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Summer 2007
Take Advantage of Our 0%
VISA® Balance Transfer Promotion!
August 1 - November 1, 2007
MAIN OFFICE
46 Federal Avenue N.W.
Massillon, OH 44647 VISA Classic Cardholders VISA Gold Cardholders
Phone: 330-832-1371 enjoy a enjoy a
Fax: 330-832-7650
3.99% APR* 0% APR*
MAIN OFFICE HOURS until November 1, 2008 until November 1, 2008
Monday 9:00 a.m. - 5:00 p.m. on all balance transfers on all balance transfers
Tuesday 9:00 a.m. - 5:00 p.m. from Aug. 1 - Nov. 1, 2007 from Aug. 1 - Nov. 1, 2007
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:00 p.m.
Friday 9:00 a.m. - 5:00 p.m. (Lobby Hours) Take advantage of the BEST VISA balance transfer promotion
9:00 a.m. - 6:00 p.m. (Drive-up Hours)
we’ve ever offered! For a limited time, you’ll be able to transfer
BRANCH OFFICE balances from your higher rate credit cards. VISA Classic
2056 Wales Road N.E. cardholders will enjoy a 3.99% APR* on all balance transfers, and
Massillon, OH 44646
Phone: 330-830-3312 VISA Gold cardholders will enjoy a 0% APR* on all balance
Fax: 330-830-3663 transfers that are posted between August 1 - November 1, 2007.
BRANCH OFFICE HOURS Visit us online for more details or watch for your Balance Transfer
Monday 9:00 a.m. - 5:00 p.m.
Tuesday 9:00 a.m. - 5:00 p.m. Form in your monthly statements. These forms will also be
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:00 p.m.
available on our website beginning August 1st. If you’ve been
Friday 9:00 a.m. - 5:00 p.m. (Lobby Hours) thinking about consolidating your debt, now is the time to take
9:00 a.m. - 6:00 p.m. (Drive-up Hours)
Saturday 9:00 a.m. - 12:00 p.m. action, because a deal like this doesn’t come along too often!
*Annual Percentage Rate. Some restrictions will apply.
www.massillonareacu.org
Relay for Life
MACU Gives Back to the Community
On June 8th and 9th, Massillon Area Credit Union staff and board members
were on hand to help with the annual area American Cancer Society Relay for
Life. Relay for Life is a national fund raiser bringing awareness and attention
to the fight against cancer. MACU was a Bronze Level sponsor, having
contributed $1,000 in funds as well as donating and handing out 1,000
bottles of cold water to those walking and running in the event.
Discount Park Tickets
Cedar Point $33.00
Coloring in the Lines Wins Big!
Cedar Point 2-Day $65.00 Tyce Patt was the lucky winner in our
Geauga Lake $21.00 random coloring drawing during April’s Youth Week.
Kings Island $34.45
Kings Island child/senior
s $25.45 Congratulations Tyce!
Chelsea Price, age 11, participated in our essay writing
Holiday Closings contest defining “Why it’s Important to Save.” Her
essay provided a wise perspective to the all important
concept of saving for the future. Remember, it’s never
Wednesday, July 4th too early to start a life long habit of saving.
Independence Day Chelsea won a portable DVD player.
Monday, September 3rd
Labor Day
303 Congratulations Chelsea!
Thanks to all of the children and teens who
participated in this fun event.
Monday, October 8th
Columbus Day The Massillon Area Credit Union Privacy Policy is included with your June statement.
SUMMERTIME – Travel, School
Vacations and the Dreaded “Honey Do” List LOAN RATES
Effective as of
Yes, it’s that time again. June 16, 2007
A precious few months
when the weather TERM APR*
(Max Months) (As Low As)
cooperates and
thoughts turn to the NEW VEHICLE LOANS
laundry list of things you Cars, Trucks, Vans, Motorcycles 72 6.25%
need to do to improve Recreational Vehicles, Boats, ATVs 72 6.25%
your home. Lucky for
you, the Massillon Area Credit Union has a variety of USED VEHICLE LOANS
loans at affordable rates to help you with whatever Cars, Trucks, Vans, Motorcycles 72 6.25%
project is on your “honey do” list. Recreational Vehicles, Boats, ATVs 72 6.25%
Check out our website www.massillonareacu.org for SIGNATURE LOANS
details or give us a call, but here are some of the
Signature Loan (Debt Consolidation Loan) 60 8.50%
highlights for the variety of loans we offer:
Share Secured (100% secured) any 3% above
savings
• Easy application process
CREDIT CARDS
• No application fees
• No pre-payment penalties VISA® Classic (Purchases, Balance Transfers, Cash Advances)12.99%
• No processing fees VISA® Gold 7.99%
• Variety of repayment options
HOME LOANS
• Borrow up to $50,000 for home
Home Equity Line of Credit (Variable Rate)
improvement projects!
