Politicos need special insurance coverages to protect against a variety of exposures that may arise during a campaign -- automobile accidents, slip and falls, even identity theft. American International Group (AIG) has long been recognized as an innovator in terms of new product development such as kidnap/ransom and political risk insurance. Now comes a new product from AI Risk Specialists Insurance, Inc. (AI Risk), a wholly owned insurance brokerage subsidiary of AIG. AI Risk provides specialty property and casualty and personal lines insurance underwritten by Lexington Insurance Co and other AIG companies, and is a leading underwriter of program business. The new product, announced last September, is called LexElect. It is a multiline insurance program designed specifically to address exposures faced by US Senate, US House of Representatives and gubernatorial campaign committees.