1997 Census-Finance and Insurance_ Geographic Area Series_ Pennsylvania

Pennsylvania 1997 Economic Census Finance and Insurance Geographic Area Series 1997 Issued January 2000 EC97F52A-PA U.S. Department of Commerce Economics and Statistics Administration U.S. CENSUS BUREAU ACKNOWLEDGMENTS Many persons participated in the various activities of the 1997 Economic Census for the Finance and Insurance sector. Service Sector Statistics Division prepared this report. Bobby E. Russell, Assistant Chief for Census Programs, was responsible for the overall planning, management, and coordination. Planning and implementation were under the direction of Steven M. Roman, Chief, Utilities and Financial Census Branch, assisted by Faye A. Jacobs and Laurie G. Torene. Primary staff assistance was provided by Vannah L. Beatty, Diane CarodiskeyBeeson, Robert S. Benedik, Sandra K. Creech, Michael J. Garger, Andrew N. Lampton, Juan P. Matias, Kathryn H. Miller, Susan K. Pozzanghera, William R. Samples, and Charles T. Spradlin. Mathematical and statistical techniques as well as the coverage operations were provided by Carl A. Konschnik, Assistant Chief for Research and Methodology, assisted by Carol S. King, Chief, Statistical Methods Branch, and Jock R. Black, Chief, Program Research and Development Branch, with staff assistance from Maria C. Cruz and David L. Kinyon. The Economic Planning and Coordination Division provided overall planning and review of many operations and the computer processing procedures. Shirin A. Ahmed, Assistant Chief for Post-Collection Processing, was responsible for edit procedures and designing the interactive analytical software. Design and specifications were prepared under the supervision of Dennis L. Shoemaker, Chief, Census Processing Branch, assisted by John D. Ward. Primary staff assistance was provided by Sonya P. Curcio, Richard W. Graham, and Cheryl E. Merkle. The Economic Product Team, with primary contributions from Andrew W. Hait and Jennifer E. Lins, was responsible for the development of the system to disseminate 1997 Economic Census reports. The staff of the National Processing Center, Judith N. Petty, Chief, performed mailout preparation and receipt operations, clerical and analytical review activities, and data entry. The Geography Division staff developed geographic coding procedures and associated computer programs. The Economic Statistical Methods and Programming Division, Charles P. Pautler Jr., Chief, developed and coordinated the computer processing systems. Martin S. Harahush, Assistant Chief for Quinquennial Programs, was responsible for design and implementation of the computer systems. Robert S. Jewett and Barbara L. Lambert provided special computer programming. William C. Wester, Chief, Services Branch, assisted by Robert A. Hill, Dennis P. Kelly, and Jeffrey S. Rosen, supervised the preparation of the computer programs. Additional programming assistance was provided by Donell D. Barnes, Daniel C. Collier, Gilbert J. Flodine, David Hiller, Leatrice D. Hines, William D. McClain, Jay L. Norris, Sarah J. Presley, and Michael A. Sendelbach. Computer Services Division, Debra D. Williams, Chief, performed the computer processing. Kim D. Ottenstein, Margaret A. Smith, and Laurene V. Qualls of the Administrative and Customer Services Division, Walter C. Odom, Chief, provided publications and printing management, graphics design and composition, and editorial review for print and electronic media. General direction and production management were provided by Michael G. Garland, Assistant Chief, and Gary J. Lauffer, Chief, Publications Services Branch. Special acknowledgment is also due the many businesses whose cooperation has contributed to the publication of these data. Pennsylvania 1997 Issued January 2000 EC97F52A-PA 1997 Economic Census Finance and Insurance Geographic Area Series U.S. Department of Commerce William M. Daley, Secretary Robert L. Mallett, Deputy Secretary Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Kenneth Prewitt, Director ECONOMICS AND STATISTICS ADMINISTRATION Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Kenneth Prewitt, Director William G. Barron, Deputy Director Paula J. Schneider, Principal Associate Director for Programs Frederick T. Knickerbocker, Associate Director for Economic Programs Thomas L. Mesenbourg, Assistant Director for Economic Programs Carole A. Ambler, Chief, Service Sector Statistics Division CONTENTS Introduction to the Economic Census Finance and Insurance TABLES 1. 2. Summary Statistics for the State: 1997 Summary Statistics for Metropolitan Areas: 1997 1 5 7 8 APPENDIXES A. B. C. D. E. Explanation of Terms NAICS Codes, Titles, and Descriptions Coverage and Methodology Geographic Notes Metropolitan Areas Not applicable for this report. A–1 B–1 C–1 E–1 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA iii Introduction to the Economic Census PURPOSES AND USES OF THE ECONOMIC CENSUS The economic census is the major source of facts about the structure and functioning of the Nation’s economy. It provides essential information for government, business, industry, and the general public. Title 13 of the United States Code (Sections 131, 191, and 224) directs the Census Bureau to take the economic census every 5 years, covering years ending in 2 and 7. The economic census furnishes an important part of the framework for such composite measures as the gross domestic product estimates, input/output measures, production and price indexes, and other statistical series that measure short-term changes in economic conditions. Specific uses of economic census data include the following: • Policymaking agencies of the Federal Government use the data to monitor economic activity and assess the effectiveness of policies. • State and local governments use the data to assess business activities and tax bases within their jurisdictions and to develop programs to attract business. • Trade associations study trends in their own and competing industries, which allows them to keep their members informed of market changes. • Individual businesses use the data to locate potential markets and to analyze their own production and sales performance relative to industry or area averages. ALL-NEW INDUSTRY CLASSIFICATIONS Data from the 1997 Economic Census are published primarily on the basis of the North American Industry Classification System (NAICS), unlike earlier censuses, which were published according to the Standard Industrial Classification (SIC) system. NAICS is in the process of being adopted in the United States, Canada, and Mexico. Most economic census reports cover one of the following NAICS sectors: 21 22 23 31-33 42 44-45 48-49 51 Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information 52 53 54 55 56 61 62 71 72 81 Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Foodservices Other Services (except Public Administration) (Not listed above are the Agriculture, Forestry, Fishing, and Hunting sector (NAICS 11), partially covered by the census of agriculture conducted by the U.S. Department of Agriculture, and the Public Administration sector (NAICS 92), covered by the census of governments conducted by the Census Bureau.) The 20 NAICS sectors are subdivided into 96 subsectors (three-digit codes), 313 industry groups (four-digit codes), and, as implemented in the United States, 1170 industries (five- and six-digit codes). RELATIONSHIP TO SIC While many of the individual NAICS industries correspond directly to industries as defined under the SIC system, most of the higher level groupings do not. Particular care should be taken in comparing data for retail trade, wholesale trade, and manufacturing, which are sector titles used in both NAICS and SIC, but cover somewhat different groups of industries. The industry definitions discuss the relationships between NAICS and SIC industries. Where changes are significant, it will not be possible to construct time series that include data for points both before and after 1997. For 1997, data for auxiliary establishments (those functioning primarily to manage, service, or support the activities of their company’s operating establishments, such as a central administrative office or warehouse) will not be included in the sector-specific reports. These data will be published separately. GEOGRAPHIC AREA CODING Accurate and complete information on the physical location of each establishment is required to tabulate the census data for the states, metropolitan areas (MAs), counties, parishes, and corporate municipalities including cities, towns, villages, and boroughs. Respondents were INTRODUCTION 1 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census required to report their physical location (street address, municipality, county, and state) if it differed from their mailing address. For establishments not surveyed by mail (and those single-establishment companies that did not provide acceptable information on physical location), location information from Internal Revenue Service tax forms is used as a basis for coding. BASIS OF REPORTING The economic census is conducted on an establishment basis. A company operating at more than one location is required to file a separate report for each store, factory, shop, or other location. Each establishment is assigned a separate industry classification based on its primary activity and not that of its parent company. DOLLAR VALUES All dollar values presented are expressed in current dollars; i.e., 1997 data are expressed in 1997 dollars, and 1992 data, in 1992 dollars. Consequently, when making comparisons with prior years, users of the data should consider the changes in prices that have occurred. All dollar values are shown in thousands of dollars. AVAILABILITY OF ADDITIONAL DATA Reports in Print and Electronic Media All results of the 1997 Economic Census are available on the Census Bureau Internet site (www.census.gov) and on compact discs (CD-ROM) for sale by the Census Bureau. Unlike previous censuses, only selected highlights are published in printed reports. For more information, including a description of electronic and printed reports being issued, see the Internet site, or write to U.S. Census Bureau, Washington, DC 20233-8300, or call Customer Services at 301-457-4100. Special Tabulations Special tabulations of data collected in the 1997 Economic Census may be obtained, depending on availability of time and personnel, in electronic or tabular form. The data will be summaries subject to the same rules prohibiting disclosure of confidential information (including name, address, kind of business, or other data for individual business establishments or companies) that govern the regular publications. Special tabulations are prepared on a cost basis. A request for a cost estimate, as well as exact specifications on the type and format of the data to be provided, should be directed to the Chief of the division named below, U.S. Census Bureau, Washington, DC 20233-8300. To discuss a special tabulation before submitting specifications, call the appropriate division: 2 INTRODUCTION Manufacturing and Construction Division Service Sector Statistics Division HISTORICAL INFORMATION 301-457-4673 301-457-2668 The economic census has been taken as an integrated program at 5-year intervals since 1967 and before that for 1954, 1958, and 1963. Prior to that time, individual components of the economic census were taken separately at varying intervals. The economic census traces its beginnings to the 1810 Decennial Census, when questions on manufacturing were included with those for population. Coverage of economic activities was expanded for the 1840 Decennial Census and subsequent censuses to include mining and some commercial activities. The 1905 Manufactures Census was the first time a census was taken apart from the regular decennial population census. Censuses covering retail and wholesale trade and construction industries were added in 1930, as were some covering service trades in 1933. Censuses of construction, manufacturing, and the other business service censuses were suspended during World War II. The 1954 Economic Census was the first census to be fully integrated: providing comparable census data across economic sectors, using consistent time periods, concepts, definitions, classifications, and reporting units. It was the first census to be taken by mail, using lists of firms provided by the administrative records of other Federal agencies. Since 1963, administrative records also have been used to provide basic statistics for very small firms, reducing or eliminating the need to send them census questionnaires. The range of industries covered in the economic censuses expanded between 1967 and 1992. The census of construction industries began on a regular basis in 1967, and the scope of service industries, introduced in 1933, was broadened in 1967, 1977, and 1987. While a few transportation industries were covered as early as 1963, it was not until 1992 that the census broadened to include all of transportation, communications, and utilities. Also new for 1992 was coverage of financial, insurance, and real estate industries. With these additions, the economic census and the separate census of governments and census of agriculture collectively covered roughly 98 percent of all economic activity. Printed statistical reports from the 1992 and earlier censuses provide historical figures for the study of longterm time series and are available in some large libraries. All of the census reports printed since 1967 are still available for sale on microfiche from the Census Bureau. CD-ROMs issued from the 1987 and 1992 Economic Censuses contain databases including nearly all data published in print, plus additional statistics, such as ZIP Code statistics, published only on CD-ROM. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census SOURCES FOR MORE INFORMATION More information about the scope, coverage, classification system, data items, and publications for each of the economic censuses and related surveys is published in the Guide to the 1997 Economic Census and Related Statistics at www.census.gov/econguide. More information on the methodology, procedures, and history of the censuses will be published in the History of the 1997 Economic Census at www.census.gov/econ/www/history.html. ABBREVIATIONS AND SYMBOLS The following abbreviations and symbols are used with the 1997 Economic Census data: A D Standard error of 100 percent or more. Withheld to avoid disclosing data of individual companies; data are included in higher level totals. Exceeds 100 percent because data include establishments with payroll exceeding revenue. Not available or not comparable. Revenue not collected at this level of detail for multiestablishment firms. Withheld because estimates did not meet publication standards. V X Y Z a b c e f g h i j k l m p q r s nec nsk – (CC) (IC) F N Q S Represents less than 50 vehicles or .05 percent. Not applicable. Disclosure withheld because of insufficient coverage of merchandise lines. Less than half the unit shown. 0 to 19 employees. 20 to 99 employees. 100 to 249 employees. 250 to 499 employees. 500 to 999 employees. 1,000 to 2,499 employees. 2,500 to 4,999 employees. 5,000 to 9,999 employees. 10,000 to 24,999 employees. 25,000 to 49,999 employees. 50,000 to 99,999 employees. 100,000 employees or more. 10 to 19 percent estimated. 