In his years as a member of the Commercial Finance Association (CFA) Executive Committee and Management Committee, the author has tried to encourage change. Throughout its history, the organization has inspired tremendous loyalty from its members. The organization and the individuals and companies that comprise it has gained knowledge, maturity, and power over the years. The CFA used to consist almost entirely of small, entrepreneurial companies lending into specific and highly identifiable situations. Today, the organization draw its membership from small, mid-size and large finance companies, commercial banks, investment banks and hedge funds. It now has a much broader customer base, consisting of noninvestment-grade borrowers of all sizes. The organization's prospects for success lie in its ability to provide focused, industry-specific expertise. This, then, is the role of the CFA: to continue as thought leader to the industry at all levels; to help the industry overcome today's difficulties through recruitment, education, and innovation.