Like proverbial sailors, bankers across the country are paying attention to unsettling signs that point to a challenging year ahead. Indeed, the declining economy, faltering credit markets, and heady bank competition, set against an uncertain political year, are converging to create the need for steady hands at the helm. With these and other issues on the barometers of U.S. banking institutions, Grant Thornton LLP, in association with Bank Director magazine, recently conducted the 15th Bank Executive Survey, a comprehensive study that seeks to capture bank executives' opinions and plans for the year ahead. In this report, Bank Director presents the 2008 survey results, along with personal interviews with executives and additional perspective from Grant Thornton's professionals. Casting a wide net, the survey findings cover many pertinent topics, including the national economy, growth strategies, credit and lending, technology, risk management, corporate governance, and compensation.
Red Sky MORNIN
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