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					S u p p l e m e n t t o T h e F l a g l e r/ P a l m C o a s t N e w s -Tr i b u n e




Where Business Moves
    Welcome to The                                                       City of Palm Coast
   City of Palm Coast
    Business Journal
                                                                         Calendar of Events
                                                        DATE         TIME                                           EVENT                                     LOCATION
                                                       April 24       9 a.m.                              City Council Workshop                           Community Center
          he Palm Coast Business Journal is a          April 27       9 a.m.                         Development Review Committee                               City Hall

T         quarterly publication produced by The
          Daytona Beach News-Journal’s Special
Publications Department for the City of Palm
                                                       May 1
                                                       May 2
                                                       May 3
                                                                    6:30 p.m.
                                                                      9 a.m.
                                                                     3 p.m.
                                                                                                                 City Council
                                                                                                          Code Enforcement Board
                                                                                                               Utilities Advisory
                                                                                                                                                          Community Center
                                                                                                                                                          Community Center
                                                                                                                                                          Committee City Hall
Coast.                                                 May 4         10 a.m.                    Architectural Review and Compliance Board                       City Hall
    City officials select and approve the publica-     May 8          9 a.m.                              City Council Workshop                           Community Center
tion’s content. City officials use this publication    May 9         5 p.m.                        Leisure Services Advisory Committee                    Community Center
as an economic development tool to inform              May 11         9 a.m.                         Development Review Committee                               City Hall
business owners, community leaders and resi-           May 15         9 a.m.                                     City Council                             Community Center
dents.                                                 May 16       6:30 p.m.                Planning & Land Development Regulation Board                 Community Center
    The City of Palm Coast Business Journal is         May 18       8:30 a.m.                      Volunteer Firefighters' Pension Board               Main Station Training Room
mailed to a minimum of 3,000 businesses by the         May 18        10 a.m.                    Architectural Review and Compliance Board                       City Hall
City of Palm Coast. It also is circulated in The       May 22         9 a.m.                              City Council Workshop                           Community Center
Flagler/PalmCoast News-Tribune.                        May 24        5 p.m.                  Beautification and Environmental Advisory Board                    City Hall
                                                       May 25         9 a.m.                         Development Review Committee                               City Hall
    We would like your comments and story
                                                       May 28                                     City Offices Closed for Memorial Day
ideas. Please e-mail any business news, promo-
                                                       June 1        10 a.m.                    Architectural Review and Compliance Board                     City Hall
tions, expansions, etc... to Ira Corliss, Special
                                                       June 5       6:30 p.m.                                    City Council                              Community Center
Projects Manager for the city of Palm Coast, at
                                                       June 6         9 a.m.                              Code Enforcement Board                           Community Center
icorliss@ci.palm-coast.fl.us or (386) 986-3700.
                                                       June 7         3 p.m.                            Utilities Advisory Committee                          City Hall
    Business owners and managers interested in         June 8         9 a.m.                         Development Review Committee                             City Hall
advertising should contact Jane Katona at The          June 12        9 a.m.                              City Council Workshop                            Community Center
Daytona Beach Ne ws-Journal at                         June 13        5 p.m.                       Leisure Services Advisory Committee                     Community Center
jane.katona@news-jrnl.com or (386) 681-2451.           June 15       10 a.m.                    Architectural Review and Compliance Board                     City Hall
                                                       June 19        9 a.m.                         City Council Community Center
                                                       June 20      6:30p.m.                 Planning & Land Development Regulation Board                  Community Center
                                                       June 22        9 a.m.                         Development Review Committee                             City Hall
                                                       June 26        9 a.m.                              City Council Workshop                            Community Center
                                                       June 28        5 p.m.                 Beautification and Environmental Advisory Board                  City Hall
                                                       July 3       6:30p.m.                                     City Council                              Community Center
                                                       July 4                                   City Offices Closed for Independence Day
                                                       July 5        3 p.m.                             Utilities Advisory Committee                           City Hall
                      Where Business Moves             July 6        10 a.m.                    Architectural Review and Compliance Board                      City Hall

           On the Cover                                      COMMUNITY CENTER                                                                  PALM COAST CITY HALL
Workers at Palm Coast Data keep things moving.
                                                              305 Palm Coast Parkway                                                               2 Commerce Blvd.
(Photo by Sean McNeil)                                         Palm Coast, FL 32137                                                              Palm Coast FL, 32164

                                                                                0000599961                                                                                      0000599943

  Engineers • Planners • Architects • Surveyors • Landscape Architects
  Environmental Scientists • Construction Management • Design/Build
                                                 520 Palm Coast Pkwy. SW
                                                                                                   BUNNELL AUTO SUPPLY CO. INC.
                                                 Palm Coast, Florida 32137
                                                                                                     NAPA AUTO PARTS STORE
                                                                                                                Hours: 7:30-5:30 / Monday - Friday
                                                   Phone: 386.445.6569                                                      Saturday 8:00-1:00
                                                     Fax: 386.447.8991                                                We Appreciate Your Business
                                                                                                                    Serving Flagler County Since 1962
           Southeast • Midwest • New England • Caribbean                                                  LOCALLY OWNED AND OPERATED
                                                                                                   119 N. Bay St. • Bunnell                                437-3516
                                 www.cphengineers.com
                                                                        PALM COAST BUSINESS JOURNAL 2
                                                                                                                                                                                                                                     0000603569




                             Discover Shelter Cove!




                                                                                                                                                                                                               SI
                                                                                                                                                                                                               O ES
                                                                                                                                                                                                                 T
                                                                                                                                                                                                                  NL L
                                                                                                                                                                                                                    Y EF
                                                                                                                                                                                                                     12 T!
                                                              Beachside & ICW Boating Community
                                                             Home/Lot Packages Priced from the $800’s!
Inside the beachside gated community of 43 homes, we offer Intracoastal, saltwater canal and oceanview lots. The community features
underground utilities, street lights, community owned irrigation system and city water and sewer. Our clubhouse boasts lavish cabana
pool deck with bar, BBQ area, and full kitchen center. Enjoy this unique Florida lifestyle as the finest craftsmanship is built by J.D. Adams
                                                — Parade              of Homes Winner 2004, 2005, & 2006!
  • All Lots Cleared and Filled                                         • Saltwater Canals                            • Reserve or Lake                                      • Gated Community
  • Intracoastal Waterway Lots                                          • Ocean Views                                 • Clubhouse w/Pool                                     • Underground Utilities
         IEW                                                     IEW                                                       GE                                                         E
                                                                                                                         RA                                                         OM
       NV                                                      NV                                                      GA                                                         LH
     EA                                                      EA                                                     AR                                                          NA
   OC                                                      OC                                                    3-C                                                          CA




            2 SHELTER COVE                                          91 HIDDEN COVE                                                                                                   88 HIDDEN COVE
  3761 SF oceanview home w/5BR/4BA/4C w/tandem                                                                                 80 HIDDEN COVE
                                                          4,219 SF and 6,332 under roof courtyard home           3,608 SF model w/3BR + loft/4BA/3CG pool home on            2776+SF courtyard home w/pool and spa. 4BR/3BA
  garage. Many upgrades including elevator to main
                                                          overlooking the pool/spa with gated entry. 4BR/4.5BA   bulkhead canal with boat dock and lift. Upgrades            plus separate guest house on bulkhead canal w/river
  living area, balconies, master bidet, central vacuum,
                                                          with separate guesthouse. $1,500,000.                  galore! $1,480,000.                                         access within seconds. Boat dock and lift. $1,199,000.
  hurricane ready generator and more! $1,459,900.
  Debbie Orr 386-627-1408.                                Debbie Orr 386-627-1408.                               Debbie Orr 386-627-1408.                                    www.SusanRomanello.com
  www.debbieo.biz.                     MLS# 126135        www.debbieo.biz          MLS 135307                    www.debbieo.biz.         MLS# 122175                        386/569-1569           MLS 122551


             E                                                       AL              THE TIDELANDS                           S!                                                         S!
                                                                   ST                                                      ER                                                         ER
          SID                                                    OA                                                      FF                                                         FF
        CH                                                      C                    BRAND NEW 3rd floor                O                                                          O
     BE
       A                                                      RA                                                    ING                                                        ING
                                                           INT                       3BR/2BA condo w/1682         BR                                                         BR

                                                                                     LSF. Separate storage                                                                   LAKEFRONT!
                                                                                     room. Pool complex,
                                                                                     biking trails restaurant,                                                               14 SAN
          PRICED TO SELL!                                                            exercise facility & more.                                                               MIGUEL
  Reduced $40K! Oceanfront 2BR/2BA w/garage!                                         20 X 12 master overlooks          3041 PAINTERS WALK                                    COURT
  Step out patio to the pool! Private beach walkover.                                                            FORMER MODEL! Mint, 2668 LSF w/SAFE ROOM, cent.             Hurricane panels. 1710 sq. ft. Fireplace, 2BR/2BA + den &
  Golf nearby. Furnished rental in prime location.        intracoastal waterway.                                 vac., clothes chute, alarm, elec. dog fence, in/out         bonus room. 2 comm. pools, tennis, beach, Intracoastal &
  Make offer! $339,000.                                                                                          sprinklers, custom cabinets & more. $750,000.               more. Spotless. $125/mo. HOA. Near Marineland. $339,900.
  Debbie Orr 386-627-1408.                                www.SusanRomanello.com                                 www.SusanRomanello.com                                      www.SusanRomanello.com
  www.debbieo.biz        MLS 134518                       386/569-1569           MLS 140171                      386/569-1569           MLS131487                            386/569-1569           MLS131823


                                                                                                                                        F                                    • 1710 S. Central Avenue . . . . . $269,000
                                                                        GE                                                           ROO
                                                                    ILLA                                                        TILE                                         • 42 Armand Beach Drive. . . . . $205,000
                                                                 ANV                                                    L, SPA,
                                                              OPE                                                    POO                                                     • 40 Armond Beach Drive . . . . $249,000
                                                           EUR                                                   NEW
                                                                                                                                                                             • 2662 Oceanshore Blvd . . . . . $489,000
                                                                                                                                                                             • 52 Shelter Cove Circle . . . . . $539,000
                                                                                                                                                                             • 69 Malibu Cove . . . . . . . . . . $599,000
                                                                                                                                                                             • 34 Shelter Cove Circle . . . . . $699,000
                                                                                                                      23 BLACKBERRY PLACE                                    • 64 Malibu Cove . . . . . . . . . . $485,000
                                                          MAJOR PRICE REDUCTION                                  4BR/2BA/2CG 2,219 LSF home with heated pool/spa.


