HISTORIC SAVINGS ACCOUNT INTEREST RATES Current Issues
Rates Effective from 01/12/2008 Types of Account TAX FREE
CASH ISA TRANSFER (TRISHA) £9,000+ CASH ISA – INSTANT £100+ REGULAR SAVER CASH ISA £100+ £10 - £300 per month 3.70 3.60 3.70 3.70 3.60 3.70 4.95 4.85 5.10 Gross Rate % per annum Net Rate % per annum Monthly % Gross/Net A.E.R. Rate % PA Gross Rate % per annum
Previous Rates
Net Rate % per annum Monthly % Gross/Net A.E.R. Rate % PA
4.95 4.85 5.10
REGULAR SAVINGS
REGULAR SAVINGS BONUS £10 - £2,000 per month 3.00 2.40 0.10 (without bonus) 3.00 (with bonus) 0.10 (without bonus) 3.00 (with bonus) 0.10 (without bonus) 3.00 (with bonus) 4.25 3.40 0.10 (without bonus) 4.25 (with bonus) 0.10 (without bonus) 4.25 (with bonus) 0.10 (without bonus) 4.25 (with bonus)
HOLIDAY SAVER £10 - £2,000 per month
3.00
2.40
4.25
3.40
FESTIVE SAVER £10 - £2,000 per month
3.00
2.40
4.25
3.40
ACCESS ACCOUNTS
INSTANT SIX £50,000+ £25,000+ £10,000+ £5,000+ 2.75 2.55 2.35 2.00 2.20 2.04 1.88 1.60 2.75 2.55 2.35 2.00 4.00 3.80 3.60 3.20 3.20 3.04 2.88 2.56 4.00 3.80 3.60 3.20
INSTANT ACCESS
FIRST ACCOUNT 0 – 16 Years of age £1+ EXTRA SPECIAL £10,000+ £7,500+ £5,000+ £500+ £10+ DEPOSIT 98 £25,000+ £10,000+ £5,000+ £500+ £10+
3.25 1.15 0.50 0.50 0.25 0.10 1.40 1.15 0.50 0.25 0.10
2.60 0.92 0.40 0.40 0.20 0.08 1.12 0.92 0.40 0.20 0.08
3.25 1.15 0.50 0.50 0.25 0.10 1.40 1.15 0.50 0.25 0.10
4.75 2.55 1.25 1.00 0.80 0.10 2.80 2.55 1.05 0.65 0.10
3.80 2.04 1.00 0.80 0.64 0.08 2.24 2.04 0.84 0.52 0.08
4.75 2.55 1.25 1.00 0.80 0.10 2.80 2.55 1.05 0.65 0.10
BONDS
DUDLEY TRACKER BOND £50,000+ £10,000+ £5,000+ 3.35 3.20 3.00 2.68 2.56 2.40 3.35 3.20 3.00 4.75 4.60 4.50 3.80 3.68 3.60 4.75 4.60 4.50
NOTICE ACCOUNTS
SAVE & SPONSOR £100,000+ £50,000+ £25,000+ £10,000+ £500+ 28 DAY SPECIAL £100,000+ £50,000+ £25,000+ £10,000+ £500+ 2.90 2.45 2.20 2.00 0.75 3.20 2.65 2.50 2.25 1.00 2.32 1.96 1.76 1.60 0.60 2.56 2.12 2.00 1.80 0.80 2.95 2.50 2.25 2.00 / / / / 2.36 2.00 1.80 1.60 2.90 2.45 2.20 2.00 0.75 3.20 2.65 2.50 2.25 1.00 / / / / / 2.99 2.53 2.27 2.02 N/A 4.30 3.85 3.60 3.35 2.10 4.60 4.05 3.90 3.65 2.40 3.44 3.08 2.88 2.68 1.68 3.68 3.24 3.12 2.92 1.92 4.35 3.90 3.65 3.40 / / / / 3.48 3.12 2.92 2.72 4.30 3.85 3.60 3.35 2.10 4.60 /4.44 4.05 / 3.97 3.90 / 3.71 3.65 / 3.45 2.40 / N/A
HISTORIC SAVINGS ACCOUNT INTEREST RATES Closed Issues
Rates Effective from 01/12/2008 Types of Account TAX FREE
CASH ISA – 30 DAY NOTICE £100+ CASH ISA (TESSA ONLY ISA TRANSFER) £9,000+ CASH ISA (TESSA ONLY ISA – 30 DAY) £100+ CASH ISA (TESSA ONLY ISA – INSTANT) £100+ 3.70 3.70 4.95 4.95 Gross Rate % per annum Net Rate % per annum Monthly % Gross/Net A.E.R. Rate % PA Gross Rate % per annum
Previous Rates
Net Rate % per annum Monthly % Gross/Net A.E.R. Rate % PA
3.70
3.70
4.95
4.95
3.70 3.60
3.70 3.60