20 to 29 percent estimated. Revised. Sampling error exceeds 40 percent. Not elsewhere classified. Not specified by kind. Represents zero (page image/print only). Consolidated city. Independent city. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census INTRODUCTION 3 This page is intentionally blank. 4 INTRODUCTION 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Finance and Insurance SCOPE The Finance and Insurance sector (sector 52) of the 1997 Economic Census comprises establishments of firms with payroll primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. For finance and insurance, these units are the equivalents of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The North American Industry Classification System (NAICS) defines activities broadly enough that it can be used by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Funds, trusts, and other financial vehicles (legal entities that hold portfolios of assets on behalf of others) are the fifth subsector of the Finance and Insurance sector. These FINANCE AND INSURANCE 5 entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Among depository institutions and insurance carriers, many locations with activities which might in other industries be considered as support or auxiliary activities (such as headquarters operations), are included in this report as operating locations. GENERAL A list of reports that provide statistics on sector 52 follows. Geographic area report. There is a separate report for each state, the District of Columbia, and the United States. Each state report presents general statistics on number of establishments, revenue, payroll, and employment by kind of business for the state and metropolitan areas (MAs). Greater kind-of-business detail is shown for larger areas. The United States report presents data for the United States as a whole. Sources of revenue report. This report presents sources of revenue data for establishments by kind of business. Data are presented for the United States. Establishment and firm size (including legal form of organization) report. This report presents revenue, payroll, and employment data for the United States by revenue size, by employment size, and by legal form of organization for establishments; and by revenue size (including concentration by largest firms), by employment size, and by number of establishments operated (single units and multiunits) for firms. Miscellaneous subjects report. This report presents data for establishments for a variety of industry-specific questions. Presentation of data varies by kind of business. GEOGRAPHIC AREAS COVERED The level of geographic detail varies by report. Data may be presented for: 1. The United States as a whole. 2. States and the District of Columbia. 3. Consolidated metropolitan statistical areas (CMSAs) and primary metropolitan statistical areas (PMSAs) defined by the Office of Management and Budget (OMB) as of June 30, 1997. A CMSA is an area used to facilitate the presentation and analysis of data for large concentrations of metropolitan populations. It includes two or more contiguous PMSAs which have a population of at least 1,000,000 (according to the 1990 Census of Population or subsequent special census) and which meet specific criteria of urban character and of social and economic integration. 4. Metropolitan statistical areas (MSAs) defined by the OMB as of June 30, 1997. An MSA is an integrated economic and social unit with a population nucleus of at least 50,000 inhabitants (according to the 1990 Census of Population or subsequent special census). Each MSA consists of one or more counties meeting standards of metropolitan character. In New England, cities and towns rather than counties are the component geographic units. COMPARABILITY OF THE 1992 AND 1997 CENSUSES The 1997 Economic Census is the first census to present data based on the new North American Industry Classification System (NAICS). Previous census data were presented according to the Standard Industrial Classification (SIC) system developed some 60 years ago. Due to this change, comparability between census years may be limited. Comparative statistics will be included as part of the Core Business Statistics Reports. DISCLOSURE In accordance with Federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. AVAILABILITY OF MORE FREQUENT ECONOMIC DATA The Census Bureau’s County Business Patterns program offers annual statistics on the number of establishments, employment, and payroll classified by industry within each county. 6 FINANCE AND INSURANCE 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Table 1. Summary Statistics for the State: 1997 Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PENNSYLVANIA 52 521 5211 52111 521110 522 5221 52211 522110 5221101 5221102 52212 522120 5221201 5221203 52213 522130 5221301 5221309 5222 52221 522210 52222 522220 52229 522291 522292 522294 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 524128 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking National commercial banks (banking) State commercial banks (banking) Savings institutions Savings institutions Savings institutions (federally chartered) Savings institutions (not federally chartered) Credit unions Credit unions Credit unions (federally chartered) Credit unions (not federally chartered) Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Secondary market financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers All other direct insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 5 3 3 2 1 16 601 2 2 2 2 7 417 476 758 758 161 592 881 881 423 458 836 836 733 103 1 411 6 6 248 248 1 157 490 582 6 79 48 530 280 280 30 30 220 220 1 870 952 154 154 787 787 6 6 1 1 1 917 119 119 436 436 293 293 69 66 7 275 1 849 770 638 132 1 049 951 85 13 30 30 5 426 4 801 4 801 625 198 314 113 37 N 1 151 000 1 151 000 1 151 000 1 151 000 28 607 739 22 17 17 12 5 3 3 1 1 121 945 945 813 099 129 129 647 482 899 191 191 402 347 205 205 007 198 2 2 2 1 11 173 554 61 431 61 431 61 431 61 431 3 781 408 926 459 459 768 687 312 312 168 143 876 535 535 139 147 763 763 806 957 2 808 193 14 818 14 818 14 818 14 818 966 850 747 634 634 468 164 74 74 39 34 401 257 257 413 618 521 521 630 891 287 143 1 664 1 664 1 664 1 664 118 845 97 79 79 54 24 11 11 6 5 648 678 678 779 832 388 388 266 122 2.0 – – – – .3 – – – – – .2 .2 – .5 D D – D 1.2 1.2 1.2 1.1 1.1 1.2 .9 1.2 D D 24.5 1.4 11.6 11.6 .2 .2 3.3 3.3 14.7 1.7 D D 2.0 2.0 D D D D D D 9.7 9.7 32.6 32.6 11.5 11.5 D D 1.5 .1 .1 – .2 .1 – 4.0 42.5 – – 21.0 26.6 26.6 6.7 14.5 4.5 8.3 – 2.3 – – – – 3.3 1.9 .9 .9 .2 2.4 7.1 7.1 13.1 .5 D D 6.2 D 8.9 – – 8.9 8.9 9.0 9.6 10.6 D D 1.5 5.6 9.2 9.2 – – 32.7 32.7 6.5 7.1 D D 6.0 6.0 D D D D D D 12.5 12.5 4.5 4.5 16.0 16.0 D D 1.5 .9 1.1 .8 1.5 .5 .5 3.7 – 1.0 1.0 9.5 9.6 9.6 9.2 4.7 8.4 14.6 .2 D D 759 138 D 4 296 094 15 037 15 037 2 046 754 2 046 754 2 234 303 864 411 981 831 D D 16 371 2 189 746 142 043 142 043 1 712 234 1 712 234 335 469 335 469 6 052 931 2 986 809 D D 2 306 986 2 306 986 D D D D D D 174 553 174 553 2 407 187 2 407 187 290 915 290 915 D D N N Q Q Q Q Q Q 30 616 Q Q 3 890 816 2 805 752 2 805 752 1 085 147 704 233 064 271 320 473 D D 116 926 D 632 482 5 847 5 847 203 666 203 666 422 969 105 863 287 621 D D 4 475 222 050 51 278 51 278 70 855 70 855 99 917 99 917 2 097 604 1 095 654 D D 825 854 825 854 D D D D D D 24 350 24 350 803 511 803 511 95 371 95 371 D D 5 198 325 3 2 1 1 872 261 255 005 091 270 711 559 D D 27 934 D 169 514 1 318 1 318 53 535 53 535 114 661 43 491 63 403 D D 1 075 49 935 9 709 9 709 20 063 20 063 20 163 20 163 532 164 280 030 D D 227 164 227 164 D D D D D D 8 352 8 352 201 354 201 354 23 340 23 340 D D 1 285 354 983 584 318 265 390 378 10 1 293 530 700 830 496 672 412 412 i i 5 303 g 14 755 e e 4 617 4 617 9 796 2 449 6 218 f e 219 6 442 1 562 1 562 1 609 1 609 3 271 3 271 27 113 11 804 g g 9 371 9 371 a a e e e j 427 427 11 445 11 445 1 493 1 493 g g 138 374 103 64 38 25 915 415 419 996 1 570 677 1 522 252 41 828 6 597 40 144 40 144 1 326 234 962 311 962 311 363 49 199 114 923 731 438 754 38 834 37 565 1 050 219 666 666 34 459 25 440 25 440 9 1 5 1 019 492 645 882 8 267 8 267 302 061 224 874 224 874 77 12 48 16 187 535 277 375 484 642 34 786 9 007 1 147 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 7 Table 1. Summary Statistics for the State: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PENNSYLVANIA Con. 52 525 5259 52593 525930 Finance & insurance Con. Con. 37 37 37 484 642 484 642 484 642 34 786 34 786 34 786 9 007 9 007 9 007 1 147 1 147 1 147 – – – .2 .2 .2 Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 1Includes 2Includes revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages. Table 2. Summary Statistics for Metropolitan Areas: 1997 Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 ALLENTOWN–BETHLEHEM–EASTON, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5223 52231 522310 523 5231 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 795 394 303 220 220 44 44 39 39 72 63 21 35 19 12 12 86 45 40 40 41 14 14 17 17 314 84 34 30 50 45 230 209 209 21 11 1 N N N Q Q Q Q 51 680 51 680 68 676 D 14 702 28 823 5 244 D D D D 92 628 92 628 D 9 095 9 095 10 034 10 034 N N Q Q Q Q 118 847 98 433 98 433 20 414 16 255 D 421 453 140 402 124 355 103 839 103 839 13 562 13 562 6 954 6 954 13 876 D 1 924 10 111 2 171 D D D D 35 201 35 201 D 2 212 2 212 3 310 3 310 233 981 194 525 86 959 69 894 107 566 106 922 39 456 34 036 34 036 5 420 3 653 D 99 301 32 810 29 286 24 194 24 194 3 448 3 448 1 644 1 644 3 139 D 495 2 218 385 D D D D 8 709 8 709 D 425 425 739 739 55 093 46 746 19 716 16 799 27 030 26 881 8 347 7 044 7 044 1 303 894 D 12 959 4 640 4 153 3 359 3 359 469 469 325 325 387 e 71 255 100 b b f e 336 336 c 44 44 96 96 7 723 6 687 2 731 2 254 3 956 3 933 1 036 877 877 159 105 a 1.7 .2 – – – – – – – 1.8 D – 1.8 13.6 D D D D .4 .4 D 2.4 2.4 18.3 18.3 2.2 – – – – – 51.3 57.9 57.9 19.5 23.8 D .6 1.2 .5 .1 .1 1.3 1.3 4.5 4.5 11.4 D 20.9 14.0 4.2 D D D D .9 .9 D 2.4 2.4 10.8 10.8 .3 – – – – – 6.1 7.1 7.1 1.1 1.4 D 8 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 ALTOONA, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 523 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 183 86 70 46 46 11 11 13 13 14 10 16 81 24 16 14 57 54 54 N N N Q Q Q Q 7 353 7 353 D D 14 114 N N Q Q 13 981 12 259 12 259 49 609 31 358 29 336 24 312 24 312 3 781 3 781 1 243 1 243 D D 4 953 13 298 8 299 3 605 D 4 999 4 403 4 403 12 697 8 216 7 732 6 435 6 435 1 006 1 006 291 291 D D 1 247 3 234 2 038 876 D 1 196 1 047 1 047 1 795 1 173 1 109 884 884 145 145 80 80 b b 103 519 304 87 b 215 188 188 2.6 .1 – – – – – – – D D 5.9 7.3 .4 1.8 D 57.0 65.0 65.0 .9 .6 – – – – – – – D D 6.1 .8 – – D 6.6 7.5 7.5 ERIE, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 523 5231 52312 523120 5239 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities 393 192 147 78 78 19 19 50 50 37 31 15 16 42 26 26 26 16 159 37 15 13 21 20 122 106 106 16 N N N Q Q Q Q 42 575 42 575 D D 11 723 D 43 260 37 893 37 893 37 893 5 367 N N Q Q Q Q 48 024 43 287 43 287 4 737 163 198 46 024 40 075 31 353 31 353 4 154 4 154 4 568 4 568 D D 1 713 D 16 226 14 149 14 149 14 149 2 077 100 948 80 031 D D D D 20 917 16 270 16 270 4 647 40 725 12 890 11 585 9 556 9 556 918 918 1 111 1 111 D D 426 D 4 143 3 715 3 715 3 715 428 23 692 18 725 D D D D 4 967 3 833 3 833 1 134 4 955 1 782 1 562 1 111 1 111 190 190 261 261 c c 67 c 264 188 188 188 76 2 909 g e c g g 666 498 498 168 1.0 .1 – – – – – – – D D 1.6 D 1.2 – – – 9.7 1.3 – D D D D 42.1 43.7 43.7 27.7 .9 1.5 .9 .3 .3 – – 5.2 5.2 D D 11.4 D 11.9 13.4 13.4 13.4 1.1 .5 – D D D D 14.4 13.8 13.8 19.5 HARRISBURG–LEBANON–CARLISLE, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5223 52231 522310 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers See footnotes at end of table. 972 426 320 262 262 16 16 42 42 87 12 12 75 29 43 19 13 13 N N N Q Q Q Q 173 488 173 488 134 391 70 507 70 507 63 884 D 35 675 6 602 D D 801 422 182 631 161 818 134 235 134 235 2 018 2 018 25 565 25 565 17 408 3 406 3 406 14 002 D 10 652 3 405 D D 209 267 43 797 39 354 32 358 32 358 446 446 6 550 6 550 3 609 808 808 2 801 D 2 050 834 D D 23 868 6 352 5 789 4 721 4 721 131 131 937 937 463 103 103 360 c 238 100 b b .8 .1 – – – – – – – .4 .5 .5 .2 D .1 6.8 D D 1.4 2.0 1.2 .1 .1 38.4 38.4 .6 .6 7.8 .8 .8 15.6 D 21.4 14.0 D D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 9 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 HARRISBURG–LEBANON–CARLISLE, PA MSA Con. 52 523 5231 52312 523120 5239 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Con. 76 49 45 45 27 469 140 65 36 29 74 68 329 280 280 49 14 23 12 1 D D 63 268 63 268 D N N Q Q Q Q Q 537 123 145 346 145 346 391 19 355 16 777 815 935 027 D 468 322 21 300 D D 23 668 23 668 D 587 496 897 829 989 840 128 92 5 86 D D 6 037 6 037 D 157 353 594 796 885 911 e e 336 336 c 16 970 13 149 9 208 604 8 604 h 3 913 3 821 1 449 1 449 2 372 256 1 848 268 b D D .4 .4 D .8 – – – – D – 9.9 32.6 32.6 1.4 14.3 .2 13.1 D D D .6 .6 D 1.2 1.0 1.1 – 1.2 D .7 4.0 7.4 7.4 2.7 9.6 .5 42.9 D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) D 145 159 118 599 47 027 47 027 71 8 55 7 572 202 948 422 D D 35 579 28 759 10 625 10 625 18 2 14 1 134 075 290 769 D JOHNSTOWN, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 523 5231 52312 523120 5239 524 5241 52411 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 309 158 130 100 100 13 13 17 17 26 24 18 24 14 14 14 10 126 29 10 19 19 97 94 94 1 N N N Q Q Q Q 17 369 17 369 D 13 212 10 154 D D D D D N N Q Q Q 34 333 D D D 96 438 38 756 35 900 32 052 32 052 1 719 1 719 2 129 2 129 D 2 351 1 700 D D D D D 36 919 25 305 19 065 6 240 6 240 11 614 D D D 24 137 9 456 8 766 7 889 7 889 412 412 465 465 D 555 399 D D D D D 9 330 6 533 5 058 1 475 1 475 2 797 D D D 4 016 1 712 1 604 1 389 1 389 97 97 118 118 b 87 67 c b b b b 1 595 1 139 947 192 192 456 e e f 1.9 .3 – – – – – – – D 7.1 9.2 D D D D D 3.4 – – .1 .1 42.1 D D D 5.2 .4 .1 – – – – 2.0 2.0 D 6.9 1.5 D D D D D 10.3 10.2 – 49.5 49.5 11.7 D D D LANCASTER, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 523 5231 52312 523120 5239 52392 523920 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management See footnotes at end of table. 573 271 213 180 180 14 14 19 19 51 45 12 27 57 29 26 26 28 12 12 N N N Q Q Q Q 13 573 13 573 203 086 D D 14 310 D D 39 917 39 917 D 13 370 13 370 203 086 107 001 79 001 75 113 75 113 1 911 1 911 1 977 1 977 27 107 D D 4 974 D D 14 457 14 457 D 2 260 2 260 49 162 25 177 18 539 17 532 17 532 503 503 504 504 6 452 D D 1 242 D D 3 633 3 633 D 507 507 6 417 3 623 3 013 2 835 2 835 b b 89 89 574 c b 146 e e 199 199 c 50 50 1.7 .4 – – – – – – – .8 D D 7.9 D D 3.0 3.0 D – – 1.7 1.7 .8 .1 .1 – – 28.3 28.3 4.1 D D 25.0 D D .4 .4 D – – 10 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 LANCASTER, PA MSA Con. 52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 525 Finance & insurance Con. 243 60 14 11 45 40 183 169 169 14 2 N N Q Q Q Q 75 997 67 518 67 518 8 479 D 71 672 40 779 17 480 5 129 D 21 764 30 893 27 547 27 547 3 346 D 17 835 10 400 4 613 1 372 D 5 430 7 435 6 561 6 561 874 D 2 429 1 469 536 192 f 890 960 828 828 132 a 3.1 – – – D – 26.4 29.5 29.5 1.2 D 1.8 .5 – – D – 11.9 12.9 12.9 4.4 D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522293 522294 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit International trade financing Secondary market financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Miscellaneous financial investment activities See footnotes at end of table. 