A1A REALTY
                                                          On fully furnished, 1125 LSF 2BR/2BA condo             Many kitchen cabinets & lots of counter space.
                                                          w/plasma TVs! Balcony overlooks movie screen,          Oversized lot. Fenced back yard. 3 of 4 closets are walk-
                                                                                                                 in! Solid concrete block home. Must see! $259,900.
                                                          Plaza w/boutique shops, restaurants and
                                                          entertainment! $265,000.                               View photos at                                              SALES POSITION OPEN
& DEVELOPMENT, INC.                                       www.KarenJoyceHomes.com
                                                          386/986-8709        MLS 138908
                                                                                                                 www.SusanRomanello.com
                                                                                                                 386/569-1569           MLS 140685
                                                                                                                                                                              For licensed real estate
                                                                                                                                                                             professional. Experience
                                                                                                                                                                               with new home sales.
   4 Shelter Cove Drive, Beverly Beach • 3 miles north of Hwy. 100                                                                                                                 Fax resume to:
                                                                                                                                                                                   386-439-4354
LOOK FOR THE LIGHTHOUSE! 386.439.4353                                                                                                                                          No phone calls please.
                                                                                            PALM COAST BUSINESS JOURNAL 3
                  Landon Takes Over
                  BY JESSICA WYNNE                         community, volunteer and citizen groups, neighbor
                                                           cities and more,” he says.
                                                                                                                 council meetings, recommending policies or pro-
                                                                                                                 grams and keeping the council informed.
                                                                                                                                                                         Landon.
                                                                                                                                                                             One of the city’s current goals is to resurface 50


O
           ut of 60 applicants it was Jim Landon who            Landon’s desire to be involved and work hands-      “We’ve made a really good start. He jumped in        miles of road per year – not only new streets in new
           left a lasting impression on the Palm           on impressed quite a                                                              with both feet with         areas, but old streets that need attention.” Landon
           Coast City Council.                             few of the council                                                                some of the issues we’re    also cited the lack of street lighting as an issue and a
     “While all were qualified, Jim stood out in my        members. “He’s mak-                                                               facing in the city,” says   priority.
mind because, in addition to all the experience and        ing an effort to go out                                                           Jon Netts, Vice Mayor.          As for the future, Landon intends to continue
education and those types of qualifications, he came       into the community.                                                                    “We are looking at     moving Palm Coast forward, while maintaining the
out as quite personable,” says William Venne, Palm         He’s going to all the                                                             some of the current         quality of life that drew residents to the city.
Coast City Council Member.                                 clubs and organizations                                                           processes to see if we      “Although the housing development has slowed
     “He seems sort of a people’s or citizens’ type man-   to meet the develop-                                                              can do business a little    down, the retail growth has started to take off. We are
ager so when we had to make that final decision that       ers, builders and citi-                                                           better,” Landon says.       trying to make positive things happen with retail,
weighed in heavily,” continues Venne. “Landon was          zens,” says Mary DiSte-                                                           Some upcoming proj-         while protecting what makes Palm Coast special – the
nominated unanimously, to the position of Palm             fano, City Council                                                                ects include the tennis     natural beauty and the whole environment,” says
Coast City Manager.”                                       Member.                                                                           complex and street and      Landon.
     Landon comes to Palm Coast with extensive                  While the primary                                                            trail improvements.             “We are a growing community but still need to
experience. He most recently served as city manag-         responsibility of a City                                                          “Once they’ve been          keep that small-town flavor. Palm Coast’s history and
er in Lancaster, Texas. His city manager positions have    Manager is to imple-                                                              approved, we’re going       culture need to be in the forefront.”
also included Warrensburg, Mo. and Toledo, Ore.            ment the policies set                                                             to see what we can do           Landon emphasizes that he was not brought into
     According to Landon, he will apply his planning       by the elected city                                                               to make them happen         Palm Coast to turn around the city. “My job is just
background to his work with the city helping to ensure     council, his duties do                                                            a little faster.”           to take it to the next level and keep moving forward
the continued success of the city’s services — parks,      not end there. As City                                                                 Despite Palm           by bringing in some fresh ideas,” says Landon. He
trails, amenities, emergency services and utilities.       Manager Landon is                                                                 Coast being a young         says he did not come with any preconceived notions
     “With this being a high growth area, a lot of the     responsible for prepar-                                                           city, there are sections    for specific changes.
issues we are dealing with apply here. I think I have      ing the annual budget, Jim Landon                                                 and buildings that are          “I definitely think he’s a good fit for the city,” says
a good background in working with people, build-           hiring and firing per-                                                            more than 30 years old.     DiStefano. “He seems to have a good fit with City
ing partnerships and coalitions with the business          sonnel, directing day-to-day operations, attending    “Older infrastructures need major revamping,” says      Council and he’s willing to listen.” ■
                                                                                                                                                                                                                         0000604636


                                                                                                                    A Full-Service Firm Firm Serving Flagler 35 Years.
                                                                                                                   A Full-Service Law Law Serving Flagler County ForCounty
       Richard Kelton Retires as City Manager




                                                                                                                                           KATZ & GREEN
                                                                                                                                                  Attorneys & Couselors At Law
    Sean McNeil




                                                         John and Kathy Feind (left) talk with Dick and Paula        B. Paul Katz                    Jeffrey K. Green                          M. Sean Kidd
                                                     Kelton (right) at Dick’s going away party in Palm Coast.
                                                                                                                                        Injury & Wrongful Death
                                                                                                                               Personal Injury & Wrongful Death

   B
               eing manager of one of the nation’s         city and its citizens,” says Kelton. “Credit for my
               fastest growing cities can be quite a       success belongs to the council, not myself,” says              Estate Law, Title Insurance, Probate & Closings
                                                                                                                     Real Estate Law, Title Insurance, Land Use& Closings
               task. And for the past six years Richard    Kelton, “The city council has my thanks for                             Corporate Business Law
                                                                                                                                  Corporate & Business Law
   Kelton has done so with distinction. Kelton guid-       moving Palm Coast forward.”                                               Construction Disputes
                                                                                                                                     Construction Disputes
   ed the developing city through various changes and          “Richard had been with us since the city first                      Planning, Wills, Trusts & Probate
                                                                                                                            Estate Planning, Wills, Trusts & Probate
                                                                                                                           Estate
   improvements.                                           began,” says William Venne, city council member.
       While there are scores of projects Kelton has       “He essentially put the mechanical end together.
   spearheaded during the past years, the achieve-         In a number of ways the citizens felt he was heavy                             contact: (386) 446-4469
   ments that he says stand out the most in his mind       handed, but that was exactly what we needed to                                  www.katzandgreen.com
   are acquiring a utility system and acquiring and        get us through those first years.
   developing the Linear Park for open space enjoy-            Much can be said about the tasks he accom-                       B. Paul Katz Professional Building, Atrium Suite
   ment.                                                   plished and the reputation he built in Palm                            1 Florida Park Drive. Palm Coast, FL. 32137
       “Linear Park is a wonderful acquisition for the     Coast.” ■                                                The Hiring Of A Lawyer Is An Important Decision That Should Not Be Solely Based Upon Advertisement.
                                                                                                                    Before You Decide, Ask Us To Send You Free Written Information About Our Qualification And Experience.

                                                                                               PALM COAST BUSINESS JOURNAL 4
                                                                                                                                                                                                      PDFA-0000600369




                                C olor f ul , c o z y, i n v i t i ng , p l ay f ul . . .


                          all this and
yo u h av en ’ t e v en r e a c h ed yo ur fr on t d o or .




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                      Reserve. A condominium community                                              • Community pool and workout facility
                      featuring  and  bedroom residences                                          • Garage
                                                                                                    • Granite countertops in kitchen
                      in a perfect location – adjacent to                                             & baths
                      all the amenities of the new Town                                             • Maytag appliances
                      Center, just blocks from Florida                                              • ” faux wood blinds
                                                                                                    • And Much More!
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                                                                                                       for more information!




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 Reserve, LLC. has not registered to sell property, if required.


                                                                          PALM COAST BUSINESS JOURNAL 5
 Brenda Thomas working at Palm Coast Data.




              Palm Coast Data Purchased
            BY JESSICA WYNNE                             future growth, " says Michael Duloc, Kable president.     is nearly equidistant from two of Florida’s major met-     once a 20-employee operation now employes close to
          PHOTO BY SEAN McNEIL                                For almost 25 years, Palm Coast Data has been        ropolitan areas. Additionally, both Jacksonville and       900, including those serving at its satellite call cen-
                                                         providing services to the magazine publishing indus-      Orlando have international airports and accessibili-       ter in DeLand. It serves more than 50 clients, repre-


K
              able Media, a subsidiary of AMREP          try. Its offerings include order processing and lockbox   ty to the interstate highways.                             senting more than 300 magazines, and 35 million
              Corporation (NYSE: AXR), purchased         services, telephone customer service, mailing servic-          The location also saves publishers money on           active subscribers.
              Palm Coast Data for $92 million.           es, maintenance of subscriber records, database mar-      postage as Jacksonville hosts one of the 21 bulk mail           Each month Palm Coast Data handles 2.5 mil-
AMREP is involved in land development and mag-           keting services and a comprehensive suite of Internet     centers in the U.S. Postal Services.                       lion pieces of mail, sends out around 14 million mail
azine and product operations.                            applications.                                                  One short year after Palm Coast Data opened,          pieces, and takes 300,000 incoming phone calls. It
     Its Southwest subsidiary is prominent in the New         John Meneough, president of Palm Coast Data,         the company relocated its 20 employees to the              now occupies two buildings in the Pine Lakes Indus-
Mexico real estate market as a major landholder and      says, "Joining with Kable gives Palm Coast a great        35,000 square foot building at 11 Commerce Drive.          trial Park, which total approximately 200,000 square
developer.                                               opportunity to grow the business.                         The company experienced turbulence one year later          feet of operating space.
     Kable Media Services has been providing an               Kable has a strong management team and has           when the Ladies Home Journal was sold, causing a                "The company’s success has been directly related
assortment of magazine fulfillment services to           established an impressive record in delivering inno-      51 percent drop in business.                               to its focus on the needs of its customers and its abil-
publishers and others both in the United States and      vative solutions to its customers. We share this               Given this challenge, the company contracted          ity to process its client’s work efficiently and effective-
worldwide.                                               team's vision for the future and are excited by the       with other publishers to ensure its survival, proving      ly. This is also directly related to the quality of
     "The acquisition of Palm Coast Data is a substan-   opportunities this brings Palm Coast to provide           it could and would succeed.                                employees that Palm Coast Data has been able to hire
tial step forward in Kable's strategy as a leading       additional value to our customers."                            Ten years later the company had more than             from the community," Elkin says.
provider of fulfillment and magazine distribution             Meneough will serve as president and chief oper-     tripled in size. "The rapid growth of Flagler Coun-             Forecasting future growth, Palm Coast Data has
services. Palm Coast Data has a strong market pres-      ating officer of the combined Kable and Palm Coast        ty has been crucial to Palm Coast Data’s ability to sup-   attained 11 acres of land near its existing building
ence and an excellent reputation with its customers.     fulfillment operations.                                   port the growth in its business and the requirement        should growth warrant the need for more space. Elkin
The merger with Kable will enable the combined                In 1984 Family Media, the publisher of Ladies        to grow its workforce to support that growth," says        says, "Palm Coast Data expects to continue to grow
businesses to provide even more efficient service to     Home Journal, established Palm Coast Data to pro-         Robert Elkin, senior vice president.                       in the future and this will be enhanced by its new
their clients and will create a strong platform for      vide fulfillment services. Palm Coast was chosen as it         The numbers speak for themselves. What was            ownership." ■
                                                                                             PALM COAST BUSINESS JOURNAL 6
                                                                                 PDFA-0000600313                                                                                                   0000599893




                                  Business Law.
                                  It’s All We Do.

