Palm Harbor, FL 34685
(727) 510-7670 (C)
Accomplished Senior Financial Analyst with over 15 years experience including:
Executive level interaction and guidance
Leadership and development of annual corporate budgets
Proven accuracy attainment in scheduled company forecasts
Detailed data mining, financial analysis, variance analysis and recommended courses of action
Polished communication skills with Executive, Managerial and Subordinate levels
Proficiency in various software applications including Microsoft Excel, Microsoft Word, Microsoft
Access, Microsoft PowerPoint, Lawson Budget & Planning and Hyperion Essbase
Director of Forecast and Planning
November 2006 – February 2010
PSCU Financial Services
St. Petersburg, FL
Managed $150 million operating expense budget, bi-monthly forecasts and the annual budget planning
process (Revenue through Net Income) for the entire company.
Reported directly to the Executive Director of Finance and CFO, providing key analysis and
guidance for achieving annual plan Net Income of +$17 million.
Engaged all planners, Line of Business managers and Product owners to develop Revenue and
Operating Expense forecasts and annual plans for each division.
Achieved variance of +/- 5% of forecasted Net Income on a monthly basis.
Established relationships with Chief Officers of each division to communicate pre-planning
guidelines and assist with their respective budget goals.
Organized and conducted monthly meetings with the Executive Leadership Team to provide
analysis and direction for achieving Net Income goals with specific focus on operating expense
Performed revenue and operating expense variance analysis to both Plan and Forecast on a
monthly basis and provided key insight to areas of opportunity and/or risk to the various Chiefs.
Prepared State of the Business Microsoft PowerPoint presentations for Board of Director meetings,
providing commentary of economic conditions affecting the Credit Union industry, Year to Date
company performance and forecast, key initiatives being undertaken and risks/opportunities that
could affect Net Income performance and dividend return.
Led the implementation and conversion of the Lawson Budget and Planning system, moving away
from typical spreadsheet tools, saving countless man hours and enabling the Planning group to
provide faster and more accurate summarizations of forecasts and plans.
Managed monthly accrual process with accounting division and Corporate Controller
Management experience to include supervision of two Senior Financial Analysts.
Utilized exceptional writing skills to provide the financial update section of the CEO speech
delivered to all employees in the monthly meetings.
Sr. Financial Analyst – PSCU
Financial analysis, variance analysis, forecasting and budgeting in support of the Debit, Gift Card and
Risk Management Lines of Business. Member of the planning team with the Chief Sales Officer and
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Director of Human Resources responsible for creating the new National Sales and Account Executive
incentive compensation plans.
Sr. Financial Analyst
April 2005 – November 2006
Special Data Processing Corporation
Managed the collections forecast of the company’s three main sales segments. Prepared weekly
projection forecast of company EBITDA as well as several other key metrics and provided variance
analysis for operating expense by division for preparation of weekly CFO financial meeting. Worked
independently and without structured direction to complete the fiscal year 2007 budget. Management
experience included the supervision of one Financial Analyst. Utilized software applications: SPSS,
Lawson (minimally) and Microsoft Office Suite products.
September 2002 – April 2005
Danka Office Imaging
St. Petersburg, FL
Management experience that included the supervision of two Senior Financial Analysts while providing
financial reporting and support for the entire Southern Region of the United States. Organized and led
the monthly financial reviews with Divisional Vice Presidents, prepared and distributed fiscal plans &
monthly forecasts, performed variance analysis for both revenue and operating expense and submitted
quarterly commission calculations to accounting. Utilized software applications: Hyperion Essbase,
Microsoft Access, Microsoft Excel, Microsoft Word and Oracle.
1998 – June 2002
1993 – 1998
AT & T Systems Leasing
Bloomfield Hills, MI
1990 – 1993
Dana Commercial Credit
Walsh College of Accountancy and Business Administration
Bachelor of Business Administration