1997 Census-Finance and Insurance_ Geographic Area Series_ Texas

Texas 1997 Economic Census Finance and Insurance Geographic Area Series 1997 Issued April 2000 EC97F52A-TX(RV) U.S. Department of Commerce Economics and Statistics Administration U.S. CENSUS BUREAU ACKNOWLEDGMENTS Many persons participated in the various activities of the 1997 Economic Census for the Finance and Insurance sector. Service Sector Statistics Division prepared this report. Bobby E. Russell, Assistant Chief for Census Programs, was responsible for the overall planning, management, and coordination. Planning and implementation were under the direction of Steven M. Roman, Chief, Utilities and Financial Census Branch, assisted by Faye A. Jacobs and Laurie G. Torene. Primary staff assistance was provided by Vannah L. Beatty, Diane CarodiskeyBeeson, Robert S. Benedik, Sandra K. Creech, Michael J. Garger, Andrew N. Lampton, Juan P. Matias, Kathryn H. Miller, Susan K. Pozzanghera, William R. Samples, and Charles T. Spradlin. Mathematical and statistical techniques as well as the coverage operations were provided by Carl A. Konschnik, Assistant Chief for Research and Methodology, assisted by Carol S. King, Chief, Statistical Methods Branch, and Jock R. Black, Chief, Program Research and Development Branch, with staff assistance from Maria C. Cruz and David L. Kinyon. The Economic Planning and Coordination Division provided overall planning and review of many operations and the computer processing procedures. Shirin A. Ahmed, Assistant Chief for Post-Collection Processing, was responsible for edit procedures and designing the interactive analytical software. Design and specifications were prepared under the supervision of Dennis L. Shoemaker, Chief, Census Processing Branch, assisted by John D. Ward. Primary staff assistance was provided by Sonya P. Curcio, Richard W. Graham, and Cheryl E. Merkle. The Economic Product Team, with primary contributions from Andrew W. Hait and Jennifer E. Lins, was responsible for the development of the system to disseminate 1997 Economic Census reports. The staff of the National Processing Center, Judith N. Petty, Chief, performed mailout preparation and receipt operations, clerical and analytical review activities, and data entry. The Geography Division staff developed geographic coding procedures and associated computer programs. The Economic Statistical Methods and Programming Division, Charles P. Pautler Jr., Chief, developed and coordinated the computer processing systems. Martin S. Harahush, Assistant Chief for Quinquennial Programs, was responsible for design and implementation of the computer systems. Robert S. Jewett and Barbara L. Lambert provided special computer programming. William C. Wester, Chief, Services Branch, assisted by Robert A. Hill, Dennis P. Kelly, and Jeffrey S. Rosen, supervised the preparation of the computer programs. Additional programming assistance was provided by Donell D. Barnes, Daniel C. Collier, Gilbert J. Flodine, David Hiller, Leatrice D. Hines, William D. McClain, Jay L. Norris, Sarah J. Presley, and Michael A. Sendelbach. Computer Services Division, Debra D. Williams, Chief, performed the computer processing. Kim D. Ottenstein, Margaret A. Smith, and Laurene V. Qualls of the Administrative and Customer Services Division, Walter C. Odom, Chief, provided publications and printing management, graphics design and composition, and editorial review for print and electronic media. General direction and production management were provided by Michael G. Garland, Assistant Chief, and Gary J. Lauffer, Chief, Publications Services Branch. Special acknowledgment is also due the many businesses whose cooperation has contributed to the publication of these data. Texas 1997 Issued April 2000 EC97F52A-TX(RV) 1997 Economic Census Finance and Insurance Geographic Area Series U.S. Department of Commerce William M. Daley, Secretary Robert L. Mallett, Deputy Secretary Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Kenneth Prewitt, Director ECONOMICS AND STATISTICS ADMINISTRATION Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Kenneth Prewitt, Director William G. Barron, Deputy Director Paula J. Schneider, Principal Associate Director for Programs Frederick T. Knickerbocker, Associate Director for Economic Programs Thomas L. Mesenbourg, Assistant Director for Economic Programs Carole A. Ambler, Chief, Service Sector Statistics Division CONTENTS Introduction to the Economic Census Finance and Insurance TABLES 1. 2. Summary Statistics for the State: 1997 Summary Statistics for Metropolitan Areas: 1997 1 5 7 8 APPENDIXES A. B. C. D. E. Explanation of Terms NAICS Codes, Titles, and Descriptions Coverage and Methodology Geographic Notes Metropolitan Areas Not applicable for this report. A–1 B–1 C–1 E–1 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS iii Introduction to the Economic Census PURPOSES AND USES OF THE ECONOMIC CENSUS The economic census is the major source of facts about the structure and functioning of the Nation’s economy. It provides essential information for government, business, industry, and the general public. Title 13 of the United States Code (Sections 131, 191, and 224) directs the Census Bureau to take the economic census every 5 years, covering years ending in 2 and 7. The economic census furnishes an important part of the framework for such composite measures as the gross domestic product estimates, input/output measures, production and price indexes, and other statistical series that measure short-term changes in economic conditions. Specific uses of economic census data include the following: • Policymaking agencies of the Federal Government use the data to monitor economic activity and assess the effectiveness of policies. • State and local governments use the data to assess business activities and tax bases within their jurisdictions and to develop programs to attract business. • Trade associations study trends in their own and competing industries, which allows them to keep their members informed of market changes. • Individual businesses use the data to locate potential markets and to analyze their own production and sales performance relative to industry or area averages. ALL-NEW INDUSTRY CLASSIFICATIONS Data from the 1997 Economic Census are published primarily on the basis of the North American Industry Classification System (NAICS), unlike earlier censuses, which were published according to the Standard Industrial Classification (SIC) system. NAICS is in the process of being adopted in the United States, Canada, and Mexico. Most economic census reports cover one of the following NAICS sectors: 21 22 23 31-33 42 44-45 48-49 51 Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information 52 53 54 55 56 61 62 71 72 81 Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Foodservices Other Services (except Public Administration) (Not listed above are the Agriculture, Forestry, Fishing, and Hunting sector (NAICS 11), partially covered by the census of agriculture conducted by the U.S. Department of Agriculture, and the Public Administration sector (NAICS 92), covered by the census of governments conducted by the Census Bureau.) The 20 NAICS sectors are subdivided into 96 subsectors (three-digit codes), 313 industry groups (four-digit codes), and, as implemented in the United States, 1170 industries (five- and six-digit codes). RELATIONSHIP TO SIC While many of the individual NAICS industries correspond directly to industries as defined under the SIC system, most of the higher level groupings do not. Particular care should be taken in comparing data for retail trade, wholesale trade, and manufacturing, which are sector titles used in both NAICS and SIC, but cover somewhat different groups of industries. The industry definitions discuss the relationships between NAICS and SIC industries. Where changes are significant, it will not be possible to construct time series that include data for points both before and after 1997. For 1997, data for auxiliary establishments (those functioning primarily to manage, service, or support the activities of their company’s operating establishments, such as a central administrative office or warehouse) will not be included in the sector-specific reports. These data will be published separately. GEOGRAPHIC AREA CODING Accurate and complete information on the physical location of each establishment is required to tabulate the census data for the states, metropolitan areas (MAs), counties, parishes, and corporate municipalities including cities, towns, villages, and boroughs. Respondents were INTRODUCTION 1 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census required to report their physical location (street address, municipality, county, and state) if it differed from their mailing address. For establishments not surveyed by mail (and those single-establishment companies that did not provide acceptable information on physical location), location information from Internal Revenue Service tax forms is used as a basis for coding. BASIS OF REPORTING The economic census is conducted on an establishment basis. A company operating at more than one location is required to file a separate report for each store, factory, shop, or other location. Each establishment is assigned a separate industry classification based on its primary activity and not that of its parent company. DOLLAR VALUES All dollar values presented are expressed in current dollars; i.e., 1997 data are expressed in 1997 dollars, and 1992 data, in 1992 dollars. Consequently, when making comparisons with prior years, users of the data should consider the changes in prices that have occurred. All dollar values are shown in thousands of dollars. AVAILABILITY OF ADDITIONAL DATA Reports in Print and Electronic Media All results of the 1997 Economic Census are available on the Census Bureau Internet site (www.census.gov) and on compact discs (CD-ROM) for sale by the Census Bureau. Unlike previous censuses, only selected highlights are published in printed reports. For more information, including a description of electronic and printed reports being issued, see the Internet site, or write to U.S. Census Bureau, Washington, DC 20233-8300, or call Customer Services at 301-457-4100. Special Tabulations Special tabulations of data collected in the 1997 Economic Census may be obtained, depending on availability of time and personnel, in electronic or tabular form. The data will be summaries subject to the same rules prohibiting disclosure of confidential information (including name, address, kind of business, or other data for individual business establishments or companies) that govern the regular publications. Special tabulations are prepared on a cost basis. A request for a cost estimate, as well as exact specifications on the type and format of the data to be provided, should be directed to the Chief of the division named below, U.S. Census Bureau, Washington, DC 20233-8300. To discuss a special tabulation before submitting specifications, call the appropriate division: 2 INTRODUCTION Manufacturing and Construction Division Service Sector Statistics Division HISTORICAL INFORMATION 301-457-4673 301-457-2668 The economic census has been taken as an integrated program at 5-year intervals since 1967 and before that for 1954, 1958, and 1963. Prior to that time, individual components of the economic census were taken separately at varying intervals. The economic census traces its beginnings to the 1810 Decennial Census, when questions on manufacturing were included with those for population. Coverage of economic activities was expanded for the 1840 Decennial Census and subsequent censuses to include mining and some commercial activities. The 1905 Manufactures Census was the first time a census was taken apart from the regular decennial population census. Censuses covering retail and wholesale trade and construction industries were added in 1930, as were some covering service trades in 1933. Censuses of construction, manufacturing, and the other business service censuses were suspended during World War II. The 1954 Economic Census was the first census to be fully integrated: providing comparable census data across economic sectors, using consistent time periods, concepts, definitions, classifications, and reporting units. It was the first census to be taken by mail, using lists of firms provided by the administrative records of other Federal agencies. Since 1963, administrative records also have been used to provide basic statistics for very small firms, reducing or eliminating the need to send them census questionnaires. The range of industries covered in the economic censuses expanded between 1967 and 1992. The census of construction industries began on a regular basis in 1967, and the scope of service industries, introduced in 1933, was broadened in 1967, 1977, and 1987. While a few transportation industries were covered as early as 1963, it was not until 1992 that the census broadened to include all of transportation, communications, and utilities. Also new for 1992 was coverage of financial, insurance, and real estate industries. With these additions, the economic census and the separate census of governments and census of agriculture collectively covered roughly 98 percent of all economic activity. Printed statistical reports from the 1992 and earlier censuses provide historical figures for the study of longterm time series and are available in some large libraries. All of the census reports printed since 1967 are still available for sale on microfiche from the Census Bureau. CD-ROMs issued from the 1987 and 1992 Economic Censuses contain databases including nearly all data published in print, plus additional statistics, such as ZIP Code statistics, published only on CD-ROM. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census SOURCES FOR MORE INFORMATION More information about the scope, coverage, classification system, data items, and publications for each of the economic censuses and related surveys is published in the Guide to the 1997 Economic Census and Related Statistics at www.census.gov/econguide. More information on the methodology, procedures, and history of the censuses will be published in the History of the 1997 Economic Census at www.census.gov/econ/www/history.html. ABBREVIATIONS AND SYMBOLS The following abbreviations and symbols are used with the 1997 Economic Census data: A D Standard error of 100 percent or more. Withheld to avoid disclosing data of individual companies; data are included in higher level totals. Exceeds 100 percent because data include establishments with payroll exceeding revenue. Not available or not comparable. Revenue not collected at this level of detail for multiestablishment firms. Withheld because estimates did not meet publication standards. V X Y Z a b c e f g h i j k l m p q r s nec nsk – (CC) (IC) F N Q S Represents less than 50 vehicles or .05 percent. Not applicable. Disclosure withheld because of insufficient coverage of merchandise lines. Less than half the unit shown. 0 to 19 employees. 20 to 99 employees. 100 to 249 employees. 250 to 499 employees. 500 to 999 employees. 1,000 to 2,499 employees. 2,500 to 4,999 employees. 5,000 to 9,999 employees. 10,000 to 24,999 employees. 25,000 to 49,999 employees. 50,000 to 99,999 employees. 100,000 employees or more. 10 to 19 percent estimated. 20 to 29 percent estimated. Revised. Sampling error exceeds 40 percent. Not elsewhere classified. Not specified by kind. Represents zero (page image/print only). Consolidated city. Independent city. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census INTRODUCTION 3 This page is intentionally blank. 4 INTRODUCTION 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Finance and Insurance SCOPE The Finance and Insurance sector (sector 52) of the 1997 Economic Census comprises establishments of firms with payroll primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. For finance and insurance, these units are the equivalents of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The North American Industry Classification System (NAICS) defines activities broadly enough that it can be used by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Funds, trusts, and other financial vehicles (legal entities that hold portfolios of assets on behalf of others) are the fifth subsector of the Finance and Insurance sector. These FINANCE AND INSURANCE 5 entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Among depository institutions and insurance carriers, many locations with activities which might in other industries be considered as support or auxiliary activities (such as headquarters operations), are included in this report as operating locations. GENERAL A list of reports that provide statistics on sector 52 follows. Geographic area report. There is a separate report for each state, the District of Columbia, and the United States. Each state report presents general statistics on number of establishments, revenue, payroll, and employment by kind of business for the state and metropolitan areas (MAs). Greater kind-of-business detail is shown for larger areas. The United States report presents data for the United States as a whole. Sources of revenue report. This report presents sources of revenue data for establishments by kind of business. Data are presented for the United States. Establishment and firm size (including legal form of organization) report. This report presents revenue, payroll, and employment data for the United States by revenue size, by employment size, and by legal form of organization for establishments; and by revenue size (including concentration by largest firms), by employment size, and by number of establishments operated (single units and multiunits) for firms. Miscellaneous subjects report. This report presents data for establishments for a variety of industry-specific questions. Presentation of data varies by kind of business. GEOGRAPHIC AREAS COVERED The level of geographic detail varies by report. Data may be presented for: 1. The United States as a whole. 2. States and the District of Columbia. 3. Consolidated metropolitan statistical areas (CMSAs) and primary metropolitan statistical areas (PMSAs) defined by the Office of Management and Budget (OMB) as of June 30, 1997. A CMSA is an area used to facilitate the presentation and analysis of data for large concentrations of metropolitan populations. It includes two or more contiguous PMSAs which have a population of at least 1,000,000 (according to the 1990 Census of Population or subsequent special census) and which meet specific criteria of urban character and of social and economic integration. 4. Metropolitan statistical areas (MSAs) defined by the OMB as of June 30, 1997. An MSA is an integrated economic and social unit with a population nucleus of at least 50,000 inhabitants (according to the 1990 Census of Population or subsequent special census). Each MSA consists of one or more counties meeting standards of metropolitan character. In New England, cities and towns rather than counties are the component geographic units. COMPARABILITY OF THE 1992 AND 1997 CENSUSES The 1997 Economic Census is the first census to present data based on the new North American Industry Classification System (NAICS). Previous census data were presented according to the Standard Industrial Classification (SIC) system developed some 60 years ago. Due to this change, comparability between census years may be limited. Comparative statistics will be included as part of the Core Business Statistics Reports. DISCLOSURE In accordance with Federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. AVAILABILITY OF MORE FREQUENT ECONOMIC DATA The Census Bureau’s County Business Patterns program offers annual statistics on the number of establishments, employment, and payroll classified by industry within each county. 6 FINANCE AND INSURANCE 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Table 1. Summary Statistics for the State: 1997 Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 TEXAS 52 521 5211 52111 521110 522 5221 52211 522110 5221101 5221102 52212 522120 5221201 5221203 52213 522130 5221301 5221309 5222 52221 522210 52222 522220 52229 522291 522292 522293 522294 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 524128 52413 524130 5242 52421 524210 52429 524291 524292 524298 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking National commercial banks (banking) State commercial banks (banking) Savings institutions Savings institutions Savings institutions (federally chartered) Savings institutions (not federally chartered) Credit unions Credit unions Credit unions (federally chartered) Credit unions (not federally chartered) Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit International trade financing Secondary market financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Miscellaneous financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers All other direct insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities See footnotes at end of table. r3 28 074 4 4 4 4 10 809 5 3 3 2 1 388 711 711 393 305 603 603 447 156 1 074 1 074 721 353 r4 N 848 373 848 373 848 373 848 373 41 740 957 24 18 18 12 5 623 197 197 959 159 708 290 290 515 443 13 833 550 60 402 60 402 60 402 60 402 5 569 879 3 2 2 2 626 910 910 057 838 387 387 293 93 328 328 223 105 r1 3 417 022 14 994 14 994 14 994 14 994 1 385 396 916 748 748 538 206 90 90 68 21 77 77 52 24 r419 352 019 1 504 1 504 1 504 1 504 170 357 118 93 93 65 28 11 11 8 2 13 13 9 4 r45 2.3 – – – – .9 .2 .2 .2 .2 .3 .4 .4 .4 .2 – – – – r1.8 5.5 – – – – 9.0 5.9 3.3 3.3 2.0 6.5 14.7 14.7 12.2 23.1 10.2 10.2 12.2 5.1 r15.1 362 579 579 771 917 268 268 674 594 515 515 505 010 120 357 357 119 011 479 479 519 960 284 284 745 539 227 329 329 137 037 381 381 534 847 517 517 198 319 555 775 775 4 222 105 4 222 105 3 260 400 961 705 2 204 313 2 204 313 1 604 365 599 948 r14 317 10 10 614 614 847 370 193 985 193 985 698 287 28 463 28 463 648 577 648 577 152 7 510 7 510 .5 .5 1.3 1.3 r2.2 7.1 7.1 12.4 12.4 r17.4 6 479 570 6 479 570 r8 168 431 168 431 r243 14 075 14 075 r30 693 1 534 930 12 22 r1 195 941 r1 173 815 1 593 678 1 811 610 61 762 2 788 201 r1 918 564 491 762 r2 r1 021 253 466 8 75 r216 98 r245 247 219 899 600 845 684 835 63 107 2 18 r50 23 r50 211 968 827 012 822 582 656 705 9 759 11 585 151 1 634 r7 576 5 051 r6 2.4 3.7 .3 .1 r3.9 7.0 r2.8 20.8 20.8 r.4 r.4 52.4 16.4 84.1 2.5 r8.9 8.2 r2.8 104 367 367 r81 r81 269 879 178 009 178 009 619 557 619 557 472 313 472 313 230 71 222 71 222 580 580 124 14 216 14 216 821 821 575 1 693 1 693 561 561 7.3 7.3 r.6 r.6 r1 r1 r78 r78 r14 r14 r1 r1 656 656 4 251 1 673 230 230 1 350 1 350 32 32 61 61 2 578 1 131 1 131 736 736 449 449 262 224 38 12 837 3 003 1 035 823 212 1 914 1 689 218 7 54 54 9 834 8 828 8 828 1 006 390 449 167 95 428 95 428 2 521 382 1 492 159 398 179 398 179 1 068 445 1 068 445 2 961 2 961 22 574 22 574 1 029 223 175 340 175 340 645 417 645 417 129 935 129 935 78 531 60 308 18 223 5 566 497 3 718 366 1 628 690 1 109 454 519 236 2 059 127 1 903 481 D D 30 549 30 549 1 848 131 1 361 764 1 361 764 486 95 280 110 367 890 157 320 21 087 21 087 667 354 398 002 113 378 113 378 279 796 279 796 571 571 4 257 4 257 269 352 41 790 41 790 182 475 182 475 23 255 23 255 21 832 14 620 7 212 1 323 835 885 395 269 126 071 925 496 429 3 321 3 321 30 977 16 373 3 574 3 574 12 476 12 476 123 123 200 200 14 604 3 967 3 967 6 469 6 469 2 215 2 215 1 953 1 712 241 146 527 90 42 28 14 358 757 614 143 4.3 4.3 5.8 1.9 1.2 1.2 1.8 1.8 9.0 9.0 11.7 11.7 9.8 18.9 18.9 3.5 3.5 10.7 10.7 5.4 5.2 5.9 2.9 .3 .1 .1 .2 .5 .3 D D .1 .1 25.4 29.2 29.2 10.5 12.1 11.3 6.5 8.3 8.3 10.0 9.7 13.7 13.7 8.1 8.1 2.3 2.3 7.9 7.9 10.4 12.9 12.9 8.0 8.0 10.9 10.9 14.8 12.6 21.1 2.2 1.0 .6 .4 1.3 1.7 1.7 D D – – 11.8 10.7 10.7 16.0 8.1 15.7 24.9 8 841 136 4 511 102 1 339 403 1 339 403 3 043 722 3 043 722 69 530 69 530 58 447 58 447 4 330 034 1 558 847 1 558 847 2 127 438 2 127 438 406 830 406 830 236 919 174 811 62 108 N N Q Q Q Q Q Q D Q Q 5 719 668 4 549 972 4 549 972 1 169 242 688 239 696 494 164 038 481 724 442 047 D D 7 422 7 422 438 764 323 281 323 281 115 23 64 28 483 079 048 356 46 987 43 416 h b 614 614 56 169 42 445 42 445 13 2 8 2 724 771 029 924 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 7 Table 1. Summary Statistics for the State: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 TEXAS Con. 52 525 5259 52593 525930 Finance & insurance Con. 173 173 173 173 1 843 350 1 843 350 1 843 350 1 843 350 115 390 115 390 115 390 115 390 25 443 25 443 25 443 25 443 2 654 2 654 2 654 2 654 .1 .1 .1 .1 2.8 2.8 2.8 2.8 Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 1Includes 2Includes revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages. Table 2. Summary Statistics for Metropolitan Areas: 1997 Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 ABILENE, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522298 523 5231 52312 523120 5239 524 5241 52411 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities 220 85 44 27 27 12 12 36 29 12 11 28 14 13 13 14 107 26 11 15 14 81 68 68 13 N N N Q Q D D 26 569 11 890 4 456 D 20 260 D 10 026 10 026 D N N Q Q Q 85 725 80 544 80 544 5 181 55 393 24 325 19 539 15 560 15 560 D D 3 255 2 421 904 D 6 040 D 4 024 4 024 D 25 028 12 749 11 157 1 592 D 12 279 9 775 9 775 2 504 12 015 5 654 4 461 3 666 3 666 D D 808 599 257 D 1 585 D 1 096 1 096 D 4 776 2 283 2 012 271 D 2 493 1 909 1 909 584 1 904 973 739 581 581 c c 141 111 44 b 134 b 59 59 b 797 419 390 29 a 378 259 259 119 3.2 .6 – – – D D 3.5 7.8 – D 5.7 D 4.4 4.4 D 4.4 – – 1.4 D 14.5 13.6 13.6 27.9 2.7 6.3 .3 – – D D 33.4 11.8 2.5 D 1.6 D .5 .5 D .9 .2 – 6.8 D 2.4 2.4 2.4 2.7 AMARILLO, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52222 522220 52229 522291 523 5231 52312 523120 5239 52391 523910 52392 523920 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management See footnotes at end of table. 346 108 56 37 37 15 15 45 11 11 34 16 65 22 16 16 43 20 20 11 11 N N N Q Q D D 62 920 29 412 29 412 33 508 22 128 D 31 569 28 752 28 752 D 13 193 13 193 5 025 5 025 116 826 49 379 34 485 28 898 28 898 D D 12 943 2 311 2 311 10 632 8 118 D 10 863 9 853 9 853 D 3 587 3 587 2 459 2 459 28 493 11 818 8 289 6 925 6 925 D D 3 102 504 504 2 598 2 058 D 3 906 3 652 3 652 D 759 759 677 677 3 948 1 924 1 366 1 148 1 148 c c 460 64 64 396 311 e 176 157 157 c 94 94 49 49 1.6 .1 – – – D D .3 – – .5 .7 D .7 .7 .7 D 31.7 31.7 .2 .2 1.3 5.7 3.7 4.3 4.3 D D 12.4 24.3 24.3 1.9 – D 2.9 3.1 3.1 D 9.7 9.7 5.5 5.5 8 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 AMARILLO, TX MSA 52 524 5241 52411 52412 524126 5242 52421 524210 52429 525 Con. Con. 170 37 11 26 22 133 116 116 17 3 N N Q Q Q 89 851 39 900 39 900 49 951 D 49 220 20 771 16 233 4 538 3 220 28 449 11 406 11 406 17 043 D 11 032 4 148 2 971 1 177 792 6 884 2 597 2 597 4 287 D 1 657 r670 r547 Finance & insurance Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) 1.6 – – – – 22.3 45.6 45.6 3.6 D .1 – – – – 1.8 3.6 3.6 .3 D 123 75 987 456 456 r531 a AUSTIN–SAN MARCOS, TX MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. 