                                 The Business Lawyers



                                    Strictly Business
                                                                                                            From left to right: Vicki Cook Leonhardt, Ashley Leonhardt and Sheryl Cook

                                         386.677.3232                                                         A family tradition of excellence continues at Tom Cook
                                                                                                            Jeweler, which has been in operation in Daytona Beach for
                                    www.snelllegal.com                                                      more than 100 years. The business is owned and operated
                                                 Ormond Beach                                               by sisters, Sheryl Cook and Vicki Cook Leonhardt, who
                                                                                                            took over after their father, Tom Cook, Jr., retired after 50
                                   The hiring of a lawyer is an important decision that                     years in the business. Vicki’s daughter, Ashley Leonhardt,
                                    should not be based solely upon advertisements.                         became the fifth generation to enter the business in
 Greg Snell
Greg Snell
                                    Before you decide, ask us to send you free written
                                                                                                            December 2005 after graduating from the University of
                                                                                          0000599941
                                                                                                            Florida and the Gemological Institute of America.
                                                                                                              As an official Rolex jeweler, Tom Cook Jeweler continues
 Your One Stop Shop                                                                                         to offer its customers the highest quality service and the
                                                                                                            finest merchandise - from diamonds, watches, colored
 for All Your Bicycle Needs...                                                                              stone jewelry to custom work, watch and jewelry repair
                                                                                                            as well as a large selection of unique gift items.
 Flagler County’s ONLY
 Full Service Bicycle Shop!
 New Bicycles, Repair,
 Apparel and Accessories.



                                                                Delivery
                                                                Service
                                                                Available                                  Downtown
                                                                                                         Daytona Beach                                                             Hours:
                                                                                                        150 S. Beach St.                                                     Mon-Fri 9:30 - 5:30
                         2006
                      2004
                      2005                                                                                                                                                      Sat 10 - 5
        2003
               2004                                                                                     (386) 255-1468
 2002
                                                                                                                                  OFFICIAL ROLEX JEWELER
                                                                                                                        ROLEX   OYSTER PERPETUAL AND YACHT-MASTER ARE TRADEMARKS.




               Y O U R          B I K E              S H O P

          (386) 447-BIKE (2453)
        132 Palm Coast Pkwy., Palm Coast
        e-mail: info@pcbike.com • www.pcbike.com
                                                                            PALM COAST BUSINESS JOURNAL 7
 Target store coming to Palm Coast




Town Center: On Target
                  BY TRACY COX                             is partnering with Developers Realty to develop the                     shops, Marks adds.                                             “This blend of nationally recognized commercial
                                                           project.                                                                    The demographics and growth of Palm Coast              retail stores will quench the needs of consumers


I
          t’s the dawn of the retail power center in           “Right now, you have to drive to Daytona Beach                      indicate that the city is a market that will embrace the   thirsty for diverse shopping,” says Ira Corliss, Special
          Palm Coast, with the launching of Palm           or St. Augustine to shop some of the stores that will                   concept of a Super Target, Marks says. The city’s          Projects Manager for Palm Coast.
          Coast Landing at Town Center.                                                                                                                                                           The developers’ selection of Palm Coast as the site
     Scheduled to open its doors in March 2008, big-
box retailer Super Target will be the anchor of the
                                                           “This blend of nationally recognized commercial retail                                                                             for Landing at Town Center will be the catalyst for
                                                                                                                                                                                              the future of retail business in the city, Corliss adds.
400,000-square-foot center at the intersection of Belle                                                                                                                                       “This project is one that will make everyone happy
Terre Boulevard and State Road 100.
     The Landing at Town Center will feature a mix
                                                           stores will quench the needs of consumers thirsty for                                                                              — the city, consumers and developers. It’s a win-win-
                                                                                                                                                                                              win situation.”
of five other department stores of national stature,                                                                                                                                              The SuperTarget breaks ground this spring, and
casual dining and soft retail. “This center will fill in
gaps of retail that we are currently lacking in the Palm
                                                           diverse shopping.”                     – Ira Corliss, Special Projects Manager for Palm Coast                                      Marks says it will set the pace for more collaboration
                                                                                                                                                                                              between Weingarten Realty and Palm Coast in the
Coast community,” says Terry Marks, regional direc-        open in this center.” Weingarten is not yet ready to                    strategic location and good growth corridor and road       future. “We anticipate many more projects in the
tor for Weingarten Realty Investors, the company that      reveal the names of the retailers that will occupy those                systems were among many other positive indicators.         Palm Coast community.” ■


                                                                                                              0000600485
                                                                                                                                                                                                                                            0000600520


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                                                                                                PALM COAST BUSINESS JOURNAL 8
                                                                                                                                                             0000600353
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City Awards Grant of Not All Phone Books
                       Are Created Equal…
$16,000 to High-Tech By definition, tele- counties they would
 Defense Contractor sources of local tele- vertisement in two of
                     phone directories are have to buy an ad-

                                                                                                           phone numbers. But all       the “other” independent
 T
           he Palm Coast City Council granted a   employee salary is represented to be $70,000 plus
           Qualified Target Industry award in     health care benefits.                                    telephone directories        publishers’ books. So,
           the amount of                                                     With the entrance
 $16,000 to System Engi-                                                 of SEIDCON into
                                                                                                           are different. Most are      dollar for dollar, the
 neering & Integration                                                   Palm Coast’s high-tech            good but some are                 yellow pages in the
 Defense Contractors, a                                                  marketplace the City will
 high-tech information                                                   reap direct and immediate         exceptional.                        Complete Phone
 technology computer secu-                                               benefits through expansion          T h e                                Book are a true
 rity company.                                                           of the City’s commercial
      SEIDCON meets the                                                  tax base revenues.                Com-                                    value. More
 stated City Council goal of
 attracting more diversified
                                                       BY IRA                Indirectly, providing
                                                                         the impetus for such a
                                                                                                           p l e t e                                 potential
                                                     CORLISS
 businesses to Palm Coast.                         Special Projects      business as SEIDCON to            P h o n e                                   customers
 This grant is a good faith                                              relocate to the City will
 gesture to entice SEID-
                                                      Manager
                                                                         serve as a magnet for
                                                                                                           Book is a                                     reached
                                                   for Palm Coast
 CON to relocate their cor-                                              additional high-tech              local tele-                                        for
 porate offices to Palm                                                  businesses in the future.
 Coast from San Marcos,                                                      Do yo u h a ve a
                                                                                                           p h o n e                                      l e ss
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      SEIDCON commits to hiring a minimum         (386)986-3717 or e-mail icorliss@ci.palm-
 of 10 employees by 2010. The projected average   coast.fl.us. ■                                           in its 18th year                  all in one package.
                                                                                                           of business. It is           A win/-win for every-
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                                                                                    PALM COAST BUSINESS JOURNAL 9
  Palm Coast Business Buzz
             BY JESSICA WYNNE                              zoning, development, probate law, commercial liti-        Drive, is scheduled to be completed by December             fession, also is involved in shaping the future of
           PHOTO BY SEAN McNEIL                            gation, governmental practice, and personal injury.       2007.                                                       Flagler County.
                                                                The firm has also made some transformation ini-          To capture the appeal of the Italian Renaissance             Most recently Dance consulted with the City of
     Palm Coast Business Pioneer                           tiatives recently, getting on board with the ever-grow-   the structure will feature domes and columns                Palm Coast to execute site plan reviews for land
                                                           ing, ever-changing Palm Coast.                            throughout. A center court will offer a fountain and        development code compliance. Dance also serves on
          Pushes Forward                                        Chiumento praises the expansion and forward-         garden seating.                                             various boards including the Flagler County
    The law firm of Chiumento & Guntharp, with             moving efforts of Palm Coast, specifically the Town           The design also features elevators, staircases and      Chamber, Enterprise Flagler, the Education Founda-
more than 30 years of local legal practice, has been       Center, saying, “I see the development of the Town        a second level outdoor walkway to enjoy the after-          tion and the Sunrise Rotary.
a business leader in Flagler County helping to guide       Center as a significant factor bringing the total Fla-    noon breezes on sunny Palm Coast days. Parking will              His drive to be a leader is evident through his role
the development of the community.                          gler County community together,” Chiumneto says.          be addressed in a three level structure that will           as chairman of the City of Palm Coast’s
    When Michael Chiumento Sr. first came to the           He says he is optimistic and plans to relocate his law    accommodate 298 vehicles.                                   Beautification and Environmental Advisory Board
county in 1973, it was literally a rural place with only                                                                 Special pre-construction real estate business is cur-
                                                           practice.                                                                                                             and his participation in the chamber’s leadership
one traffic signal. “There were no zoning ordinances
                                                                The relocation decision is not the only change.      rently being offered through Prudential CRES Com-           program.
or regulations,” he says. “There was no building
                                                           Recently, the law firm altered its name as a result of    mercial Real Estate. This includes ground and second             As the county’s largest locally owned and operat-
department, building inspections or building per-
                                                           hiring a new partner. Chiumento & Associates              floor leasing, as well as contiguous space to meet larg-    ed full service professional civil engineering and
mits.”
                                                           became Chiumento & Guntharp.                              er facility needs.                                          land planning group, Atlas Design Group has built
    However, Flagler County was not to be kept a
                                                                Chiumento says he looks forward to the future                                                                    its business on the foundation of “doing it right the
secret for too long. Businesses, homes and develop-
ers arrived and the county became one of the fastest
                                                           for both his business and the county. “I would say                      Dance Joins Atlas                             first time.”
                                                           that we have not even seen the tip of the iceberg with        Community advocate Andy Dance joins Atlas                    With attention to each and every project
growing communities in the nation. Throughout the
                                                           regard to the county’s future growth and develop-         Design Group as the company’s Vice President and            component, Atlas has designed a system built on a
years, Chiumento says he watched as “responsible
                                                           ment.”                                                    senior landscape architect. Through his extensive           collaborative approach, an approach that draws in all
developers, developing large, well-planned commu-
nities” stepped on the scene.                                                                                        experience “Andy will enable us to further the growth       team members’ expertise and knowledge. “I am
    As the community built up Chiumento molded                              Roma Court                               of the company and ensure that we continue to pro-          excited about this new opportunity to partner with
his practice to meet the needs of citizens. Whether            An exciting new retail development is in the          vide the quality of service our clients have come to        Curt Wimpèe and Bobbie Jo Manning at ADG,”
clients need representation as a seller or buyer, lender   works in Palm Coast. Roma Court, with its 4.5 acres       expect,” says Curt Wimpée, founder and president of         says Dance.
or borrower, the firm was available to lend a hand.        and 55,000 square feet of retail and office space, is     Atlas Design Group.                                              “We can provide the full service land
    The professionals at Chiumento & Guntharp use          being deemed “the height of shopping.” The retail             Dance, a registered landscape architect who             development services you need, from concept
their three decades of experience to assist clients with   complex, which is about 1 1/2 miles from Interstate       received the distinguished alumnus award from the           planning and site design, through engineering,
a variety of legal issues – real property law, land use,   95 in the center of Palm Coast Parkway at Corporate       University of Florida for his contributions to the pro-     permitting and construction administration.” ■
                                                                                                                                                                                                                           PDFA-0000604476




                      In business, you need a few connections.
                         Banking center manager Patty Quattromini is your guide
                         to our “Business Connection” accounts, available only at
                         Peoples First. Our tailor-made package of money
                         management services is designed to help you run your
                         business more smoothly and give you the value-added
                         services your business needs.