4.95 4.85
4.95 4.85
REGULAR SAVINGS
REGULAR SAVINGS BONUS (2) £10 - £2,000 per month 3.00 2.40 0.10 (without bonus) 3.00 (with bonus) 4.25 3.40 0.10 (without bonus) 4.25 (with bonus)
BONDS
PEARL FIXED RATE BOND £10,000+ SILVER FIXED RATE BOND £10,000+ GOLD FIXED RATE BOND £10,000+ £50,000+ CLASSIC FIXED RATE BOND 2 £10,000+ £50,000+ CLASSIC FIXED RATE BOND 3 £10,000+ £50,000+ RUBY FIXED RATE BOND £10,000+ 4.00 6.00 5.75 6.40 3.20 4.80 4.60 5.50/ 4.40 5.12 6.15 / 4.92 6.25 4.50 5.00 6.00/ 4.80 3.60 4.04 6.09 5.75 5.64 6.40 6.33 6.25 6.33 4.59 N/A 6.00 5.75 6.40 N/A 4.80 4.60 5.50/ 4.40 5.12 6.15 / 4.92 6.25 N/A 5.00 6.00/ 4.80 N/A N/A 6.09 5.75 5.64 6.40 6.33 6.25 6.33 N/A
ACCESS ACCOUNTS
EASY ACCESS £50,000+ £25,000+ £10,000+ EASY ACCESS 2 £50,000+ £25,000+ £10,000+ 3.05 2.80 2.55 3.05 2.80 2.55 2.44 2.24 2.04 2.44 2.24 2.04 3.05 2.80 2.55 3.05 2.80 2.55 4.40 4.20 3.95 4.40 4.20 3.95 3.52 3.36 3.16 3.52 3.36 3.16 4.40 4.20 3.95 4.40 4.20 3.95
NOTICE ACCOUNTS
TRACKER 90 (II) £100,000+ £50,000+ £10,000+ 3.30 3.15 3.10 2.64 2.52 2.48 3.30 3.15 3.10 4.70 4.55 4.50 3.76 3.64 3.60 4.70 4.55 4.50
INSTANT ACCESS
CASTLE PREMIUM £50,000+ £25,000+ £10,000+ CASTLE MONTHLY £50,000+ £25,000+ £10,000+ £5,000+ CASTLE DIAMOND £10,000+ £5,000+ £100+ 50+ TRACKER £100,000+ £50,000+ £25,000+ £10,000+ £2,500+ SUPER 60 £100,000+ £50,000+ £25,000+ £10,000+ £5,000+ £500+ FULLY PAID £1+ YOUNG SAVER £500+ £250+ £100+ £1+ 2.20 1.70 1.20 1.76 1.36 0.96 1.65 1.25 0.70 0.10 1.20 0.75 0.25 3.05 2.85 2.55 2.25 2.05 2.50 2.00 1.75 1.50 1.00 0.25 0.10 2.70 2.45 2.20 1.70 0.96 0.60 0.20 2.44 2.28 2.04 1.80 1.64 2.00 1.60 1.40 1.20 0.80 0.20 0.08 2.16 1.96 1.76 1.36 2.85 2.55 2.25 2.05 / / / / 2.28 2.04 1.80 1.64 / / / / 1.32 1.00 0.56 0.08 2.20 1.70 1.20 1.66 1.26 0.70 0.10 1.20 0.75 0.25 3.05 2.85 2.55 2.25 2.05 / / / / / 2.89 2.58 2.27 2.07 N/A 2.60 2.10 1.00 4.45 4.25 3.95 3.65 3.45 3.80 3.30 3.05 2.80 2.30 1.30 0.10 4.10 3.85 3.60 3.10 2.08 1.68 0.80 3.56 3.40 3.16 2.92 2.76 3.04 2.64 2.44 2.24 1.84 1.04 0.08 3.28 3.08 2.88 2.48 4.25 3.95 3.65 3.45 / / / / 3.40 3.16 2.92 2.76 3.60 3.10 2.60 2.88 2.48 2.08 3.05 2.65 2.10 1.30 / / / / 2.44 2.12 1.68 1.04 3.60 3.10 2.60 3.09 2.68 2.12 1.31 2.60 2.10 1.00 4.45 / 4.33 4.25 / 4.02 3.95 / 3.71 3.65 / 3.51 3.45 / N/A 3.80 3.30 3.05 2.80 2.30 1.30 0.10 4.10 3.85 3.60 3.10
2.50 2.00 1.75 1.50 1.00 0.25 0.10 2.70 2.45 2.20 1.70
Gross is the interest paid before the deduction of income tax at the rate specified by law. Net is the interest paid after the deduction of income tax at the rate specified by law. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. Interest is paid annually unless stated. Authorised and regulated by the Financial Services Authority. Rates applicable as at 1st December 2008 th Last amended 5 January 2009