1 842 704 320 215 215 41 41 64 64 274 35 35 238 82 70 82 74 110 43 43 64 64 274 115 104 104 159 65 65 53 53 35 35 847 228 82 63 19 143 121 20 619 545 545 74 18 40 16 17 17 17 17 N N N Q Q Q Q 157 444 157 444 964 127 183 018 183 018 D 79 289 178 837 D 54 715 74 884 21 047 21 047 D D 439 391 249 833 233 915 233 915 189 558 63 322 63 322 36 898 36 898 86 820 86 820 N N Q Q Q Q Q Q 372 001 280 083 280 083 91 16 58 16 918 810 802 306 964 534 267 690 158 662 107 339 107 339 23 779 23 779 27 544 27 544 89 281 12 261 12 261 D 12 817 26 501 D 9 683 19 747 7 686 7 686 D D 120 767 80 964 79 156 79 156 39 803 8 206 8 206 19 245 19 245 11 552 11 552 571 872 432 126 82 44 744 873 724 149 227 563 63 494 38 744 26 364 26 364 5 896 5 896 6 484 6 484 20 423 2 554 2 554 D 2 784 5 855 D 2 160 4 327 1 521 1 521 D D 27 744 19 666 19 226 19 226 8 078 1 868 1 868 3 497 3 497 2 527 2 527 134 763 103 29 19 10 720 828 090 738 26 497 8 951 5 532 3 608 3 608 864 864 1 060 1 060 2 870 309 309 g 421 871 f 451 549 174 174 e e 1 811 1 010 963 963 801 167 167 234 234 371 371 15 539 11 3 2 1 365 630 431 199 2.5 .9 – – – – – – – 1.9 3.8 3.8 D 1.7 4.2 D 3.8 4.3 11.5 11.5 D D 11.7 3.5 3.7 3.7 22.5 62.3 62.3 2.6 2.6 2.4 2.4 2.5 1.1 .6 – 2.3 D – D 21.0 25.8 25.8 6.4 7.0 3.9 14.7 .1 .1 .1 .1 7.2 21.1 29.2 4.6 4.6 66.8 66.8 16.3 16.3 11.9 13.3 13.3 D 70.1 4.8 D 21.7 4.8 10.7 10.7 D D 10.2 10.9 10.8 10.8 9.3 2.4 2.4 23.9 23.9 7.9 7.9 1.2 .5 .6 .7 .3 D .4 D 11.1 12.7 12.7 6.1 7.5 6.0 5.3 – – – – D 293 003 D 139 128 93 404 93 404 45 8 29 7 724 263 573 888 D 70 717 D 31 043 20 436 20 436 10 1 6 1 607 911 812 884 i 7 374 e 4 174 2 728 2 728 1 446 237 952 257 196 196 196 196 44 776 44 776 44 776 44 776 4 205 4 205 4 205 4 205 1 562 1 562 1 562 1 562 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 9 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 BEAUMONT–PORT ARTHUR, TX MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522298 5222981 5223 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) 474 184 107 53 53 12 12 42 42 66 56 29 20 19 11 49 27 27 27 22 11 11 240 45 18 17 27 26 195 179 179 16 10 1 N N N Q Q Q Q 82 492 82 492 80 892 D 12 468 D 6 879 6 808 D 38 951 38 951 38 951 D 17 101 17 101 N N Q Q Q Q 59 697 50 522 50 522 9 175 4 846 D 107 528 60 717 48 810 31 839 31 839 3 248 3 248 13 723 13 723 9 460 D 2 533 D 1 499 2 447 D 15 273 15 273 15 273 D 1 032 1 032 29 680 10 413 5 884 D 4 529 D 19 267 14 999 14 999 4 268 2 121 D 23 887 13 466 10 870 7 072 7 072 820 820 2 978 2 978 2 080 D 519 D 362 516 D 3 784 3 784 3 784 D 241 241 6 251 2 549 1 441 D 1 108 D 3 702 2 996 2 996 706 342 D 3 526 2 295 1 884 1 208 1 208 134 134 542 542 336 c 102 b 71 75 c 180 180 180 b 54 54 981 288 198 c 90 b 693 601 601 92 47 a 6.4 1.5 – – – – – – – 6.5 D 34.3 D 10.1 5.8 D – – – D 36.9 36.9 16.9 – – D – D 42.7 48.1 48.1 12.6 3.5 D 5.1 3.6 2.1 – – – – 7.6 7.6 7.9 D 7.5 D 3.7 14.3 D 5.5 5.5 5.5 D .4 .4 9.1 – – D – D 23.0 21.2 21.2 32.7 61.9 D BROWNSVILLE–HARLINGEN–SAN BENITO, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522292 522298 5222981 5223 523 5231 524 5241 52412 524126 5242 52421 524210 52429 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 306 152 59 43 43 12 12 82 80 48 12 20 19 11 20 16 132 20 12 12 112 96 96 16 2 N N N Q Q D D 60 453 D 19 724 D D 13 050 1 532 D D N N Q Q 34 231 31 471 31 471 2 760 D 59 964 38 426 29 068 25 297 25 297 D D 8 876 D 4 550 D D 2 127 482 D D 17 019 6 372 D D 10 647 9 386 9 386 1 261 D 14 891 9 617 7 379 6 449 6 449 D D 2 132 D 1 102 D D 522 106 D D 4 009 1 448 D D 2 561 2 324 2 324 237 D 2 386 1 636 1 186 1 006 1 006 c c 419 e 225 b c 117 31 c b 607 179 a a 428 379 379 49 b 4.6 .7 – – – D D 2.0 D .5 D D 2.4 28.2 D D 16.4 – D D 40.4 41.2 41.2 31.7 D 4.5 3.0 1.6 – – D D 6.2 D 17.0 D D 2.7 38.2 D D 7.8 – D D 19.2 19.9 19.9 12.4 D 10 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 BRYAN–COLLEGE STATION, TX MSA 52 522 5221 52211 522110 5222 52229 522291 523 5231 52312 523120 5239 524 5241 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 148 55 23 10 10 29 25 12 27 10 10 10 17 65 11 54 47 47 1 N N N Q Q D 10 548 4 494 D 12 236 12 236 12 236 D N N 87 716 D D D 69 007 35 197 30 497 D D D 2 698 972 D 4 362 4 362 4 362 D 27 302 2 725 24 577 D D D 15 925 8 861 7 773 D D D 620 222 D 1 042 1 042 1 042 D 5 859 611 5 248 D D D 1 849 1 131 959 e e c 104 39 c 61 61 61 b 616 67 549 e e a 2.6 .9 1.0 D D D – – D – – – D 6.1 – 8.1 D D D 8.9 11.7 12.4 D D D 9.2 – D 1.1 1.1 1.1 D 1.7 – 2.2 D D D CORPUS CHRISTI, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52239 522390 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 536 221 100 67 67 29 29 103 12 12 91 44 16 31 26 18 14 14 65 28 20 20 37 26 26 248 47 20 16 26 23 201 177 177 24 13 11 2 N N N Q Q D D 86 095 42 844 42 844 43 16 10 17 12 251 039 059 153 306 140 245 71 747 58 029 29 393 29 393 D D 12 018 2 388 2 388 9 3 3 3 2 630 566 037 027 255 35 331 18 439 15 014 7 492 7 492 D D 3 037 587 587 2 450 860 859 731 550 388 213 213 D 4 572 3 714 3 714 D 1 891 1 891 10 250 5 228 3 980 2 533 D D 5 022 4 171 4 171 851 361 490 D 4 620 2 858 2 207 1 148 1 148 e e 515 81 81 434 176 105 153 130 136 102 102 e 197 169 169 r54 r54 3.9 1.6 1.0 2.1 2.1 D D .9 .3 .3 1.6 .1 .3 3.8 5.3 42.6 60.6 60.6 D 5.7 3.5 3.5 D 1.1 1.1 7.0 .1 – – D D 41.5 43.7 43.7 30.1 11.0 42.9 D 3.7 5.4 3.0 2.5 2.5 D D 15.3 15.6 15.6 14.9 7.6 32.7 11.4 11.0 – – – D 2.2 2.3 2.3 D 1.6 1.6 2.4 – – – D D 14.2 14.6 14.6 12.5 5.0 17.6 D 5 976 4 166 4 166 D 50 046 39 283 39 283 D 97 128 97 128 N N Q Q Q Q 65 923 55 151 55 151 10 772 4 322 6 450 D 1 700 1 018 1 018 D 19 495 15 846 15 846 D 4 827 4 827 43 413 23 182 17 965 12 061 D D 20 231 16 490 16 490 3 741 1 619 2 122 D c 1 449 609 472 321 c b 840 694 694 146 70 76 a FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 11 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 DALLAS–FORT WORTH, TX CMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. r1 8 086 1 1 1 1 2 811 1 322 933 933 157 157 232 232 082 234 234 r844 r9 N 826 163 826 163 826 163 826 163 N N Q Q Q Q 695 417 695 417 628 805 4 498 793 4 498 793 D 1 020 478 815 751 D 119 760 r1 5 658 879 43 119 43 119 43 119 43 119 2 245 261 1 107 139 948 768 948 768 74 488 74 488 83 883 83 883 r995 1 435 081 10 728 10 728 10 728 10 728 587 044 301 875 263 666 263 666 17 970 17 970 20 239 20 239 r258 127 715 974 974 974 974 57 208 31 121 25 954 25 954 2 067 2 067 3 100 3 100 r23 1.6 – – – – .9 .3 .2 .2 1.0 1.0 – – r1.2 6.1 – – – – 9.9 5.2 1.7 1.7 20.5 20.5 4.4 4.4 r15.4 453 496 952 496 952 112 135 327 135 327 D 35 594 51 645 D 6 773 r27 112 10 301 10 301 j 4 359 4 830 g 1 328 r2 1.4 1.4 D 1.2 1.7 D 10.0 r2.1 27.9 27.9 11.5 11.5 D 71.5 13.3 D 11.2 r1.9 227 318 r288 219 r407 D 132 813 217 912 D 27 123 r142 168 168 r24 r24 878 892 93 380 93 380 D D D D 669 38 350 38 350 D D D D 057 7 288 7 288 D D D D 975 840 840 f f g g 5.3 5.3 D D D D 10.9 8.1 D D 9.2 9.2 D D 14.3 15.9 15.9 13.3 13.3 15.6 15.6 8.1 9.8 2.6 1.6 .8 .8 .7 D 2.7 D D D 11.7 9.5 9.5 18.9 4.8 20.8 24.7 3.5 3.5 3.5 3.5 D D D D 5.8 2.1 D D 2.3 2.3 D D 10.4 18.9 18.9 4.5 4.5 10.9 10.9 12.3 17.3 1.8 – .1 .1 – D – D D D 17.6 20.0 20.0 10.0 13.6 11.1 4.4 – – – – 215 215 1 492 567 86 86 467 467 12 12 925 360 360 317 317 183 183 65 59 3 696 988 356 271 85 613 530 78 19 19 2 708 2 354 2 354 354 108 164 82 86 86 86 86 3 480 681 1 913 270 D D 1 226 509 1 226 509 D D 1 567 411 547 842 547 842 823 522 823 522 153 768 153 768 42 279 30 237 N N Q Q Q Q Q Q Q Q 2 296 747 1 752 113 1 752 113 544 96 323 124 634 998 514 122 1 008 239 620 868 D D 409 482 409 482 D D 387 371 78 767 78 767 242 842 242 842 51 799 51 799 13 963 12 730 2 311 259 1 558 721 426 294 105 596 814 782 260 513 162 316 D D 104 810 104 810 D D 98 197 18 842 18 842 64 595 64 595 10 603 10 603 4 157 3 904 561 987 382 176 103 73 492 848 773 075 11 602 6 835 g g 4 756 4 756 b b 4 767 1 477 1 477 2 137 2 137 830 830 323 296 56 699 36 17 9 8 777 345 314 031 D 779 499 D D D 753 154 537 644 537 644 215 35 122 57 510 064 984 462 D 190 248 D D D 179 495 127 457 127 457 52 8 28 15 038 436 272 330 j 18 258 f c c 19 922 14 204 14 204 5 1 3 1 718 000 384 334 1 215 514 1 215 514 1 215 514 1 215 514 51 001 51 001 51 001 51 001 14 809 14 809 14 809 14 809 1 232 1 232 1 232 1 232 12 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 DALLAS–FORT WORTH, TX CMSA Con. Dallas, TX PMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. 6 005 1 1 1 1 2 074 957 677 677 123 123 157 157 r796 r8 N 826 163 826 163 826 163 826 163 N N Q Q Q Q 469 945 469 945 598 325 4 036 879 4 036 879 D 780 460 756 865 D 64 462 r1 4 743 504 43 119 43 119 43 119 43 119 1 890 464 923 204 797 953 797 953 66 989 66 989 58 262 58 262 r839 1 211 911 10 728 10 728 10 728 10 728 506 127 259 049 228 764 228 764 16 268 16 268 14 017 14 017 r223 103 592 974 974 974 974 46 305 24 815 20 847 20 847 1 835 1 835 2 133 2 133 r18 1.5 – – – – .9 .4 .2 .2 1.1 1.1 – – r1.1 6.1 – – – – 10.3 5.7 1.7 1.7 22.2 22.2 4.0 4.0 r15.7 189 189 r604 533 441 284 441 284 648 123 595 123 595 D 27 206 46 695 D 3 795 r23 979 8 921 8 921 1.3 1.3 D .4 1.6 D 12.2 r2.0 28.6 28.6 r.3 r.3 11.6 11.6 D 84.9 13.2 D 4.3 r1.8 163 243 r187 137 r321 D 94 722 194 663 D 14 951 r127 j 3 407 4 260 g 779 r2 137 137 r21 r21 r1 r1 820 170 85 590 85 590 465 306 465 306 269 274 269 274 727 34 788 34 788 542 542 430 6 431 6 431 503 503 511 747 747 r917 r917 4.7 4.7 r.1 r.1 r59 r59 r10 r10 163 163 1 177 423 75 75 338 338 754 288 288 263 263 152 152 51 45 2 680 742 283 212 71 441 387 52 18 18 1 938 1 668 1 668 270 81 122 67 73 73 73 73 33 397 33 397 860 279 549 764 D D 340 159 340 159 310 515 67 183 67 183 189 158 189 158 42 517 42 517 11 657 10 424 1 902 461 1 321 591 360 231 194 485 310 175 6 496 6 496 216 654 143 347 D D 86 328 86 328 73 307 16 061 16 061 44 689 44 689 8 988 8 988 3 569 3 316 464 332 322 142 84 58 478 960 346 614 847 847 9 788 5 766 g g 3 748 3 748 4 022 1 204 1 204 1 843 1 843 740 740 235 208 45 431 30 13 7 6 394 964 771 193 2.5 2.5 6.1 2.1 D D 2.6 2.6 11.2 21.8 21.8 4.6 4.6 12.3 12.3 13.4 19.9 1.4 – .1 .1 – – – D – – 17.4 21.1 21.1 7.3 11.9 7.5 4.4 – – – – 10.6 10.6 11.0 8.9 D D 11.1 11.1 13.6 16.9 16.9 11.7 11.7 15.4 15.4 6.7 8.1 2.1 1.3 .9 .9 .9 1.8 1.8 D – – 11.9 11.0 11.0 14.4 3.0 12.6 24.5 3.5 3.5 3.5 3.5 2 987 418 1 674 535 D D 996 639 996 639 1 312 883 432 213 432 213 722 866 722 866 120 775 120 775 37 029 24 987 N N Q Q Q Q Q Q Q Q 1 574 051 1 154 981 1 154 981 419 70 231 117 070 439 032 599 721 578 681 611 D 8 131 8 131 581 267 399 169 399 169 182 28 98 54 098 506 734 858 177 541 166 252 D 1 977 1 977 141 854 96 653 96 653 45 7 23 14 201 045 504 652 16 270 15 482 f 160 160 15 037 10 217 10 217 4 820 817 2 733 1 270 1 094 1 094 1 094 1 094 1 186 547 1 186 547 1 186 547 1 186 547 47 181 47 181 47 181 47 181 14 070 14 070 14 070 14 070 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 13 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 DALLAS–FORT WORTH, TX CMSA Con. Fort Worth–Arlington, TX PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. 2 081 737 365 256 256 34 34 75 75 286 45 45 240 64 75 101 82 86 31 31 52 52 315 144 11 11 129 129 171 72 72 54 54 31 31 14 14 1 016 246 73 59 14 172 143 26 770 686 686 84 27 42 15 13 13 13 13 N N N Q Q Q Q 225 472 225 472 1 030 480 461 914 461 914 D 240 018 58 886 D 55 298 58 722 7 790 7 790 D D 493 263 238 735 D D 229 870 229 870 254 528 115 629 115 629 100 656 100 656 32 993 32 993 5 250 5 250 N N Q Q Q Q Q Q 722 696 597 132 597 132 125 26 92 6 564 559 482 523 915 375 354 797 183 935 150 815 150 815 7 499 7 499 25 621 25 621 155 920 55 668 55 668 D 38 091 23 249 D 12 172 14 942 3 562 3 562 D D 147 960 71 104 D D 69 323 69 323 76 856 11 584 11 584 53 684 53 684 9 282 9 282 2 306 2 306 408 798 236 130 66 63 911 111 504 607 223 170 80 917 42 826 34 902 34 902 1 702 1 702 6 222 6 222 34 464 11 732 11 732 D 8 388 4 950 D 2 978 3 627 857 857 D D 43 859 18 969 D D 18 482 18 482 24 890 2 781 2 781 19 906 19 906 1 615 1 615 588 588 97 655 60 33 19 14 014 888 427 461 24 123 10 903 6 306 5 107 5 107 232 232 967 967 4 133 1 380 1 380 g 952 570 f 549 464 93 93 e e 1 814 1 069 b b 1 008 1 008 745 273 273 294 294 90 90 88 88 11 268 6 3 1 1 383 381 543 838 2.8 1.2 .1 .1 .1 – – – – 2.3 1.8 1.8 D 3.7 3.3 D 7.4 5.2 20.4 20.4 D D 4.0 1.8 D D 1.2 1.2 6.2 7.9 7.9 4.2 4.2 6.1 6.1 4.7 4.7 3.6 – – .1 – D – – 18.1 17.9 17.9 19.0 18.3 20.2 4.6 .9 .9 .9 .9 6.1 7.1 1.8 1.1 1.1 – – 5.2 5.2 13.3 10.4 10.4 D 28.0 14.7 D 19.3 2.8 12.2 12.2 D D 10.3 2.1 D D 1.3 1.3 18.0 12.1 12.1 25.2 25.2 16.3 16.3 17.8 17.8 5.0 3.5 – – – D 9.3 .6 11.4 6.6 6.6 33.9 9.5 41.3 28.5 3.3 3.3 3.3 3.3 D 97 888 8 056 171 887 138 475 138 475 33 6 24 2 412 558 250 604 D 23 996 1 925 37 641 30 804 30 804 6 837 1 391 4 768 678 739 739 739 739 h 2 776 210 4 885 3 987 3 987 898 183 651 64 138 138 138 138 28 967 28 967 28 967 28 967 3 820 3 820 3 820 3 820 14 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 EL PASO, TX MSA 52 521 5211 52111 521110 522 5221 52211 522110 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52239 522390 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) 668 1 1 1 1 304 110 74 74 34 34 155 10 10 145 84 32 27 25 39 29 29 48 20 18 18 28 15 15 309 92 23 22 68 59 217 191 191 26 13 11 6 N 3 848 3 848 3 848 3 848 N N Q Q D D 141 608 48 242 48 242 93 366 45 372 23 171 D 23 654 10 979 6 619 6 619 D D 35 782 35 782 D 4 597 4 597 N N Q Q Q Q 76 368 64 994 64 994 11 374 5 538 D D 180 043 2 632 2 632 2 632 2 632 87 591 63 166 45 518 45 518 D D 20 873 2 179 2 179 18 694 8 712 6 532 D 3 181 3 552 2 420 2 420 D D 11 973 11 973 D 1 448 1 448 47 906 22 922 10 259 D D 9 962 24 984 19 409 19 409 5 575 2 953 D D 38 916 647 647 647 647 20 930 15 373 11 211 11 211 D D 4 694 501 501 4 193 2 055 1 367 D 710 863 578 578 D D 3 119 3 119 D 354 354 11 547 5 565 2 531 D D 2 313 5 982 4 821 4 821 1 161 627 D D 5 809 86 86 86 86 3 562 2 492 1 703 1 703 f f 844 80 80 764 430 181 c 145 226 167 167 e c 170 170 b 52 52 1 671 681 347 e e 240 990 806 806 184 83 b c 3.7 – – – – 1.2 – – – D D 3.9 – – 5.9 9.7 .3 D 4.3 5.7 9.4 9.4 D D – – D 44.3 44.3 8.2 – – D D – 32.7 36.2 36.2 12.6 15.5 D D 3.8 – – – – 4.1 .2 – – D D 13.8 15.6 15.6 12.9 12.4 21.5 D 3.1 10.0 7.3 7.3 D D 1.2 1.2 D 5.3 5.3 3.9 1.6 2.4 D D .1 10.9 9.4 9.4 19.5 – D D HOUSTON–GALVESTON–BRAZORIA, TX CMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 6 210 1 1 1 1 2 237 1 174 805 805 160 160 209 209 794 141 141 650 129 246 265 219 269 92 92 26 26 151 151 N 11 217 11 217 11 217 11 217 N N Q Q Q Q D D 2 280 356 D D D 90 695 D D D 198 905 D D 102 338 102 338 D D 3 555 888 9 345 9 345 9 345 9 345 1 281 149 911 255 749 277 749 277 D D D D 326 737 D D D 17 529 D D D 43 157 D D 12 130 12 130 D D 918 180 2 277 2 277 2 277 2 277 315 529 233 563 196 217 196 217 D D D D 72 442 D D D 3 941 D D D 9 524 D D 2 677 2 677 D D 80 212 267 267 267 267 37 652 28 358 23 702 23 702 g g g g 7 977 g g i 591 h g g 1 317 e e 342 342 f f 2.5 – – – – 1.2 .1 .1 .1 D D D D 3.9 D D D 7.4 D D D 5.3 D D .7 .7 D D 4.8 – – – – 6.2 2.3 1.8 1.8 D D D D 17.4 D D D 9.4 D D D 8.3 D D 7.3 7.3 D D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 15 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 HOUSTON–GALVESTON–BRAZORIA, TX CMSA Con. 52 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 1 068 388 78 78 282 282 21 21 680 270 270 202 202 138 138 70 55 15 2 868 750 244 198 46 489 422 67 17 17 2 118 1 896 1 896 222 78 107 37 36 36 36 36 D D D D 1 027 886 1 027 886 D D D 581 542 581 542 D D D D D D 45 505 N N Q Q Q Q Q Q Q Q 1 334 778 1 077 470 1 077 470 257 308 D D D D D D D D D D D 365 838 365 838 D D D 45 713 45 713 D D D D D D 15 844 1 225 711 757 396 D D 84 651 D D D 18 225 18 225 468 315 353 091 353 091 115 224 D D D D D D D D D D D 100 260 100 260 D D D 10 680 10 680 D D D D D D 6 693 307 597 192 515 D D 20 980 D D D 4 472 4 472 115 082 87 445 87 445 27 637 D D D D D D D j i g g 3 748 3 748 b b i 938 938 h h f f f e 183 31 339 18 301 j i 2 156 i h g 369 369 13 038 9 955 9 955 3 083 f g f f f f f D D D D .7 .7 D D D 12.0 12.0 D D D D D D 4.6 3.3 .5 D D – D D D – – 25.1 28.6 28.6 10.1 D D D D D D D D D D D 8.4 8.4 D D D 10.5 10.5 D D D D D D 26.5 2.3 .9 D D 3.4 D D D – – 13.3 11.7 11.7 20.1 D D D D D D D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Miscellaneous financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) Brazoria, TX PMSA 52 522 5221 52211 522110 52213 522130 5222 52229 523 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages See footnotes at end of table. 