In a recent review of arson trends, the Insurance Information Institute (III) observed that insurers are concerned that the subprime mortgage crisis will spur arson by home owners who face foreclosure. III is not alone in its projection that arson will increase as a result of the subprime mortgage debacle. A lengthy entry in Wikipedia, the Internet's "free encyclopedia," includes the observation that there is concern that some home owners are turning to arson as a way to escape from mortgages they can't or refuse to pay. According to III, great strides have been made in fighting arson over the past two decades. Specifically, III lists the basic training given to police officers and firefighters in arson detection and the insurance industry's computerized database of property claims designed to help identify suspicious claims. In addition, the III reports that insurance companies have set up special investigative units.