Efforts to influence the enactment of legislation or the adoption and enforcement of government regulation by government bodies has been part of the American scene almost since the beginning of the republic. How that is achieved takes a variety of forms but in essence, it calls for the ability to gain access to those who legislate or those who regulate. There are the indirect methods of letters and other communications to members of Congress, state legislators or their regulatory agencies, or other forms of communications such as newspaper articles, letters to the editor or studies. One of the shortcomings of the lobby system, not counting Political Action Committees (PACs), is that too many legislators are not averse to selling their votes to the highest bidder. The insurance industry came on the scene early. The life insurance and health insurance segments are also imbued with the importance of PACs.
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