Democracy Versus Debt by ProQuest

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[...] state universities were close to tuition-free, and student loans were a niche product used by a small number of students attending private universities. Because of the political power of the lending industry, the conservative Republican presidency, and the reluctance of fiscally cautious Democrats to increase net spending, reform has been largely blocked. Hillary Clinton advocates a detailed program that would expand AmeriCorps, allowing loan forgiveness to students who spend time after college in public service.

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