Employee dishonesty is one of the loss exposures that is increasingly difficult to control -- for both for-profit and not-for-profit organizations. Others are tempted to become dishonest in the work environment when they are exposed to large sums of money and given a large helping of employer trust, coupled with little oversight. Many entities do not understand how the crime policy insurance limits for employee dishonesty actually work until after they are confronted with a loss that far exceeds their policy limits. Crime policies have long provided that, as far as employee dishonesty coverage is concerned, the insurer will not pay any more in any one occurrence than all loss caused by one or more employees whether the loss is the result of a single act or a series of acts. With the crime policy's definition of occurrence purportedly strengthened, employers need to seriously consider maintaining more realistic limits.