28 952 1 1 1 1 9 968 6 677 4 239 4 239 1 768 1 768 668 668 2 053 34 34 549 549 1 470 275 927 69 14 185 89 1 238 504 504 165 165 569 569 8 060 3 897 1 048 1 048 2 407 2 407 132 132 310 310 12 12 12 4 151 737 737 1 859 1 859 1 295 1 295 260 218 42 N 8 306 706 8 306 706 8 306 706 8 306 706 N N Q Q Q Q D D D D D 14 135 894 14 135 894 6 862 419 D D D D 1 510 772 53 213 D D D 3 637 384 3 637 384 569 067 569 067 151 799 727 129 440 297 102 139 633 102 139 633 25 153 603 25 153 603 1 306 774 1 306 774 840 287 840 287 1 004 537 1 004 537 1 004 537 21 354 893 D D D D 3 040 295 3 040 295 D 1 547 536 D 61 540 254 162 344 162 344 162 344 162 344 D 13 122 295 11 605 567 11 605 567 D D D D D D D 1 100 077 1 100 077 1 254 035 D D D D 179 087 10 724 D D D 350 781 350 781 211 578 211 578 33 082 219 26 603 650 17 083 459 17 083 459 9 170 303 9 170 303 145 023 145 023 204 865 204 865 233 511 233 511 233 511 6 245 058 D D D D 1 173 149 1 173 149 D 482 567 D 19 381 464 40 083 40 083 40 083 40 083 D 4 031 525 3 618 113 3 618 113 D D D D D D D 336 634 336 634 312 931 D D D D 47 275 2 417 D D D 89 368 89 368 49 922 49 922 11 279 996 9 651 485 6 908 820 6 908 820 2 652 676 2 652 676 38 539 38 539 51 450 51 450 68 188 68 188 68 188 1 560 323 D D D D 296 040 296 040 D 121 461 D 723 947 3 100 3 100 3 100 3 100 m 202 308 160 850 160 850 k k i i k g g 14 743 14 743 21 014 g j g c 3 044 372 j h h 5 644 5 644 5 752 5 752 228 334 176 814 87 424 87 424 85 449 85 449 1 424 1 424 2 517 2 517 3 077 3 077 3 077 48 443 h h j j 9 400 9 400 j 9 196 g 1.1 – – – – D .1 .1 .1 D D D D D D D .6 .6 3.3 D D D D 4.7 31.1 D D D 29.9 29.9 9.7 9.7 1.2 .9 .7 .7 1.3 1.3 .8 .8 8.2 8.2 – – – 3.2 D D D D 6.3 6.3 D 1.1 D 4.5 – – – – D 8.6 8.8 8.8 D D D D D D D 5.3 5.3 14.4 D D D D 3.7 8.1 D D D 7.1 7.1 24.1 24.1 3.9 3.2 2.3 2.3 7.1 7.1 .8 .8 4.1 4.1 .1 .1 .1 8.4 D D D D 7.2 7.2 D 9.3 D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 11 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. 52 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 10 823 2 708 1 087 900 187 1 548 1 448 92 73 73 8 115 6 987 6 987 1 128 335 522 271 100 100 100 100 N N Q Q Q Q Q Q Q Q D 6 938 327 6 938 327 D D D 571 613 D D D D D D D D D D 3 125 656 64 584 D D D 2 377 720 2 377 720 D D D 233 549 D D D D D D D D D D 849 678 18 746 D D D 579 843 579 843 D D D 55 664 D D D D m m m l k l 54 423 1 110 h h l 47 886 47 886 j h i 4 337 g g g g D D D D D D – 1.0 D D D 15.1 15.1 D D D 6.0 D D D D D D D D D D 1.8 2.6 D D D 10.4 10.4 D D D 32.0 D D D D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) Bergen–Passaic, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities See footnotes at end of table. 1 891 814 574 380 380 160 160 34 34 162 43 43 116 25 77 10 78 42 42 12 12 24 24 341 149 28 28 111 111 192 32 32 80 80 70 70 10 726 134 68 57 11 65 53 10 592 499 499 93 23 42 28 N N N Q Q Q Q 51 294 51 294 741 492 415 455 415 455 D 36 176 270 032 D 162 799 41 642 41 642 80 771 80 771 40 386 40 386 891 231 467 386 D D 429 987 429 987 423 845 D D 133 738 133 738 66 365 66 365 D N N Q Q Q Q Q Q 535 010 371 746 371 746 163 17 95 50 264 024 391 849 379 188 174 14 1 422 169 503 938 340 178 263 523 263 523 68 239 68 239 8 416 8 416 118 309 61 031 61 031 D 5 237 46 311 D 45 451 8 081 8 081 26 358 26 358 11 012 11 012 311 221 171 439 D D 163 011 163 011 139 782 D D 43 460 43 460 17 272 17 272 D 594 373 991 850 149 701 77 32 28 3 326 610 119 389 84 365 65 620 65 620 16 668 16 668 2 077 2 077 25 170 12 157 12 157 D 1 291 10 733 D 9 854 1 480 1 480 6 163 6 163 2 211 2 211 77 172 47 388 D D 45 662 45 662 29 784 D D 9 424 9 424 2 710 2 710 D 127 786 256 378 444 934 29 387 13 408 10 318 7 996 7 996 1 996 1 996 326 326 2 140 910 910 g 118 984 b 950 161 161 533 533 256 256 4 206 2 364 b b 2 251 2 251 1 842 c c 375 375 196 196 g 11 438 6 855 2 885 2 544 341 h 3 833 b 4 583 2 897 2 897 1 686 157 1 003 526 2.3 2.2 – – – – – – – 1.9 1.4 1.4 D 16.4 .5 D 38.4 26.3 26.3 55.3 55.3 16.9 16.9 6.7 7.3 D D 4.6 4.6 6.0 D D 6.9 6.9 11.5 11.5 D 1.8 .5 – – – D – D 14.0 17.5 17.5 6.1 14.1 3.4 8.6 8.0 18.9 24.0 35.2 35.2 3.8 3.8 1.2 1.2 5.2 4.9 4.9 D 7.6 5.6 D 2.6 6.7 6.7 .7 .7 2.1 2.1 7.5 8.9 D D 8.7 8.7 5.9 D D 15.3 15.3 4.2 4.2 D 1.5 .1 .1 .1 – D .1 D 14.5 10.3 10.3 24.1 48.2 1.4 58.5 D 183 654 D 214 382 140 872 140 872 73 6 40 26 510 349 625 536 D 43 072 D 50 530 31 547 31 547 18 2 9 6 983 044 941 998 12 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Bergen–Passaic, NJ PMSA Con. 52 525 5259 52593 525930 Finance & insurance Con. 10 10 10 10 99 526 99 526 99 526 99 526 12 637 12 637 12 637 12 637 2 263 2 263 2 263 2 263 335 335 335 335 .1 .1 .1 .1 .2 .2 .2 .2 Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) Bridgeport, CT PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522292 5223 52231 522310 52239 522390 523 5231 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) 608 267 178 77 77 66 66 35 35 65 22 22 43 30 24 13 13 10 10 73 27 21 21 46 24 24 12 12 267 73 30 24 43 39 194 178 178 16 1 N N N Q Q Q Q 27 569 27 569 495 908 468 864 468 864 27 044 22 786 12 442 6 855 6 855 D D D D 46 444 46 444 D 137 656 137 656 D D N N Q Q Q Q 83 532 75 104 75 104 8 428 D 461 399 204 499 148 674 34 102 34 102 108 318 108 318 6 254 6 254 52 406 42 361 42 361 10 045 9 306 3 419 2 442 2 442 D D D D 21 651 21 651 D 43 571 43 571 D D 187 698 157 672 135 276 D 22 396 D 30 026 26 452 26 452 3 574 D 114 027 53 306 37 495 7 983 7 983 28 139 28 139 1 373 1 373 15 089 12 871 12 871 2 218 2 074 722 520 520 D D D D 5 645 5 645 D 9 381 9 381 D D 44 980 37 815 31 975 D 5 840 D 7 165 6 307 6 307 858 D 9 590 5 261 4 209 1 113 1 113 2 907 2 907 189 189 973 f f 202 176 79 53 53 b b f c 235 235 e 321 321 b b 3 716 2 881 2 403 f 478 e 835 749 749 86 a 1.0 .2 – – – – – – – .5 – – 9.3 6.8 6.3 11.4 11.4 D D D D – – D 6.7 6.7 D D 1.1 .6 .6 D – D 32.2 33.1 33.1 23.8 D 3.5 15.2 20.6 42.1 42.1 14.9 14.9 – – 3.8 1.6 1.6 41.3 44.8 4.1 – – D D D D .1 .1 D .7 .7 D D .2 – – D .5 D 11.6 9.7 9.7 28.1 D Danbury, CT PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 523 5231 52312 523120 5239 52392 523920 52393 523930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice See footnotes at end of table. 304 126 97 48 48 39 39 10 10 22 15 12 51 21 13 13 30 11 11 13 13 N N N Q Q Q Q 5 634 5 634 414 179 D D 71 486 D D D D 4 458 4 458 9 920 9 920 150 213 107 788 39 507 14 588 14 588 23 799 23 799 1 120 1 120 65 693 D D 18 812 D D D D 1 368 1 368 4 050 4 050 36 484 26 742 9 842 3 898 3 898 5 691 5 691 253 253 16 191 D D 4 180 D D D D 263 263 793 793 3 342 2 457 1 308 505 505 762 762 41 41 g c c 198 c b b b 17 17 36 36 2.1 .4 – – – – – – – .5 D D 6.0 D D D D 55.4 55.4 1.2 1.2 2.0 1.6 3.1 8.2 8.2 – – 23.2 23.2 .6 D D 4.4 D D D D 6.4 6.4 17.9 17.9 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 13 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Danbury, CT PMSA Con. 52 524 5241 52412 524126 5242 52421 524210 52429 Finance & insurance Con. 127 31 21 21 96 83 83 13 N N Q Q 42 926 D D D 23 613 6 288 D D 17 325 D D D 5 562 1 725 D D 3 837 D D D 687 142 b b 545 e e c 9.7 – D D 26.5 D D D 3.0 – D D 8.1 D D D Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Dutchess County, NY PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 523 5231 52312 523120 5239 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities 326 140 107 59 59 28 28 20 20 26 22 13 44 19 19 19 25 10 10 142 44 14 10 30 30 98 88 88 10 N N N Q Q Q Q 71 784 71 784 D D D 70 463 61 865 61 865 61 865 8 598 D D N N Q Q Q Q D 51 732 51 732 D 113 148 62 137 55 212 24 540 24 540 20 724 20 724 9 948 9 948 D D D 14 013 11 228 11 228 11 228 2 785 D D 36 998 D D D 9 210 9 210 D 18 296 18 296 D 27 339 14 916 13 310 6 289 6 289 5 175 5 175 1 846 1 846 D D D 3 656 2 963 2 963 2 963 693 D D 8 767 D D D 2 468 2 468 D 4 146 4 146 D 3 353 2 034 1 827 754 754 661 661 e e c c c 224 154 154 154 70 b b 1 095 e c c 201 201 f 579 579 b 3.4 1.7 – – – – – – – D D D 1.4 – – – 11.3 D D 6.8 D D D – – D 28.3 28.3 D 4.5 5.2 3.7 9.6 9.6 – – 1.0 1.0 D D D 5.7 5.4 5.4 5.4 7.7 D D 2.9 D D D .6 .6 D 10.9 10.9 D Jersey City, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 5223 52239 522390 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 52399 523991 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities See footnotes at end of table. 552 251 181 96 96 60 60 24 24 31 26 12 39 28 28 138 83 34 34 44 44 55 16 16 16 16 14 14 N N N Q Q Q Q D D 126 906 D 55 331 D D D 4 194 743 3 561 181 2 853 284 2 853 284 D D 633 562 91 985 91 985 22 712 22 712 473 396 473 396 1 460 804 D 128 417 63 541 63 541 D D D D 17 558 D 4 829 D D D 1 128 696 950 910 715 504 715 504 D D 177 786 26 012 26 012 10 015 10 015 122 763 122 763 462 290 D 33 657 14 456 14 456 D D D D 4 877 D 1 109 D D D 381 681 337 487 252 685 252 685 D D 44 194 4 990 4 990 1 774 1 774 29 793 29 793 20 766 h 3 653 1 888 1 888 g g c c 396 e 159 e c c 13 777 11 183 7 771 7 771 h h 2 594 305 305 105 105 2 065 2 065 .7 D – – – D D D D .4 D .9 D D D .8 .9 1.0 1.0 D D .5 1.9 1.9 5.1 5.1 – – 5.6 D 2.3 6.1 6.1 D D D D 46.8 D .2 D D D 5.6 5.3 5.1 5.1 D D 7.2 18.0 18.0 1.6 1.6 6.0 6.0 14 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Jersey City, NJ PMSA Con. 52 524 5241 52411 5242 52421 524210 52429 524292 525 Finance & insurance Con. 161 21 13 140 116 116 24 12 2 N N Q D 115 726 115 726 D D D D 59 822 41 494 D 54 732 54 732 D D D D 15 958 11 290 D 12 298 12 298 D D D g 1 412 1 084 g 814 814 e c a D – – D 11.0 11.0 D D D D 4.2 – D 8.0 8.0 D D D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) Middlesex–Somerset–Hunterdon, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. 1 469 590 416 244 244 100 100 72 72 136 35 35 100 21 71 38 13 13 23 23 289 162 24 24 132 132 127 44 44 48 48 28 27 580 185 117 100 17 63 58 395 339 339 56 13 26 17 10 10 10 10 N N N Q Q Q Q 89 462 89 462 653 180 453 003 453 003 D 36 424 118 028 37 903 15 694 15 694 D D 2 189 993 1 958 677 D D D D 231 316 116 970 116 970 31 177 31 177 D D N N Q Q Q Q Q 274 380 224 988 224 988 49 12 25 11 392 401 362 629 2 005 835 359 576 255 623 195 992 195 992 46 719 46 719 12 912 12 912 88 330 28 693 28 693 D 4 913 50 086 15 623 5 117 5 117 D D 766 720 688 026 D D D D 78 694 38 135 38 135 15 037 15 037 D D 875 239 755 382 295 86 048 715 797 918 610 308 89 536 65 137 51 551 51 551 10 210 10 210 3 376 3 376 20 729 7 710 7 710 D 657 11 304 3 670 1 172 1 172 D D 275 023 260 271 D D D D 14 752 4 246 4 246 1 989 1 989 D D 244 536 217 106 83 23 432 303 055 248 38 981 9 711 7 492 5 594 5 594 1 453 1 453 445 445 1 841 450 450 g 107 1 163 378 100 100 c c 11 173 10 090 i i h h 1 083 263 263 178 178 f f 17 972 15 9 7 2 397 424 339 085 .8 .6 – – – – – – – 2.4 .7 .7 D – 6.4 .6 – – D D .8 .1 D D D D 6.3 7.7 7.7 14.9 14.9 D D .8 .2 .3 – 1.9 – – 22.0 21.2 21.2 25.5 71.3 4.3 22.9 – – – – 3.8 5.0 1.0 1.2 1.2 – – 3.4 3.4 13.8 9.8 9.8 D 61.6 16.6 57.6 16.5 16.5 D D 6.4 4.7 D D D D 20.8 5.5 5.5 17.6 17.6 D D 2.9 2.7 – – .1 6.2 6.2 9.2 6.7 6.7 20.7 6.4 16.8 44.7 1.1 1.1 1.1 1.1 345 570 343 784 120 191 98 905 98 905 21 5 11 4 286 928 081 277 101 512 100 823 27 104 22 248 22 248 4 856 1 335 2 829 692 1 213 1 213 1 213 1 213 5 601 5 574 2 575 2 081 2 081 494 142 287 65 125 125 125 125 81 996 81 996 81 996 81 996 4 300 4 300 4 300 4 300 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 15 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Monmouth–Ocean, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5223 52231 522310 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) 1 254 545 421 267 267 125 125 29 29 98 14 14 82 11 68 26 16 16 221 128 24 24 95 95 93 15 15 29 29 45 45 487 100 43 38 55 48 387 326 326 61 22 28 11 1 N N N Q Q Q Q 36 400 36 400 216 533 23 566 23 566 D 59 068 128 403 18 193 D D D 349 730 D D 234 021 234 021 D D D D D D D N N Q Q Q Q 220 342 193 720 193 720 26 622 D D D D 578 238 171 485 130 163 91 831 91 831 32 483 32 483 5 849 5 849 33 627 2 975 2 975 D 1 453 28 541 7 695 D D D 112 715 D D 85 986 85 986 D D D D D D D 269 750 186 938 133 107 D D D 82 812 72 059 72 059 10 753 D D D D 126 405 41 529 32 480 23 115 23 115 7 967 7 967 1 398 1 398 7 419 634 634 D 315 6 327 1 630 D D D 26 535 D D 21 435 21 435 D D D D D D D 53 503 34 355 20 103 D D D 19 148 16 697 16 697 2 451 D D D D 13 098 5 994 4 851 3 374 3 374 1 234 1 234 243 243 896 70 70 f 44 767 247 c c g 1 417 c c 1 162 1 162 e b b c c b b 5 383 3 084 2 006 g g g 2 299 1 988 1 988 311 b c b a 2.1 .6 – .1 .1 – – – – 1.9 8.7 8.7 D – 1.6 20.9 D D D 1.5 D D 1.1 1.1 D D D D D D D 2.3 – – D D D 25.1 23.9 23.9 33.8 D D D D 6.7 10.8 5.9 10.4 10.4 – – 1.4 1.4 35.0 5.4 5.4 D 1.2 57.5 11.9 D D D 30.0 D D 11.1 11.1 D D D D D D D 1.1 .4 – D D D 7.8 7.3 7.3 11.4 D D D D Nassau–Suffolk, NY PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5223 52231 522310 52232 522320 52239 522390 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 4 577 1 488 951 630 630 266 266 55 55 333 88 88 237 38 182 11 204 143 143 21 21 40 40 N N N Q Q Q Q 221 344 221 344 2 117 398 1 367 480 1 367 480 D 34 850 531 972 D 509 016 D D D D D D 3 499 329 1 502 487 1 124 876 831 210 831 210 266 907 266 907 26 759 26 759 269 532 79 298 79 298 D 4 273 143 803 D 108 079 D D D D D D 895 778 399 473 307 083 221 755 221 755 78 755 78 755 6 573 6 573 66 045 22 025 22 025 D 1 086 32 204 D 26 345 D D D D D D 76 725 35 419 26 369 18 685 18 685 6 767 6 767 917 917 6 378 1 722 1 722 h 117 2 993 b 2 672 f f f f g g 2.0 .6 – – – – – – – 1.7 .7 .7 D 33.7 1.8 D 6.4 D D D D D D 6.5 9.6 7.7 7.5 7.5 8.3 8.3 4.0 4.0 5.2 3.7 3.7 D 17.1 8.6 D 59.8 D D D D D D 16 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Nassau–Suffolk, NY PMSA Con. 52 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 721 373 87 87 263 263 14 14 348 81 81 107 107 137 137 23 21 2 355 514 160 139 21 350 325 24 1 841 1 588 1 588 253 77 114 62 13 13 13 13 1 724 231 1 305 038 285 688 285 688 1 008 816 1 008 816 D D 419 193 73 413 73 413 151 286 151 286 146 956 146 956 47 538 D N N Q Q Q Q Q Q 1 408 686 1 080 715 1 080 715 327 76 170 81 971 285 616 070 721 418 573 932 139 915 139 915 430 970 430 970 D D 147 486 15 608 15 608 60 687 60 687 53 407 53 407 17 784 D 1 266 191 728 324 D 182 683 D 454 651 D D 537 867 406 140 406 140 131 30 74 26 727 765 534 428 179 988 146 145 28 180 28 180 117 604 117 604 D D 33 843 4 112 4 112 16 244 16 244 9 629 9 629 3 858 D 314 506 186 135 D 50 435 D 113 341 D D 128 371 97 230 97 230 31 7 17 5 141 414 812 915 9 091 6 769 1 832 1 832 4 911 4 911 a a 2 322 270 270 1 113 1 113 429 429 510 f 32 143 18 175 i 5 680 g 10 399 j e 13 968 10 567 10 567 3 401 882 1 818 701 72 72 72 72 4.4 2.8 3.8 3.8 2.3 2.3 D D 9.3 6.9 6.9 5.3 5.3 15.2 15.2 7.3 D 3.1 .3 D – D – D D 21.7 22.7 22.7 18.5 21.6 21.0 10.5 .4 .4 .4 .4 18.9 16.8 22.4 22.4 15.2 15.2 D D 25.5 18.6 18.6 54.2 54.2 5.4 5.4 7.3 D 1.2 .1 D – D .2 D D 8.9 9.3 9.3 7.4 12.4 6.6 4.2 2.9 2.9 2.9 2.9 Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 127 142 127 142 127 142 127 142 9 233 9 233 9 233 9 233 1 811 1 811 1 811 1 811 New Haven–Meriden, CT PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 5223 52231 522310 523 5231 52312 523120 5239 52392 523920 52393 523930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice See footnotes at end of table. 