                         Call Patty today, and ask her about our Business
                          Depository, Credit or Insurance Services today.



                                                                                                                                                                Patty Quattromini,
                                                                                                                                                             Banking Center Manager
                Palm Coast Banking Center • 300 Palm Coast Parkway NE • 386-446-4313


                                                              www.peoplesfirst.com                                                     EQUAL HOUSING
                                                                                                                                       OPPORTUNITY




                                                                                              PALM COAST BUSINESS JOURNAL 10
                                                                                                                                     -0000593410




       For All Your




Our
Top Ten
Recent Successes
   Our Action                                                        Our Results
 1   Set up program to reduce workers comp experience
     mod. Program included hiring training, return to
                                                                 Prospect became client and mod went from 1.24
                                                                 to .94. $75,000 saved over 3 years
     work and supervisor training.

 2   Reviewed contractor’s workers comp policy.
     Corrected experience modification factor.
                                                                 Client received $39,000+ refund


 3   Marketed aviation condo property/liability to sever-
     al companies
                                                                 Condo became client and saved $23,000


 4   Reduced workers comp claim on old policy                    Client received $10,000 refund

 5   Auto Dealer could not find inventory coverage
     including windstorm after he was cancelled by prior
                                                                 We were able to secure coverage on his $1.5
                                                                 million inventory with windstorm
     company.

 6   Review liability policy for roofer                          Moved this prospect to our roofer
                                                                 program and saved him $8,000.

 7   Proposed our employee leasing program to contac-
     tor in place of his workers comp program
                                                                 Prospect savings were over $70,000


 8   Reviewed business liability program for a staffing
     company
                                   ’                             Prospect became client and
                                                                 saved $9,000

 9   Reviewed plumber’s old workers comp policies.
     Corrected 2 years of errors by old company.
                                                                 Client received $9,000 in
                                                                 refunds

10   Moved client to new trucking insurance program              Client saved $3,000 on
                                                                 2 trucks

11   We ALWAYS put YOUR interests ahead of ours                   Let us show you what
                                                                  we can do for You and
                                                                  Your business
Other Coverage Offered:
 • General & Professional Liability   • Workers’ Comp   • Employee Leasing
 • Property                           • Group Health    • Garage Liability
 • Business Auto                      • Risk Management
Ormond Beach (386) 677-4787 • Palm Coast (386) 446-3426
              www.EastCoastInsurors.com                                                           President of East Coast Insurors
                                                                                                  is a certified WorkComp Advisor.

                                             PALM COAST BUSINESS JOURNAL 11
                                                                                                                       0000604603




    LOOKING TO RELOCATE, EXPAND & GROW YOUR BUSINESS?
CHOOSE A TRUE MARKET LEADER WHEN CONSIDERING PALM COAST &
FLAGLER COUNTY FOR ANY OF YOUR COMMERCIAL REAL ESTATE NEEDS...
CALL JERRY MASIELLO/BROKER ASSOCIATE at WATSON REALTY CORP.
CURRENTLY REPRESENTING:
• NUMEROUS SITES FOR RETAIL, OFFICE, INDUSTRIAL & RESIDENTIAL DEVELOPMENT
  INCLUDING SITES AT THE NEW TOWN CENTER AT PALM COAST
• COMMERCIAL CONDOMINIUM SPACE FOR PURCHASE TO MEET ANY & ALL OF YOUR NEEDS
• LEASE SPACE FOR RETAIL, OFFICE & INDUSTRIAL

     PROFESSIONALS PARK
     at TOWN CENTER

              • 40,000 SF OFFICE PARK CONVENIENTLY LOCATED AT TOWN CENTER AT PALM COAST
              • SPACE AVAILABLE FOR PURCHASE & LEASE
              • UNITS CAN BE DELIVERED BUILT-OUT OR AS SHELL STARTING FROM 1500 SF UP TO 8000 SF OF CONTIGUOUS SPACE

                                                                                              LOCATED IN THE HEART
                                                                                              OF DOWNTOWN
                                                                                              TOWN CENTER
                                                                                              at PALM COAST

    • CITY CENTRE FEATURES 20,000 SF OF FIRST FLOOR RETAIL, 40,000 SF OF OFFICE & A RESTAURANT PAD ALL
      OVERLOOKING BEAUTIFUL TOWN LAKE
    • RETAIL & OFFICE SPACE IS 80% SOLD OUT SO DON’T HESITATE - CALL ME TODAY!

ATLANTIS INDUSTRIAL & BUSINESS PARK
•    CONVENIENT LOCATION ON HIGH TRAFFIC U.S. 1
•    FEATURES LIGHT INDUSTRIAL FLEX SPACE, RETAIL & OFFICE
•    NOW SELLING PHASE 2
•    ALL UNITS AVAILABLE FOR PURCHASE


FLAGLER CROSSROADS
BUSINESS CENTRE
           • THIS 50,000 SF FACILITY FEATURES BOTH FLEX OFFICE SPACE & OFFICE SUITES AVAILABLE FOR PURCHASE
           • ESTIMATED OCCUPANCY FALL 2007

     For More Information Contact:                                          “I TRULY CARE ABOUT YOUR SUCCESS
JERRY MASIELLO/BROKER ASSOCIATE                                             & I MAKE A PROMISE TO ALL OF MY
       WATSON REALTY CORP.
CELL (386) 517-9323 OFFICE (386) 445-0148                                   CUSTOMERS TO ALWAYS GIVE THE
 E-MAIL: jmasiello@watsonrealtycorp.com                                     BEST POSSIBLE ADVICE & GUIDANCE!”
                                                 PALM COAST BUSINESS JOURNAL 12
Family First,
a Palm Coast
   Pioneer
         BY JESSICA WYNNE                       company eventually retired its construction
                                                firm completely.


F
          amily First Mortgage, a Palm              With the 1990s came the opportuni-
          Coast business pioneer, has           ty for key loan officers to open and oper-
          served Flagler County clients         ate their own branches. This initiative
since 1979.                                     resulted in success for both the branch
    The company, created to address the         manager and the company. Thirty years
need of borrowers, was initially established    after the original branch opened, Family
to assist those who purchased homes             First continues as a leading full service
through Family First’s residential construc-    mortgage banker and broker.


With the 1990s came the opportunity for key loan officers to open

and operate their own branches. This initiative resulted in success for

both the branch manager and the company. Thirty years after the

original branch opened, Family First continues as a leading full service

mortgage banker and broker.
tion firm. Through the years the company            With its corporate office in Palm
expanded its services and reach.                Coast, Family First Mortgage has more
     During the 1980s, Family First began       than 200 branches throughout the United
concentrating its efforts on lending activ-     States. They hold licenses in 33 states and
ities by offering services to the entire com-   the U.S. Virgin Islands.
munity, not only its construction compa-            Visit familyfirstmortgage.com to use
ny’s clients. This move, along with contin-     the client assistance tools and loan calcula-
ual improvement in service offerings,           tors. The website helps borrowers predict
helped the company build valuable rela-         loan payment amount and helps decide
tionships with Realtors and builders. The       how much of a loan they can afford. ■             Gregory L. Hill, CEO/President (right) and Glenn M Hill, COO/Sr. Vice President of Family First Mortgage.



                                                                                                        0000597518                                                                                                              PDF-0000595415


                                                                                                                                      RENTALAND OF FLAGLER
                                                                                                            www.matanzasgeo.com




                                                                                                                                                                           7 ENTERPRISE DRIVE
                                                                                                                                                            1 1/2 MILES SOUTH OF PALM COAST PKWY. OFF US 1)
                                                                                                                                                                               386-445-1001




      ENVIRONMENTAL SERVICES
       Phase I/II Environmental Site Assessments
  Portfolio Due Diligence • Contamination Assessments
    Soil & Groundwater Investigations • Brownfields

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                                                                                                PALM COAST BUSINESS JOURNAL 13
                         Palm Coast Commercial Growth
            BY MORRIS SULLIVAN                                                                                                                                                        says. "You can get in your car and go shopping with-
           PHOTOS BY SEAN McNEIL                                                                                                                                                      out having to drive to St. Augustine, or say ‘Let’s go
                                                                                                                                                                                      to dinner’ – and have some places to go."


P
              alm Coast’s residential real estate market                                                                                                                                   Corliss says he believes this is just the beginning
              might look a little like the rest of the state                                                                                                                          of a bigger trend. "I think over the next three years
              – slowing down from the runaway pace                                                                                                                                    we’ll see the opportunity for a high-end mall," he says.
that characterized the last few years.                                                                                                                                                "We certainly have the locations, and I think we have
     But the explosive growth that made the market                                                                                                                                    the clientele."
the fastest-growing city in the fastest-growing coun-                                                                                                                                      The city recently made more room for commer-
ty in the United States has fueled a new boom, one                                                                                                                                    cial growth, Corliss adds. "We just recently annexed
that will bring more shopping, dining and other con-                                                                                                                                  property west of U.S. 1, all vacant land," he says.
sumer opportunities to the burgeoning population.                                                                                                                                     Annexations included a vacant 820-acre parcel and
     During the last quarter of 2006 through mid-                                                                                                                                     another 620-acre parcel, also vacant land.
March 2007, the city of Palm Coast issued 29 com-                                                                                                                                          The city also annexed two contiguous parcels
mercial building permits, up slightly over the same                                                                                                                                   with existing businesses. Alarm Pro and Pet Paradise
period the previous year, according to data provided            City Walk                                 Palm Coast Town Center Entrance                                             properties total a little more than two acres.
by the city.                                                                                                                                                                               "We’re pleased to have the two businesses in the
     However, that was a drop from the previous two            Coast Parkway and west of I-95, is expected to              Palm Coast Landing at Town Center, which includes          city," Corliss says. "As well as the vacant land, we’re
quarters (April through September 2006) when the               include a Lowes Home Improvement and a Belks.               the 166,630-square-foot Weingarten Retail Center.          looking forward to assisting the owners develop it,
city issued 37 commercial building permits.                    CBL & Associates is the developer for the project,               "These will really lend themselves to improving       hopefully for light industrial and commercial uses."
     That doesn’t mean commercial activity is down,            which also will have several out-parcels for retail shops   the quality of life," Corliss says. The vast majority of        This could bring in some high paying jobs,
however. Several large, high profile developments are          and restaurants.                                            people in Palm Coast arrived fairly recently from          Corliss says. "We hope we can get some mid-level
well underway.                                                     Progress is also continuing on the Town Center          other communities where they had access to a wide          technology companies started here, then we can
     "Some major projects that have been in the                project, a 1,500-acre development bordering State           variety of shops and restaurants, he points out.           attract the footloose industries that associate with
pipeline are materializing," says Ira Corliss, Palm            Road 100 between Belle Terre Parkway and Interstate              "Now they’re seeing the construction and growth,      them."
Coast Special Projects Manager. These new projects             95 where a new Publix supermarket opened in                 and it’s a little different perspective," he says. "But         "We’d like to bring in a new level of profession-
are heavily consumer-oriented, with big box retailers,         December.                                                   they’re seeing the positive aspects of the growth, the     al employment, see them settle here and raise kids,"
bookstores, markets, and similar businesses "that will             The project is expected to see more progress in         city’s incorporation and the hard work done by the         he says.
fill up a power center," he says.                              2007 with development of the aforementioned                 Mayor and Council over the years."                              Then as high-tech industry expands in Palm
     Cobblestone Village at Palm Coast, a 302,000              power center, where a Super Target is scheduled to               "Now you can not only play golf or sit in your        Coast, he adds, "The kids have a reason to come back
square foot regional retail complex south of Palm              open next year. The big-box retailer will be part of        backyard or spend time out on the water," Corliss          after college or technical/vocational training." ■
                                                                                                                                                                                                                                    0000604602




