There was a chorus of experienced mortgage industry observers warning for years that blind exuberance in underwriting, approving and securitizing questionable loans was a prescription for chaos. One is left wondering how much of the current carnage in the secondary market can be traced to a "circle the wagons" mentality in which traders who were paid megabonuses to deliver business were more interested in protecting those bonuses than correcting loan-quality problems. Such people would be the least likely to raise a red flag or be willing to let nature take its course through necessary corrections. But what are the more practical ways to return your business to some level of good health and assure your benefactors these problems won't recur? The area the author knows best, technology, can be a big part of the solution if used correctly. When used properly, technology can help connect worthy customers with credible lenders and assure solid investments.