123 Elm Street ▪ Dayton, OH 45402
937.555.5555 ▪ firstname.lastname@example.org
Mortgage Specialist: Successful history of originating mortgage loans through the solicitation of builder/developers,
real estate brokers/agents, and financial institutions. Adept at working with trade organizations
to obtain FHA/VA or conventional applications. Known for providing tenacious follow up
through all phases of the application process.
ABC LENDING GROUP, Dayton, OH • 20xx-Present
Mortgage Specialist: Lead a top marketing staff of ten in development of referral leads. Cultivate new business
relationships with well-established clients across the real estate industry.
Exceeded organizational expectations in development of solid client relationships.
Maximized sales by expertly promoting loan programs to strategic business partners.
BCD MORTGAGE, Dayton, OH • 20xx-20xx
Mortgage Specialist: Supported the daily activities of the branch, ensuring that quality loans were processed to
expedite the closing, funding, and receipt of broker money. Confirmed that all loans originating
within the branch were in compliance with the law and company guidelines. Stayed in daily
contact with the corporate office regarding branch issues such as lender approvals, employee
paychecks, new hire setups, branch reimbursements, and accounts payable. Motivated
employees and assisted them with reaching the business goals.
Provided sales support and ordered all loan documentation at setup, including title,
appraisals, verifications, evidence of insurance, and payoffs.
Reported branch activities and productivity to the Branch Manager through weekly reports,
which identified any issues that needed to be addressed.
CDE BANK, Dayton, OH • 20xx-20xx
Mortgage Specialist: Assisted customers with finding the best loans for their needs and processed loan
applications. Worked through various departments, including the Loan Department and the
Department of Financial Analysis. Advised clients with mortgage needs by providing
information regarding traditional and government programs, including WHEDA, FHA, and VA
loans. Originated loans and managed the process through to successful closing.
Reviewed paperwork to ensure 100% accuracy and completeness of loan applications
before submitting for approval.
Created and administered marketing and customer service programs, which fueled referrals
from real estate agents and other professionals within the community.
XYZ Mortgage Academy, Dayton, OH • 20xx
Certificate: Loan Origination Sales and Marketing
Creating a Compelling Cover Letter
A powerfully written cover letter is necessary to land most interviews and ensure job search success. When an
advertised position creates a pile of 100+ resumes, it becomes the responsibility of the hiring personnel to shortlist the
applications. Resumes without cover letters are usually the first to go, followed by the ones with poorly written cover
letters. Avoid this fate by following these effective strategies:
Address your cover letter appropriately:
Be sure that you get the name of the hiring manager before sending your resume, and address the letter to that
individual. The proper greeting will be either “Dear Mr. (Smith),” or “Dear Ms. (Smith).” Avoid using Miss or Mrs., and
do not address your letter to “Dear Sirs,” as it is considered inappropriate. If you are unsure of your contact’s gender,
address them by their first and last name, as in “Dear Pat Smith,” to avoid an embarrassing mistake. If you don’t know
the name of the hiring manager, simply use the greeting “Dear Hiring Manager,”– it’s clear, to the point, and gender
Get to the point in your opening paragraph:
One of the most common interviewing questions employers ask is “Why should I hire you among other candidates?”
Provide an answer to that question right off the bat in your opening paragraph. This is a very important section
because it is the first thing the employer will read. It must be powerful and make an immediate impact. Be sure sell
yourself and your unique abilities. Do not use a generic opening paragraph that can apply to any Tom, Dick or Harry.
Every line should sell you, so use aggressive language here and throughout the rest of your cover letter. For example,
instead of writing “My background is in finance management, making me well-suited for your advertised Corporate
Finance Director position.” you can write “A background in finance management and a proven record of developing
effective strategies that drive revenue, growth and shareholder value make me a strong candidate for your advertised
Corporate Finance Director position.”
Show your interest and sell your accomplishments in the body of the letter:
In this section, you need to show your interest in the job and the company. Research is a key ingredient to a
successful job search. The more you are able to demonstrate your interest and knowledge about a company, the
better your chances are to secure an interview. Get to know the company’s mission and new corporate initiatives, and
tell them how you can help them meet their objectives or resolve their problems. Praise the company for public
recognitions or recent accomplishments. The employer will surely take notice of your active interest.
Use “I” and “my” sparingly. Try not to use these words more than six times in your cover letter. You need to focus on
what you will bring to the company and how you will help them improve their profitability. Too much use of the word “I”
will also make your letter look elementary and poorly written.
For executive-level candidates and professionals with substantial achievements, a bullet point format is often the most
effective and efficient way to highlight accomplishments. If you fall into this category, be sure to keep the bullet point
statements unique and fresh. Do not copy and paste the exact same phrases from the resume as it will make you look
lazy. All sentences and achievements transferred from the resume should be rephrased.
Close your letter with a strong paragraph:
In the closing paragraph, you need to address several issues. At the very least, you need to ask for the interview and
provide contact information. This is also the ideal place to mention your salary requirements (if the employer insists on
it), or your desire to relocate.
To demonstrate your drive and interest, mention that you will call within a week to follow up. This is a great way to
ensure the resume was successfully received, and it creates an opportunity to establish a dialog. However, do not
mention this in your cover letter if you do not intend to follow up.