739 296 224 96 96 73 73 55 55 48 39 28 24 16 16 85 50 42 42 35 14 14 16 16 N N N Q Q Q Q 86 022 86 022 141 933 D D 44 640 D D D D 130 388 130 388 D 13 662 13 662 6 511 6 511 465 223 106 155 83 332 34 086 34 086 40 823 40 823 8 423 8 423 14 422 D D 8 401 D D D D 43 423 43 423 D 4 504 4 504 1 685 1 685 116 538 26 986 21 832 8 567 8 567 11 116 11 116 2 149 2 149 3 426 D D 1 728 D D D D 11 311 11 311 D 620 620 521 521 10 802 3 248 2 751 1 102 1 102 1 338 1 338 311 311 318 c c 179 b b f e 440 440 c 37 37 76 76 1.6 .4 – – – – – – – .2 D D 7.6 D D D D – – D 8.0 8.0 38.2 38.2 5.7 11.5 13.6 2.4 2.4 20.9 20.9 8.7 8.7 2.0 D D 1.3 D D D D 10.0 10.0 D 16.9 16.9 8.6 8.6 FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 17 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. New Haven–Meriden, CT PMSA Con. 52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Con. 354 87 30 21 55 55 267 226 226 41 19 18 4 N N Q Q Q Q 172 176 114 383 114 383 57 793 D 30 408 D 307 032 238 329 194 870 D D D 68 703 47 877 47 877 20 826 D 11 556 D 76 376 60 841 49 555 D D D 15 535 10 375 10 375 5 160 D 3 000 D 6 930 5 041 4 118 f f f 1 889 1 263 1 263 626 c 371 a 1.9 .9 1.0 D D D 22.7 27.5 27.5 13.3 D 13.9 D 3.8 3.5 .7 D D D 10.5 8.8 8.8 13.9 D .4 D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) New York, NY PMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522293 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit International trade financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Miscellaneous financial investment activities See footnotes at end of table. 11 987 1 1 1 1 3 520 2 155 1 520 1 520 485 485 149 149 725 15 15 206 206 504 97 230 59 116 55 640 181 181 95 95 364 364 4 803 2 385 692 692 1 342 1 342 98 98 253 253 12 12 12 2 406 469 469 1 117 1 117 676 676 144 110 34 N 8 306 706 8 306 706 8 306 706 8 306 706 N N Q Q Q Q D D 11 335 115 D D 6 757 020 6 757 020 D 287 632 1 231 851 D D 37 170 3 566 288 164 838 164 838 3 091 764 3 091 764 309 686 309 686 134 970 940 117 471 175 95 338 104 95 338 104 20 194 332 20 194 332 D D D D 1 004 537 1 004 537 1 004 537 16 495 228 2 116 864 2 116 864 10 638 116 10 638 116 2 386 199 2 386 199 1 354 049 D D 44 975 351 162 344 162 344 162 344 162 344 11 510 121 9 972 308 9 460 950 9 460 950 411 199 411 199 D D 1 138 157 D D 448 183 448 183 D 26 679 293 252 D D 8 270 399 656 51 970 51 970 220 903 220 903 126 783 126 783 27 867 327 22 811 961 15 276 472 15 276 472 7 224 037 7 224 037 D D D D 233 511 233 511 233 511 4 821 855 210 268 210 268 3 311 778 3 311 778 909 086 909 086 390 723 D D 14 935 127 40 083 40 083 40 083 40 083 3 661 100 3 225 526 3 076 572 3 076 572 112 496 112 496 D D 334 566 D D 142 775 142 775 D 7 302 71 765 D D 1 795 101 008 11 052 11 052 60 245 60 245 29 711 29 711 9 714 813 8 409 634 6 220 361 6 220 361 2 108 952 2 108 952 D D D D 68 188 68 188 68 188 1 236 991 45 589 45 589 849 532 849 532 244 588 244 588 97 282 D D 413 243 3 100 3 100 3 100 3 100 140 839 118 449 105 338 105 338 11 040 11 040 g g 14 661 c c 5 174 5 174 i 513 3 935 g h 243 7 729 1 135 1 135 3 407 3 407 3 187 3 187 171 093 134 387 69 384 69 384 61 433 61 433 g g g g 3 077 3 077 3 077 33 629 2 279 2 279 18 460 18 460 6 484 6 484 6 406 h g 1.0 – – – – 1.2 .1 .1 .1 .1 .1 D D 1.8 D D 1.0 1.0 D 2.5 4.6 D D 16.9 31.1 19.1 19.1 33.6 33.6 12.2 12.2 1.1 .9 .7 .7 1.3 1.3 D D D D – – – 3.0 4.1 4.1 2.7 2.7 4.5 4.5 1.0 D D 4.2 – – – – 7.7 8.0 8.0 8.0 6.6 6.6 D D 7.1 D D 4.4 4.4 D 12.9 16.6 D D 10.9 2.4 17.1 17.1 .5 .5 14.0 14.0 3.3 2.7 1.9 1.9 6.4 6.4 D D D D .1 .1 .1 7.8 13.6 13.6 6.7 6.7 7.4 7.4 8.4 D D 18 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. New York, NY PMSA 52 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Con. Con. 3 621 988 373 305 68 579 553 23 36 36 2 633 2 283 2 283 350 94 168 88 42 42 42 42 N N Q Q Q Q Q Q Q Q 4 582 793 3 582 094 3 582 094 1 000 196 456 348 699 110 222 367 5 400 266 3 882 126 2 396 310 1 923 208 473 102 1 253 189 1 216 587 D 232 627 232 627 1 518 140 1 096 782 1 096 782 421 94 182 144 358 152 595 611 1 508 695 1 122 721 602 118 100 506 629 877 97 453 71 51 40 10 354 041 113 928 .6 – – – .2 – – D – – 9.4 10.2 10.2 6.5 5.5 9.9 2.5 1.2 1.2 1.2 1.2 1.1 .4 .2 – .9 1.4 1.4 D – – 11.9 10.2 10.2 17.7 8.0 7.4 36.6 .3 .3 .3 .3 Finance & insurance Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 342 488 330 878 D 58 106 58 106 386 595 279 536 279 536 107 22 49 35 059 346 562 151 18 243 17 768 e 2 070 2 070 26 099 18 037 18 037 8 1 3 2 062 887 735 440 758 758 758 758 1 062 559 1 062 559 1 062 559 1 062 559 35 293 35 293 35 293 35 293 10 436 10 436 10 436 10 436 Newark, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities See footnotes at end of table. 2 789 1 095 790 486 486 195 195 109 109 216 54 54 161 30 117 89 35 35 15 15 39 39 484 222 55 55 152 152 262 31 31 135 135 83 83 13 13 N N N Q Q Q Q 124 300 124 300 1 807 798 1 193 194 1 193 194 D 45 459 408 017 139 310 32 224 32 224 75 536 75 536 31 550 31 550 D 984 128 232 293 232 293 745 288 745 288 D 38 803 38 803 408 356 408 356 58 833 58 833 D D 3 525 505 823 916 473 967 335 662 335 662 120 041 120 041 18 264 18 264 317 725 146 359 146 359 D 4 874 151 784 32 224 9 825 9 825 10 768 10 768 11 631 11 631 D 429 100 116 809 116 809 310 044 310 044 D 4 516 4 516 110 001 110 001 26 226 26 226 D D 884 423 203 455 104 347 69 732 69 732 30 207 30 207 4 408 4 408 91 713 57 908 57 908 D 1 077 29 373 7 395 2 205 2 205 2 809 2 809 2 381 2 381 D 112 458 30 627 30 627 81 282 81 282 D 1 235 1 235 20 328 20 328 5 406 5 406 D D 69 431 17 708 11 830 8 705 8 705 2 422 2 422 703 703 4 848 1 744 1 744 h 147 2 740 1 030 201 201 f f 302 302 i 5 140 1 247 1 247 3 820 3 820 g 113 113 791 791 359 359 c c .7 .4 – – – – – – – .6 – – D – 2.6 7.7 21.4 21.4 .2 .2 11.4 11.4 D .5 .4 .4 .4 .4 D 14.7 14.7 4.0 4.0 19.4 19.4 D D 4.0 14.3 16.3 19.0 19.0 13.6 13.6 2.6 2.6 11.2 2.6 2.6 D 13.9 16.9 6.3 2.0 2.0 3.7 3.7 16.9 16.9 D 9.0 6.3 6.3 9.8 9.8 D 46.4 46.4 28.7 28.7 20.6 20.6 D D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 19 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Newark, NJ PMSA 52 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 Con. Con. 1 204 311 150 129 21 153 142 10 893 757 757 136 46 64 26 6 N N Q Q Q Q Q Q 885 489 684 764 684 764 200 81 90 27 725 900 868 957 D 2 070 156 1 703 756 1 263 025 1 054 050 208 975 432 450 428 460 D 366 400 263 936 263 936 102 30 61 10 464 927 103 434 D 536 346 451 334 278 55 582 050 562 488 44 966 37 28 23 4 439 037 566 471 .6 – – – – – – D 15.4 15.0 15.0 16.7 9.7 25.4 9.1 D .8 .3 – – .3 1.0 .9 D 12.9 13.0 13.0 12.2 5.0 22.5 .1 D Finance & insurance Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) 115 053 114 003 D 84 764 61 600 61 600 23 7 12 2 164 926 842 396 D 9 281 9 173 b 7 527 5 813 5 813 1 714 674 789 251 c Newburgh, NY–PA PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 5223 523 5231 52312 523120 5239 52392 523920 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) 402 176 134 92 92 31 31 11 11 29 25 19 13 38 16 13 13 22 10 10 187 55 20 17 34 33 132 118 118 14 1 N N N Q Q Q Q D D 182 997 D D 3 170 D 17 624 D D D 14 420 14 420 N N Q Q Q Q 40 443 D D D D 126 479 60 581 48 403 29 018 29 018 D D D D 11 047 D D 1 131 D 7 088 D D D 4 946 4 946 51 504 36 897 28 954 D D D 14 607 D D D D 31 022 15 086 12 528 7 991 7 991 D D D D 2 286 D D 272 D 1 609 D D D 1 183 1 183 12 690 9 412 7 073 D D D 3 278 D D D D 4 116 2 106 1 811 1 084 1 084 f f c c 261 c c 34 e 102 b b c 128 128 1 696 1 209 g c b b 487 e e b b 1.5 1.5 – – – D D D D 3.6 D D 42.4 D – D D D 45.6 45.6 1.0 – – D D D 42.0 D D D D 2.4 7.7 9.9 5.9 5.9 D D D D 3.9 D D 3.1 D 2.9 D D D 7.0 7.0 .3 – – D D D 10.2 D D D D Stamford–Norwalk, CT PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522292 5223 52231 522310 52239 522390 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 1 269 338 209 120 120 71 71 18 18 101 43 43 56 40 28 14 14 10 10 N N N Q Q Q Q 20 676 20 676 2 854 820 2 745 098 2 745 098 D 75 306 D D D D D 2 178 371 D 140 422 102 247 102 247 33 523 33 523 4 652 4 652 251 136 218 486 218 486 D 28 609 D D D D D 652 582 D 34 694 25 667 25 667 8 021 8 021 1 006 1 006 69 829 62 253 62 253 D 6 186 D D D D D 19 082 i 2 965 1 889 1 889 939 939 137 137 2 973 2 539 2 539 e 348 c b b b b .7 D – – – – – – – .1 .1 .1 D 1.9 D D D D D 6.8 D 35.2 47.4 47.4 – – 5.1 5.1 11.2 10.5 10.5 D 24.2 D D D D D 20 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Stamford–Norwalk, CT PMSA Con. 52 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 52413 524130 5242 52421 524210 52429 524292 524298 525 Finance & insurance Con. 616 208 68 68 120 120 13 13 408 59 59 214 214 126 126 308 87 30 24 47 42 10 10 221 189 189 32 13 13 7 4 912 734 2 823 601 2 100 638 2 100 638 D D D D 2 089 133 632 003 632 003 1 189 874 1 189 874 D D N N Q Q Q Q Q Q 311 443 260 102 260 102 51 341 29 756 D D 1 258 429 690 623 403 002 403 002 D D D D 567 806 30 970 30 970 416 191 416 191 D D 516 034 400 928 D D 243 350 239 815 D D 115 106 84 469 84 469 30 637 19 118 D D 388 966 257 318 183 038 183 038 D D D D 131 648 8 423 8 423 98 980 98 980 D D 155 881 126 973 D D 80 947 80 127 D D 28 908 22 034 22 034 6 874 4 153 D D 7 063 3 490 1 410 1 410 g g c c 3 573 410 410 2 017 2 017 g g 5 831 4 081 g f 2 135 2 055 f f 1 750 1 342 1 342 408 252 c c 1.0 .8 .4 .4 D D D D 1.3 .5 .5 .6 .6 D D .8 – D D – – D D 17.0 18.5 18.5 9.2 11.4 D D 7.2 8.8 8.5 8.5 D D D D 5.1 .8 .8 7.8 7.8 D D .9 .2 D D .2 .1 D D 15.4 15.7 15.7 13.7 1.7 D D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Trenton, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522292 5223 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Real estate credit Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 533 201 147 86 86 32 32 29 29 43 13 13 30 19 11 132 42 11 11 31 31 90 42 42 34 34 197 59 28 21 30 27 138 115 115 23 11 3 N N N Q Q Q Q 34 412 34 412 D 32 659 32 659 D 22 202 D D D D D D D D 164 959 164 959 48 620 48 620 N N Q Q Q Q 123 376 D D D 16 077 D 487 778 142 501 129 128 106 366 106 366 17 534 17 534 5 228 5 228 D 3 392 3 392 D 6 705 D D D D D D D D 47 915 47 915 19 687 19 687 198 277 154 270 D 27 716 120 134 119 171 44 007 D D D 7 040 D 140 145 38 615 35 292 30 185 30 185 3 930 3 930 1 177 1 177 D 828 828 D 1 591 D D D D D D D D 14 856 14 856 4 793 4 793 51 788 41 156 D 8 486 30 997 30 804 10 632 D D D 1 998 D 9 704 3 387 3 030 2 319 2 319 536 536 175 175 e 128 128 c 127 b g f c c f f f 426 426 297 297 4 614 3 707 f 672 2 892 2 868 907 f f e 161 c 1.3 1.8 – – – – – – – D – – D 11.9 D D D D D D D D 2.8 2.8 10.1 10.1 .7 – D – – – 10.9 D D D 8.9 D 4.4 1.0 – – – – – – – D 18.9 18.9 D 11.7 D D D D D D D D 2.5 2.5 .5 .5 6.0 5.3 D – 8.6 8.6 15.7 D D D .2 D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 21 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK–NORTHERN NEW JERSEY–LONG ISLAND, NY– NJ–CT–PA CMSA Con. Waterbury, CT PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 5223 523 5231 5239 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 252 121 93 38 38 37 37 18 18 18 14 10 24 12 12 107 19 17 16 88 82 82 N N N Q Q Q Q 18 276 18 276 38 195 D 5 687 D D D N N Q Q D D D 90 412 64 240 52 085 17 911 17 911 31 914 31 914 2 260 2 260 8 678 D 3 477 D D D D 4 366 D D D D D 22 386 15 978 13 937 4 732 4 732 8 667 8 667 538 538 1 538 D 503 D D D D 1 109 D D D D D 2 327 1 701 1 445 504 504 859 859 82 82 195 c 61 c b b e 82 b b e e e 2.5 .5 – – – – – – – 4.4 D 11.5 D D D D – D D D D D 4.3 4.1 3.6 10.5 10.5 – – 10.3 10.3 11.5 D – D D D D .3 D D D D D PHILADELPHIA–WILMINGTON–ATLANTIC CITY, PA–NJ–DE– MD CMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 8 988 1 1 1 1 3 671 2 298 1 430 1 430 592 592 275 275 946 50 50 214 214 682 214 402 56 35 427 159 159 33 33 235 235 N 810 000 810 000 810 000 810 000 N N Q Q Q Q 413 849 413 849 11 514 258 6 319 446 6 319 446 D D D D D 121 913 D D D D 586 061 586 061 234 954 234 954 D 50 461 50 461 50 461 50 461 3 306 252 D 1 788 855 1 788 855 D D 66 532 66 532 993 323 219 458 219 458 D D D D D 12 228 D D D D 112 114 112 114 74 842 74 842 D 11 929 11 929 11 929 11 929 788 973 D 394 748 394 748 D D 15 978 15 978 268 806 64 417 64 417 D D D D D 3 220 D D D D 29 255 29 255 13 790 13 790 m 1 270 1 270 1 270 1 270 85 536 l 45 040 45 040 i i 2 700 2 700 24 501 7 343 7 343 h h j h i 400 c i f f 3 003 3 003 1 823 1 823 D – – – – .4 D – – D D – – .8 .7 .7 D D D D D 2.9 D D D D 1.4 1.4 3.7 3.7 D – – – – 3.7 D .8 .8 D D 3.4 3.4 5.2 4.7 4.7 D D D D D 30.4 D D D D – – 10.8 10.8 22 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA–WILMINGTON–ATLANTIC CITY, PA–NJ–DE– MD CMSA Con. 52 523 5231 52311 523110 52312 523120 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 1 510 585 141 141 429 429 1 1 1 924 356 356 337 337 190 190 41 38 3 768 1 022 449 374 75 548 487 59 25 25 2 746 2 315 2 315 431 138 214 79 38 38 38 38 D D D D D D D D D D D D D D D D D D N N Q Q Q Q Q Q Q Q D 1 938 623 1 938 623 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 1 094 715 D 34 560 D D D 702 211 702 211 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 265 892 D 8 371 D D D 162 435 162 435 D D D D D D D D j i g g i i e e e j f f i i f f g g l l k k j 23 170 j 813 f f j 15 641 15 641 h f h g f f f f D D D D D D D D D D D D D D D D D D D D D D D .1 D 5.2 D D D 18.6 18.6 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D .2 D .8 D D D 11.1 11.1 D D D D D D D D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) Atlantic–Cape May, NJ PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 5223 52239 522390 523 5231 52312 523120 5239 524 5241 52411 524113 52412 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities See footnotes at end of table. 389 210 169 89 89 70 70 10 10 20 18 21 13 13 41 30 26 26 11 138 31 20 18 11 107 88 88 19 N N N Q Q Q Q D D D D D D D D D D D D N N Q Q Q 70 889 D D D 134 494 D 47 998 20 568 20 568 D D D D D D D D D D D D D D 56 144 23 628 D 16 445 D 32 516 D D D 33 291 D 12 392 5 143 5 143 D D D D D D D D D D D D D D 13 682 5 872 D 4 104 D 7 810 D D D 4 019 g 2 003 883 883 g g b b b b b b b e e c c b 1 550 650 f f b 900 f f e 2.8 D – – – D D D D D D D D D D D D D D 3.9 .1 D – D 17.4 D D D 2.7 D 4.3 1.8 1.8 D D D D D D D D D D D D D D 1.2 – D – D 5.4 D D D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 23 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA–WILMINGTON–ATLANTIC CITY, PA–NJ–DE– MD CMSA Con. Philadelphia, PA–NJ PMSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) See footnotes at end of table. 