A number of factors have been blamed for these escalating costs-an aging population, defensive medicine practiced in fear of lawsuits, new medical technologies, the fact that medical supply (of hospitals, doctors, procedures, and drugs) tends to generate its own demand. In the presidential campaign, the Republican candidate, John McCain, proposes more tax credits for the uninsured and a shift to strategies such as health savings accounts and high deductible individual insurance policies, which supposedly create incentives for individuals to spend their health dollars more efficiently.
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