Document Systems, Inc.
20501 South Avalon Boulevard, Suite B • Carson, CA 90746 Phone: 800- 649-1362 • Fax: 800-564- 1362 • W ebs it e: www. d ocm agic.c om • Em ail: c om plianc e@docm agic.c om
BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION PROGRAM DESCRIPTION FIXED/BALLOON PROGRAMS BB-101 BB-102 BB-104 BB-105 30 YEAR FIXED RATE CONFORMING 15 YEAR FIXED RATE CONFORMING 20 YEAR FIXED RATE CONFORMING 30 DUE IN 7 US3200.NOT US3200.NOT US3200.NOT US3290.NOT US3291.NOT US3190.RID US3190 RID US3290.NOT US3291.NOT US3190.RID US3271.NOT US3200.NOT US3200.NOT US3200.NOT US3271.NOT US3200.NOT US3271.NOT 120 120 NOTES, RIDERS, AND ADDENDA FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % LIFE CAP % INTEREST ONLY MONTHS
BB-106
30 DUE IN 5
BB-107 BB-110 BB-111 BB-112 BB-118 BB-119 BB-120 BB-150 BB-151 BB-152 BB-153
30 YEAR INTEREST FIRST FIXED RATE CONFORMING 10 YEAR FIXED RATE CONFORMING NON-CONFORMING FIXED RATE 30 YEAR NON-CONFORMING FIXED RATE 15 YEAR INTEREST FIRST FIXED RATE NON-CONFORMING 40 YEAR FIXED RATE CONFORMING 40 YEAR INTEREST FIRST FIXED RATE
120
30 YEAR FIXED RATE CONFORMING HOME NOW 100 US3200.NOT 20 YEAR FIXED RATE CONFORMING HOME NOW 100 US3200.NOT 15 YEAR FIXED RATE CONFORMING HOME NOW 100 US3200.NOT 30 YEAR FIXED RATE CONFORMING HOME NOW 97 US3200.NOT
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-154 BB-155 BB-156 BB-157 BB-158 BB-159 BB-160 BB-161 BB 161 BB-162 BB-163 BB-164 BB-165 BB-201 BB-202 BB-204 BB-901 BB-902 BB-903 PROGRAM DESCRIPTION 20 YEAR FIXED RATE CONFORMING HOME NOW 97 15 YEAR FIXED RATE CONFORMING HOME NOW 97 30 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 100 20 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 100 15 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 100 30 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 97 20 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 97 15 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 97 40 YEAR FIXED RATE CONFORMING HOME NOW 100 40 YEAR FIXED RATE CONFORMING HOME NOW 97 40 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 100 40 YEAR FIXED RATE CONFORMING NEIGHBORHOOD HOME 97 FHA 30 YEAR FIXED FHA 15 YEAR FIXED VA FIXED FANNIE FLEX 100 FIXED RATE 30 YEAR FANNIE FLEX 100 FIXED RATE 20 YEAR FANNIE FLEX 100 FIXED RATE 15 YEAR ARM PROGRAMS NOTES, RIDERS, AND ADDENDA US3200.NOT US3200.NOT US3200.NOT US3200.NOT US3200.NOT US3200.NOT US3200.NOT US3200.NOT US3200 NOT US3200.NOT US3200.NOT US3200.NOT US3200.NOT USFHA.NTE USFHA.NTE USFN.VA US3200.NOT US3200.NOT US3200.NOT FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % LIFE CAP % INTEREST ONLY MONTHS
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-203 PROGRAM DESCRIPTION FHA ARM NOTES, RIDERS, AND ADDENDA USFHAA.NTE FHAA.RDR DFHA.RBM US3501.VA US3108.VA DARM.VA US3501.VA US3108.VA DARM.VA US3546.NOT US3146.RID DD300.BB DP300.BB US3546.NOT US3146.RID DD301.BB DP301.BB US3546.NOT US3146.RID DD300.BB DP300.BB US3546.NOT US3146.RID DD301.BB DP301.BB US3546.NOT US3146.RID DD300.BB DP300.BB US3546.NOT US3146.RID DD301.BB DP301.BB FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 1% LIFE CAP % 5% INTEREST ONLY MONTHS
BB-213
VA 3 YEAR HYBRID ARM
1%
1%
5%
BB-215
VA 5 YEAR HYBRID ARM
1%
1%
5%
BB-300
CONFORMING 7 YEAR P&I LIBOR ARM NONCONVERTIBLE HOME NOW 100
