Set Up Process with TransUnion for the Small Business Risk Account Score
Overview The purpose of this document is to assist Small Business Risk Account Score customers in establishing the appropriate level of service with TransUnion, D&B’s preferred choice as a consumer bureau. Description of Small Business Risk Account Score The Small Business Risk Account Score is a joint risk management solution from D&B and Fair Isaac that provides our trade credit customers with a quick and predictive method of assessing nearly 100% of their small business decisions through one single source - D&B. The Small Business Risk Account Score provides access to the D&B’s comprehensive business database; Fair Isaac’s small business analytics and consumer based predictive modeling capabilities, and now with TransUnion, a comprehensive source for consumer data on the small business principals. It consists of a predictive score, designed to assess the risk of the business, D&B commercial information as well as up to 125 consumer data elements and full consumer text report on the business principals(s). It is available for D&B customers through D&B’s proprietary web-enabled delivery and decisioning channels (dnb.com, Data Integration Toolkit, Risk Assessment Manager – eRAM, and Global DecisionMaker – GDM). TransUnion Setup Process The procedure will consist of the following steps: 1. Customer sends an email request to TransUnion via “ewmembers@tusales.com” with the following information: a. Name of company b. Name of contact c. Address d. Phone # 2. Indicate that you will be requesting service for the D&B Small Business Risk Account Score and specify that you need EMPIRICA (i.e. New Empirica with Algorithm ID 950) activation (the online credit bureau score developed in conjunction with Fair Isaac.) 3. TransUnion will forward a Membership Kit that consists of a series of legal documents that must be completed, including bank and trade references. As part of this process the TransUnion Sales Rep will conduct an on-site visit. Generally speaking, once your membership kit is completed you will be activated within 5 business days. 4. Customer obtains their TransUnion Membership Code, outlined below and enters them into your dnb.com (or other D&B application) under the consumer bureau set up screen. Pricing You will be billed directly by TransUnion for the use of their consumer data. Their pricing will consist of the following: 1. Annual Membership Fee of $100. 2. Monthly Access Fee of $25. 3. Transactional Usage Charges of $2.50/principal for the Small Business Risk Account Score. TransUnion Membership ID You will be provided with the following information, which you will enter on the consumer bureau set up screen in your D&B application: Bureau Market (2 char) Bureau Sub-market (2 char) Industry Class (2 char) Member Code (8 char) Member Password (4 char) __ __ __ __ alpha or numeric but not both __ __ single letter plus a space __ __ __ __ __ __ __ __ right justified, zero filled __ __ __ __