182 76 53 40 40 10 10 20 18 15 91 22 19 12 69 65 65 N N N Q Q D D D D 7 149 N N Q Q 18 357 17 835 17 835 32 145 20 705 19 149 14 314 14 314 D D D D 2 749 8 691 3 966 D D 4 725 4 473 4 473 7 648 4 988 4 661 3 499 3 499 D D D D 667 1 993 788 D D 1 205 1 140 1 140 1 221 877 806 603 603 c c b b 41 303 68 b a 235 225 225 7.2 – – – – D D D D 2.8 35.4 .4 D D 72.1 73.1 73.1 4.1 3.7 2.6 – – D D D D 9.4 4.6 .1 D D 9.3 8.7 8.7 16 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 HOUSTON–GALVESTON–BRAZORIA, TX CMSA Con. Galveston–Texas City, TX PMSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522298 5222981 523 5231 52312 523120 5239 524 5241 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 236 100 64 36 36 19 19 32 25 11 11 11 25 12 11 11 13 108 21 16 15 87 79 79 3 N N N Q Q D D D D 3 728 D D D D 7 916 7 916 D N N Q Q 41 775 39 013 39 013 D 116 323 35 301 29 857 22 895 22 895 D D D D 731 D D D D 3 052 3 052 D 75 039 60 023 D D 15 016 14 121 14 121 D 27 112 8 018 6 702 5 095 5 095 D D D D 180 D D D D 731 731 D 17 684 14 289 D D 3 395 3 265 3 265 D r1 3 630 1 270 1 055 780 780 c c c b 37 b b b b 39 39 b 2 256 838 c c 418 391 391 a 1.7 – – – – D D D D – D D D D – – D 2.4 .1 D D 39.8 37.0 37.0 D 6.6 1.7 1.1 – – D D D D – D D D D .9 .9 D 7.7 7.9 D D 4.9 3.9 3.9 D Houston, TX PMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Miscellaneous financial investment activities See footnotes at end of table. 5 792 1 1 1 1 2 061 1 057 729 729 148 148 180 180 742 132 132 607 110 240 247 201 262 90 90 26 26 146 146 1 028 368 77 77 263 263 21 21 660 263 263 196 196 134 134 67 52 15 N 11 217 11 217 11 217 11 217 N N Q Q Q Q 324 835 324 835 2 185 292 954 904 954 904 D 84 732 562 958 D 105 516 198 157 41 838 41 838 102 338 102 338 53 981 53 981 3 573 407 1 722 646 D D 1 013 745 1 013 745 D D 1 850 761 580 631 580 631 1 057 220 1 057 220 125 971 125 971 86 939 41 434 45 505 3 407 420 9 345 9 345 9 345 9 345 1 225 143 862 249 712 068 712 068 101 412 101 412 48 769 48 769 320 080 74 030 74 030 D 16 332 157 487 D 21 494 42 814 16 355 16 355 12 130 12 130 14 329 14 329 1 003 165 556 176 D D 360 283 360 283 D D 446 989 45 526 45 526 315 880 315 880 52 429 52 429 33 154 17 310 15 844 883 420 2 277 2 277 2 277 2 277 302 523 222 200 187 623 187 623 23 341 23 341 11 236 11 236 70 874 15 056 15 056 D 3 638 35 470 D 5 172 9 449 3 585 3 585 2 677 2 677 3 187 3 187 285 140 155 787 D D 98 920 98 920 D D 129 353 10 636 10 636 100 368 100 368 7 435 7 435 10 914 4 221 6 693 75 361 267 267 267 267 35 505 26 497 22 319 22 319 2 212 2 212 1 966 1 966 7 706 1 496 1 496 i 533 3 741 g 1 117 1 302 401 401 342 342 559 559 10 118 5 061 g g 3 678 3 678 b b 5 057 929 929 2 937 2 937 655 655 536 353 183 2.5 – – – – 1.2 .1 .2 .2 – – – – 4.1 1.3 1.3 D 8.0 6.7 D 8.2 5.3 13.6 13.6 .7 .7 7.5 7.5 3.7 .9 D D .7 .7 D D 6.4 12.0 12.0 2.7 2.7 13.8 13.8 3.6 2.4 4.6 4.7 – – – – 6.3 2.3 1.9 1.9 1.6 1.6 10.3 10.3 17.9 17.0 17.0 D 9.5 24.4 D 1.9 8.4 10.0 10.0 7.3 7.3 9.1 9.1 9.6 13.2 D D 8.5 8.5 D D 6.3 10.4 10.4 2.3 2.3 8.9 8.9 22.8 18.7 26.5 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 17 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 HOUSTON–GALVESTON–BRAZORIA, TX CMSA Con. Houston, TX PMSA 52 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Con. Con. 2 669 707 236 190 46 454 395 59 17 17 1 962 1 752 1 752 210 73 102 35 33 33 33 33 N N Q Q Q Q Q Q Q Q 1 274 646 1 020 622 1 020 622 254 61 155 37 024 380 596 048 1 141 981 693 395 311 84 407 884 233 651 287 920 177 102 81 20 438 241 261 980 28 780 16 10 8 2 395 266 110 156 3.2 .5 – – – 2.1 2.4 – – – 23.9 27.5 27.5 9.3 4.4 11.7 7.6 .3 .3 .3 .3 1.9 .4 .4 – 3.4 .5 .5 .6 – – 13.7 12.1 12.1 20.1 9.9 15.0 58.7 1.9 1.9 1.9 1.9 Finance & insurance Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 279 298 213 693 65 605 18 225 18 225 448 574 334 497 334 497 114 23 72 17 077 821 948 308 70 725 53 888 16 837 4 472 4 472 110 482 83 040 83 040 27 5 17 4 442 859 371 212 5 760 4 343 1 417 369 369 12 385 9 339 9 339 3 046 584 1 890 572 691 691 691 691 427 872 427 872 427 872 427 872 27 786 27 786 27 786 27 786 5 560 5 560 5 560 5 560 KILLEEN–TEMPLE, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522292 522298 5222981 5223 52239 522390 523 5231 52312 523120 5239 524 5241 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 297 141 52 35 35 12 12 76 73 31 14 25 23 13 10 10 24 12 11 11 12 131 27 19 19 104 101 101 1 N N N Q Q D D 236 829 D 11 960 9 297 D 10 826 6 650 2 775 2 775 D D 8 345 8 345 D N N Q Q 35 139 D D D 71 883 47 542 25 732 21 393 21 393 D D 20 333 D 2 475 2 038 D 2 143 1 477 842 842 D D 3 060 3 060 D 19 646 7 339 D D 12 307 D D D 17 288 11 924 6 448 5 347 5 347 D D 5 132 D 616 485 D 490 344 196 196 D D 861 861 D 4 144 1 709 D D 2 435 D D D 3 323 2 288 1 296 1 090 1 090 c c 929 f 111 61 c 126 63 43 43 b b 54 54 b 944 573 e e 371 e e a 3.5 1.0 1.3 1.6 1.6 D D .5 D 8.3 – D 1.3 13.4 1.4 1.4 D D .3 .3 D 11.5 .2 D D 39.5 D D D 4.3 2.9 .7 – – D D 4.1 D 15.6 68.1 D 14.9 4.7 11.3 11.3 D D 2.0 2.0 D 3.1 .1 D D 10.7 D D D LAREDO, TX MSA 52 522 5221 52211 522110 5222 52229 522291 522298 5222981 523 5231 5239 52391 523910 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation See footnotes at end of table. 160 83 26 22 22 53 52 33 12 12 21 10 11 10 10 N N N Q Q 20 473 D 8 857 8 526 8 526 5 986 3 506 2 480 D D 51 528 43 252 D 37 389 37 389 4 349 D 1 970 1 413 1 413 1 864 1 452 412 D D 11 957 10 028 D 8 639 8 639 1 035 D 504 356 356 400 310 90 D D 1 858 1 526 g 1 221 1 221 219 c 116 70 70 71 49 22 b b 1.5 .2 D – – .9 D – – – 17.6 25.6 6.4 D D 4.0 3.1 D – – 8.5 D 7.9 11.1 11.1 41.2 34.7 50.4 D D 18 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 LAREDO, TX MSA 52 524 5241 5242 52421 524210 Con. Con. 56 12 44 37 37 N N 11 845 10 980 10 980 6 412 3 414 2 998 2 649 2 649 1 529 770 759 642 642 261 90 171 153 153 9.1 – 36.5 38.3 38.3 6.5 – 25.9 24.3 24.3 Finance & insurance Insurance carriers Insurance carriers & related activities Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages LONGVIEW–MARSHALL, TX MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522298 5222981 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 316 135 73 43 43 11 11 19 19 57 49 32 13 12 49 19 18 18 30 16 16 131 31 14 13 17 17 100 92 92 1 N N N Q Q Q Q 15 732 15 732 21 121 17 383 9 279 D 6 027 D D 15 979 15 979 D 3 816 3 816 N N Q Q Q Q 43 192 36 087 36 087 D 71 626 43 376 38 508 33 311 33 311 2 330 2 330 2 867 2 867 4 764 4 249 1 967 D 1 829 D D 7 052 7 052 D 587 587 19 276 7 358 D D D D 11 918 10 555 10 555 D 16 107 9 426 8 423 7 186 7 186 527 527 710 710 976 857 453 D 305 D D 1 670 1 670 D 116 116 4 591 1 474 D D D D 3 117 2 743 2 743 D 2 573 1 611 1 390 1 155 1 155 87 87 148 148 211 183 92 b 71 c c 106 106 b 40 40 769 181 c c a a 588 489 489 a 9.4 – – – – – – – – – – – D – D D .5 .5 D 59.4 59.4 28.7 – D D D D 74.6 74.8 74.8 D 3.6 2.9 2.2 1.6 1.6 – – 11.3 11.3 9.4 10.9 4.5 D 24.4 D D 7.5 7.5 D 22.9 22.9 1.7 – D D D D 4.4 4.7 4.7 D LUBBOCK, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522298 5222981 5223 52239 522390 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds See footnotes at end of table. 463 134 67 52 52 15 15 51 44 19 16 13 16 14 14 59 25 18 18 34 14 14 269 43 18 14 24 23 226 201 201 25 10 15 N N N Q Q 19 274 19 274 81 36 10 20 857 783 036 789 D 110 191 55 629 47 114 44 646 44 646 2 468 2 468 7 5 1 1 268 204 980 871 D 25 762 12 942 10 890 10 330 10 330 560 560 1 762 1 271 458 456 D 290 D D D 2 682 2 568 2 568 D 136 136 9 044 3 820 2 797 1 665 D D 5 224 3 767 3 767 1 457 284 1 173 3 568 2 023 1 663 1 558 1 558 105 105 291 227 87 81 b 69 b b c 164 152 152 b 29 29 1 294 406 317 210 b b 888 593 593 295 52 243 5.1 .4 – – – – – .3 .7 – 1.2 D 31.3 D D D 1.1 1.1 1.1 D 11.1 11.1 10.7 1.8 – – D D 39.0 50.8 50.8 6.2 6.2 6.2 12.2 18.8 20.5 21.2 21.2 9.4 9.4 14.0 4.7 – 2.8 D 1.9 D D D 8.7 8.9 8.9 D 50.1 50.1 3.9 .2 – – D D 15.7 12.9 12.9 23.3 2.5 28.2 4 200 D D D 27 717 25 715 25 715 D 3 648 3 648 N N Q Q Q Q 72 669 53 422 53 422 19 247 3 640 15 607 1 247 D D D 10 540 9 803 9 803 D 649 649 39 296 15 776 11 520 6 964 D D 23 520 15 906 15 906 7 614 1 228 6 386 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 19 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 LUBBOCK, TX MSA Con. 52 525 Finance & insurance Con. 1 D D D a D D Funds, trusts, & other financial vehicles (part) MCALLEN–EDINBURG–MISSION, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522292 522298 5222981 5223 523 5231 52312 523120 5239 524 5241 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 430 207 81 62 62 15 15 112 109 75 14 20 18 14 35 21 14 14 14 187 34 26 26 153 144 144 1 N N N Q Q 22 187 22 187 62 468 D 25 047 7 828 D 17 828 4 605 D 18 959 18 097 18 097 D N N Q Q 55 243 50 832 50 832 D 95 777 66 156 54 224 48 868 48 868 4 414 4 414 10 113 D 5 147 1 756 D 2 551 1 819 D 6 746 6 496 6 496 D 21 552 8 381 D D 13 171 11 702 11 702 D 22 492 15 377 12 676 11 483 11 483 945 945 2 384 D 1 238 378 D 626 317 D 1 788 1 719 1 719 D 5 016 1 959 D D 3 057 2 705 2 705 D 3 595 2 612 2 007 1 758 1 758 203 203 521 f 294 85 c 126 84 c 83 57 57 b 837 240 b b 597 547 547 b 4.2 .7 – – – – – 3.9 D 5.2 8.5 D 2.5 9.0 D 1.9 .1 .1 D 16.7 – D D 35.9 37.9 37.9 D 4.2 3.2 1.3 – – 17.4 17.4 13.8 D 24.5 5.4 D – – D 3.4 1.5 1.5 D 8.3 – D D 17.9 19.1 19.1 D ODESSA–MIDLAND, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522292 522298 5222981 5223 52239 522390 523 5231 52312 523120 5239 52391 523910 52392 523920 52399 524 5241 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management All other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 410 156 72 38 38 26 26 64 58 25 12 21 18 20 17 17 105 31 26 26 74 48 48 10 10 10 148 26 17 17 122 113 113 1 78 22 9 3 8 6 N N N Q Q D D 323 087 684 544 859 756 7 5 1 1 2 1 81 440 39 905 31 127 23 274 23 274 D D 666 500 797 427 276 498 18 772 9 235 7 240 5 458 5 458 D D 1 722 1 209 424 332 453 391 273 128 128 D 2 294 2 101 2 101 D 1 887 1 887 536 536 D 4 578 1 466 672 672 3 112 2 472 2 472 D 2 576 1 438 1 084 773 773 c c 281 219 76 46 97 88 73 50 50 e 169 123 123 e 200 200 38 38 a 682 177 55 55 505 415 415 b 9.8 .4 – – – D D 1.4 5.1 2.6 – 9.9 5.5 – – – D 3.3 3.8 3.8 D 38.6 38.6 9.1 9.1 D 20.0 – – – 55.4 62.5 62.5 D 4.9 5.7 1.1 – – D D 16.4 17.5 8.9 1.0 33.6 22.3 34.4 36.7 36.7 D 4.5 3.0 3.0 D 6.3 6.3 5.9 5.9 D 2.4 – – – 6.7 7.7 7.7 D 2 642 1 438 1 438 D 31 583 25 115 25 115 D 52 273 52 273 5 258 5 258 D N N Q Q 45 207 39 420 39 420 D 1 112 546 546 D 9 689 8 762 8 762 D 8 107 8 107 2 330 2 330 D 20 306 6 527 2 796 2 796 13 779 11 094 11 094 D 20 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 SAN ANGELO, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 523 5231 52312 523120 5239 52391 523910 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 170 70 29 16 16 11 11 35 31 17 26 11 10 10 15 10 10 74 12 62 57 57 N N N Q Q D D D D 7 130 9 411 D 4 481 4 481 D 1 587 1 587 N N 16 757 15 514 15 514 27 377 17 832 13 353 8 974 8 974 D D D D 1 911 4 001 D 2 141 2 141 D 415 415 5 544 1 628 3 916 3 535 3 535 6 309 3 988 2 974 1 991 1 991 D D D D 457 886 D 506 506 D 83 83 1 435 389 1 046 958 958 992 673 471 285 285 c c c c 95 70 b 40 40 b 13 13 249 45 204 188 188 6.2 – – – – D D D D – 2.8 D 1.7 1.7 D 11.6 11.6 26.1 – 49.5 53.0 53.0 5.4 3.4 – – – D D D D 24.6 17.7 D – – D 35.0 35.0 7.7 .6 14.1 11.3 11.3 SAN ANTONIO, TX MSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities See footnotes at end of table. 