5%
2%
5%
BB-301
CONFORMING 10 YEAR P&I LIBOR ARM NONCONVERTIBLE HOME NOW 100
5%
2%
5%
BB-302
CONFORMING 7YEAR P&I LIBOR AMR NONCONVERTIBLE HOME NOW 97
5%
2%
5%
BB-303
CONFORMING 10 YEAR P&I LIBOR ARM NONCONVERTIBLE HOME NOW 97
5%
2%
5%
BB-304
CONFORMING 7 YEAR P&I LIBOR ARM NONCONVERTIBLE NEIGHBORHOOD HOME 100
5%
2%
5%
BB-305
CONFORMING 10 YEAR P&I LIBOR ARM NONCONVERTIBLE NEIGHBORHOOD HOME 100
5%
2%
5%
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-306 PROGRAM DESCRIPTION CONFORMING 7 YEAR P&I LIBOR ARM NONCONVERTIBLE NEIGHBORHOOD HOME 97 NOTES, RIDERS, AND ADDENDA FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 5% 2% LIFE CAP % 5% INTEREST ONLY MONTHS
BB-307
BB-311
BB-312
BB-315
BB-316
BB-320
BB-321
US3546.NOT US3146.RID DD300.BB DP300.BB CONFORMING 10 YEAR P&I LIBOR ARM NONUS3546.NOT CONVERTIBLE NEIGHBORHOOD HOME 97 US3146.RID DD301.BB DP301.BB CONFORMING 1 YEAR CMT ARM NON-CONVERTIBLE US3502.NOT US3111.RID DD311.BB DP311.BB CONFORMING 1 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB USRTBWC BB DD312.BB DP312.BB D451C1.BB NON-CONFORMING 1 YEAR CMT ARM NONUS3502.NOT CONVERTIBLE US3111.RID DD311.BB DP311.BB NON-CONFORMING 1 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB DD312.BB DP312.BB D451J1.BB CONFORMING 1 YEAR P&I LIBOR ARM NONUS3546.NOT CONVERTIBLE US3146.RID DD320.BB DP320.BB CONFORMING 1 YEAR P&I LIBOR ARM US3546.NOT CONVERTIBLE US3146.RID DD321.BB DP321.BB D451C1.BB
5%
2%
5%
2%
2%
6%
2%
2%
6%
2%
2%
6%
2%
2%
6%
2%
2%
6%
2%
2%
6%
REVISED 12/2008
Page 4 of 9
BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-324 PROGRAM DESCRIPTION NON-CONFORMING 1 YEAR P&I LIBOR ARM NONCONVERTIBLE NOTES, RIDERS, AND ADDENDA FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 2% 2% LIFE CAP % 6% INTEREST ONLY MONTHS
BB-325
BB-331
BB-332
BB-334
BB-335
BB-339
US3546.NOT US3146.RID DD320.BB DP320.BB NON-CONFORMING 1 YEAR P&I LIBOR ARM US3547.NOT CONVERTIBLE US3147.RID DD321.BB DD321.BB D451J1.BB CONFORMING 3 YEAR CMT ARM NON-CONVERTIBLE US3502.NOT US3111.RID DD331.BB DP331.BB CONFORMING 3 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB DD332.BB DP332.BB D451C1.BB NON-CONFORMING 3 YEAR CMT ARM NONUS3502.NOT CONVERTIBLE US3111.RID DD331.BB DP331.BB NON-CONFORMING 3 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB DD332.BB DP332.BB D451J1.BB CONFORMING 3 YEAR IO LIBOR ARM NONUS5536.NOT CONVERTIBLE US5136.RID AB838I.BB DD339.BB DP339.BB
2%
2%
6%
2%
2%
5%
2%
2%
5%
2%
2%
5%
2%
2%
5%
2%
2%
6%
120
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-340 PROGRAM DESCRIPTION CONFORMING 3 YEAR P&I LIBOR ARM NONCONVERTIBLE NOTES, RIDERS, AND ADDENDA FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 2% 2% LIFE CAP % 5% INTEREST ONLY MONTHS
BB-341
BB-343
BB-344
BB-351
BB-353
BB-359
US3546.NOT US3146.RID DD340.BB DP340.BB CONFORMING 3 YEAR P&I LIBOR ARM US3547.NOT CONVERTIBLE US3147.RID DD341.BB DP341.BB D451C1.BB NON-CONFORMING 3 YEAR P&I LIBOR ARM NONUS3546.NOT CONVERTIBLE US3146.RID DD340.BB DP340.BB NON-CONFORMING 3 YEAR P&I LIBOR ARM US3547.NOT CONVERTIBLE US3147.RID D451J1.BB ARM.DSC CONFORMING 5 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB DD351.BB DP351.BB D451C1.BB NON-CONFORMING 5 YEAR CMT ARM CONVERTIBLE USNTBWC.BB USRTBWC.BB DD351.BB DP351.BB D451J1.BB CONFORMING 5 YEAR IO LIBOR ARM NONUS3528.NOT CONVERTIBLE US3187.RID DD359.BB DP359.BB