   COMMERCIAL
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                     ESTATE SERVICES
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     MMERCI          EST SER
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    Off Hwy. 100 in prime location by new Flagler County
     Administration Building and Courthouse. Uniquely                                                                                                                 ACTIVE EQUESTRIAN CENTER
     designed complex on 4.8 acres. Seven buildings, five                             3 BUSINESSES UNDER ONE ROOF!                                                      W/HIGHWAY FRONTAGE
      offices, 60 units wired for high-speed Internet and
   cable TV accessible. Underground utilities, 114 parking                                 Restaurant/full bar-retail/seafood market.                                  120+/- acres. US 1 in St. Augustine, Florida.
          spaces. Approved 8th building... $7,900,000                                               Offered at $3,200,000                                                         Offered at $9,500,000

                WAREHOUSE SPACE                                                                                                                                      LAND FOR DEVELOPMENT
                   FOR LEASE                                                                                                                                       20.6 acres of heavily wooded pristine
     6000 sq. ft. air conditioned space. 800+/- office                                                                                                              forest. Totally surrounded by state
        space. Loading dock, 20’ ceilings, steel                                                                                                                       park owned lands. Offered at
                       construction.
                                                                                                                                                                                $1,200,000.
     PALM COAST OFFICE SPACE                                                                                                                                        ASSISTED LIVING FACILITY
            FOR LEASE                                                                                        CITY WALK                                                  4BR/3BA with pool and office
               10 room suite approx. 2500 sq. ft.                                              Up to 5800 sq. ft. +/- Best Exposure                                   Zoned and handicapped accessible
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                                                                                                   PALM COAST BUSINESS JOURNAL 14
      Taking the Cake
                                                                                                                                                                                                                     PDFA-0000604631




            BY CHERYL VASSILIADIS                                             And there are a lot of people here who only want part
            PHOTO BY SEAN McNEIL                                              time work."
                                                                                  The introduction of an art process enables the


T
“         hink of our business as the FTD of bakers,"                         company to digitally print images in frosting on cakes
          says Fran Greene, founder and CEO of                                and cupcakes to add personalization.
          Cakes Across America.                                                   The technology allows companies to upload pic-
    The company contracts with local bakers across                            tures or logos to be "the icing on the cake" and to
the United States and Canada to                                                                     make quite a statement to those
arrange the hand-delivery of                                                                        on the receiving end. More
cakes to homes and businesses.
    The company started out
                                                                                                    than 80 percent of the compa-
                                                                                                    ny’s business is from corporate
                                                                                                                                                 Something For Every Business!
very small, according to Greene.                                                                    accounts – the birthday market
"But multiply that tenfold and                                                                      makes up the remaining 20 per-
that’s what we are today,"                                                                               cent.
she says.                                                                                                     Some of the Fortune
    The company, now                                                                                     500’s largest businesses
located at the Flagler                                                                                   have introduced products
County Airport, originally                                                                               or celebrated company
opened in Orlando 14                                                                                     milestones with cakes deliv-                THE SHOPPES       AT   GRAND HAVEN - PRIME LOCATION!
years ago. The current                                                                                   ered by Cakes Across                              Now accepting contracts at pre-construction pricing!
headquarters serves as the                                                                               America. HBO regularly                             60,000 sq. ft. of retail, restaurant and office space.
nerve center for the busi-                                                                               ships Frosting Art cakes to
ness.                                                                                                    introduce new shows or
    Greene is enthusiastic                                                                               channel offerings. In a
about the Flagler County                                                                                 whirlwind promotion for
workforce. "We have won-                                                                                 the Charles Schwab finan-
derful workers here, and a Fran Greene                                                                   cial services firm, the com-
pool of people who are a                                                                                 pany arranged delivery of
good match for our positions," she says. "In many                             420 cakes at the same exact time. That’s a sweet
cases, we find older people with a lot of experience.                         accomplishment. ■
                                                                                                                               PDFA-0000595576              WEST POINT PLAZA - FOR SALE              OR   LEASE
                                                                                                                                                    Upgrade your business profile - Now selling Phase II. 1,031sq. ft.
                                                                                                                                                   built out offices and restroom. Highly visible location in Palm Coast!
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                                                                                                                                                      PALM COAST COMMERCIAL & INDUSTRIAL CENTER
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                                                                                                                Ponte Vedra Beach                Cell:386-931-6342
                                                                                                                                                 Office: 386-447-3444
                                                                                                                904.473.1400
        10 Florida Park Drive North | Suite D-3 | Palm Coast, FL 32137
                                                                                                                Amelia Island
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       The hiring of a lawyer is an important decision that should not be based solely upon advertisements.
      Before you decide, ask us to send you free written information about our qualifications and experience.   www.rtlaw.com
                                                                                                                                                    CRC042509


                                                                                                                         PALM COAST BUSINESS JOURNAL 15
                                                                                                                    0000604805




                                               Linda Sicotakis
                                               BB&T Mortgage
                                                                                                                                     Crossing the Starting Line
                                         When Linda Sicotakis sets her mind to something, there
                                         is not much that can stop her. Linda is a well-known
                                         mortgage lender and has 20 years of experience. She is a
                                                                                                                                      The Race to Open Your Business
                                         native of Long Island, NY and the former Vice President
                                         of Bank of N.Y., for 16 years. Linda specializes in bridge
                                         financing and construction loans. Bridge financing means
                                         she makes it possible for her clients to finance a home
                                                                                                                                  On your mark, get set, go. Wait, don’t’ begin the race yet
                                         during the transition of selling a home up North. Since
   moving to Palm Coast eight years ago, she has become familiar with the community and its                                                BY PAULINE DAVIS                                  Revenue Service (IRS). This is mandatory for corpo-
   needs. She offers homesite financing, primary and second home investment properties, no                                        ASSISTANT DIRECTOR SMALL BUSINESS                          rations and LLCs although sole proprietorships can
   income check loans, first-time home buyers programs and construction and permanent loans.                                             DEVELOPMENT CENTER                                  elect to use their Social Security number. Visit
   “Our free home financing workshops have become very popular and well-attended,” Linda
   says. “We teach people how to determine the best mortgage option for them with the latest                                                                                                 www.irs.gov to obtain and fill out the SS4 form.


                                                                                                                                 S
   programs available,” she adds. There are Federal Housing Administration (FHA), State Housing                                             tarting a business is exciting and most entre-        • Obtain applicable state licenses: Florida business
   Initiative Flagler County Partnerships, and BB&T’s 100% financing programs available. Call                                               preneurs want to get moving right away.          licenses are controlled by the Department of Business
   Linda today at 386-569-6777 to find out more. She is located at BB&T’s office at 1300 Palm                                               They can envision the potential rewards at
   Coast Parkway in Palm Coast and is available on weekends.                                                                                                                                 and Professional Regulations; www.myflorida.com
                                                                                                                                 the finish line. Yet, few know or even think about the      has a listing of all licenses and their corresponding
                                                                                                                                 necessary work and research that precede crossing the       requirements.
                                                                                                                                 starting line and flipping the sign on the door to read          • Obtain occupational licenses: All businesses,
                                                                                                                                 “Open.”                                                     even home-based businesses, are required to obtain an
                                                                                                                                      First thing first, you need to start with self-        occupational license from the county government. If
                                                Karen Pasquariello                                                               examination. Ask yourself: do you have the support          the business is within city limits, a city occupation-
                                                1st Metropolitan Mortgage                                                        from your family and friends
                                                                                                                                 to take this leap? Without it,
                                                                                                                                                                                                                       al license also is required.
                                                                                                                                                                                                                       Check with the local zoning
                                                When Karen Pasquariello was traveling all over the world on mission              starting your business could                                                          department regarding restric-
                                                projects, she probably wasn’t thinking of settling down in Florida.              be impossible. You also need                                                          tions on operating certain
                                                When she lived in Belize she was a professional scuba diver                      to ask yourself: Are you ready                                                        businesses in designated areas.
                                                instructor, had a jungle tour operation and lived on an island working           to take on the financial                                                                  • Apply for a sales tax
                                                in resort management. She probably wasn’t thinking her next mission              responsibility of starting a                                                          identification number: Once
                                                would be assisting people with reverse mortgages. For those who                  business? Showing a profit                                                            you have obtained the appro-
                                                haven’t heard yet, a reverse mortgage is a program that allows senior
                                                                                                                                 does not come easy or quickly and starting a business       priate business licensing, you need to apply for a sales
                                                homeowners to transform some of the equity in their homes into tax-
   free income without having to sell their homes, give up title, or make monthly mortgage payments. The payment                 requires financial sacrifices.                              tax identification number from the Florida Depart-
   stream is “reversed.” Instead of making monthly payments to a lender, as with a regular mortgage, a lender                         Once you have the support of your family and           ment of Revenue. When applying you will need to
   makes payment to you in one lump sum, a line of credit, monthly checks or a combination of these choices. The                 know your personal finances can take the risk, you          determine if your business will be required to collect
   funds from a reverse mortgage can be used for daily living expenses, home repairs or modifications, health care               will need a business plan. Your business plan will be       and pay sales tax.
   expenses, existing debts, and more. The funds from a reverse mortgage are not considered additional income. It                the road map or path the business will follow. Writ-             • Obtain a Florida unemployment number: In
   does not affect regular Social Security or Medicare Benefits either. Call Karen today to find out more about how              ing it will force you to consider some important ques-      some cases, a business will need to pay unemployment
   she can help you enjoy your retirement even more! She can be reached at (386) 586-2206.                                       tions: What is the product? What will be my business        taxes if the business has or plans to hire employees.
                                                                                                                                 operations? How will I market my product? Who is            This number also can be obtained from the Florida
                                                                                                                                 my competition? How will I manage the business?             Department of Revenue.
                                                                                                                                 What is my financial plan? Although not a guaran-                With these key steps most small businesses will be
                                                                                                                                 tee for success, proper business planning is important.     off and running. Does completing these steps guar-
                                               Gail Wolcott                                                                           Finding support and planning your business is the      antee success? Well, no, not exactly. You may have
                                               Wolcott, Inc. Realtor                                                             toughest part of getting started. Once these issues are
                                                                                                                                 addressed you can tackle the legal requirements and
                                                                                                                                                                                             more questions because, let’s face it, the reality of start-
                                                                                                                                                                                             ing your own business still seems terrifying.
                                                                                                                                 mechanics of starting the business. Don’t worry,                 Helping businesses to start, grow and succeed –
                               Gail Wolcott, Broker/Owner, has been in Florida for 33                                            depending on the nature of the business, this process       local/regional Small Business Development Centers
                               years. Her first office was located on the corner of                                              can be quite simple. Here are the necessary require-        offer no-cost, one-on-one business counseling, pro-
                               A1A & 100 in Flagler Beach, where she and her                                                     ments for opening the doors to your business:               fessional training, seminars and business resources
                               husband Bill owned the former Flagler Beach Motel.                                                     • Determine the type of entity: Are you going to       enabling you to maximize your business’ potential. ■
                               At the time Gail & Bill ran their real estate business                                            be a sole proprietorship, partnership, corporation, or
                               out of the motel.                                                                                 Limited Liability Company (LLC)? If you are unsure,
                                                                                                                                                                                                  To make an appointment with a Certified
 After a few years they (with partners) sold the motel and built the present Wolcott                                             consult with an accountant and attorney. You should
                                                                                                                                                                                                 Business Analyst, contact the Small Busi-
                                                                                                                                 also employ an accountant and attorney to assist you
Realty located at 919 N. A1A in Flagler Beach. Gail was formerly in real estate in                                                                                                                ness Development Center in building 110,
                                                                                                                                 with forming the entity and clarifying the tax advan-
East Hartford, Connecticut, before coming south to Flagler County. They were the                                                 tages and disadvantages of this decision. Legal enti-
                                                                                                                                                                                                room 222 at Daytona Beach Community Col-
3rd office to open in the area and remember the days when Flagler was a Sleepy                                                   ties can be formed at www.sunbiz.org.
                                                                                                                                                                                                lege, 1200 W. International Speedway Blvd.,
Village - they also had an office on Florida Park Dr. in Palm Coast. 386-439-2828                                                                                                                Daytona Beach. Phone: (386) 506-4723, Fax:
                                                                                                                                      • Apply for an Employee Identification Number
Fax 386-439-7020 919 N. A1A • P.O. Box 1407, Flagler Beach, FL 32136                                                                                                                               (386) 506-4602. E-mail: sbdc@dbcc.edu
                                                                                                                                 (EIN): An EIN can be obtained from the Internal

