Employer Mandates for Small Businesses May Not Improve Benefits or Reduce Premiums: RAND Study

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Description: State health insurance mandates designed to expand access to health insurance for small businesses do not necessarily increase those businesses' ability to offer benefits or reduce their insurance premiums, according to a new RAND Corp report. The Kauffman-BAND Institute for Entrepreneurship Public Policy report examines how specific regulations in four key areas -- health insurance, workplace safety, corporate governance, and business organization -- have affected small business. Small businesses are an important feature of the US political and economic landscape, accounting for almost half of all gross revenues generated by US business, employing half of all private-sector workers, and generating 60% to 80% of net new jobs.
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