Personal Finance & Investing Syllabus
Instructor: Mrs. Roberge, 584-7735, ext. 102
Availability: I teach on “A” days only. I am available before and after school on “A” days and will
be happy to give students any extra assistance they may need at that time. You may
also e-mail me to schedule extra help time.
Semester: Fall 2008
Textbook: South-Western’s Managing Your Personal Finances
Students are responsible for reimbursing the school for lost textbooks, $65.
Content Standard: Business Management: Utilize human resources and economic theories;
understand laws affecting personal and business financial decisions in the global marketplace
A1 Analyze relationships between contract law, law of sales and consumer law
A3 Explain legal rules that apply to personal and real property
A8 Identify, establish, maintain, analyze appropriate records to make business decisions
A17 Apply code of ethics to various issues confronted by business
A19 Apply rational decision-making process as it applies to roles of citizens, workers,
A20 Develop and evaluate a spending/savings plan
A21 Evaluate savings/investment options to meet short-term/long-term goals
A22 Identify factors that affect the choice, cost, and legal aspects of using credit
A23 Identify choices available to consumers for protection against risk/financial loss
Note: Performance Standards are “bold”.
Congratulations! You have chosen to do something smart for your future by taking this class.
Topics covered include the following:
• Decision Making
• Budgets and Financial Records
• Checking Accounts and Other Banking Services
• Saving for the Future
• Investing Fundamentals including Risk and Return
• Investing in Stocks, Bonds, Mutual Funds, and Real Estate
• Understanding Pay and Benefits
• Federal Income Tax
• Credit Management
• Buying and Caring for a Vehicle/Insurance
• Renting and Buying a Home/Insurance
I guarantee that you will learn a great deal in this course that will help you now and in the future. The
list of topics covered is very ambitious, but I’m sure you’ll agree that the work you’ll be doing will be
well worth your efforts.
Expectations: I expect students to:
1. Always be respectful and courteous to the teacher and your classmates.
2. Always do your best.
3. Be prepared at the start of each class with text, pen or pencil, notebook and completed
4. Class research will be done on the Internet from time to time. I expect students to remain
seated and work diligently. Class work from other subjects is NOT permitted. This time is
an opportunity to get work done and have the teacher as a ready resource. Students who
use the computer to play unauthorized games or access unauthorized web sites will lose
5. Board of Ed Policy – All students who use computers must abide by the Computer Use
Agreement related to student conduct as well as the policy on use of the Internet. Misuse of
the computer systems, or violations of these policies, may result in loss of access to such
computer systems as well as other disciplinary action, including suspension, expulsion
and/or legal action depending on the specific conduct.
Attendance and Tardiness: Class participation counts as 15% of your grade. You can’t participate if
you’re not here! The best thing you can do for yourself is attend class every day. Students will NOT
be allowed to get credit for any test, homework, or class participation due to a class cut or work missed
due to unexcused tardiness/absence.
Excused Absences: Students are expected to make up scheduled tests within one week of the test.
Homework assignments are due the day the student returns to school.
Grading Criteria: Homework Completion 25%
Class Participation 15%
Note: A final assessment will be given at the end of the semester.
Homework Completion: I will check homework every day. Part of your homework responsibility is
to bring your textbook to class every day! Not having your book will reduce your homework grade by
1 (one) point for that day.
No credit will be given for homework not presented at the start of class.
Homework complete 2 points
- Homework incomplete 1 point
O Homework not done 0 points
Points will be calculated to determine a final homework completion grade.
1. 15 homework assignments are given, all are completed = 30 = 100%
2. 15 homework assignments are given, 2 are incomplete and 2 were not done = 24 = 80%
3. 15 homework assignments are given, 4 are incomplete and 7 were not done = 12 = 40%
Class Participation: The following list of factors will be considered when determining the student’s
Class Participation grade.
1. Students are required to participate in class discussions and group assignments.
2. When working in groups, ALL students must contribute in the group’s effort.
3. Periodically, assignments will be distributed for completion and review during class. Students
are expected to use the class time given to work on the assignment.
4. Attentiveness to the teacher – no side conversations.
5. Respect given to classmates – do not talk while one of your fellow classmates is talking.
6. Dipstick Grades will also be included in the Class Participation portion of your grade.