2%
2%
5%
2%
2%
5%
2%
2%
5%
2%
2%
5%
2%
2%
5%
2%
2%
5%
120
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-360 PROGRAM DESCRIPTION CONFORMING 5 YEAR P&I LIBOR ARM CONVERTIBLE NOTES, RIDERS, AND ADDENDA FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 2% 2% LIFE CAP % 5% INTEREST ONLY MONTHS
BB-361
BB-362
BB-363
BB-371
BB-372
BB-373
US3547.NOT US3147.RID DD360.BB DP360.BB D451C1.BB NON-CONFORMING 5 YEAR P&I LIBOR ARM US3547.NOT CONVERTIBLE US3147.RID DD360.BB DP360.BB D451J1.BB CONFORMING 5 YEAR P&I LIBOR ARM NONUS5531.NOT CONVERTIBLE US5131.RID DD362.BB DP362.BB DP362 BB NON-CONFORMING 5 YEAR P&I LIBOR ARM NONUS5531.NOT CONVERTIBLE US5131.RID DD362.BB DP362.BB CONFORMING 7 YEAR CMT ARM NON-CONVERTIBLE US3593.NOT US3195.RID DD371.BB DP371.BB CONFORMING 10 YEAR CMT ARM NONUS3593.NOT CONVERTIBLE US3195.RID DD372.BB DP372.BB CONFORMING 7 YEAR IO LIBOR ARM NONUS3528.NOT CONVERTIBLE US3187.RID AB838I.BB DD373.BB DP373.BB
2%
2%
5%
5%
2%
5%
5%
2%
5%
5%
2%
5%
5%
2%
5%
5%
2%
5%
120
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-374 PROGRAM DESCRIPTION CONFORMING 10 YEAR IO LIBOR ARM NONCONVERTIBLE NOTES, RIDERS, AND ADDENDA US3528.NOT US3187.RID AB838I.BB DD374.BB DP374.BB US3546.NOT US3146.RID DD300.BB DP300.BB US3546.NOT US3146.RID DD301.BB DP301.BB US3546.NOT US3146.RID DD300.BB DP300.BB US3546.NOT US3146.RID DD301.BB DP301.BB US3593.NOT US3195.RID DD371.BB DP371.BB US3593.NOT US3195.RID DD372.BB DP372.BB US3520.NOT US3138.RID AB838I.BB DD391.BB DP391.BB FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 5% 2% LIFE CAP % 5% INTEREST ONLY MONTHS 120
BB-375
CONFORMING 7 YEAR P&I LIBOR ARM NONCONVERTIBLE
5%
2%
5%
BB-376
CONFORMING 10 YEAR P&I LIBOR ARM NONCONVERTIBLE
5%
2%
5%
BB-377
NON-CONFORMING 7 YEAR P&I LIBOR ARM NONCONVERTIBLE
5%
2%
5%
BB-378
NON-CONFORMING 10 YEAR P&I LIBOR ARM NONCONVERTIBLE
5%
2%
5%
BB-381
NON-CONFORMING 7 YEAR CMT ARM NONCONVERTIBLE
5%
2%
5%
BB-382
NON-CONFORMING 10 YEAR CMT ARM NONCONVERTIBLE
5%
2%
5%
BB-391
NON-CONFORMING 6 MONTH IO LIBOR ARM NONCONVERTIBLE
1%
1%
6%
120
REVISED 12/2008
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BRANCH BANKING AND TRUST COMPANY
DOCMAGIC PROGRAM DESCRIPTION BB-392 PROGRAM DESCRIPTION NON-CONFORMING 1 YEAR IO LIBOR ARM NONCONVERTIBLE NOTES, RIDERS, AND ADDENDA US3526.NOT US3189.RID AB838I.BB DD392.BB DP392.BB US3526.NOT US3189.RID AB838I.BB DD393.BB DP393.BB US3528.NOT US3187.RID AB838I.BB DD359.BB DD359 BB DP359.BB US3528.NOT US3187.RID AB838I.BB DD373.BB DP373.BB US3528.NOT US3187.RID AB838I.BB DD374.BB DP374.BB US5537.NOT US5137.RID DD397.BB DP397.BB US5537.NOT US5137.RID DD397.BB DP397.BB FIRST SUBSEQUENT INTEREST RATE CAP % RATE CAP % 2% 2% LIFE CAP % 6% INTEREST ONLY MONTHS 120
BB-393
NON-CONFORMING 3 YEAR IO LIBOR ARM NONCONVERTIBLE
2%
2%
5%
120
BB-394
NON-CONFORMING 5 YEAR IO LIBOR ARM NONCONVERTIBLE
2%
2%
5%
120
BB-395
NON-CONFORMING 7 YEAR IO LIBOR ARM NONCONVERTIBLE
5%
2%
5%
120
BB-396
NON-CONFORMING 10 YEAR IO LIBOR ARM NONCONVERTIBLE
5%
2%
5%
120
BB-397
CONFORMING 5 YEAR IO LIBOR ARM NONCONVERTIBLE
5%
2%
5%
120
BB-398
NON-CONFORMING 5 YEAR IO LIBOR ARM NONCONVERTIBLE
5%
2%
5%
120
REVISED 12/2008
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