                                                                                                                                                                 On your mark, get set, go.
                                                                                                       PALM COAST BUSINESS JOURNAL 16
                                             ADVERTISMENT                                                                                                                    0000601239




  Floridian Bank,                                                                                                             Discover the
 Your Community
       Bank
                                                                                                                               difference
                                                                                                                              “Our People”



 Floridian Bank commercial staff



F
        loridian Bank is a local bank with offices in      those short on time. There is no need to stand in long
        Flagler and Volusia counties. It’s                 lines to do your banking at a branch. Floridian
        management is local, it’s decisions are made       Bank believes in one to one banking to ensure that
locally and the staff is part of the local                 you get what you need when you need it. As well as
community.                                                 expert personal service, Floridian offers time saving
   The friendly staff at Floridian Bank works hard         programs which include cash management and
                                                                             courier services for businesses,

 “Floridian Bank is committed to serving the                                 online banking and bill pay, drive
                                                                             up ATM’s and a host of conven-
                                                                             tional banking services to make
                                                                             your life easier.
needs of business and residential customers in                                   “Floridian Bank is committed
                                                                             to serving the needs of business and
                                                                             residential customers in Flagler and
                                                                                                                    Back Row: Kimberly Williamson - Teller, Hope Eatman-Teller
                                                                             Volusia Counties. Our goal at          Front Row: Loretta Edinger - Manager, Mary Cameron - CSR
Flagler and Volusia Counties. Our goal at                                    Floridian is to expand our presence
                                                                             in Flagler County through the
                                                                             addition of other banking offices in                      Call us for
Floridian is to expand our presence in Flagler                               the near future,” says Tom Dargan,
                                                                             Floridian Bank CEO.                                  Introductory Specials
                                                                                 The residential mortgage staff
                                                                             has the programs and expertise to
County through the addition of other banking                                 take care of virtually any type of               Opening March 2007
                                                                             mortgage you need.


offices in the near future.”            – Tom Dargan, Floridian Bank CEO
                                                                                 Melody Stokes and Brenda Ball
                                                                             work closely with Loretta Edinger
                                                                                                                              7 Boulder Rock Drive
                                                                             and her office staff to provide
to make sure the customer experience is always easy customers with one to one mortgage banking.                                    Palm Coast
and enjoyable. The Floridian Bank staff assists                 “We all remember what banking use to be like,”
customers with all of their financial needs by says Dargan. “The experienced and professional staff
understanding their business.                              at Floridian Bank will assist customers and all bank-
                                                                                                                                 (386) 986-4024
    Convenience in banking is the wave of the future ing needs by treating them ‘the way banking was
and Floridian Bank offers a number of features for meant to be.” ■
           Floridian Bank • 7 Boulder Rock Drive, Suite 4 • Palm Coast, FL 32137 • (386) 986 - 4091
                                                                                                                              www.floridianbank.com
                                         www.floridianbank.com
                                                                                             PALM COAST BUSINESS JOURNAL 17
      City of Palm Coast Contact Information
                MAYOR/CITY COUNCIL/                                            FIRE & RESCUE                                               CITY HALL                                   ECONOMIC DEVELOPMENT
                   ADMINISTRATION                               4751 Belle Terre Pkwy., Palm Coast, FL. 32137                2 Commerce Blvd., Palm Coast, FL 32164                           Tel: 386-986-3717
                    Tel: 386-986-3702                                         Tel: 386-986-2300                                       Tel: 386-986-3700                                      Fax: 386-986-3703
                   Fax: 386-986-3703                                         Fax: 386-446-6752                                                                                          icorliss@ci.palm-coast.fl.us
City Council Meetings are held on the first Tuesday evening             mbeadle@ci.palm-coast.fl.us                       BUILDING SERVICES/CODE ADMINISTRATION
of every month, 6:30pm, and the third Tuesday morning of                                                                           Building Tel: 386-986-3780                        GENERAL SERVICES (FINANCE)
the month, 9:00am at the Palm Coast Community Center,                            PUBLIC WORKS                                          Fax: 386-986-3781                                    Tel: 386-986-3723
                305 Palm Coast Pkwy NE.                            1 Wellfield Grade, Palm Coast, FL. 32137                Code Tel: 386-986-3764/Fax: 386-986-3781                        Fax: 386-986-3724
                                                                                Tel: 386-986-2332                                 nabreu@ci.palm-coast.fl.us                            rbritt@ci.palm-coast.fl.us
                 Mayor – James Canfield                                        Fax: 386-986-6758
               jcanfield@ci.palm-coast.fl.us                               bgilley@ci.palm-coast.fl.us                                    CITY CLERK                        INFORMATION TECHNOLOGY & COMMUNICATION
                                                                                                                                       Tel: 386-986-3713                           Tel: 386-986-3735/386-986-4792
            Vice Mayor, District 2 – Jon Netts                             RECREATION & PARKS                                         Fax: 386-986-3714                               cviolette@ci.palm-coast.fl.us
                jnetts@ci.palm-coast.fl.us                     305 Palm Coast Pkwy NE, Palm Coast, FL. 32137                       choeni@ci.palm-coast.fl.us
                                                                             Tel: 386-986-2323                                                                                        STORMWATER/ENGINEERING
       Council Member, District 1 – William Venne                             Fax: 386-446-7611                                       CAPITAL PROJECTS                                     Tel: 386-986-4760
               wvenne@ci.palm-coast.fl.us                               jjackson@ci.palm-coast.fl.us                                    Tel: 386-986-3756                                  Fax: 386-986-4762
                                                                                                                                        Fax: 386-986-3779                               jmoden@ci.palm-coast.fl.u
      Council Member, District 3 – Mary DiStefano                            UTILITY DEPARTMENT                                     rrice@ci.palm-coast.fl.us
            mdistefano@ci.palm-coast.fl.us                           2 Utility Drive, Palm Coast, FL. 32137
                                                                      Customer Service: 386-986-2360                               COMMUNITY RELATIONS                    All City of Palm Coast information is available online at
       Council Member, District 4 – Alan Peterson                    Customer Service Fax: 386-986-2390                                Tel: 386-986-3708                         the City’s website: www.ci.palm-coast.fl.us
             apeterson@ci.palm-coast.fl.us                              Main Office Tel: 386-986-2350                                 Fax: 386-986-3703
                                                                        Main Office Fax: 386-986-2391                             mlidskin@ci.palm-coast.fl.us
               City Manager – Jim Landon                                  radams@ci.palm-coast.fl.us
               jlandon@ci.palm-coast.fl.us                                                                                       COMMUNITY DEVELOPMENT
                                                                       PALM COAST PRECINCT –                                   Planning/Zoning Tel: 386-986-3736
           Assistant City Manager – Oel Wingo                      FLAGLER COUNTY SHERIFF’S OFFICE                                     Fax: 386-986-3737
               owingo@ci.palm-coast.fl.us                                  Tel: 386-445-5525                                     nabreu@ci.palm-coast.fl.us (??)

                                                                                                                                                                                                                       PDFA-0000604893




                 Prudential CRES                                                                                      4863 PALM COAST PKWY NW SUITE 5 ~ PALM COAST, FL 32137 ~ (386) 446-9226

                 Commercial Real Estate                                                                                           City Walk
                                                                                                                                  Located in the heart of Palm Coast next to Wal-Mart and the future Cobblestone
                                                                                                                                  Village, City Walk commercial condominium units available for lease or purchase.
                                                                                                                                  A development of 160,000 sf in four buildings, the courtyard will provide exposure
                       Property Management                                                                                        for all units, units delivered vanilla shell, handicap bathroom and exposure to
                                                                                                                                  Cypress Point Parkway & Cypress Edge (Buildings A,B,&C). Restaurant space
                                                                                                                                  available. Occupancy spring, 2007.
           Premiere Commercial Property                                                                                    Palm Coast Plaza
                                                                                                          Located directly in front of the Home Depot,
                      Business Opportunities                                                              the Palm Coast Plaza will have Houligan’s
                                                                                                          Irish Pub & Bruster’s Ice Cream.Convenient
                                                                                                                     to all shopping and restaurants.
             Trustworthy Customer Service
                                                                                                                                                                         Roma Court
   Detailed Consumer Spending Report                                                                                                                                      Located in the heart of Palm Coast’s commercial
                                                                                                                                                                          corridor, the Roma Court development will be
                                                                                                                                                                          the central retail complex of Palm Coast. Two-
                                                                                                                                                                          story 55,000 sf retail/office development at
                                                                                                          Corporate Drive and Palm Coast Parkway. Units from 1,050sf to 3,200 sf, adjoining units could be expanded
Prudential CRES Commercial Real Estate is a registered service mark of the Prudential Insurance           to accommodate larger users. Lease rates from $25/sf ground floor and $23/sf second floor. Exposure
 Company of America. An independently owned and operated member of the Prudential Real                    to Palm Coast Parkway eastbound, this development will feature restaurant space, three stories of parking,
   Estate Affiliates, Inc. All information is believed accurate but not warranted. Price subject to       courtyard seating area. Excellent location in the center of the Palm Coast Parkway.
                                         change without notice.

