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					                               U.S. Bank Payment Solutions
                               WF&FSA Merchant Program Details




U.S. Bank / WF&FSA Member – Merchant Program Details

U.S. Bank Payment Solutions is pleased to offer WF&FSA Members the following Merchant Payment
Services:

U.S. Bank Payment Solutions has been providing electronic payment solutions for merchants since 1968. We
have been providing WF&FSA Members with merchant services savings for more than 5 years. Through the
purchase of Elavon, we provide processing services for more than 1,000,000 merchant locations worldwide
and process more than $102 billion in payments, making U.S. Bank / Elavon the fourth largest acquirer in the
country.

Merchant Credit Card Processing Rate                           Additional Information:
Processing Rate & Fees (Visa/MC/Discover)
Cost Plus Pricing Model                                        •     Our online customer service web site—
Interchange + Assessments +       0.14% per transaction            www.merchantconnect.com—provides
See Rate Schedule for detailed Rates                               interactive support to our merchant base
                                                                   for accessing information about your
Service Fees                                                       merchant accounts free of charge.
Application / Set Up Fee                NONE
Statement Fee                           NONE
                                                               PCI Compliance Fees
Batch Settlement Fees                   NONE
                                                               IP Connectivity            $175 Annually
Annual Fees                             NONE
                                                               Dial Connectivity           $35 Annually
Deposit Fees                            NONE
                                                               Non-Compliance Fee          $20 Monthly
Terminal Reprogramming Fee              NONE**
                                                               Breach Coverage
Monthly Minimum                         $15.00
                                                               Elavon Partner             Up to $100,000
Return ACH Fee                          $20.00
                                                               Non Elavon Partner         Up to $50,000
Amex Authorizations                      $0.15
                                                               Non Compliant              Up to $10,000
Pin Based Debit                  Pass Through + $0.50
Pin Pad Encryption Swap            $35.00 per device
Chargeback Fee                          $15.00
Voice Authorizations              $0.75, $0.95, $4.00




**Merchant Owned Equipment or POS Solution must be compatible with the U.S. Bank/Elavon
Authorization Network. Terminal memory upgrades available at reduced costs if required. Foreign
Network fees may apply for POS Solutions not compatible on the U.S. Bank/Elavon Network.
Point Of Sale Options – Credit Card Machine                       Point of Sale Hardware Solutions
Omni Vx570IP/DIAL                     Credit/Debit
36 – Month Lease                        $44.00
48 – Month Lease                        $40.00
Purchase Price                          $799.00
Pin Pad 1000SE                      Pin Based Debit
Purchase Price                          $159.00



Point Of Sale Options – Software
Virtual Merchant Gateway                                   Credit/Debit/E-check
Gateway Set Up – Unlimited Enterprise License                     $499.00
Monthly Hosting Fee (Per Merchant Id)                             $20.00
*Internet Processing Capable
www.myvirtualmerchant.com                                       Demo Site
USB Card Reader                                                  $139.00

ViaWarp Gateway Software                                   Credit/Debit/E-check
Gateway Set Up – Up to 50 User Licenses                           $449.00
Monthly Gateway Fee (Per Merchant Id)                              $20.00
*Downloaded Networkable Software
http://www.elavon.com/acquiring/pos/software.aspx               Demo Site

Quickbooks Plug-In                                                $199.00

 Value Added Services

  - Electronic Check Conversion Services

 The Electronic Check Service (ECS) offered by U. S. Bank Payment Solutions will put WF&FSA Members
 at the leading edge of Electronic Check Processing. The innovative solution supports a full range of services,
 including check conversion, verification, guarantee, collections, and settlement—and can be customized to
 meet your specific requirements. Business checks are also included in this process.

 ECS Benefits
 • Faster access to funds—same day funding, next day availability when depositing into a U.S. Bank account
 • Reduced costs—real bottom-line impact
 • Minimized risk from fraud or other losses
 • More efficient check and money management
 • Comprehensive online reporting