2 084 1 1 1 1 801 328 206 206 29 29 93 93 396 75 75 320 147 87 85 80 77 17 17 53 53 267 95 15 15 76 76 172 77 77 43 43 28 28 24 22 N 7 145 7 145 7 145 7 145 N N Q Q Q Q 330 476 330 476 585 701 333 107 333 107 D 59 881 115 207 D 38 528 27 395 8 147 8 147 16 158 16 158 483 281 174 869 10 503 10 503 163 095 163 095 308 412 57 655 57 655 147 536 147 536 D D D 78 776 1 418 066 5 306 5 306 5 306 5 306 462 554 361 158 209 246 209 246 98 872 98 872 53 040 53 040 91 937 36 141 36 141 D 13 618 30 970 D 8 494 9 459 4 202 4 202 4 485 4 485 146 327 63 864 2 896 2 896 60 506 60 506 82 463 7 419 7 419 43 138 43 138 D D D 23 108 312 876 1 342 1 342 1 342 1 342 109 405 85 114 51 350 51 350 21 176 21 176 12 588 12 588 22 181 8 914 8 914 D 3 326 7 206 D 1 999 2 110 841 841 1 087 1 087 33 301 16 245 841 841 15 312 15 312 17 056 1 692 1 692 8 891 8 891 D D D 4 679 37 753 177 177 177 177 15 897 12 389 6 990 6 990 3 105 3 105 2 294 2 294 3 186 1 013 1 013 g 652 1 004 e 456 322 117 117 171 171 2 724 885 54 54 821 821 1 839 201 201 690 690 c c f 744 1.4 – – – – .5 – – – – – – – 1.7 .2 .2 D 2.3 4.0 D 2.9 6.3 12.5 12.5 3.1 3.1 6.3 3.4 1.6 1.6 3.3 3.3 7.9 31.9 31.9 1.2 1.2 D D D .6 3.1 – – – – 8.3 8.1 6.8 6.8 .6 .6 20.8 20.8 9.3 6.0 6.0 D 8.9 11.5 D 3.7 3.2 4.7 4.7 .9 .9 9.1 5.1 15.2 15.2 4.5 4.5 11.5 40.8 40.8 5.4 5.4 D D D 3.9 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 21 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 SAN ANTONIO, TX MSA Con. 52 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 1 004 262 91 68 23 167 144 23 742 666 666 76 29 31 16 11 11 11 11 N N Q Q Q Q Q Q 366 330 327 412 327 412 38 14 16 8 918 171 565 182 801 228 686 153 102 51 155 648 593 055 167 977 141 34 22 12 039 539 332 207 18 798 15 4 2 1 027 061 573 488 1.4 – – .1 – – – – 27.5 28.2 28.2 21.3 15.4 30.2 13.6 .2 .2 .2 .2 .9 .2 .2 – .7 .1 – 2.0 15.1 15.5 15.5 11.8 14.3 8.6 13.7 – – – – Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 529 962 514 183 15 779 115 073 92 588 92 588 22 7 7 7 485 488 152 845 105 931 102 598 3 333 26 938 21 888 21 888 5 1 1 1 050 955 463 632 851 851 851 851 10 934 10 584 350 3 771 3 100 3 100 671 237 234 200 157 157 157 157 52 147 52 147 52 147 52 147 2 651 2 651 2 651 2 651 SHERMAN–DENISON, TX MSA 52 522 5221 52211 522110 5222 52229 522291 523 5231 52312 523120 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 148 65 36 27 27 28 26 14 21 12 12 12 62 13 49 48 48 N N N Q Q D D 4 339 12 028 7 000 7 000 7 000 N N 12 079 D D 43 999 14 924 12 564 11 809 11 809 D D 862 5 035 3 989 3 989 3 989 24 040 21 553 2 487 D D 10 949 3 789 3 251 3 067 3 067 D D 214 1 720 1 414 1 414 1 414 5 440 4 894 546 D D 1 595 620 529 488 488 b b 40 64 42 42 42 911 793 118 c c 3.0 .2 – – – D D – 3.5 1.6 1.6 1.6 4.0 .6 70.5 D D 12.0 44.5 50.0 52.4 52.4 D D – 8.3 1.0 1.0 1.0 .7 .1 13.7 D D TEXARKANA, TX–TEXARKANA, AR MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 523 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages See footnotes at end of table. 157 69 45 28 28 15 15 23 22 14 12 76 17 59 53 53 N N N Q Q D D D D 5 955 6 037 N N 20 655 D D 41 006 24 120 22 627 17 123 17 123 D D D D 1 131 2 523 14 363 6 072 8 291 D D 9 289 5 355 4 982 3 748 3 748 D D D D 290 634 3 300 1 421 1 879 D D 1 346 902 816 617 617 c c b b 58 32 412 151 261 c c 3.1 – – – – D D D D – – 9.1 – 35.5 D D 7.6 10.5 10.7 8.8 8.8 D D D D 1.7 19.9 1.1 – 4.4 D D 22 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 TYLER, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 523 5231 52312 523120 5239 52391 523910 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities 336 120 65 44 44 14 14 48 44 28 55 21 17 17 34 21 21 161 42 19 14 23 22 119 101 101 18 N N N Q Q D D 56 585 D 11 065 53 891 35 854 29 175 29 175 18 037 14 985 14 985 N N Q Q Q Q 56 108 32 057 32 057 24 051 95 071 34 595 28 707 25 095 25 095 D D 5 724 D 2 438 14 970 12 747 11 819 11 819 2 223 1 300 1 300 45 506 20 033 9 395 5 295 10 638 D 25 473 12 721 12 721 12 752 22 456 7 941 6 588 5 808 5 808 D D 1 310 D 607 3 550 3 113 2 945 2 945 437 284 284 10 965 4 776 2 117 1 298 2 659 D 6 189 2 672 2 672 3 517 3 039 1 270 1 025 889 889 b b 234 c 121 252 178 136 136 74 44 44 1 517 644 313 179 331 e 873 420 420 453 5.0 .2 – – – D D .4 D 1.9 13.6 6.9 – – 26.8 27.1 27.1 7.3 – – – – D 32.6 49.6 49.6 10.0 9.0 7.9 1.3 – – D D 26.2 D 14.6 1.4 .2 .3 .3 3.7 1.5 1.5 11.5 10.7 20.1 – – D 14.5 7.7 7.7 23.6 VICTORIA, TX MSA 52 522 5221 52211 522110 5222 52229 522291 523 5231 52312 523120 524 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 116 50 23 11 11 25 24 18 19 12 10 10 47 41 37 37 N N N Q Q D D 6 751 7 222 D 3 374 3 374 N D 14 802 14 802 34 201 25 956 23 786 20 417 20 417 D D 1 398 1 724 D 983 983 6 521 D 5 461 5 461 8 271 6 393 5 885 5 136 5 136 D D 337 453 D 274 274 1 425 D 1 164 1 164 1 332 1 037 936 812 812 b b 66 50 b 24 24 245 c 201 201 4.4 – – – – D D – 24.9 D 15.7 15.7 26.2 D 41.6 41.6 1.6 1.4 – – – D D 25.5 8.3 D 7.0 7.0 1.4 D 1.1 1.1 WACO, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 522298 5222981 5223 523 5231 52312 523120 5239 52391 523910 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation See footnotes at end of table. 321 134 59 33 33 22 22 64 58 33 16 15 11 32 14 14 14 18 10 10 65 46 15 9 N N N Q Q D D 067 093 713 120 D 11 10 2 1 122 022 48 419 29 359 23 509 23 509 D D 789 052 318 763 D 29 997 12 202 7 564 6 144 6 144 D D 2 777 2 347 550 427 D 1 861 2 533 1 572 1 572 1 572 961 224 224 4 266 1 788 1 166 895 895 c c 420 383 101 92 b 202 219 92 92 92 127 65 65 2.1 1.3 – – – D D 4.6 6.5 18.9 – D 2.4 .1 – – – .2 – – 3.3 11.1 4.5 5.4 5.4 D D 29.1 22.1 11.0 – D 7.8 .2 – – – .3 – – 12 218 35 941 16 049 16 049 16 049 19 892 15 037 15 037 7 271 10 242 6 258 6 258 6 258 3 984 869 869 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 23 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 WACO, TX MSA 52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 Con. Con. 155 39 18 16 20 20 116 103 103 13 10 N N Q Q Q Q 124 792 117 350 117 350 7 442 6 885 63 361 46 329 D 23 303 D D 17 032 14 666 14 666 2 366 2 086 15 262 10 886 D 5 637 D D 4 376 3 764 3 764 612 561 2 259 1 304 f 691 f f 955 854 854 101 88 2.5 – D – D D 13.9 13.3 13.3 22.8 20.0 .6 – D – D D 3.3 2.7 2.7 12.0 12.9 Finance & insurance Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting WICHITA FALLS, TX MSA 52 522 5221 52211 522110 52213 522130 5222 52229 522291 523 5231 52312 523120 5239 52391 523910 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 226 91 47 26 26 13 13 36 31 19 35 12 11 11 23 10 10 100 18 11 11 82 73 73 N N N Q Q D D 28 104 20 348 9 396 25 013 D 13 485 13 485 D 6 757 6 757 N N Q Q 23 691 22 443 22 443 43 727 25 695 20 929 16 028 16 028 D D 4 566 4 083 1 978 7 823 D 4 752 4 752 D 1 072 1 072 10 209 3 873 D D 6 336 5 852 5 852 10 352 6 208 5 100 3 928 3 928 D D 1 047 928 440 1 770 D 1 193 1 193 D 272 272 2 374 942 D D 1 432 1 333 1 333 1 549 1 000 775 568 568 c c 207 191 119 143 b 68 68 b 44 44 406 141 b b 265 248 248 5.7 .4 – – – D D 1.6 2.2 – 8.6 D – – D 13.5 13.5 15.8 – D D 44.7 45.7 45.7 7.3 6.2 1.0 – – D D 27.1 4.6 10.0 26.3 D 1.7 1.7 D 67.0 67.0 2.6 – D D 7.3 6.1 6.1 AREA OUTSIDE TEXAS METROPOLITAN AREAS 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities See footnotes at end of table. 3 635 1 710 1 084 814 814 120 120 150 150 587 23 23 564 346 33 184 92 39 26 26 356 163 10 10 141 141 193 121 121 32 32 13 13 27 27 N N N Q Q Q Q D D D D D 203 858 83 442 D D 26 364 D 10 609 10 609 D 52 084 945 945 46 992 46 992 D 55 446 55 446 10 378 10 378 D D 7 664 7 664 625 666 464 598 D 384 645 384 645 D D D D D D D 36 341 19 715 D D 4 603 D 2 038 2 038 D 22 128 206 206 21 079 21 079 D 7 141 7 141 5 539 5 539 D D 2 192 2 192 145 842 107 772 D 88 850 88 850 D D D D D D D 8 721 4 662 D D 1 100 D 537 537 D 5 639 56 56 5 375 5 375 D 1 461 1 461 950 950 D D 603 603 24 517 17 739 j 14 106 14 106 f f f f g b b 1 746 1 033 c f 285 c 103 103 g 476 25 25 419 419 f 340 340 144 144 b b 127 127 6.8 .8 D .4 .4 D D D D D D D 4.8 3.2 D D 22.2 D 4.7 4.7 D 6.8 35.4 35.4 1.6 1.6 D 36.5 36.5 15.9 15.9 D D 13.5 13.5 7.0 7.4 D 6.9 6.9 D D D D D D D 17.1 7.6 D D 8.2 D 3.6 3.6 D 5.3 14.0 14.0 5.3 5.3 D 8.0 8.0 .9 .9 D D 52.3 52.3 24 TEXAS FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 AREA OUTSIDE TEXAS METROPOLITAN AREAS Con. 52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Con. 1 566 180 49 45 127 119 1 386 1 342 1 342 44 27 11 3 N N Q Q Q Q D D D D D 12 119 D D D D 11 024 D D D D D D D 5 678 D D D D 2 613 D D D D D D D 1 619 D i g f 448 f f h h h e b 253 a D D D .7 D D D D D D D 19.8 D D D D – D D D D D D D .5 D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) 1Includes 2Includes revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages. FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Revised Apr. 3, 2000 TEXAS 25 Appendix A. Explanation of Terms ANNUAL PAYROLL Payroll includes all forms of compensation, such as salaries, wages, commissions, dismissal pay, bonuses, vacation allowances, sick-leave pay, and employee contributions to qualified pension plans paid during the year to all employees. Payroll does not include commissions paid to independent (nonemployee) agents, such as insurance agents. For corporations, payroll includes amounts paid to officers and executives; for unincorporated businesses, it does not include profit or other compensation of proprietors or partners. Payroll is reported before deductions for social security, income tax, insurance, union dues, etc. This definition of payroll is the same as that used by the Internal Revenue Service (IRS) on form 941. FIRST QUARTER PAYROLL ($1,000) Represents payroll paid to persons employed at any time during the quarter January to March 1997. NUMBER OF EMPLOYEES Paid employees consist of the full-time and part-time employees who were on the payroll during the pay period including March 12 , including salaried officers and executives of corporations. Included are employees on paid sick leave, paid holidays, and paid vacations; not included are proprietors and partners of unincorporated businesses. Excluded are independent (nonemployee) agents. The definition of paid employees is the same as that used on IRS form 941. NUMBER OF ESTABLISHMENTS An establishment is generally a single physical location at which business is conducted. It is not necessarily identical with a company or enterprise, which may consist of one establishment or more. Economic census figures represent a summary of reports for individual establishments rather than companies. For cases where a census report was received, separate information was obtained for each location where business was conducted. When administrative records of other Federal agencies were used instead of a census report, no information was available on the number of locations operated. The count of establishments represents those in business at any time during 1997. When two or more activities were carried on at a single location under a single ownership, all activities generally were grouped together as a single establishment. The entire establishment was classified on the basis of its major activity and all data for it were included in that classification. However, when distinct and separate economic activities (for which different industry classification codes were appropriate) were conducted at a single location under a single ownership, separate establishment reports for each of the different activities were obtained in the census. REVENUE Includes revenue from all business activities whether or not payment was received in the census year, including commissions and fees from all sources, rents, net investment income, interest, dividends, royalties, and net insurance premiums earned. Revenue from leasing property marketed under operating leases is included, as well as interest earned from property marketed under capital, finance, or full payout leases. Revenue also includes the total value of service contracts and amounts received for work subcontracted to others. Revenue does not include sales and other taxes collected from customers and remitted directly by the firm to a local, state, or Federal tax agency. SALES, RECEIPTS, OR REVENUE ESTIMATED (PERCENT) Percent of total sales/receipts/revenue that was imputed based on historic company ratios or administrative records, or on industry averages. SALES, RECEIPTS, OR REVENUE FROM ADMINISTRATIVE RECORDS (PERCENT) Percent of total sales/receipts/revenue obtained from administrative records of other Federal agencies. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census APPENDIX A A–1 Appendix B. NAICS Codes, Titles, and Descriptions 52 FINANCE AND INSURANCE The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries as well as by specialist establishments and the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. APPENDIX B B–1 Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. 521 Monetary Authorities-Central Bank The Monetary Authorities-Central Bank subsector groups establishments that engage in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 5211 Monetary Authorities-Central Bank This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52111, Monetary Authorities-Central Bank 52111 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 521110 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. The data published with NAICS code 521110 include these parts of the following SIC industries: 6011 Monetary authorities - central bank 522 Credit Intermediation and Related Activities Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services. B–2 APPENDIX B 5221 Depository Credit Intermediation This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended. 52211 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 522110 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. The data published with NAICS code 522110 include these parts of the following SIC industries: 6021 (pt) National commercial banks (banking) 6022 (pt) State commercial banks (banking) 6029 Other commercial banks 6081 (pt) Branches of foreign banks 6099 (pt) Representative offices of foreign banks 5221101 National Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing other customer financial transactions. These depository institutions are chartered by the Federal Government. 5221102 State Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans; and providing customer financial transactions. These depository institutions are chartered by one of the states, the District of Columbia, or territories. 5221103 Other Commercial Banks Establishments primarily engaged in accepting deposits and granting withdrawals, and providing other customer financial transactions. These depository institutions are not chartered by the Federal Government, any of the states, the District of Columbia or territories. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5221104 Branches of Foreign Banks Establishments of foreign banks operating as branches that specialize in commercial loans. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5221109 Representative Offices of Foreign Banks Establishments primarily engaged in representing foreign banks. These establishments generally have no revenue. 