W E                       K N O W                                     C o m m e r c i a l                                                               R e a l                    E s t a t e .

                                                                                                                                                                      C ALL     THE     C OMMERCIAL
                                                                                                                                                                                     E XPERTS !
                                                                                                                                                                           (386) 446-9226
    Cornelia Manfre                                  Fran Angiuoli                                Jim Manfre                             Mae Pourkesali

                                                                                                PALM COAST BUSINESS JOURNAL 18
 Bright Students Make
                                                                                                                                                                                                                                  0000599951




                                                                                                                                                                                 Do you
                                                                                                                                                                                or a loved
  for a Bright Future                                                                                                                                                           one have
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                                                                                                                                                                               hearing or
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                                                                                                                         OUR PROMISE TO YOU:


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F
            lorida and Palm Coast awoke last month to retaining the top employers and a skilled labor force
            two statistical reality checks. First, the essential for economic development. This relationship
            State learned that school enrollment of school quality with good jobs occurs because
declined this year for the first time since the early high-earning employees of top companies are espe-
                                                                                                                   satisfaction with our services and products
1980s. Then, the U.S. Census dethroned Flagler cially concerned that their children can attend excel-
(including Palm Coast’s four-fifths share) from its lent, challenging schools. Moreover, better schools
reign as the nation’s fastest-                                                 graduate more productive
growing county. What do                                                        workers to the local economy.
                                                                                                                                               $
these numbers mean for Palm
Coast’s economic develop-
                                                                               Is it any wonder that great
                                                                               local schools are worth their         FREE                        500 OFF                          FREE
ment efforts?                                                                  weight in gold, even for tax-
                                                                                                                    Comprehensive              Premium Digital                   Hearing Aid Repair
     The population growth                                                     payers whose children have                                             or                            Most Makes
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ing at best. It helped put the                                BY DR.                Too often, school districts       Screening               Premium Digital with                 Most Models
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                                                       MARK D. SOSKIN
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the map. The free publicity
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sell the city. Why else would
                                                         Associate Professor responsibility for economic
                                                        of Economics in the development. Fortunately, Fla-
                                                                                                                     FREE                       18 months W.A.C.                   Limit 1 per customer
                                                                                                                                                                               April 21st-April 30th
                                                        College of Business gler County schools are not              Earwax Removal                  Excludes AGX st.
                                                                                                                                                                               Must present coupon at time of repair
people be moving there if it                                                   among those myopic school                                        Excludes previous purchase
                                                                                                                                                                                "additional chg. for recase" new patients only.
                                                            University of
weren’t a great place to live and                          Central Florida     systems. As part of my Univer-
work? However, a rapid pop-                                                    sity of Central Florida (UCF)
ulation influx places enormous                                                 economic department region-
stress on an economy to digest it all without succumb- al outreach program I go into local high schools to
                                                                                                                        Exp. 6/29/07               Exp. 6/29/07                           Exp. 4/30/07
ing to a massive bellyache.                              speak to advanced-placement (AP) seniors. We dis-                                 Excludes previous purchases
     Local government was especially challenged to cuss college, choosing a major, and “making a differ-
furnish quality police and fire protection, water and ence” with their lives. In March, I was able to add Fla-
sewer, parks and beaches, environmental protection, gler/Palm Coast High School (FPCHS) to my list,
road building and maintenance, and education for the thanks to their AP teacher Clarke Walker.
                                                                                                                   CALL NOW!
young. So the inevitable slowing of population               I was bowled over by the high level of education
growth provides Palm Coast with a badly-needed maintained in the school, as well as by the numerous
                                                                                                                    Your friends & family will thank you for it!
opportunity to catch its breath, to examine recent nationally known colleges the students are being
changes and reassess what the city wants to become. accepted to. I also was thrilled to learn FPCHS has
                                                                                                                                       Now 3 Locations!
     Speaking of education, declining school enroll- added the prestigious IB (International Baccalaureate)
ment around the state can also be beneficial to eco- program, preferred by demanding parents.
                                                                                                                         Palm Coast (386) 447-7364
nomic development locally. If a school district is           If what I saw from the inquisitive seniors is any                  50 Cypress Point Pkwy. B3
focused on building new schools and adding class- representation of the overall quality of the
rooms, school quality typically takes a back seat. Yet, Flagler County school system, I’d say that Palm
                                                                                                                  St. Augustine (904) 824-6007                     Port Orange (386) 761-9601
                                                                                                                      1835 U.S.1 South, Ste. 127                  4606 S. Clyde Morris Blvd., Ste. 1-C
my surveys consistently point to high-quality schools Coast’s economic future is as bright as the students I
as the most important driver for attracting and met there. ■                                                                           B.C. & B.S. & most insurance accepted.                  Financing Available
                                                                                           PALM COAST BUSINESS JOURNAL 19
        Palm Coast • Where Business Moves
    New Business Licenses from First Quarter 2007
Flowers By Lora                     Aztec Mechanical Services                                  All-Search Home Inspection                Solid Surface Innovations
(386) 586-2229                      (904) 564-1001                                             (516) 477-1340                            (386) 586-8546

Sweet Story                         Coastal Pool Service                                       River Bridge Brokerage                    Creations In Cabinetry
(386) 586-7459                      (386) 673-8838                                             (386) 446-8114                            (386) 237-3082

Connexion Technologies              Peach State Roofing                                        Wilder Communications                     CLPA
(919) 535-7305                      (386) 753-1388                                             (386) 586-0012                            (904) 838-7460

HH Diapercakes                      Duggan Construction & Development                          JLZ Aerial Photography                    Parish Interiors
(386) 447-3615                      (863)698-6512                                              (386) 864-7341                            (386) 338-1800

VNA International Florida           Hopton Roofing                                             Celebrity Resorts Of Florida Management   Stephen Anasagasti Enterprise
(386) 446-2186                      (386) 228-3595                                             (386) 445-0637                            (386) 864-8507

Healthy Saunas                      Wilford Roofing Company                                    Atlas Janitorial Service                  G.N Wood Working
(386) 864-8604                      (904) 786-6279                                             (800) 327-8685                            (386) 503-9517

Bobbie. G Chaudoin III              Affordable Florida Homes                                   Christines Cleaning Plus                  LE Construction
(386) 503-3388                      (386) 423-6670                                             (386) 338-1940                            (386) 586-8810

Just Design Blinds                  Island Dream Homes                                         All Around Cleaning                       VGM Professional Flooring
(386) 585-0094                      (386) 428-0652                                             (386) 852-7838                            (631) 252-9181

Varsima Granite & Marble            Associated Companies                                       Cinderella’s Cleaning Service             Atlantic Brick Pavers
(561) 827-7462                      (863) 294-9292                                             (386) 445-3290                            (386) 547-6556

L&D Ceilings                        A & M Electric                                             Nice & Clean                              Good Times Pools Services
(386) 304-4888                      (386) 734-2864                                             (386) 569-3575                            (386) 299-5892

N & N Drywall                       Neon Creations                                             Miriam Insua                              Wallace Concrete
(770) 630-3314                      (407) 396-6366                                             (386) 338-2168                            (386) 274-5072

Leslie Drywall                      Marcum Construction                                        B & W Mowing The Lawn Service             Hilton-Hyatt Construction Services
(386) 586-6803                      (352)867-7332                                              (386) 446-9061                            (386) 446-0478

Wells Marble & Tile                 WB Construction                                            A & R Tropics                             Gold Class Auto Detailing
(386) 937-6578                      (407) 612-6192                                             (386) 445-8213                            (386) 627-1134

JCS Tile & Marble Corporation       The Smartlite Company                                      Computer Urgent Care                      Just da Details
(386) 316-0918                      (321) 956-2552                                             (386) 586-0552                            (386) 503-9698

M & M Floor Covering                Z&R Southern Comfort                                       Freeman Sound                             Yacht Masters Detailing
(386) 882-1994                      (386) 206-8496                                             (386) 246-3985                            (386) 846-8433

VGM Professional Flooring           Kustom Engines                                             Daskongas                                 Fisch
(631) 918-3037                      (386) 446-9379                                             (386) 445-1472                            (386) 437-8170

Sunshine Curbing & Landscaping      Industrial Steel                                           Bicycle Doctor                            Eldon Colby Fencing
(386) 246-7168                      (321) 267-2341                                             (386) 313-3657                            (386) 569-0157

HMD Enterprises                     Urban Couture                                              Cencom Communication                      Colossal Custom Homes
(407) 383-6163                      (917) 771-1571                                             (386) 237-3962                            (386) 931-6862

E.C. Remodeling & Construction      Edward N Gibbons Vending                                   Helping Hands Of Flagler County           N.G. Wall Systems
(786) 229-1095                      (386) 734-6408                                             (386) 931-8001                            (407) 299-0475

Tri County Reinforcing              Cosmic Candy                                               Delma V. Alma Jose                        CAS Carpentry
(386) 761-8969                      (561) 352-0807                                             (386) 446-6422                            (386) 527-1861

USA Homes                           Coastal Pool Serive                                        Flannery Financial Management             Canvas Man Interiors Including Boats
(904) 215-7474                      (386) 673-8838                                             (386) 447-4733                            (386) 682-4000

Keith B. Sheets                     MAS Financial Network                                      A1A Mortgage Center                       Luddeni Construction
(904) 545-4638                      (386) 445-0962                                             (386) 517-1477                            (386) 931-5285

Styles Construction                 TRB Properties                                             Community Mortgage Solutions              Millenium Home Repair & Improvement
(904) 241-4477                      (386) 445-7369                                             (386) 445-1765                            (386) 871-6114

Aluminum Plus                       American Property Realty                                   Ginn Financial Services                   Integrity Home Services
(386) 734-2864                      (386) 439-1242                                             (386) 246-5870                            (386) 586-3289

Duggan Construction & Development   Florida Coastal Title                                      Ark-La-Tex Financial Services             Community Builders
(863) 698-6512                      (386) 445-9532                                             (386) 445-8066                            (386) 503-4746

Crosby Building Systems             Ames Bookkeeping Services                                  Tidy Coast Containers                     Yenika Clark Marble, Tile & Granite
(704) 399-1556                      (386) 569-3512                                             (772) 545-4000                            (386) 338-2753

Americas Home Place                 A & G Bookkeeping Services                                 STC Garage Doors                          CJ Enterprise Of Palm Coast
(352) 873-2411                      (386) 569-6668                                             (386) 437-8162                            (386) 931-3555

Sonny’s Services                    Pelicans III, DBA Jackson Hewitt Tax Service               Quality Seal Coating                      Mario Dourado Home & Commercial Improvements
(904) 739-0806                      (386) 258-3278                                             (386 ) 437-2207                           (508) 965-5540

                                                                               PALM COAST BUSINESS JOURNAL 20
Oswald Maiato’s Home Remodeling & Repair               Oliveira’s Lawn Care Service                                    JEB Construction Group                            Wayne Helms & Zach Bush Hog Service
(386) 589-6121                                         (386) 206-3183                                                  (786) 299-9493                                    (386) 931-4162