  - Electronic Gift Cards

 EGC Benefits
 • Lower Transaction Costs
 • Marketing Impact
 • Promote Repeat Business
Visa® Rate Schedule
                                           Interchange               Bank Fees      Merchant Rate
Interchange Category                   % Rate    +    Per Item   +   % Rate   + % Rate     + Per Item
CPS Retail                              1.54%    +      $0.10     + 0.140%    +   1.773%   +   $0.10
CPS Retail - Debit (Check Card)         1.03%    +      $0.15     + 0.140%    +   1.263%   +   $0.15
CPS Retail Rewards 1                    1.65%    +      $0.10     + 0.140%    +   1.883%   +   $0.10
CPS Card Not Present                    1.80%    +      $0.10     + 0.140%    +   2.033%   +   $0.10
CPS Card Not Present - Debit            1.60%    +      $0.15     + 0.140%    +   1.833%   +   $0.15
CPS Card Not Present Rewards 2          1.95%    +      $0.10     + 0.140%    +   2.183%   +   $0.10
CPS Retail Key Entered                  1.80%    +      $0.10     + 0.140%    +   2.033%   +   $0.10
CPS Retail Key Entered - Debit          1.60%    +      $0.15     + 0.140%    +   1.833%   +   $0.15
EIRF                                    2.30%    +      $0.10     + 0.140%    +   2.533%   +   $0.10
EIRF - Debit                            1.75%    +      $0.20     + 0.140%    +   1.983%   +   $0.20
Standard                                2.70%    +      $0.10     + 0.140%    +   2.933%   +   $0.10
Standard - Debit                        1.90%    +      $0.25     + 0.140%    +   2.133%   +   $0.25
Corporate Card Level II Data            2.05%    +      $0.10     + 0.140%    +   2.283%   +   $0.10
Business/P-Card Level II Data           2.05%    +      $0.10     + 0.140%    +   2.283%   +   $0.10
Commercial Card Retail - Corporate      2.10%    +      $0.10     + 0.140%    +   2.333%   +   $0.10
Commercial Card Retail - Business       2.20%    +      $0.10     + 0.140%    +   2.433%   +   $0.10
Commercial Card Retail - Purchasing     2.30%    +      $0.10     + 0.140%    +   2.533%   +   $0.10
Commercial Card Business to Business    2.10%    +      $0.10     + 0.140%    +   2.333%   +   $0.10
Purchasing Card - Card Not Present      2.55%    +      $0.10     + 0.140%    +   2.783%   +   $0.10
Business Card - Card Not Present        2.25%    +      $0.10     + 0.140%    +   2.483%   +   $0.10
Corporate Card - Card Not Present       2.20%    +      $0.10     + 0.140%    +   2.433%   +   $0.10
Purchasing Electronic with Data         2.65%    +      $0.10     + 0.140%    +   2.883%   +   $0.10
Purchasing Card Electronic              2.65%    +      $0.10     + 0.140%    +   2.883%   +   $0.10
Business Card Electronic                2.40%    +      $0.10     + 0.140%    +   2.633%   +   $0.10
Corporate Card Electronic               2.25%    +      $0.10     + 0.140%    +   2.483%   +   $0.10
Commercial Card Standard                2.95%    +      $0.10     + 0.140%    +   3.183%   +   $0.10
International Electronic                1.10%    +      $0.00     + 0.140%    +   1.333%   +   $0.00
International Standard                  1.60%    +      $0.00     + 0.140%    +   1.833%   +   $0.00
International Commercial Card           1.80%    +      $0.00     + 0.140%    +   2.033%   +   $0.00
International Merchant Sig Preferred    1.80%    +      $0.00     + 0.140%    +   2.033%   +   $0.00
Signature Preferred Card Not Present    2.40%    +      $0.10     + 0.140%    +   2.633%   +   $0.10
Signature Preferred Retail              2.10%    +      $0.10     + 0.140%    +   2.333%   +   $0.10
Signature Preferred B 2 B               2.10%    +      $0.10     + 0.140%    +   2.333%   +   $0.10
Signature Preferred Electronic          2.40%    +      $0.10     + 0.140%    +   2.633%   +   $0.10
Signature Preferred Standard            2.95%    +      $0.10     + 0.140%    +   3.183%   +   $0.10
Assessments                            0.0925%        Settled Volume
International Service Assessments       0.40%         Settled Volume
International Acquiring Fee             0.45%         Settled Volume
Account Verification Fee               $0.0250       Per Transaction
Zero Floor Limit Fee                   $0.1000         Settled Items
Network Acq Access Fee (NAPF)          $0.0195       Per Authorization
Mis-Use Auth Fee                       $0.0450       Per Transaction
Risk ID Service Fee                    $0.0010       Per Authorization
Clearing Access Fee                    $0.0025         Settled Items