7 098 1 1 1 1 2 847 1 828 1 150 1 150 468 468 209 209 661 161 161 500 124 332 39 28 358 130 130 22 22 206 206 988 479 121 121 347 347 1 1 1 508 64 64 253 253 163 163 28 26 3 230 879 372 312 60 486 430 55 21 21 2 351 1 970 1 970 381 118 192 71 32 32 32 32 N 810 000 810 000 810 000 810 000 N N Q Q Q Q D D 3 932 400 1 735 394 1 735 394 2 197 006 611 686 1 503 532 D 10 559 507 349 62 909 62 909 217 920 217 920 226 520 226 520 4 338 223 2 124 094 D D 1 503 156 1 503 156 D D D D 109 418 109 418 1 779 989 1 779 989 181 301 181 301 D D N N Q Q Q Q Q Q Q Q 2 175 148 1 715 778 1 715 778 459 64 235 159 370 355 413 602 6 859 126 50 461 50 461 50 461 50 461 1 879 328 1 126 606 886 376 886 376 178 276 178 276 D D 596 942 181 700 181 700 415 242 64 845 342 272 D 3 437 155 780 26 085 26 085 57 565 57 565 72 130 72 130 1 556 429 781 749 D D 535 181 535 181 D D D D 13 950 13 950 626 845 626 845 69 612 69 612 D D 3 353 427 2 514 733 1 445 090 993 757 451 333 1 028 163 995 764 D 41 480 41 480 838 694 617 210 617 210 221 29 95 96 484 090 552 842 1 678 244 11 929 11 929 11 929 11 929 472 557 280 962 221 677 221 677 43 110 43 110 D D 156 999 49 059 49 059 107 940 33 721 71 956 D 828 34 596 4 331 4 331 16 927 16 927 13 338 13 338 376 155 196 256 D D 149 749 149 749 D D D D 3 047 3 047 146 748 146 748 14 732 14 732 D D 812 459 628 370 252 117 189 096 896 200 152 306 1 270 1 270 1 270 1 270 51 943 36 343 28 403 28 403 5 593 5 593 g g 12 019 3 777 3 777 8 242 928 7 075 c 154 3 581 608 608 g g 1 709 1 709 19 111 7 945 g g 5 784 5 784 e e e j 260 260 8 505 8 505 840 840 g g 79 399 61 39 28 10 734 496 956 540 2.4 – – – – .6 .1 – – .4 .4 D D 1.2 1.6 1.6 .8 .7 .7 D 17.9 4.4 19.1 19.1 1.3 1.3 3.2 3.2 19.2 1.7 D D 2.1 2.1 D D D D 5.4 5.4 43.3 43.3 10.5 10.5 D D 1.1 .1 .2 – .4 .1 – D – – 17.1 18.3 18.3 12.4 26.3 9.7 10.9 – – – – 2.8 – – – – 5.3 4.7 2.0 2.0 13.9 13.9 D D 6.4 7.6 7.6 5.4 5.8 5.5 D .2 6.2 12.4 12.4 .1 .1 10.3 10.3 7.3 9.3 D D 8.3 8.3 D D D D 12.8 12.8 5.0 5.0 7.3 7.3 D D 1.5 .8 1.0 .5 1.9 .2 .2 D 1.1 1.1 12.1 11.5 11.5 14.5 5.6 17.1 14.1 .4 .4 .4 .4 249 615 241 823 D 8 478 8 478 184 270 142 404 142 404 41 6 22 12 866 981 654 231 21 583 20 809 f 655 655 17 665 13 316 13 316 4 349 769 2 364 1 216 583 583 583 583 337 805 337 805 337 805 337 805 19 481 19 481 19 481 19 481 5 144 5 144 5 144 5 144 24 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA–WILMINGTON–ATLANTIC CITY, PA–NJ–DE– MD CMSA Con. Vineland–Millville–Bridgeton, NJ PMSA 52 522 5221 52211 522110 52212 522120 5222 523 5239 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Nondepository credit intermediation Securities intermediation & related activities Other financial investment activities Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 148 67 53 35 35 11 11 10 17 10 64 13 51 48 48 N N N Q Q Q Q D D D N N D D D 54 035 D 17 385 13 107 13 107 D D D D D D 16 160 D D D 11 195 D 4 115 3 198 3 198 D D D D D D 2 710 D D D 1 427 f 674 497 497 c c c b b f 328 c c c 2.5 D – – – D D D D D D – D D D 5.1 D 18.6 2.6 2.6 D D D D D D – D D D Wilmington–Newark, DE–MD PMSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522298 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 1 353 547 248 156 156 43 43 49 49 255 50 50 50 50 155 77 59 14 44 23 23 13 13 464 69 17 17 49 49 395 284 284 76 76 22 22 13 12 336 99 48 36 12 47 44 237 209 209 28 10 11 6 N N N Q Q Q Q D D D 6 319 446 6 319 446 740 981 740 981 D 301 259 118 552 D D D D D D 1 602 439 D D D D D D D D D D D D 55 561 D N N Q Q Q Q Q D D D D D 5 398 D D 1 350 026 D 868 804 868 804 28 784 28 784 D D D 219 458 219 458 36 916 36 916 D 100 888 26 463 D D D D D D 185 938 D D D D D D D D D D D D 11 720 D D D D D D 57 804 D D D D D D 3 226 D D 297 905 D 164 730 164 730 8 364 8 364 D D D 64 417 64 417 9 085 9 085 D 30 096 5 835 D D D D D D 42 465 D D D D D D D D D D D D 3 068 D D D D D D 14 213 D D D D D D 752 D k 30 596 j 15 257 15 257 908 908 e e j 7 343 7 343 713 713 h 3 345 709 c g b b b b 3 161 f b b f f h f f g g b b 512 f i h h g g 1 442 g g g g e c 99 a D .3 D – – – – D D D .7 .7 – – D .2 1.9 D D D D D D .5 D D D D D D D D D D D D – D D D D D D .3 D D D D D D 10.3 D D 2.3 D – – 14.7 14.7 D D D 4.7 4.7 .8 .8 D 1.2 6.5 D D D D D D 2.9 D D D D D D D D D D D D 1.6 D D D D D D .1 D D D D D D 11.3 D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 25 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PITTSBURGH, PA MSA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 3 525 1 1 1 1 1 546 1 113 663 663 209 209 241 241 327 76 76 248 115 121 12 106 75 75 22 22 416 196 22 22 173 173 220 33 33 112 112 61 61 14 13 1 560 406 171 145 26 228 211 16 1 154 1 032 1 032 122 31 67 24 2 N 341 000 341 000 341 000 341 000 N N Q Q Q Q 215 707 215 707 891 903 593 478 593 478 D 118 821 117 831 D 1 549 840 38 373 38 373 D D D 490 869 D D 429 205 429 205 D 49 003 49 003 550 995 550 995 76 854 76 854 D D N N Q Q Q Q Q Q 648 050 485 574 485 574 162 54 79 27 476 659 829 988 D 2 101 166 10 970 10 970 10 970 10 970 1 049 021 897 682 788 891 788 891 79 544 79 544 29 247 29 247 118 930 54 604 54 604 D 16 486 42 969 D 32 409 15 244 15 244 D D D 165 168 D D 148 688 148 688 D 9 419 9 419 153 952 153 952 18 969 18 969 D D 691 202 480 311 116 195 591 522 008 514 567 324 2 889 2 889 2 889 2 889 281 735 246 051 219 762 219 762 19 412 19 412 6 877 6 877 29 057 13 758 13 758 D 3 795 10 030 D 6 627 2 708 2 708 D D D 45 829 D D 41 400 41 400 D 4 897 4 897 49 479 49 479 6 845 6 845 D D 175 055 123 79 29 49 430 536 940 596 56 239 394 394 394 394 31 025 26 528 22 212 22 212 2 946 2 946 1 370 1 370 3 391 1 602 1 602 g 580 1 095 b 1 106 567 567 c c i 2 012 c c 1 811 1 811 h 128 128 2 649 2 649 328 328 c c 19 554 13 8 3 5 252 837 824 013 1.2 – – – – .2 – – – – – – – .9 – – D 1.4 4.6 D .6 13.5 13.5 D D D 1.9 D D 2.1 2.1 D 2.1 2.1 2.2 2.2 10.1 10.1 D D 2.3 .1 – – – D .1 D 24.3 30.5 30.5 5.6 3.3 7.0 6.3 D 2.0 – – – – 2.0 .9 .2 .2 5.3 5.3 8.3 8.3 13.5 11.6 11.6 D 25.8 11.0 D .3 8.8 8.8 D D D .9 D D .9 .9 D 5.4 5.4 1.5 1.5 34.8 34.8 D D 1.9 .8 1.0 1.0 1.1 D .1 D 11.9 10.4 10.4 16.3 .5 19.1 38.8 D D 159 857 D 210 611 155 381 155 381 55 8 34 12 230 732 435 063 D D 41 250 D 51 625 37 817 37 817 13 2 8 3 808 425 234 149 D h 4 177 c 6 302 4 638 4 638 1 664 276 939 449 b 26 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 READING, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 523 5231 52312 523120 5239 52392 523920 524 5241 52411 52412 524126 5242 52421 524210 52429 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Funds, trusts, & other financial vehicles (part) 423 208 165 108 108 36 36 21 21 34 29 15 11 41 17 16 16 24 12 12 173 41 11 29 27 132 122 122 10 1 N N N Q Q Q Q 47 340 47 340 71 454 D 10 014 34 595 D D 42 008 42 008 D 42 746 42 746 N N Q Q Q 53 665 51 687 51 687 1 978 D 273 210 135 869 108 803 82 473 82 473 21 840 21 840 4 490 4 490 25 785 D 1 381 19 385 D D 12 985 12 985 D 15 549 15 549 105 043 81 604 D 71 650 D 23 439 22 366 22 366 1 073 D 66 143 32 907 26 390 19 405 19 405 5 881 5 881 1 104 1 104 6 226 D 321 4 623 D D 3 291 3 291 D 3 292 3 292 25 744 20 105 D 17 508 D 5 639 5 456 5 456 183 D 7 488 4 052 3 537 2 720 2 720 f f 176 176 450 e 51 281 e c 142 142 c 86 86 3 121 2 411 e 2 062 g 710 682 682 28 a 1.1 .1 – – – – – – – .5 D 3.8 – D D 2.5 2.5 D 1.5 1.5 1.9 – D – D 32.7 32.4 32.4 40.0 D 4.3 6.8 6.8 10.5 10.5 – – 11.9 11.9 8.3 D 9.7 11.7 D D 8.5 8.5 D 16.6 16.6 .6 .1 D .1 D 8.9 9.2 9.2 – D SCRANTON–WILKES BARRE–HAZLETON, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5223 523 5231 52312 523120 5239 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 842 395 309 218 218 35 35 56 56 70 61 30 28 16 69 41 37 37 28 13 13 377 91 41 36 49 42 286 248 248 38 12 18 1 N N N Q Q Q Q 35 753 35 753 D D 21 536 D D D D 66 106 66 106 D 7 248 7 248 N N Q Q Q Q 157 878 114 199 114 199 43 679 D 7 274 D 336 929 155 651 98 910 79 940 79 940 13 909 13 909 5 061 5 061 D D 3 057 D D D D 25 954 25 954 D 1 120 1 120 149 201 112 039 84 729 D D 23 298 37 162 28 184 28 184 8 978 D 3 261 D 83 192 38 926 24 558 20 123 20 123 3 293 3 293 1 142 1 142 D D 753 D D D D 6 519 6 519 D 287 287 36 249 27 747 21 868 D D 5 084 8 502 6 385 6 385 2 117 D 752 D 12 365 7 211 4 563 3 222 3 222 1 068 1 068 273 273 f f 120 b g e e 333 333 c 58 58 4 635 3 163 2 588 g f 447 1 472 1 175 1 175 297 b 125 b 1.8 .1 – – – – – – – D D – D D D D 3.5 3.5 D 22.8 22.8 2.9 .8 – D D – 24.8 30.8 30.8 9.3 D 45.3 D 6.1 7.6 .5 .2 .2 – – 9.8 9.8 D D 16.4 D D D D 11.7 11.7 D 12.5 12.5 4.8 4.8 5.8 D D .2 3.9 4.1 4.1 3.4 D 13.0 D FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 27 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 SHARON, PA MSA 52 522 5221 52211 522110 5222 52229 522291 523 5231 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 167 82 57 49 49 20 18 10 17 10 68 16 52 48 48 N N N Q Q 15 811 D 5 109 8 688 D N N 12 937 12 396 12 396 36 014 23 640 20 018 18 988 18 988 2 443 D 822 3 551 D 8 823 4 180 4 643 4 444 4 444 8 710 5 936 5 074 4 827 4 827 693 D 205 817 D 1 957 1 016 941 898 898 1 182 770 671 623 623 61 b 28 113 b 299 131 168 160 160 2.8 .3 – – – 3.7 D 2.8 4.2 D 8.6 – 49.4 50.5 50.5 .9 1.1 .4 .3 .3 8.9 D 23.1 1.9 D .3 – 2.0 2.1 2.1 STATE COLLEGE, PA MSA 52 522 5221 52211 522110 5222 52229 523 5231 52312 523120 5239 524 5241 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 191 90 70 57 57 17 16 27 17 17 17 10 74 14 60 56 56 N N N Q Q 29 271 D 27 163 12 243 12 243 12 243 14 920 N N D 14 757 14 757 47 499 24 698 17 530 15 329 15 329 6 985 D 9 703 4 686 4 686 4 686 5 017 13 098 D D 4 667 4 667 11 589 6 106 4 637 4 101 4 101 1 450 D 2 207 1 068 1 068 1 068 1 139 3 276 D D 1 120 1 120 1 783 1 121 708 606 606 400 b 168 65 65 65 103 494 c e 189 189 2.7 – – – – – D .2 – – – .3 8.3 D D 50.5 50.5 3.1 3.2 .2 .3 .3 15.6 D 5.6 .1 .1 .1 10.1 2.2 D D 9.2 9.2 WILLIAMSPORT, PA MSA 52 522 5221 52211 522110 52213 522130 5222 52229 523 5231 524 5241 52411 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages See footnotes at end of table. 167 75 58 43 43 14 14 16 14 14 10 78 19 11 59 53 53 N N N Q Q D D D D 21 413 D N N Q 14 548 13 844 13 844 54 374 26 794 25 041 23 550 23 550 D D D D 7 475 D 20 105 14 715 6 865 5 390 5 045 5 045 13 245 6 271 5 854 5 496 5 496 D D D D 1 870 D 5 104 3 918 1 840 1 186 1 115 1 115 1 872 1 005 941 854 854 b b b b 95 b 772 567 299 205 188 188 2.0 .1 – – – D D D D .7 D 3.9 – – 50.6 48.8 48.8 1.6 2.1 1.1 .6 .6 D D D D .1 D 1.4 – – 17.8 18.7 18.7 28 PENNSYLVANIA FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 Table 2. Summary Statistics for Metropolitan Areas: 1997 Con. Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1 [Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E] NAICS code Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 YORK, PA MSA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5223 52231 522310 523 5231 52312 523120 524 5241 52412 524126 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 442 255 208 133 133 51 51 24 24 36 32 17 15 11 10 10 26 17 17 17 160 33 25 24 127 119 119 1 32 29 12 16 N N N Q Q Q Q D D 396 291 623 668 6 5 2 3 141 409 68 929 60 489 49 307 49 307 D D D D 246 445 004 441 35 022 16 434 14 492 11 820 11 820 D D D D 1 493 1 284 493 791 449 D D D 3 546 3 546 3 546 14 870 8 250 6 697 D 6 620 6 326 6 326 D 4 542 2 610 2 374 1 861 1 861 e e c c 190 165 72 93 46 b b c 162 162 162 1 738 903 687 f 835 798 798 a 1.6 .1 – – – D D D D 2.7 3.0 – 5.3 – D D D – – – 4.2 – – D 21.1 21.2 21.2 D 1.8 2.6 2.0 2.4 2.4 D D D D 14.0 14.8 8.2 19.8 4.3 D D D – – – .4 – – D 1.9 1.2 1.2 D 4 490 D D D 34 966 34 966 34 966 N N Q Q 71 777 70 043 70 043 D 2 194 D D D 13 166 13 166 13 166 58 577 30 949 24 794 D 27 628 26 660 26 660 D AREA OUTSIDE PENNSYLVANIA METROPOLITAN AREAS 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5223 52231 522310 523 5231 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 524292 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part) 1Includes 2Includes 2 037 1 081 913 727 727 77 77 109 109 147 138 95 37 21 18 18 111 67 61 61 44 12 12 16 16 844 120 44 41 76 72 724 694 694 30 15 12 1 N N N Q Q Q Q D D D D 70 836 24 946 D D D D D D D D D D D D N N Q Q Q Q D D D D D D D 437 134 D D 232 120 232 120 D D D D D D 10 144 4 588 D D D D D D D D D D D D D 34 658 D D D D D D D D D D D 104 689 D D 56 345 56 345 D D D D D D 2 415 1 042 D D D D D D D D D D D D D 8 739 D D D D D D D D D D D 16 742 j j 9 725 9 725 f f f f f f 364 187 b b b f e e e c b b b b h 1 253 f f f f h h h e b c a 3.5 D D – – D D D D D D 1.1 2.6 D D D D D D D D D D D D D .4 D D D D D D D D D D D 1.1 D D .3 .3 D D D D D D 12.0 5.7 D D D D D D D D D D D D D .3 D D D D D D D D D D D revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages. FINANCE AND INSURANCE GEOG. AREA SERIES U.S. Census Bureau, 1997 Economic Census Feb. 1, 2000 PENNSYLVANIA 29 Appendix A. Explanation of Terms ANNUAL PAYROLL Payroll includes all forms of compensation, such as salaries, wages, commissions, dismissal pay, bonuses, vacation allowances, sick-leave pay, and employee contributions to qualified pension plans paid during the year to all employees. Payroll does not include commissions paid to independent (nonemployee) agents, such as insurance agents. For corporations, payroll includes amounts paid to officers and executives; for unincorporated businesses, it does not include profit or other compensation of proprietors or partners. Payroll is reported before deductions for social security, income tax, insurance, union dues, etc. This definition of payroll is the same as that used by the Internal Revenue Service (IRS) on form 941. FIRST QUARTER PAYROLL ($1,000) Represents payroll paid to persons employed at any time during the quarter January to March 1997. NUMBER OF EMPLOYEES Paid employees consist of the full-time and part-time employees who were on the payroll during the pay period including March 12 , including salaried officers and executives of corporations. Included are employees on paid sick leave, paid holidays, and paid vacations; not included are proprietors and partners of unincorporated businesses. Excluded are independent (nonemployee) agents. The definition of paid employees is the same as that used on IRS form 941. NUMBER OF ESTABLISHMENTS An establishment is generally a single physical location at which business is conducted. It is not necessarily identical with a company or enterprise, which may consist of one establishment or more. Economic census figures represent a summary of reports for individual establishments rather than companies. For cases where a census report was received, separate information was obtained for each location where business was conducted. When administrative records of other Federal agencies were used instead of a census report, no information was available on the number of locations operated. The count of establishments represents those in business at any time during 1997. When two or more activities were carried on at a single location under a single ownership, all activities generally were grouped together as a single establishment. The entire establishment was classified on the basis of its major activity and all data for it were included in that classification. However, when distinct and separate economic activities (for which different industry classification codes were appropriate) were conducted at a single location under a single ownership, separate establishment reports for each of the different activities were obtained in the census. REVENUE Includes revenue from all business activities whether or not payment was received in the census year, including commissions and fees from all sources, rents, net investment income, interest, dividends, royalties, and net insurance premiums earned. Revenue from leasing property marketed under operating leases is included, as well as interest earned from property marketed under capital, finance, or full payout leases. Revenue also includes the total value of service contracts and amounts received for work subcontracted to others. Revenue does not include sales and other taxes collected from customers and remitted directly by the firm to a local, state, or Federal tax agency. SALES, RECEIPTS, OR REVENUE ESTIMATED (PERCENT) Percent of total sales/receipts/revenue that was imputed based on historic company ratios or administrative records, or on industry averages. SALES, RECEIPTS, OR REVENUE FROM ADMINISTRATIVE RECORDS (PERCENT) Percent of total sales/receipts/revenue obtained from administrative records of other Federal agencies. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census APPENDIX A A–1 Appendix B. NAICS Codes, Titles, and Descriptions 52 FINANCE AND INSURANCE The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries as well as by specialist establishments and the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. APPENDIX B B–1 Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. 521 Monetary Authorities-Central Bank The Monetary Authorities-Central Bank subsector groups establishments that engage in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 5211 Monetary Authorities-Central Bank This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52111, Monetary Authorities-Central Bank 52111 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 521110 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. The data published with NAICS code 521110 include these parts of the following SIC industries: 6011 Monetary authorities - central bank 522 Credit Intermediation and Related Activities Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services. B–2 APPENDIX B 5221 Depository Credit Intermediation This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended. 52211 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 522110 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. The data published with NAICS code 522110 include these parts of the following SIC industries: 6021 (pt) National commercial banks (banking) 6022 (pt) State commercial banks (banking) 6029 Other commercial banks 6081 (pt) Branches of foreign banks 6099 (pt) Representative offices of foreign banks 5221101 National Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing other customer financial transactions. These depository institutions are chartered by the Federal Government. 5221102 State Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans; and providing customer financial transactions. These depository institutions are chartered by one of the states, the District of Columbia, or territories. 5221103 Other Commercial Banks Establishments primarily engaged in accepting deposits and granting withdrawals, and providing other customer financial transactions. These depository institutions are not chartered by the Federal Government, any of the states, the District of Columbia or territories. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5221104 Branches of Foreign Banks Establishments of foreign banks operating as branches that specialize in commercial loans. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5221109 Representative Offices of Foreign Banks Establishments primarily engaged in representing foreign banks. These establishments generally have no revenue. 52212 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 522120 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. The data published with NAICS code 522120 include these parts of the following SIC Industries: 6035 Savings institutions (federally chartered) 6036 Savings institutions (not federally chartered) 6141 Remedial loan societies and mutual benefit associations (deposit) 5221201 Savings Institutions, Federally Chartered Establishments, operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221203 Savings Institutions, Not Federally Chartered Establishments, not operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221209 Remedial Loan Societies and Mutual Benefit Associations (Depository) Establishments (other than credit unions, savings and loan associations and savings banks) primarily engaged in accepting deposits, granting withdrawals, and serving the savings and credit needs of its members. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 52213 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. 522130 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. The data published with NAICS code 522130 include these parts of the following SIC industries: 6061 Credit unions (federally chartered) 6062 Credit unions (not federally chartered) 5221301 Credit Unions, Federally Chartered Establishments chartered by the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 5221309 Credit Unions, Not Federally Chartered Establishments chartered by other than the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 52219 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 522190 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. The data published with NAICS code 522190 include these parts of the following SIC industries: 6022 (pt) Other depository credit intermediation 5222 Nondepository Credit Intermediation This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds APPENDIX B B–3 raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended. 52221 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 522210 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. The data published with NAICS code 522210 include these parts of the following SIC industries: 6021 (pt) National commercial banks (credit card issuing) 6022 (pt) State commercial banks (credit card issuing) 6141 (pt) Credit card issuing by personal credit institutions 6153 (pt) Other short-term business credit institutions 5222101 National Commercial Banks (Credit Card Issuing) Establishments of banks chartered by the Federal Government, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222102 State Commercial Banks (Credit Card Issuing) Establishments of banks chartered by one of the states, the District of Columbia, or territories, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222103 Credit Card Issuing by Personal Credit Institutions Establishments of personal credit institutions (other than banks) primarily engaged in issuing credit cards or charge cards to individuals or consumers for purchasing goods and services on an installment basis. B–4 APPENDIX B 5222109 Credit Card Issuing by Business Credit Institutions, Not Elsewhere Classified Establishments of short-term business credit institutions, not elsewhere classified, primarily engaged in providing credit (including credit cards) to businesses and other organizations for relatively short periods. 52222 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. 522220 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. The data published with NAICS code 522220 include these parts of the following SIC industries: 6141 (pt) Automotive sales finance companies 6141 (pt) Sales finance companies (except automotive) 6153 (pt) Commercial finance companies 6159 (pt) Financing leases 5222201 Automotive Sales Finance Companies Establishments primarily engaged in lending money to individuals for automotive purchases, including trucks, either directly to individuals or through sales financing arrangements with dealers. 5222202 Sales Finance Companies, Except Automotive Establishments primarily engaged in lending money to individuals for the retail purchase of consumer goods (other than automotive), either directly to individuals or through sales financing arrangements with dealers. 5222203 Commercial Finance Companies Establishments primarily engaged in granting shortterm credit to business or commercial enterprises (other than in exchange for credit-related assets). 5222209 Financing Leases Establishments primarily engaged in providing financing for equipment or other assets to customers through a lease agreement, where the lessee acquires substantially FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census all the benefits of its use, and takes all the risks associated with its ownership. The lessee is responsible for maintenance and taxes, and may have the option to take title to the leased equipment at the end of the lease. 52229 Other Nondepository Credit Intermediation This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements). 522291 Consumer Lending 5222922 Farm Mortgage Companies Establishments primarily engaged in making long-term farm real estate loans (except Federal and Federallysponsored credit agencies). 5222929 Mortgage Bankers and Loan Correspondents Establishments primarily engaged in originating (making) and selling mortgage and other real estate loans (except farm) to permanent investors, and servicing these loans. 522293 International Trade Financing This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. The data published with NAICS code 522291 include these parts of the following SIC industries: 6141 (pt) Consumer & personal finance companies 6141 (pt) Other personal credit institutions 5222911 Consumer and Personal Finance Companies Establishments primarily engaged in providing unsecured cash loans to individuals or consumers for nonspecified purposes, including student loans. 5222919 Other Personal Credit Institutions Establishments of nondepository credit institutions, not elsewhere classified, primarily engaged in providing credit to individuals and issuing personal loans. 522292 Real Estate Credit This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral. The data published with NAICS code 522292 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily real estate 6159 (pt) Farm mortgage companies 6162 (pt) Mortgage bankers & loan correspondents 5222921 Federal and Federally-Sponsored Credit Agencies, Primarily Real Estate Credit Establishments of Federal and Federally-sponsored credit agencies primarily engaged in making real estate loans. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census This U.S. industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and (3) lending funds to domestic buyers of imported goods. The data published with NAICS code 522293 include these parts of the following SIC industries: 6081 (pt) Agencies of foreign banks, primarily trade finance 6082 (pt) Agreement & Edge Act Corporations, primarily trade finance 6111 (pt) Federally-sponsored credit agencies, primarily trade finance 6159 (pt) International trade credit 5222931 Agencies of Foreign Banks Primarily Engaged in Trade Finance Establishments primarily operating as agencies of foreign banks that specialize in trade (import and/or export) finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222932 Agreement and Edge Act Corporations Primarily Engaged in Trade Finance Establishment of Agreement and Edge Act corporations, operating under Federal or state charter, primarily engaged in financing foreign trade. Also included in this industry are domestically-owned Federal or state-chartered institutions that only operate outside the United States. 5222933 Federal and Federally-Sponsored Credit Agencies, Primarily Trade Finance Establishments of Federal and Federally-sponsored credit agencies primarily engaged in facilitating the financing of exports and imports and the exchange of commodities between the U.S. and any foreign country. These establishments may also guarantee or insure exports and imports. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not APPENDIX B B–5 regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222939 International Trade Credit Establishments primarily engaged in providing financing for foreign buyers of U.S. goods (exports) or assistance in financing imports. 522294 Secondary Market Financing This U.S. industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market. The data published with NAICS code 522294 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily secondary market 6159 (pt) Secondary market financing 5222941 Federal and Federally-Sponsored Credit Agencies, Primarily Secondary Market Establishments of Federal and Federally-sponsored credit agencies primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222949 Secondary Market Financing (Private) Private establishments primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. 522298 All Other Nondepository Credit Intermediation This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property. The data published with NAICS code 522298 include these parts of the following SIC industries: 5932 (pt) Pawn shops 6081 (pt) Agencies of foreign banks, primarily commercial finance 6111 (pt) Other federally-sponsored credit agencies 6153 (pt) Factors B–6 APPENDIX B 6159 (pt) Agricultural credit (except federallysponsored) 6159 (pt) Other miscellaneous business credit institutions 5222981 Pawnshops Establishments primarily engaged in lending money at interest in exchanged for personal property left as security and selling the merchandise if the property is not reclaimed. 5222982 Agencies of Foreign Banks Primarily Engaged in Commercial Finance Establishments primarily operating as agencies of foreign banks that specialize in domestic commercial finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222983 Other Federal and Federally-Sponsored Credit Agencies Establishments of Federal and Federally-sponsored credit agencies primarily engaged in guaranteeing, insuring, and making loans, (except real estate credit, trade finance, or the secondary market). Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the Government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222984 Factors Establishments primarily engaged in providing shortterm capital to businesses in exchange for (or in consideration of) credit-related assets, such as installment notes, commercial paper, accounts receivable, and credit card debt. 5222985 Agricultural Credit (Except Federal and Federally-Sponsored) Establishments (except Federal and Federally-sponsored credit agencies) primarily engaged in providing nondepository agricultural (nonmortgage) credit and loans. 5222989 Other Miscellaneous Business Credit Institutions Establishments primarily engaged in providing credit or capital to businesses and other organizations for intermediate and long-term periods (more than 1 year). 5223 Activities Related to Credit Intermediation This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 52231 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. 522310 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. The data published with NAICS code 522310 include these parts of the following SIC industries: 6163 Mortgage & nonmortgage loan brokers 52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). 522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). The data published with NAICS code 522320 include these parts of the following SIC industries: 6019 (pt) Other central reserve depository institutions 6099 (pt) Electr funds trans & automated clearinghouses for banks & checks 6153 (pt) Credit card service by business credit institutions 7389 (pt) Credit card processing 5223201 Other Central Reserve Depository Institutions Establishments primarily engaged in providing reserve and overnight advance services to their members, such as savings banks, savings and loan associations, or credit unions. These central reserve depository institutions generally do not receive deposits from, or make advances to, other enterprises or individuals. 5223202 Electronic Funds Transfer and Automated Clearinghouse for Banks and Checks Establishments primarily engaged in providing electronic funds transfer, or check or other financial instrument clearing house services. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5223203 Credit Card Service by Business Credit Institutions Establishments of credit institutions primarily engaged in servicing credit cards. 5223209 Credit Card Processing Establishments primarily engaged in providing credit card transaction processing services (except credit card issuing institutions). 