52212 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 522120 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. The data published with NAICS code 522120 include these parts of the following SIC Industries: 6035 Savings institutions (federally chartered) 6036 Savings institutions (not federally chartered) 6141 Remedial loan societies and mutual benefit associations (deposit) 5221201 Savings Institutions, Federally Chartered Establishments, operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221203 Savings Institutions, Not Federally Chartered Establishments, not operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221209 Remedial Loan Societies and Mutual Benefit Associations (Depository) Establishments (other than credit unions, savings and loan associations and savings banks) primarily engaged in accepting deposits, granting withdrawals, and serving the savings and credit needs of its members. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 52213 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. 522130 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. The data published with NAICS code 522130 include these parts of the following SIC industries: 6061 Credit unions (federally chartered) 6062 Credit unions (not federally chartered) 5221301 Credit Unions, Federally Chartered Establishments chartered by the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 5221309 Credit Unions, Not Federally Chartered Establishments chartered by other than the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 52219 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 522190 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. The data published with NAICS code 522190 include these parts of the following SIC industries: 6022 (pt) Other depository credit intermediation 5222 Nondepository Credit Intermediation This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds APPENDIX B B–3 raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended. 52221 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 522210 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. The data published with NAICS code 522210 include these parts of the following SIC industries: 6021 (pt) National commercial banks (credit card issuing) 6022 (pt) State commercial banks (credit card issuing) 6141 (pt) Credit card issuing by personal credit institutions 6153 (pt) Other short-term business credit institutions 5222101 National Commercial Banks (Credit Card Issuing) Establishments of banks chartered by the Federal Government, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222102 State Commercial Banks (Credit Card Issuing) Establishments of banks chartered by one of the states, the District of Columbia, or territories, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222103 Credit Card Issuing by Personal Credit Institutions Establishments of personal credit institutions (other than banks) primarily engaged in issuing credit cards or charge cards to individuals or consumers for purchasing goods and services on an installment basis. B–4 APPENDIX B 5222109 Credit Card Issuing by Business Credit Institutions, Not Elsewhere Classified Establishments of short-term business credit institutions, not elsewhere classified, primarily engaged in providing credit (including credit cards) to businesses and other organizations for relatively short periods. 52222 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. 522220 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. The data published with NAICS code 522220 include these parts of the following SIC industries: 6141 (pt) Automotive sales finance companies 6141 (pt) Sales finance companies (except automotive) 6153 (pt) Commercial finance companies 6159 (pt) Financing leases 5222201 Automotive Sales Finance Companies Establishments primarily engaged in lending money to individuals for automotive purchases, including trucks, either directly to individuals or through sales financing arrangements with dealers. 5222202 Sales Finance Companies, Except Automotive Establishments primarily engaged in lending money to individuals for the retail purchase of consumer goods (other than automotive), either directly to individuals or through sales financing arrangements with dealers. 5222203 Commercial Finance Companies Establishments primarily engaged in granting shortterm credit to business or commercial enterprises (other than in exchange for credit-related assets). 5222209 Financing Leases Establishments primarily engaged in providing financing for equipment or other assets to customers through a lease agreement, where the lessee acquires substantially FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census all the benefits of its use, and takes all the risks associated with its ownership. The lessee is responsible for maintenance and taxes, and may have the option to take title to the leased equipment at the end of the lease. 52229 Other Nondepository Credit Intermediation This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements). 522291 Consumer Lending 5222922 Farm Mortgage Companies Establishments primarily engaged in making long-term farm real estate loans (except Federal and Federallysponsored credit agencies). 5222929 Mortgage Bankers and Loan Correspondents Establishments primarily engaged in originating (making) and selling mortgage and other real estate loans (except farm) to permanent investors, and servicing these loans. 522293 International Trade Financing This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. The data published with NAICS code 522291 include these parts of the following SIC industries: 6141 (pt) Consumer & personal finance companies 6141 (pt) Other personal credit institutions 5222911 Consumer and Personal Finance Companies Establishments primarily engaged in providing unsecured cash loans to individuals or consumers for nonspecified purposes, including student loans. 5222919 Other Personal Credit Institutions Establishments of nondepository credit institutions, not elsewhere classified, primarily engaged in providing credit to individuals and issuing personal loans. 522292 Real Estate Credit This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral. The data published with NAICS code 522292 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily real estate 6159 (pt) Farm mortgage companies 6162 (pt) Mortgage bankers & loan correspondents 5222921 Federal and Federally-Sponsored Credit Agencies, Primarily Real Estate Credit Establishments of Federal and Federally-sponsored credit agencies primarily engaged in making real estate loans. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census This U.S. industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and (3) lending funds to domestic buyers of imported goods. The data published with NAICS code 522293 include these parts of the following SIC industries: 6081 (pt) Agencies of foreign banks, primarily trade finance 6082 (pt) Agreement & Edge Act Corporations, primarily trade finance 6111 (pt) Federally-sponsored credit agencies, primarily trade finance 6159 (pt) International trade credit 5222931 Agencies of Foreign Banks Primarily Engaged in Trade Finance Establishments primarily operating as agencies of foreign banks that specialize in trade (import and/or export) finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222932 Agreement and Edge Act Corporations Primarily Engaged in Trade Finance Establishment of Agreement and Edge Act corporations, operating under Federal or state charter, primarily engaged in financing foreign trade. Also included in this industry are domestically-owned Federal or state-chartered institutions that only operate outside the United States. 5222933 Federal and Federally-Sponsored Credit Agencies, Primarily Trade Finance Establishments of Federal and Federally-sponsored credit agencies primarily engaged in facilitating the financing of exports and imports and the exchange of commodities between the U.S. and any foreign country. These establishments may also guarantee or insure exports and imports. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not APPENDIX B B–5 regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222939 International Trade Credit Establishments primarily engaged in providing financing for foreign buyers of U.S. goods (exports) or assistance in financing imports. 522294 Secondary Market Financing This U.S. industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market. The data published with NAICS code 522294 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily secondary market 6159 (pt) Secondary market financing 5222941 Federal and Federally-Sponsored Credit Agencies, Primarily Secondary Market Establishments of Federal and Federally-sponsored credit agencies primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222949 Secondary Market Financing (Private) Private establishments primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. 522298 All Other Nondepository Credit Intermediation This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property. The data published with NAICS code 522298 include these parts of the following SIC industries: 5932 (pt) Pawn shops 6081 (pt) Agencies of foreign banks, primarily commercial finance 6111 (pt) Other federally-sponsored credit agencies 6153 (pt) Factors B–6 APPENDIX B 6159 (pt) Agricultural credit (except federallysponsored) 6159 (pt) Other miscellaneous business credit institutions 5222981 Pawnshops Establishments primarily engaged in lending money at interest in exchanged for personal property left as security and selling the merchandise if the property is not reclaimed. 5222982 Agencies of Foreign Banks Primarily Engaged in Commercial Finance Establishments primarily operating as agencies of foreign banks that specialize in domestic commercial finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222983 Other Federal and Federally-Sponsored Credit Agencies Establishments of Federal and Federally-sponsored credit agencies primarily engaged in guaranteeing, insuring, and making loans, (except real estate credit, trade finance, or the secondary market). Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the Government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222984 Factors Establishments primarily engaged in providing shortterm capital to businesses in exchange for (or in consideration of) credit-related assets, such as installment notes, commercial paper, accounts receivable, and credit card debt. 5222985 Agricultural Credit (Except Federal and Federally-Sponsored) Establishments (except Federal and Federally-sponsored credit agencies) primarily engaged in providing nondepository agricultural (nonmortgage) credit and loans. 5222989 Other Miscellaneous Business Credit Institutions Establishments primarily engaged in providing credit or capital to businesses and other organizations for intermediate and long-term periods (more than 1 year). 5223 Activities Related to Credit Intermediation This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 52231 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. 522310 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. The data published with NAICS code 522310 include these parts of the following SIC industries: 6163 Mortgage & nonmortgage loan brokers 52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). 522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). The data published with NAICS code 522320 include these parts of the following SIC industries: 6019 (pt) Other central reserve depository institutions 6099 (pt) Electr funds trans & automated clearinghouses for banks & checks 6153 (pt) Credit card service by business credit institutions 7389 (pt) Credit card processing 5223201 Other Central Reserve Depository Institutions Establishments primarily engaged in providing reserve and overnight advance services to their members, such as savings banks, savings and loan associations, or credit unions. These central reserve depository institutions generally do not receive deposits from, or make advances to, other enterprises or individuals. 5223202 Electronic Funds Transfer and Automated Clearinghouse for Banks and Checks Establishments primarily engaged in providing electronic funds transfer, or check or other financial instrument clearing house services. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5223203 Credit Card Service by Business Credit Institutions Establishments of credit institutions primarily engaged in servicing credit cards. 5223209 Credit Card Processing Establishments primarily engaged in providing credit card transaction processing services (except credit card issuing institutions). 52239 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 522390 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). The data published with NAICS code 522390 include these parts of the following SIC industries: 6099 (pt) Other activities related to credit intermediation 6162 (pt) Loan servicing 5223901 Other Activities Related to Credit Intermediation Establishments primarily engaged in cashing checks, issuing traveler’s checks or money orders, or performing other functions closely related to depository intermediation. Also included here are establishments that operate windows and kiosks where customers purchase traveler’s checks or general purpose stored value cards. 5223909 Loan Servicing Establishments primarily engaged in servicing loans for banks, credit unions, mortgage companies, and other financial institutions. Loan servicing functions include collection of payments, securing of escrow funds, payment of property taxes and insurance, monitoring delinquencies, and accounting for remitting principal and interest payments to the loan holder. 