80% Loan to Value 20 years 8.25%
• Home Equity loans up to 100% of the 100% Loan to Value 10 years 10.00%
value of your home! Property Improvement (Fixed Rate)
Up to $7,500 60 8.00%
We even have great plans for first-time home buyers
Up to $50,000 180 7.50%
or those that don’t have a down payment. Give us a
call for more information at 330-832-1371. HOME MORTGAGES
1st Mortgage (up to $150,000) 10 years call for rates
Debit card limits were recently 1st Mortgage (up to $150,000) 15 years call for rates
increased to $2500 per day as 1st Mortgage (up to $150,000) 30 years call for rates
long as you have the available 2nd Mortgage (80% loan to value) 15 years 8.25%
funds. ATM cash withdrawals have 2nd Mortgage (100% loan to value)15 years 10.00%
*Annual Percentage Rate. All rates are subject to change without notice.
been increased to $300 per day. Interest rates are based on credit history plus number of years financed.
Mortgage rates are subject to change daily. Call for current rates and
closing cost information.
If you find the hidden account number in this newsletter SAVINGS RATES
and it’s yours, call the credit union and claim your prize SHARE SAVINGS ACCOUNTS APR* APY*
of $150! Every quarter we hide an account number, and Regular Shares $100 and over 1.00% 1.00%
if no one claims it, the prize money rolls over to the next Christmas Club $100 and over 1.00% 1.00%
quarter! This quarter’s prize is $150 so start looking! Money Market NOW Account ($10,000-$24,999) 2.00% 2.02%
Money Market NOW Account ($25,000-$49,999) 2.25% 2.27%
Money Market NOW Account ($50,000+) 2.50% 2.52%
2 Locations SHARE CERTIFICATES* Early Withdrawal Penalty
To Serve You Better! 6 month
12 month
APR *
4.76%
4.91%
APY *
4.85%
5.00%
30 days interest
30 days interest
The Massillon Area Credit Union 18 month 4.96% 5.05% 60 days interest
members benefit from having two 24 month 5.01% 5.10% 60 days interest
locations ready and available to meet 36 month 5.05% 5.15% 90 days interest
48 month 5.10% 5.20% 90 days interest
your financial needs. Don’t forget – 60 month 5.20% 5.30% 90 days interest
Wales Road offers all of the same *$1,000 minimum deposit required to open CD. Dividends calculated daily,
compounded quarterly. APR* = Annual Percentage Rate *APY = Annual Percentage Yield
quality full-service you’ve come to expect
at our downtown location. Visit either IRA CERTIFICATES *
APR* APY* *$100 minimum
branch, and remember that our Wales deposit required to
12 month 4.91% 5.00% open an IRA.
location is open every Saturday! 24 month 5.01% 5.10% Dividends calculated
36 month 5.05% 5.15% daily, compounded
quarterly. An early
48 month 5.10% 5.20% withdrawal penalty
NOTICE: In compliance with Federal Regulation D, all 60 month 5.20% 5.30% may apply.
Savings Accounts (such as Share Accounts, Christmas Clubs, APR* = Annual Percentage Rate *APY = Annual Percentage Yield
Travel Clubs, Special Accounts) can only have 6 transactions
per month. If you are planning to have automatic payments
scheduled, please have them taken from your Checking
Account. This is a federal law and we are required to comply This institution is not federally
Americaninsured. Member accounts
with these parameters. Thank you for your cooperation with are not insured or guaranteed
Share by any government or
this issue. Insurancegovernment-sponsored
agency.
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