52239 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 522390 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). The data published with NAICS code 522390 include these parts of the following SIC industries: 6099 (pt) Other activities related to credit intermediation 6162 (pt) Loan servicing 5223901 Other Activities Related to Credit Intermediation Establishments primarily engaged in cashing checks, issuing traveler’s checks or money orders, or performing other functions closely related to depository intermediation. Also included here are establishments that operate windows and kiosks where customers purchase traveler’s checks or general purpose stored value cards. 5223909 Loan Servicing Establishments primarily engaged in servicing loans for banks, credit unions, mortgage companies, and other financial institutions. Loan servicing functions include collection of payments, securing of escrow funds, payment of property taxes and insurance, monitoring delinquencies, and accounting for remitting principal and interest payments to the loan holder. 523 Securities, Commodity Contracts, and Other Financial Investments and Related Activities Industries in the Securities, Commodity Contracts, and Other Financial Investments and Related Activities subsector group establishments that are primarily engaged in one of the following: (1) underwriting securities issues APPENDIX B B–7 and/or making markets for securities and commodities; (2) acting as agents (i.e., brokers) between buyers and sellers of securities and commodities; (3) providing securities and commodity exchange services; and (4) providing other services, such as managing portfolios of assets; providing investment advice; and trust, fiduciary, and custody services. 5231 Securities and Commodity Contracts Intermediation and Brokerage This industry group comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities and commodities; and those acting as agents and/or brokers between buyers and sellers of securities and commodities, usually charging a commission. 52311 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. 523110 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. The data published with NAICS code 523110 include these parts of the following SIC industries: 6211 (pt) Investment banking & securities dealing 52312 Securities Brokerage . This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 523120 Securities Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. B–8 APPENDIX B The data published with NAICS code 523120 include these parts of the following SIC industries: 6211 (pt) Securities brokerage 52313 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 523130 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. The data published with NAICS code 523130 include these parts of the following SIC industries: 6099 (pt) Foreign currency exchange 6221 (pt) Commodity contracts dealing 6799 (pt) Commodity contract trading company 5231301 Foreign Currency Exchange Establishments primarily engaged in foreign currency transactions for their own account or for others. Also included here are windows and kiosks, where customers purchase or exchange currencies. 5231302 Commodity Contracts Dealing Establishments primarily engaged as principals in buying and selling spot or future contracts, such as commodities, foreign currency, or futures options. 5231309 Commodity Contract Trading Companies Establishments primarily engaged in buying and selling commodity contracts. 52314 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 523140 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. The data published with NAICS code 523140 include these parts of the following SIC industries: FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6221 (pt) Commodity contracts brokerage 5232 Securities and Commodity Exchanges This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52321, Securities and Commodity Exchange 52321 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. 523210 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. The data published with NAICS code 523210 include these parts of the following SIC industries: 6231 Security & commodity exchanges 5239 Other Financial Investment Activities This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securityes dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services. 52391 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 523910 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. The data published with NAICS code 523910 include these parts of the following SIC industries: 6211 (pt) Traders & dealers (except for securities & commodities) FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6792 (pt) Oil royalty traders investing on own accounts 6799 (pt) Venture capital companies 6799 (pt) All other investors 5239101 Traders and Dealers, Except for Securities and Commodities Establishments primarily engaged as principals in buying and selling investment instruments other than securities or commodity contracts. 5239102 Oil Royalty Traders, Investing on Own Account Establishments primarily engaged in trading, on own account, the rights to a whole or partial interest in the proceeds from the sale of oil or gas, produced from a specific tract. 5239103 Venture Capital Companies Establishments primarily engaged in providing funds for newly-formed companies and funds for existing companies experiencing a short-term shortage of capital. Funding may be in the form of equity or debt. 5239109 All Other Investors Establishments primarily engaged in investing, not elsewhere classified. 52392 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 523920 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. The data published with NAICS code 523920 include these parts of the following SIC industries: 6282 (pt) Portfolio management 6733 (pt) Mgt of trust investment portfolios (exc ed relig & charitable) 6799 (pt) Commodity contract pool operators APPENDIX B B–9 5239201 Portfolio Management Establishments primarily engaged in managing the financial asset portfolio of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions and derive fees based on the size and/or overall performance of the portfolio. 5239202 Managers of Trust Investment Portfolios, Except Educational, Religious, and Charitable Trusts Establishments primarily engaged in managing private estate and investment portfolios of trusts (except educational, religious and charitable) on behalf of the beneficiaries. 5239209 Commodity Contract Pool Operators Establishments primarily engaged in a prearranged agreement in which members participate, through a manager, in the purchase of commodities. 52393 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 523930 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. The data published with NAICS code 523930 include these parts of the following SIC industries: 6282 (pt) Investment Advice 52399 All Other Financial Investment Activities This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts providing financial investment activities (except securities and commodity exchanges, portfolio management, and investment advice). 523991 Trust, Fiduciary, and Custody Activities This U.S. industry comprises establishments primarily engaged in providing trust, fiduciary, and custody services to others, as instructed, on a fee or contract basis, such as bank trust offices and escrow agencies (except real estate). B–10 APPENDIX B The data published with NAICS code 523991 include these parts of the following SIC industries: 6091 Nondeposit trust companies 6099 (pt) Escrow & fiduciary agencies 6289 (pt) Securities custodians & securities transfer agents 6733 (pt) Other trust, fiduciary, & custody activities 5239911 Nondeposit Trust Companies Establishments of trust companies primarily engaged in providing trust, custody, or other fiduciary services to others on a fee or contract basis, but not regularly accepting deposits. These establishments operate under Federal or state charter. 5239912 Escrow and Fiduciary Agencies Establishments primarily engaged in providing escrow and fiduciary services to others on a fee or contract basis (except in conjunction with real estate). 5239913 Securities Custodians and Securities Transfer Agents Establishments primarily engaged in providing custodial and transfer services for security holders, owners, brokers, and dealers. 5239919 Administration of Private Estates, Trustees in Bankruptcy, or Other Trust, Fiduciary, and Custody Activities Establishments primarily engaged, on behalf of the beneficiaries, in the administration and preservation of property, which constitutes an estate, under the terms of a trust agreement, will, or agency agreement . 523999 Miscellaneous Financial Investment Activities This U.S. industry comprises establishments primarily engaged in acting as agents and/or brokers (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts and those providing financial investment services (except securities and commodity exchanges; portfolio management; investment advice; and trust, fiduciary, and custody services) on a fee or commission basis. The data published with NAICS code 523999 include these parts of the following SIC industries: 6099 (pt) Deposit brokers 6211 (pt) Gas & oil lease & royalty brokers 6289 (pt) Oth services allied with the exchange of securities & commodities FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5239991 Deposit Brokers Establishments primarily engaged in pooling funds from clients of brokerage firms into large denomination deposits (usually $100,000), called ‘‘brokered deposits’’, in certain FDIC-insured banks. 5239992 Gas and Oil Lease and Royalty Brokers Establishments primarily engaged in buying and selling oil and gas leases and royalties on a fee or contract basis. 5239999 Other Services Allied With the Exchange of Securities and Commodities Establishments primarily engaged in providing services, not elsewhere classified, to securities or commodity holders, brokers or dealers. 524 Insurance Carriers and Related Activities Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services. 5241 Insurance Carriers This industry group comprises establishments primarily engaged in underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies and investing premiums to build up a portfolio of financial assets to be used against future claims. Direct insurance carriers are establishments that are primarily engaged in initially underwriting and assuming the risk of annuities and insurance policies. Reinsurance carriers are establishments that are primarily engaged in assuming all or part of the risk associated with an existing insurance policy (or set of policies) originally underwritten by another insurance carrier. Industries are defined in terms of the type of risk being insured against, such as death, loss of employment because of age or disability, and property damage. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. 52411 Direct Life, Health, and Medical Insurance Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 524113 Direct Life Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies. The data published with NAICS code 524113 include these parts of the following SIC industries: 6311 (pt) Offices of direct life insurance carriers 6321 (pt) Offices of direct accident & disability income insurance carriers 5241131 Offices of Direct Life Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of annuities and life insurance. 5241139 Offices of Direct Accident and Disability Income Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of accidental death and dismemberment, and disability income insurance. 524114 Direct Health and Medical Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies . Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry. The data published with NAICS code 524114 include these parts of the following SIC industries: 6321 (pt) Offices of direct health insurance carriers 6324 (pt) Offices of hospital & medical service plans (direct) 5241141 Offices of Direct Health Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of health insurance. 5241149 Offices of Hospital and Medical Service Plans (Direct) Establishments primarily engaged in initially underwriting and assuming the risk of hospital and medical insurance in accordance with prearranged agreements or service plans, but not providing medical services. 52412 Direct Insurance (Except Life, Health, and Medical) Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). APPENDIX B B–11 524126 Direct Property and Casualty Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability. The data published with NAICS code 524126 include these parts of the following SIC industries: 6331 (pt) Offices of direct fire, marine, & casualty insurance carriers 6351 (pt) Offices of direct surety insurance carriers 5241261 Offices of Direct Fire, Marine, and Casualty Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of fire, marine, and casualty insurance. 5241269 Offices of Direct Surety Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of financial responsibility and protection insurance. 524127 Direct Title Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property. The data published with NAICS code 524127 include these parts of the following SIC industries: 6361 (pt) Direct title insurance carriers 524128 Other Direct Insurance (Except Life, Health, and Medical) Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies). The data published with NAICS code 524128 include these parts of the following SIC industries: 6399 (pt) All other direct insurance carriers 52413 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. B–12 APPENDIX B 524130 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. The data published with NAICS code 524130 include these parts of the following SIC industries: 6311 (pt) Offices of life reinsurance carriers 6321 (pt) Offices of accident & health reinsurance carriers 6324 (pt) Offices of hospital & medical service plans (reinsurance) 6331 (pt) Offices of fire, marine, & casualty reinsurance carriers 6351 (pt) Offices of surety reinsurance carriers 6361 (pt) Offices of title reinsurance carriers 6399 (pt) Offices of other reinsurance carriers 5241301 Offices of Life Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more life insurance policies originally underwritten by other insurance carriers. 5241302 Offices of Accident and Health Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more accident and health insurance policies originally underwritten by other insurance carriers. 5241303 Offices of Hospital and Medical Service Plans (Reinsurance) Establishments primarily engaged in assuming all or part of hospital and medical services insurance policies originally underwritten by other insurance carriers. 5241304 Offices of Fire, Marine, and Casualty Reinsurance Carriers Establishments primarily engaged in assuming all or part of fire, marine, or casualty insurance policies originally underwritten by other insurance carriers. 5241305 Offices of Surety Reinsurance Carriers Establishments primarily engaged in assuming all or part of surety insurance policies originally underwritten by other insurance carriers. 5241306 Offices of Title Reinsurance Carriers Establishments primarily engaged in assuming all or part of title insurance policies originally underwritten by other insurance carriers. FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 5241309 Office of Other Reinsurance Carriers Establishments primarily engaged in assuming all or part of insurance policies (except life; accident and health; hospital and medical service plans; fire, marine, and casualty; surety; and title) originally underwritten by other insurance carriers. 