   AV INTERNATIONAL, INC.
   CALL OR
E-MAIL TODAY!                 985 Old Eagle School Road • Suite 504 • Wayne, Pennsylvania 19087
                                               800.327.8181 • 610.687.3957 Fax
                                     www.crs-online.com           www.avinternational.net
                                                    gsmith@crs-online.com

								
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