523 Securities, Commodity Contracts, and Other Financial Investments and Related Activities Industries in the Securities, Commodity Contracts, and Other Financial Investments and Related Activities subsector group establishments that are primarily engaged in one of the following: (1) underwriting securities issues APPENDIX B B–7 and/or making markets for securities and commodities; (2) acting as agents (i.e., brokers) between buyers and sellers of securities and commodities; (3) providing securities and commodity exchange services; and (4) providing other services, such as managing portfolios of assets; providing investment advice; and trust, fiduciary, and custody services. 5231 Securities and Commodity Contracts Intermediation and Brokerage This industry group comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities and commodities; and those acting as agents and/or brokers between buyers and sellers of securities and commodities, usually charging a commission. 52311 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. 523110 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. The data published with NAICS code 523110 include these parts of the following SIC industries: 6211 (pt) Investment banking & securities dealing 52312 Securities Brokerage . This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 523120 Securities Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. B–8 APPENDIX B The data published with NAICS code 523120 include these parts of the following SIC industries: 6211 (pt) Securities brokerage 52313 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 523130 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. The data published with NAICS code 523130 include these parts of the following SIC industries: 6099 (pt) Foreign currency exchange 6221 (pt) Commodity contracts dealing 6799 (pt) Commodity contract trading company 5231301 Foreign Currency Exchange Establishments primarily engaged in foreign currency transactions for their own account or for others. Also included here are windows and kiosks, where customers purchase or exchange currencies. 5231302 Commodity Contracts Dealing Establishments primarily engaged as principals in buying and selling spot or future contracts, such as commodities, foreign currency, or futures options. 5231309 Commodity Contract Trading Companies Establishments primarily engaged in buying and selling commodity contracts. 52314 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 523140 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. The data published with NAICS code 523140 include these parts of the following SIC industries: FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6221 (pt) Commodity contracts brokerage 5232 Securities and Commodity Exchanges This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52321, Securities and Commodity Exchange 52321 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. 523210 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. The data published with NAICS code 523210 include these parts of the following SIC industries: 6231 Security & commodity exchanges 5239 Other Financial Investment Activities This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securityes dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services. 52391 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 523910 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. The data published with NAICS code 523910 include these parts of the following SIC industries: 6211 (pt) Traders & dealers (except for securities & commodities) FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6792 (pt) Oil royalty traders investing on own accounts 6799 (pt) Venture capital companies 6799 (pt) All other investors 5239101 Traders and Dealers, Except for Securities and Commodities Establishments primarily engaged as principals in buying and selling investment instruments other than securities or commodity contracts. 5239102 Oil Royalty Traders, Investing on Own Account Establishments primarily engaged in trading, on own account, the rights to a whole or partial interest in the proceeds from the sale of oil or gas, produced from a specific tract. 5239103 Venture Capital Companies Establishments primarily engaged in providing funds for newly-formed companies and funds for existing companies experiencing a short-term shortage of capital. Funding may be in the form of equity or debt. 5239109 All Other Investors Establishments primarily engaged in investing, not elsewhere classified. 52392 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 523920 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. The data published with NAICS code 523920 include these parts of the following SIC industries: 6282 (pt) Portfolio management 6733 (pt) Mgt of trust investment portfolios (exc ed relig & charitable) 6799 (pt) Commodity contract pool operators APPENDIX B B–9 5239201 Portfolio Management Establishments primarily engaged in managing the financial asset portfolio of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions and derive fees based on the size and/or overall performance of the portfolio. 5239202 Managers of Trust Investment Portfolios, Except Educational, Religious, and Charitable Trusts Establishments primarily engaged in managing private estate and investment portfolios of trusts (except educational, religious and charitable) on behalf of the beneficiaries. 5239209 Commodity Contract Pool Operators Establishments primarily engaged in a prearranged agreement in which members participate, through a manager, in the purchase of commodities. 52393 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 523930 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. The data published with NAICS code 523930 include these parts of the following SIC industries: 6282 (pt) Investment Advice 52399 All Other Financial Investment Activities This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts providing financial investment activities (except securities and commodity exchanges, portfolio management, and investment advice). 523991 Trust, Fiduciary, and Custody Activities This U.S. industry comprises establishments primarily engaged in providing trust, fiduciary, and custody services to others, as instructed, on a fee or contract basis, such as bank trust offices and escrow agencies (except real estate). B–10 APPENDIX B The data published with NAICS code 523991 include these parts of the following SIC industries: 6091 Nondeposit trust companies 6099 (pt) Escrow & fiduciary agencies 6289 (pt) Securities custodians & securities transfer agents 6733 (pt) Other trust, fiduciary, & custody activities 5239911 Nondeposit Trust Companies Establishments of trust companies primarily engaged in providing trust, custody, or other fiduciary services to others on a fee or contract basis, but not regularly accepting deposits. These establishments operate under Federal or state charter. 5239912 Escrow and Fiduciary Agencies Establishments primarily engaged in providing escrow and fiduciary services to others on a fee or contract basis (except in conjunction with real estate). 5239913 Securities Custodians and Securities Transfer Agents Establishments primarily engaged in providing custodial and transfer services for security holders, owners, brokers, and dealers. 5239919 Administration of Private Estates, Trustees in Bankruptcy, or Other Trust, Fiduciary, and Custody Activities Establishments primarily engaged, on behalf of the beneficiaries, in the administration and preservation of property, which constitutes an estate, under the terms of a trust agreement, will, or agency agreement . 523999 Miscellaneous Financial Investment Activities This U.S. industry comprises establishments primarily engaged in acting as agents and/or brokers (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts and those providing financial investment services (except securities and commodity exchanges; portfolio management; investment advice; and trust, fiduciary, and custody services) on a fee or commission basis. The data published with NAICS code 523999 include these parts of the following SIC industries: 6099 (pt) Deposit brokers 6211 (pt) Gas & oil lease & royalty brokers 6289 (pt) Oth services allied with the exchange of securities & commodities FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5239991 Deposit Brokers Establishments primarily engaged in pooling funds from clients of brokerage firms into large denomination deposits (usually $100,000), called ‘‘brokered deposits’’, in certain FDIC-insured banks. 5239992 Gas and Oil Lease and Royalty Brokers Establishments primarily engaged in buying and selling oil and gas leases and royalties on a fee or contract basis. 5239999 Other Services Allied With the Exchange of Securities and Commodities Establishments primarily engaged in providing services, not elsewhere classified, to securities or commodity holders, brokers or dealers. 524 Insurance Carriers and Related Activities Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services. 5241 Insurance Carriers This industry group comprises establishments primarily engaged in underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies and investing premiums to build up a portfolio of financial assets to be used against future claims. Direct insurance carriers are establishments that are primarily engaged in initially underwriting and assuming the risk of annuities and insurance policies. Reinsurance carriers are establishments that are primarily engaged in assuming all or part of the risk associated with an existing insurance policy (or set of policies) originally underwritten by another insurance carrier. Industries are defined in terms of the type of risk being insured against, such as death, loss of employment because of age or disability, and property damage. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. 52411 Direct Life, Health, and Medical Insurance Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 524113 Direct Life Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies. The data published with NAICS code 524113 include these parts of the following SIC industries: 6311 (pt) Offices of direct life insurance carriers 6321 (pt) Offices of direct accident & disability income insurance carriers 5241131 Offices of Direct Life Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of annuities and life insurance. 5241139 Offices of Direct Accident and Disability Income Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of accidental death and dismemberment, and disability income insurance. 524114 Direct Health and Medical Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies . Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry. The data published with NAICS code 524114 include these parts of the following SIC industries: 6321 (pt) Offices of direct health insurance carriers 6324 (pt) Offices of hospital & medical service plans (direct) 5241141 Offices of Direct Health Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of health insurance. 5241149 Offices of Hospital and Medical Service Plans (Direct) Establishments primarily engaged in initially underwriting and assuming the risk of hospital and medical insurance in accordance with prearranged agreements or service plans, but not providing medical services. 52412 Direct Insurance (Except Life, Health, and Medical) Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). APPENDIX B B–11 524126 Direct Property and Casualty Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability. The data published with NAICS code 524126 include these parts of the following SIC industries: 6331 (pt) Offices of direct fire, marine, & casualty insurance carriers 6351 (pt) Offices of direct surety insurance carriers 5241261 Offices of Direct Fire, Marine, and Casualty Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of fire, marine, and casualty insurance. 5241269 Offices of Direct Surety Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of financial responsibility and protection insurance. 524127 Direct Title Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property. The data published with NAICS code 524127 include these parts of the following SIC industries: 6361 (pt) Direct title insurance carriers 524128 Other Direct Insurance (Except Life, Health, and Medical) Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies). The data published with NAICS code 524128 include these parts of the following SIC industries: 6399 (pt) All other direct insurance carriers 52413 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. B–12 APPENDIX B 524130 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. The data published with NAICS code 524130 include these parts of the following SIC industries: 6311 (pt) Offices of life reinsurance carriers 6321 (pt) Offices of accident & health reinsurance carriers 6324 (pt) Offices of hospital & medical service plans (reinsurance) 6331 (pt) Offices of fire, marine, & casualty reinsurance carriers 6351 (pt) Offices of surety reinsurance carriers 6361 (pt) Offices of title reinsurance carriers 6399 (pt) Offices of other reinsurance carriers 5241301 Offices of Life Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more life insurance policies originally underwritten by other insurance carriers. 5241302 Offices of Accident and Health Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more accident and health insurance policies originally underwritten by other insurance carriers. 5241303 Offices of Hospital and Medical Service Plans (Reinsurance) Establishments primarily engaged in assuming all or part of hospital and medical services insurance policies originally underwritten by other insurance carriers. 5241304 Offices of Fire, Marine, and Casualty Reinsurance Carriers Establishments primarily engaged in assuming all or part of fire, marine, or casualty insurance policies originally underwritten by other insurance carriers. 5241305 Offices of Surety Reinsurance Carriers Establishments primarily engaged in assuming all or part of surety insurance policies originally underwritten by other insurance carriers. 5241306 Offices of Title Reinsurance Carriers Establishments primarily engaged in assuming all or part of title insurance policies originally underwritten by other insurance carriers. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5241309 Office of Other Reinsurance Carriers Establishments primarily engaged in assuming all or part of insurance policies (except life; accident and health; hospital and medical service plans; fire, marine, and casualty; surety; and title) originally underwritten by other insurance carriers. 5242 Agencies, Brokerages, and Other Insurance Related Activities This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration. 52421 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 524210 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. The data published with NAICS code 524210 include these parts of the following SIC industries: 6411 (pt) Insurance agencies & brokerages 52429 Other Insurance Related Activities This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages). 524291 Claims Adjusting This U.S. industry comprises establishments primarily engaged in investigating, appraising, and settling insurance claims. The data published with NAICS code 524291 include these parts of the following SIC industries: 6411 (pt) Claims adjusting 524292 Third Party Administration of Insurance and Pension Funds This U.S. industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers, employee-benefit plans, and self-insurance funds. The data published with NAICS code 524292 include these parts of the following SIC industries: 6371 (pt) Third party administration of pension, health, & welfare funds FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6411 (pt) Third party administration of insurance 5242921 Third Party Administrators of Pension, Health, and Welfare Funds Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to pension, health, and welfare funds on a contract or fee basis. 5242929 Third Party Administration of Insurance Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to insurance carriers. 524298 All Other Insurance Related Activities This U.S. industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance ratemaking services are included in this industry. The data published with NAICS code 524298 include these parts of the following SIC industries: 6411 (pt) All other insurance related activities 525 Funds, Trusts, and Other Financial Vehicles Industries in the Funds, Trusts, and Other Financial Vehicles subsector are comprised of legal entities (i.e., funds, plans, and/or programs) organized to pool securities or other assets on behalf of shareholders or beneficiaries of employee benefit or other trust funds. The portfolios are customized to achieve specific investment characteristics, such as diversification, risk, rate of return, and price volatility. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Establishments with employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Establishments primarily engaged in holding the securities of (or other equity interests in) other firms are classified in Sector 55, Management of Companies and Enterprises. 5251 Insurance and Employee Benefit Funds This industry group comprises legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members. 5259 Other Investment Pools and Funds This industry group comprises legal entities (i.e., investment pools and/or funds) organized to pool securities or other assets (except insurance and employeebenefit funds) on behalf of shareholders, unitholders, or beneficiaries. APPENDIX B B–13 52593 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). 525930 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). The data published with NAICS code 525930 include these parts of the following SIC industries: 6798 Real Estate Investment Trusts 5259301 Real Estate Investment Trusts (Equity and Hybrid) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate assets, with gross income of the trust derived from rents. REITs deriving income from a combination of rents, mortgage interest, or gains from the sale of real estate are classified here. 5259309 Real Estate Investment Trusts (Mortgage) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate mortgage assets, with gross income of the trust solely derived from interest earned on mortgage loans. B–14 APPENDIX B FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Appendix C. Coverage and Methodology MAIL/NONMAIL UNIVERSE For this sector, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent questionnaires to be completed and returned to the Census Bureau by mail. For most very small firms data from existing administrative records of other Federal agencies were used instead. These records provided basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. Firms in the 1997 Economic Census were divided into the mail universe and nonmail universe. The coverage of and the method of obtaining census information from each are described below: 1. The mail universe consisted of firms for which information was obtained by means of a mail canvass and included: a. Large employers, i.e., all multiestablishment and all single-establishment employer firms with payroll above a specified cutoff. The term ‘‘employers’’ refers to firms with one or more paid employees at any time during 1997 as shown in the active administrative records of other Federal agencies. b. A sample of small employers, i.e., singleestablishment firms with payroll below a specified cutoff, in classifications for which specialized data precluded reliance solely on administrative records sources. 2. The nonmail universe consisted of firms that were not required to file a regular census return and included: a. Selected small employers, i.e., singleestablishment firms with payroll below a specified cutoff. Although the payroll cutoff varied by kind of business, small employers in the nonmail universe generally included firms with less than 10 employees and represented about 10 percent of total revenue of establishments covered in the census. Data on revenue, payroll, and employment for small employers in the nonmail universe were derived or estimated from administrative records of other Federal agencies. b. All taxable nonemployers, i.e., all firms subject to Federal income tax with no paid employees during 1997. Revenue information for these firms was obtained from administrative records of other Federal agencies. Although consisting of many firms, FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census nonemployers accounted for less than 10 percent of total revenue of all establishments covered in the census. The census included only those nonemployer firms which reported a revenue volume of $1,000 or more during 1997. Data for nonemployers are not included in this report, but are released as part of the Core Business Statistics Series. INDUSTRY CLASSIFICATION OF ESTABLISHMENTS The classifications for all establishments in this sector were assigned in accordance with the 1997 North American Industry Classification System (NAICS) Manual, United States. NAICS is a common classification system developed by the United States, Canada, and Mexico. This system replaces the 1987 Standard Industrial Classification (SIC) that was used in previous censuses. Appendix A of the 1997 NAICS manual provides information on the comparability between the 1987 SIC and the 1997 NAICS. More information on NAICS is available in the NAICS manual and at www.census.gov/naics. The method of assigning classifications, and the level of detail at which establishments were classified, differed between the mail and nonmail universe as follows: 1. The mail universe. a. Establishments in the mail universe that returned questionnaires were classified on the basis of their self-designation, sources of revenue, and other industry-specific inquiries. b. Establishments in the mail universe that did not return questionnaires were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. 2. The nonmail universe. a. Employer establishments in the nonmail universe were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. If the census or administrative record classifications proved inadequate (none corresponded to a 1997 census classification in the detail required for employers), the firm was sent a brief inquiry requesting information necessary to assign a 1997 census kind-of-business code. APPENDIX C C–1 b. Nonemployers were classified on the basis of information obtained from administrative records of other Federal agencies. RELIABILITY OF DATA All data compiled for this sector are subject to nonsampling errors. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and the Sources of Revenue reports for this sector are subject to sampling errors as well as nonsampling errors. Specifically, these data are estimated based on information obtained from census questionnaires mailed to all large employers and to a sample of small employers in the universe. Sampling errors affect these estimates insofar as they may differ from results that would be obtained from a complete enumeration. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. The Census Bureau obtains limited information extracted from administrative records of other Federal agencies. This information is used in conjunction with other information available to the Census Bureau to develop estimates for nonemployers, small employers, and other establishments for which responses were not received in time for publication. TREATMENT OF NONRESPONSE Census report forms included two different types of inquiries, ‘‘basic’’ and ‘‘industry-specific.’’ Data for the basic inquiries, which include location, kind of business or operation, revenue, payroll, number of employees, and legal form of organization, were available from a combination of sources for all establishments. Data for industryspecific inquiries, tailored to the particular kinds of business or operation covered by the report, were available only from the establishments in the mail universe that completed the appropriate inquiries on the questionnaire. Two methods were used to account for nonresponse to industry-specific inquiries. For some inquiries, missing data were imputed for individual records based on responses from similar establishments. For other inquiries, the total of reported data were expanded to represent the mail and nonmail universe. Data for industry-specific inquiries based on a December 31 reference date were expanded in direct relationship to total annualized revenue of only those establishments in business at the end of the year. Unless otherwise noted in specific reports, data for other industry-specific inquiries were expanded in direct relationship to total revenue of all establishments included in the category. In a few cases, expansion on the basis of the revenue item was not appropriate, and another basic data item was used as the basis for expansion. All reports in which data were expanded to account for nonmail employers and nonrespondents include a coverage indicator for each publication category, which shows the revenue of establishments responding to the inquiry as a percent of total revenue for all establishments for which data are shown. Coverage is usually determined by the ratio of total revenue of establishments responding to the inquiry to total revenue of all establishments in the category. C–2 APPENDIX C FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Appendix D. Geographic Notes Not applicable for this report. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census APPENDIX D D–1 Appendix E. Metropolitan Areas TEXAS Abilene, TX MSA Taylor County, TX Amarillo, TX MSA Potter County, TX Randall County, TX Austin—San Marcos, TX MSA Bastrop County, TX Caldwell County, TX Kaufman County, TX Hays County, TX Travis County, TX Williamson County, TX Beaumont—Port Arthur, TX MSA Hardin County, TX Jefferson County, TX Orange County, TX Brazoria, TX PMSA Brazoria County, TX Brownsville—Harlingen—San Benito, TX MSA Cameron County, TX Bryan—College Station, TX MSA Brazos County, TX Parker County, TX Corpus Christi, TX MSA Nueces County, TX San Patricio County, TX Dallas, TX PMSA Collin County, TX Dallas County, TX Denton County, TX Ellis County, TX Henderson County, TX Hunt County, TX Kaufman County, TX Rockwall County, TX 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Dallas—Fort Worth, TX CMSA Dallas, TX PMSA Collin County, TX Dallas County, TX Denton County, TX Ellis County, TX Henderson County, TX Hunt County, TX Rockwall County, TX Fort Worth—Arlington, TX PMSA Hood County, TX Johnson County, TX Parker County, TX Tarrant County, TX El Paso, TX MSA El Paso County, TX Fort Worth—Arlington, TX PMSA Hood County, TX Johnson County, TX Tarrant County, TX Galveston—Texas City, TX PMSA Galveston County, TX Houston, TX PMSA Chambers County, TX Fort Bend County, TX Harris County, TX Liberty County, TX Montgomery County, TX Waller County, TX APPENDIX E E–1 Houston—Galveston—Brazoria, TX CMSA Brazoria, TX PMSA Brazoria County, TX Galveston—Texas City, TX PMSA Galveston County, TX Houston, TX PMSA Chambers County, TX Fort Bend County, TX Harris County, TX Liberty County, TX Montgomery County, TX Waller County, TX Killeen—Temple, TX MSA Bell County, TX Coryell County, TX Laredo, TX MSA Webb County, TX Longview—Marshall, TX MSA Gregg County, TX Harrison County, TX Upshur County, TX Lubbock, TX MSA Lubbock County, TX McAllen—Edinburg—Mission, TX MSA Hidalgo County, TX Odessa—Midland, TX MSA Ector County, TX Midland County, TX San Angelo, TX MSA Tom Green County, TX San Antonio, TX MSA Bexar County, TX Comal County, TX Guadalupe County, TX Wilson County, TX Sherman—Denison, TX MSA Grayson County, TX Texarkana, TX—Texarkana, AR MSA Miller County, AR Bowie County, TX Tyler, TX MSA Smith County, TX Victoria, TX MSA Victoria County, TX Waco, TX MSA McLennan County, TX Wichita Falls, TX MSA Archer County, TX Wichita County, TX E–2 APPENDIX E 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census EC97F52A-TX(RV) 1997 1997 Economic Census Finance and Insurance Geographic Area Series Texas USCENSUSBUREAU