5242 Agencies, Brokerages, and Other Insurance Related Activities This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration. 52421 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 524210 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. The data published with NAICS code 524210 include these parts of the following SIC industries: 6411 (pt) Insurance agencies & brokerages 52429 Other Insurance Related Activities This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages). 524291 Claims Adjusting This U.S. industry comprises establishments primarily engaged in investigating, appraising, and settling insurance claims. The data published with NAICS code 524291 include these parts of the following SIC industries: 6411 (pt) Claims adjusting 524292 Third Party Administration of Insurance and Pension Funds This U.S. industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers, employee-benefit plans, and self-insurance funds. The data published with NAICS code 524292 include these parts of the following SIC industries: 6371 (pt) Third party administration of pension, health, & welfare funds FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census 6411 (pt) Third party administration of insurance 5242921 Third Party Administrators of Pension, Health, and Welfare Funds Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to pension, health, and welfare funds on a contract or fee basis. 5242929 Third Party Administration of Insurance Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to insurance carriers. 524298 All Other Insurance Related Activities This U.S. industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance ratemaking services are included in this industry. The data published with NAICS code 524298 include these parts of the following SIC industries: 6411 (pt) All other insurance related activities 525 Funds, Trusts, and Other Financial Vehicles Industries in the Funds, Trusts, and Other Financial Vehicles subsector are comprised of legal entities (i.e., funds, plans, and/or programs) organized to pool securities or other assets on behalf of shareholders or beneficiaries of employee benefit or other trust funds. The portfolios are customized to achieve specific investment characteristics, such as diversification, risk, rate of return, and price volatility. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Establishments with employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Establishments primarily engaged in holding the securities of (or other equity interests in) other firms are classified in Sector 55, Management of Companies and Enterprises. 5251 Insurance and Employee Benefit Funds This industry group comprises legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members. 5259 Other Investment Pools and Funds This industry group comprises legal entities (i.e., investment pools and/or funds) organized to pool securities or other assets (except insurance and employeebenefit funds) on behalf of shareholders, unitholders, or beneficiaries. APPENDIX B B–13 52593 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). 525930 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). The data published with NAICS code 525930 include these parts of the following SIC industries: 6798 Real Estate Investment Trusts 5259301 Real Estate Investment Trusts (Equity and Hybrid) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate assets, with gross income of the trust derived from rents. REITs deriving income from a combination of rents, mortgage interest, or gains from the sale of real estate are classified here. 5259309 Real Estate Investment Trusts (Mortgage) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate mortgage assets, with gross income of the trust solely derived from interest earned on mortgage loans. B–14 APPENDIX B FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Appendix C. Coverage and Methodology MAIL/NONMAIL UNIVERSE For this sector, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent questionnaires to be completed and returned to the Census Bureau by mail. For most very small firms data from existing administrative records of other Federal agencies were used instead. These records provided basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. Firms in the 1997 Economic Census were divided into the mail universe and nonmail universe. The coverage of and the method of obtaining census information from each are described below: 1. The mail universe consisted of firms for which information was obtained by means of a mail canvass and included: a. Large employers, i.e., all multiestablishment and all single-establishment employer firms with payroll above a specified cutoff. The term ‘‘employers’’ refers to firms with one or more paid employees at any time during 1997 as shown in the active administrative records of other Federal agencies. b. A sample of small employers, i.e., singleestablishment firms with payroll below a specified cutoff, in classifications for which specialized data precluded reliance solely on administrative records sources. 2. The nonmail universe consisted of firms that were not required to file a regular census return and included: a. Selected small employers, i.e., singleestablishment firms with payroll below a specified cutoff. Although the payroll cutoff varied by kind of business, small employers in the nonmail universe generally included firms with less than 10 employees and represented about 10 percent of total revenue of establishments covered in the census. Data on revenue, payroll, and employment for small employers in the nonmail universe were derived or estimated from administrative records of other Federal agencies. b. All taxable nonemployers, i.e., all firms subject to Federal income tax with no paid employees during 1997. Revenue information for these firms was obtained from administrative records of other Federal agencies. Although consisting of many firms, FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census nonemployers accounted for less than 10 percent of total revenue of all establishments covered in the census. The census included only those nonemployer firms which reported a revenue volume of $1,000 or more during 1997. Data for nonemployers are not included in this report, but are released as part of the Core Business Statistics Series. INDUSTRY CLASSIFICATION OF ESTABLISHMENTS The classifications for all establishments in this sector were assigned in accordance with the 1997 North American Industry Classification System (NAICS) Manual, United States. NAICS is a common classification system developed by the United States, Canada, and Mexico. This system replaces the 1987 Standard Industrial Classification (SIC) that was used in previous censuses. Appendix A of the 1997 NAICS manual provides information on the comparability between the 1987 SIC and the 1997 NAICS. More information on NAICS is available in the NAICS manual and at www.census.gov/naics. The method of assigning classifications, and the level of detail at which establishments were classified, differed between the mail and nonmail universe as follows: 1. The mail universe. a. Establishments in the mail universe that returned questionnaires were classified on the basis of their self-designation, sources of revenue, and other industry-specific inquiries. b. Establishments in the mail universe that did not return questionnaires were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. 2. The nonmail universe. a. Employer establishments in the nonmail universe were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. If the census or administrative record classifications proved inadequate (none corresponded to a 1997 census classification in the detail required for employers), the firm was sent a brief inquiry requesting information necessary to assign a 1997 census kind-of-business code. APPENDIX C C–1 b. Nonemployers were classified on the basis of information obtained from administrative records of other Federal agencies. RELIABILITY OF DATA All data compiled for this sector are subject to nonsampling errors. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and the Sources of Revenue reports for this sector are subject to sampling errors as well as nonsampling errors. Specifically, these data are estimated based on information obtained from census questionnaires mailed to all large employers and to a sample of small employers in the universe. Sampling errors affect these estimates insofar as they may differ from results that would be obtained from a complete enumeration. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. The Census Bureau obtains limited information extracted from administrative records of other Federal agencies. This information is used in conjunction with other information available to the Census Bureau to develop estimates for nonemployers, small employers, and other establishments for which responses were not received in time for publication. TREATMENT OF NONRESPONSE Census report forms included two different types of inquiries, ‘‘basic’’ and ‘‘industry-specific.’’ Data for the basic inquiries, which include location, kind of business or operation, revenue, payroll, number of employees, and legal form of organization, were available from a combination of sources for all establishments. Data for industryspecific inquiries, tailored to the particular kinds of business or operation covered by the report, were available only from the establishments in the mail universe that completed the appropriate inquiries on the questionnaire. Two methods were used to account for nonresponse to industry-specific inquiries. For some inquiries, missing data were imputed for individual records based on responses from similar establishments. For other inquiries, the total of reported data were expanded to represent the mail and nonmail universe. Data for industry-specific inquiries based on a December 31 reference date were expanded in direct relationship to total annualized revenue of only those establishments in business at the end of the year. Unless otherwise noted in specific reports, data for other industry-specific inquiries were expanded in direct relationship to total revenue of all establishments included in the category. In a few cases, expansion on the basis of the revenue item was not appropriate, and another basic data item was used as the basis for expansion. All reports in which data were expanded to account for nonmail employers and nonrespondents include a coverage indicator for each publication category, which shows the revenue of establishments responding to the inquiry as a percent of total revenue for all establishments for which data are shown. Coverage is usually determined by the ratio of total revenue of establishments responding to the inquiry to total revenue of all establishments in the category. C–2 APPENDIX C FINANCE AND INSURANCE U.S. Census Bureau, 1997 Economic Census Appendix D. Geographic Notes Not applicable for this report. 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census APPENDIX D D–1 Appendix E. Metropolitan Areas PENNSYLVANIA Allentown—Bethlehem—Easton, PA MSA Carbon County, PA Lehigh County, PA Northampton County, PA Altoona, PA MSA Blair County, PA Erie, PA MSA Erie County, PA Harrisburg—Lebanon—Carlisle, PA MSA Cumberland County, PA Dauphin County, PA Lebanon County, PA Perry County, PA Johnstown, PA MSA Cambria County, PA Somerset County, PA Lancaster, PA MSA Lancaster County, PA New York—Northern New Jersey—Long Island, NY—NJ—CT—PA CMSA Bergen—Passaic, NJ PMSA Bergen County, NJ Passaic County, NJ Bridgeport, CT PMSA Fairfield County, CT (Part) Bridgeport city, CT Fairfield town, CT Monroe town, CT Shelton city, CT Stratford town, CT Trumbull town, CT 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census New York—Northern New Jersey—Long Island, NY—NJ—CT—PA CMSA—Con. Bridgeport, CT PMSA—Con. New Haven County, CT (Part) Ansonia city, CT Derby city, CT Milford city, CT Seymour town, CT Danbury, CT PMSA Fairfield County, CT (Part) Bethel town, CT Brookfield town, CT Danbury city, CT New Fairfield town, CT Newtown town, CT Ridgefield town, CT Litchfield County, CT (Part) New Milford town, CT Dutchess County, NY PMSA Dutchess County, NY Jersey City, NJ PMSA Hudson County, NJ Middlesex—Somerset—Hunterdon, NJ PMSA Hunterdon County, NJ Middlesex County, NJ Somerset County, NJ Monmouth—Ocean, NJ PMSA Monmouth County, NJ Ocean County, NJ Nassau—Suffolk, NY PMSA Nassau County, NY Suffolk County, NY APPENDIX E E–1 New York—Northern New Jersey—Long Island, NY—NJ—CT—PA CMSA—Con. New Haven—Meriden, CT PMSA Middlesex County, CT (Part) Clinton town, CT New Haven County, CT (Part) Branford town, CT Cheshire town, CT East Haven town, CT Guilford town, CT Hamden town, CT Madison town, CT Meriden city, CT New Haven city, CT North Branford town, CT North Haven town, CT Orange town, CT Wallingford town, CT West Haven city, CT New York, NY PMSA Bronx County, NY Kings County, NY New York County, NY Putnam County, NY Queens County, NY Richmond County, NY New York—Northern New Jersey—Long Island, NY—NJ—CT—PA CMSA—Con. Stamford—Norwalk, CT PMSA Fairfield County, CT (Part) Darien town, CT Greenwich town, CT New Canaan town, CT Norwalk city, CT Stamford city, CT Westport town, CT Wilton town, CT Trenton, NJ PMSA Mercer County, NJ Waterbury, CT PMSA Litchfield County, CT (Part) Watertown town, CT New Haven County, CT (Part) Naugatuck, CT Southbury town, CT Waterbury city, CT Wolcott town, CT Newburgh, NY—PA PMSA Orange County, NY Pike County, PA Philadelphia, PA—NJ PMSA Burlington County, NJ Camden County, NJ Rockland County, NY Gloucester County, NJ Westchester County, NY Newark, NJ PMSA Essex County, NJ Morris County, NJ Sussex County, NJ Union County, NJ Warren County, NJ Newburgh, NY—PA PMSA Orange County, NY Pike County, PA E–2 APPENDIX E Salem County, NJ Bucks County, PA Chester County, PA Delaware County, PA Montgomery County, PA Philadelphia County, PA Philadelphia—Wilmington—Atlantic City, PA—NJ—DE—MD CMSA Atlantic—Cape May, NJ PMSA Atlantic County, NJ Cape May County, NJ 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census Philadelphia—Wilmington—Atlantic City, PA—NJ—DE—MD CMSA—Con. Philadelphia, PA—NJ PMSA Burlington County, NJ Camden County, NJ Gloucester County, NJ Salem County, NJ Bucks County, PA Chester County, PA Delaware County, PA Montgomery County, PA Philadelphia County, PA Vineland—Millville—Bridgeton, NJ PMSA Cumberland County, NJ Wilmington—Newark, DE—MD PMSA New Castle County, DE Cecil County, MD Pittsburgh, PA MSA Allegheny County, PA Beaver County, PA Pittsburgh, PA MSA—Con. Butler County, PA Fayette County, PA Washington County, PA Westmoreland County, PA Reading, PA MSA Berks County, PA Scranton—Wilkes-Barre—Hazleton, PA MSA Columbia County, PA Lackawanna County, PA Luzerne County, PA Wyoming County, PA Sharon, PA MSA Mercer County, PA State College, PA MSA Centre County, PA Williamsport, PA MSA Lycoming County, PA York, PA MSA York County, PA 1997 ECONOMIC CENSUS U.S. Census Bureau, 1997 Economic Census APPENDIX E E–3 EC97F52A-PA 1997 1997 Economic Census Finance and Insurance Geographic Area Series Pennsylvania USCENSUSBUREAU