MasterCard® Rate Schedule
                                               Interchange            Bank Fees     Merchant Rate
                                                          Per                                Per
Interchange Category                        % Rate +     Item     +   % Rate    + % Rate + Item
Merit III                                   1.58%     +   $0.10   +   0.140%    +   1.815%   +   $0.10
Merit III - Debit                           1.05%     +   $0.15   +   0.140%    +   1.285%   +   $0.15
Merit III World Card                        1.73%     +   $0.10   +   0.140%    +   1.965%   +   $0.10
Merit III World Elite                       2.20%     +   $0.10   +   0.140%    +   2.435%   +   $0.10
Merit I                                     1.89%     +   $0.10   +   0.140%    +   2.125%   +   $0.10
Merit I - Debit                             1.64%     +   $0.16   +   0.140%    +   1.875%   +   $0.16
Merit I World Card                          2.05%     +   $0.10   +   0.140%    +   2.285%   +   $0.10
Merit I World Elite                         2.50%     +   $0.10   +   0.140%    +   2.735%   +   $0.10
Standard                                    2.95%     +   $0.10   +   0.140%    +   3.185%   +   $0.10
Standard - Debit                            1.90%     +   $0.25   +   0.140%    +   2.135%   +   $0.25
Standard World Card                         2.95%     +   $0.10   +   0.140%    +   3.185%   +   $0.10
Standard World Elite                        3.25%     +   $0.10   +   0.140%    +   3.485%   +   $0.10
Enhanced Merit III                          1.73%     +   $0.10   +   0.140%    +   1.965%   +   $0.10
Enhanced Merit I                            2.04%     +   $0.10   +   0.140%    +   2.275%   +   $0.10
Enhanced Standard                           2.95%     +   $0.10   +   0.140%    +   3.185%   +   $0.10
M/C High Value Merit 1                      2.50%     +   $0.10   +   0.140%    +   2.735%   +   $0.10
M/C High Value Standard                     3.25%     +   $0.10   +   0.140%    +   3.485%   +   $0.10
Corporate Face to Face (Corporate Cards)    2.15%     +   $0.10   +   0.140%    +   2.385%   +   $0.10
Corporate Face to Face (Business Cards)     2.20%     +   $0.10   +   0.140%    +   2.435%   +   $0.10
Corporate Face to Face (Purchasing Cards)   2.40%     +   $0.10   +   0.140%    +   2.635%   +   $0.10
Corporate Data Rate II (Corporate Cards)    2.15%     +   $0.10   +   0.140%    +   2.385%   +   $0.10
Corporate Data Rate II (Business Cards)     2.20%     +   $0.10   +   0.140%    +   2.435%   +   $0.10
Corporate Data Rate II (Purchasing Cards)   2.40%     +   $0.10   +   0.140%    +   2.635%   +   $0.10
Corporate Data Rate I                       2.65%     +   $0.10   +   0.140%    +   2.885%   +   $0.10
Corporate Standard                          2.95%     +   $0.10   +   0.140%    +   3.185%   +   $0.10
World & World Elite Business Corp F2F       2.25%     +   $0.10   +   0.140%    +   2.485%   +   $0.10
World & World Elite Business Data Rate II   2.25%     +   $0.10   +   0.140%    +   2.485%   +   $0.10
World & World Elite Business Data Rate I    2.70%     +   $0.10   +   0.140%    +   2.935%   +   $0.10
World & World Elite Business Standard       3.00%     +   $0.10   +   0.140%    +   3.235%   +   $0.10
International Electronic 1                  1.91%     +   $0.00   +   0.140%    + 2.145% +       $0.00
                         1
International Standard                      2.44%     +   $0.10   +   0.140%    + 2.675% +       $0.10
                             1
International Corporate                     2.75%     +   $0.00   +   0.140%    + 2.985% +       $0.00
                                 1
International Corporate Purchasing           2.75%    +   $0.00      + 0.140%   + 2.985% +       $0.00
Int'l Corp. Purch. Data Rate II              2.45%    +    $0.00     + 0.140%   + 2.685% +        $0.00
Int'l Corporate Large Ticket                 1.65%    +   $30.00 + 0.140%       + 1.885% +       $30.00
MC Assessments                              0.095%        Settled Volume
Network Access and Brand Usage Fee          $0.0185         Settled Items
Acquirer Program Support Fee                 0.55%        Settled Volume
Int’l Cross Border Fee                       0.30%        Settled Volume
Discover® Rate Schedule
                                                  Interchange              Bank Fees     Merchant Rate