Odd Job / Handyman                                     Braian Adler Lawn Service                                       Purified Pools                                    Northeast Bobcat Service
(386 )986-9116                                         (386) 569-6381                                                  (386) 986-9535                                    (386) 931-5564

G & G Quality Home Service                             Cutting Edge Landscaping Of PC                                  Dave Suleski Pool Service                         Coverall Interiors
(386) 986-1238                                         (386) 931-5266                                                  (386) 986-8423                                    (407) 834-8200

Cotto’s Custom Tile & Finishing                        Paradise Lawn and Hedge Service                                 J & P Enterprise                                  Advanced Air Technology
(386) 206-4047                                         (386) 864-2245                                                  (386) 586-9360                                    (386) 793-0714

Dolphin Irrigation Plus                                RXA                                                             Visionscapes Powerwashing                         Boundless Outfitters
(386) 445-0284                                         (386) 437-6957                                                  (386) 206-3506                                    (386)589-3789

Interior Solutions of Central Florida                  F&S Hardscaping & Lawn Care                                     Brian Konopka Pressure Washing                    Express Pay
(386) 986-9390                                         (386) 237-1847                                                  (386) 793-6320                                    (386) 437-9208

Janet European Desigin                                 Leo Limo Service                                                Precision-Works                                   Zamberg
(386) 313-2588                                         (917)4 00-2237                                                  (386) 447-0887                                    (877) 926-2374

John The Cleanup Man                                   R.P. Painting                                                   Atlantic Vibe                                     Gotoby.Com
(386) 523-3223                                         (386) 446-4190                                                  (386) 445-9950                                    (386) 931-7124

P & D Excavating & Bobcat Service                      Carlos Coes Painting & Concrete                                 Core Services                                     Glory Enterprise
(386) 931-2033                                         (386) 986-0685                                                  (606) 545-5314                                    (386)586-3528

Andonie Group & Associates                             Kenneth W. Hansen, Painting                                     Tree Squad                                        Divine Paradise
(386) 302-6726                                         (904) 940-7806                                                  (904) 806-6252                                    (386)447-7174

Snead Lawn Care                                        Prime Coat Painting Of Palm Coast                               Maksim Trucking Corporation                       Angela La Pete
(386) 986-7741                                         (386) 569-8466                                                  (386) 206-4438                                    (386)447-5878

Lawn In Order                                          Boston Painting Service                                         RBS Car Hauling                                   AAA Construction Group
(386) 433-6120                                         (904) 501-2516                                                  (407) 739-9155                                    (904) 377-3229

A & M Fences                                           Kenny Bisiada - Professional Painting & Cleaning                Palm Coast Produce                                James Anthony General Contractor
(386) 679-6161                                         (386) 569-8208                                                  (386) 237-2263                                    (386) 437-4995

CLM Services                                           Royal Brush Painting                                            Majic’s Ground Effects                            Whitley Builders
(386) 931-8700                                         (386) 338-5400                                                  (386) 503-0010                                    (386) 986-7224

C2 Irrigation Repair & Landscape Renovation            Pooka Drywall of NE Florida                                     American Well & Irrigation                        CCA Construction
(386) 864-7208                                         (904) 226-1921                                                  (904 ) 249-5400                                   (386) 295-0048

Alternative Landscaping Design                         Apace Drywall Of NE Florida                                     Fortress Irrigation                               Sepco Air
(386) 206-6138                                         (904) 291-5338                                                  (386) 547-0994                                    (386) 575-2600
                                                                                                          0000600294                                                                                           0000599926




       2 Generations of Professional

               ROOFING
                “A Reputation of Quality & Satisfaction for 26 Years”
          ➤ Credible, Licensed                                   Family Owned & Operated
            & Insured
          ➤ Exclusive 10-Year                                                                                                                         Featuring....
            Warranty on Workmanship
          ➤ Free Annual
            Roof Inspection
                                                                                                                                                   2nd Floor Additions
                                                                                                                                                     • Additions               • Remodeling
                                                                                                                                                     • Renovations             • Siding
                                                                                                                                                     • Custom Framing          • Roofing



                                                                                              Home by J.D.
                                                                                             Adams Building
                                                                                                Group

                                        WE INSTALL AND REPAIR
               Shingle, Metal & Tile Roofing • Standard & Custom-Made Skylights
                                                                                                                                                     CUSTOM HOMES, INC.
                                                       w w w. r e n d e r o o f i n g . c o m                                                        Certified Builder          Certified Roofer
                                                                                                                                                        CRC# 1326545                 CCC# 1327743
                                                       386-445-4789                                                                                         386.437.2997
                                                             FAX 386-445-5999
                                                             Lic.# CCC058058 • State Certified                                                                 Fax: 386.437.2279
                                              MEMBER
                                                                                            Voted Best                                                   Email: TheTallyTeam@pcfl.net
                                                                                            Around For
                                              FRSA                                           17 Years      2006


                                                                                                 PALM COAST BUSINESS JOURNAL 21
Terry’s Plumbing                                  Pamela Heil Designs                                             Buy Now Homes                                  Pretty Paws by Pawrrific
(386) 439-3191                                    (386) 864-1840                                                  (386) 677-4787                                 (386) 445-2556

Scott Plumbing                                    Final Touches                                                   Virtual Homes Realty                           Beam Direct
(904) 226-6309                                    (386) 246-3880                                                  (386) 445-9911                                 (386) 517-6828

Styles Smith Plumbing                             Flagler Acupuncture and Pain Clinic                             1st Global Realty                              Aimee’s Hallmark
(904) 241-4131                                    (386) 439-0239                                                  (386) 916-1209                                 (386) 445-0985

Waterside Pools                                   Milestone Appraisal Group                                       Spanglish Real Estate                          Kitchen G&T Groups
(386) 447-3390                                    (386) 986-2229                                                  (386) 313-3454                                 (386) 447-4525

Ohanu Waters                                      Modern Salon                                                    Palm Harbor Realty Corp of Palm Coast          Star Liquor
(386) 246-9986                                    (386) 446-1054                                                  (386) 931-5955                                 (386) 586-5930

Crosby Building Systems                           Walker Enterprises of Palm Coast                                Festivals Party Center                         Afro-American Caribbean Heritage Org.
(704) 399-1556                                    (386) 742-1334                                                  (386) 503-5274                                 (386) 446-6935

Ford Metal Roofing                                Sanibel High Fidelity                                           Pro Fit Shoes
(904) 471-2819                                    (800) 752-4018                                                  (386) 212-5323

R & A Custom Roofing                              Coho Designs
(386) 255-6113                                    (386) 931-4060

Kentronic Security                                Netpique                                                                                                                                                       0000599372

(904) 777-5400                                    (386) 246-3149

JBI Power & Communications
(954) 418-0019
                                                  P.C. Party Girl Events
                                                  (386) 586-2954
                                                                                                                            St. Johns Marketplace, Inc.
Razor Electric Enterprises                        Ginn Lifestyles Group                                              Flea Market                                                                         RV Park
(386) 437-1936                                    (386) 246-6619
                                                                                                                     904/824-4210                                                               904/824-9840
R&R Electric Of North Florida                     Institute For Life Coach Training                                  Sat & Sun 8 to 4                                                             Open daily:
(904) 764-5555                                    (386) 597-4592
                                                                                                                     2495 SR 207 & I-95                                                8-10:30am • 1:30-6pm
Marvier Subs
(407) 402-9383
                                                  Kelly Caskin, Stroller Fit
                                                  (386)503-6482
                                                                                                                                                                                                 2493 SR 207
                                                                                                                     Old, New, Antique & Unique…                                             Vehicle sale Lots - 5 days
Starbucks Coffee                                  Cardiovascular Consultants of St. Augustine                        We Have It All!                                                          Outside Storage $30/mo.
(386) 445-1452                                    (904) 823-8809                                                                                                                      Event Arena With Stage Available

Nature’s Table Cafe (Fitness One Foods Inc.)      Valerie A. Lasko, M.D.                                                                             St. Augustine, FL 32086
(386) 439-7707                                    (386) 586-1870
                                                                                                                                                      Where the Fun Begins!
Amenity Food & Beverage                           Michael Davis, D.O. - Pediatrics
(386) 447-0192                                    (386) 986-4919
                                                                                                PDFA-0000593406                                                                                                  0000599929




                                                                                                                      L O C AT E D I N F L A G L E R
                                                                                                                                                            34
                                                                                                                                Zoning & Land Use • Condominium Law
                                                                                                                                                                               COUNTY SINCE 1973
                                                                                                                                                                              years

                                                                                                                             Construction Law • Business & Corporate Law
                                                                                                                     Civil & Commercial Litigation • Wills & Trusts/Estate Planning
                                                       The Award-Winning                                                 Residential & Commercial Transactions Title Insurance
                                                             “Sterling II”




           2003-2005 Parade of Homes Winner
                                                                                                                          William J. Bosch
                        MODEL OPEN DAILY!                                                                                 Michael D. Chiumento       386.445.8900
                    84 Frontier Drive, Palm Coast, FL 32137                                                               Michael D. Chiumento, III      4 Old Kings Rd. N.
                                                                                                                          Paul G. Guntharp, Jr.       Palm Coast, FL 32137
                   Mon.-Sat. 11 am-5 pm • Sun. 12 noon-5 pm
                                                                                                                          Jay W. Livingston         www.palmcoastlaw.com
                    386.246.3773 • Toll Free: 888.246.6932
                                 View Our Home Collections Online:                                                   THE HIRING OF A LAWYER IS AN IMPORTANT DECISION THAT SHOULD NOT
                     www.cornerstonehomesonline.com                                                                 BE SOLELY BASED UPON ADVERTISEMENTS. BEFORE YOU DECIDE, ASK US TO
     CRC# 036617
                                                                                                                        SEND YOU FREE WRITTEN INFORMATION ABOUT QUALIFICATIONS.

                                                                                            PALM COAST BUSINESS JOURNAL 22
                                                                                                                                               PDFA-0000605079




                   Late 18th century, john hewitt
              builds a water-powered sawmill                                           2005 flagler county named
                           in north flagler county.                                                        the country’s
                                                                                                  fastest-growing county.


                                                                                                    2006 the same natural features that
                                                                                                    surrounded John Hewitt’s sawmill set the
                                                                                                    stage for Palm Coast’s Premier Master
                                                                                                    Planned Community.




                                                                               2007 sawmill creek opens, bringing
                                                                                    unprecedented homeowning opportunities
                                                                                             to florida’s quiet coast.


Announcing a community whose time has finally come: Sawmill Creek, a community planned
by nature, promises its residents a traditional neighborhood structure, complete with a school,
park and community marketplace. What’s more, Sawmill Creek will offer special features
like miles of biking and walking paths, a golf clubhouse, a community center and a Jim Furyk
signature golf course. Join our interest list at sawmillcreekfla.com , or call 1.800.441.3044.

                                                                                                                 Palm Coast, Florida

                                                                PALM COAST BUSINESS JOURNAL 23
PDFA-0000595573