                                                             Per                                  Per
Discover Interchange Category                  % Rate +     Item       +   % Rate    + % Rate + Item
Retail AIP Rewards                             1.71%     +    $0.10   +    0.140%    +   1.943%   +   $0.1075
Key Entered AIP Rewards                        1.97%     +    $0.10   +    0.140%    +   2.203%   +   $0.1075
Card Not Present/E-Commerce AIP Rewards        1.97%     +    $0.10   +    0.140%    +   2.203%   +   $0.1075
Mid Submission Level AIP Rewards               2.30%     +    $0.10   +    0.140%    +   2.533%   +   $0.1075
Base Submission Level AIP Rewards              2.85%     +    $0.10   +    0.140%    +   3.083%   +   $0.1075
Commercial Electronic Submission               2.30%     +    $0.10   +    0.140%    +   2.533%   +   $0.1075
Commercial Base Submission                     2.85%     +    $0.10   +    0.140%    +   3.083%   +   $0.1075
Retail AIP Core                                1.56%     +    $0.10   +    0.140%    +   1.793%   +   $0.1075
Key Entered AIP Core                           1.87%     +    $0.10   +    0.140%    +   2.103%   +   $0.1075
Card Not Present/E-Commerce AIP Core           1.87%     +    $0.10   +    0.140%    +   2.103%   +   $0.1075
Mid Submission Level AIP Core                  2.30%     +    $0.10   +    0.140%    +   2.533%   +   $0.1075
Base Submission Level AIP Core                 2.85%     +    $0.10   +    0.140%    +   3.083%   +   $0.1075
Retail AIP Premium                             1.71%     +    $0.10   +    0.140%    +   1.943%   +   $0.1075
Key Entered AIP Premium                        2.00%     +    $0.10   +    0.140%    +   2.233%   +   $0.1075
Card Not Present/E-Commerce AIP Premium        2.00%     +    $0.10   +    0.140%    +   2.233%   +   $0.1075
Mid Submission Level AIP Premium               2.30%     +    $0.10   +    0.140%    +   2.533%   +   $0.1075
Base Submission Level AIP Premium              2.85%     +    $0.10   +    0.140%    +   3.083%   +   $0.1075
Retail AIP Debit                               1.02%     +    $0.16   +    0.140%    +   1.253%   +   $0.1675
Key Entered AIP Debit                          1.62%     +    $0.16   +    0.140%    +   1.853%   +   $0.1675
Card Not Present/E-Commerce AIP Debit          1.62%     +    $0.16   +    0.140%    +   1.853%   +   $0.1675
Mid Submission Level AIP Debit                 1.72%     +    $0.20   +    0.140%    +   1.953%   +   $0.2075
Base Submission Level AIP Debit                1.89%     +    $0.25   +    0.140%    +   2.123%   +   $0.2575
Assessments                                   0.0925%    +     $0.0075
Data Usage Fee                                 $0.005     Settled Item
Int’l Processing Fee                           0.30%     Settled Volume
Int’l Service Fee                              0.45%     Settled Volume


  Once again, thank you for the opportunity to present the U.S. Bank Payment Solutions Program offered to
  WF&FSA Members. We look forward to providing you with the very best in Payment Solutions.


  Respectfully,

  Jack Crummie
  US Bank Payment Solutions
  (702) 251-1724
  (702) 338-9491 mobile
  (866) 798-2244 fax
                  Merchant Credit Card Program
                      Request for Contact

WF&FSA Member Information:

Contact Name: ___________________________________________________________

Contact Title: ____________________________________________________________

Company Name: _________________________________________________________

Company Address: _______________________________________________________

City, State, Zip: __________________________________________________________

Contact Telephone: _______________________________________________________

Contact Fax: _____________________________________________________________

Contact Email: ___________________________________________________________

Please include a copy of your latest merchant credit card statement with this form. You
will be contacted by a representative of US Bank to review your statement compared to
the WF&FSA rates.




         FAX FORM BACK TO WF&FSA AT 410-573-5001
                          Wholesale Florist & Florist Supplier Association
                             147 Old Solomons Island Road; Suite 302
                                      Annapolis, MD. 21401
                         888-289-3372 410-573-0400 FAX: 410-573-5001

				
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